NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $52.58 +0.82 (+1.58%) Closing price 03:59 PM EasternExtended Trading$52.52 -0.06 (-0.11%) As of 04:49 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Horace Mann Educators Stock (NYSE:HMN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$52.11▼$53.2350-Day Range$45.20▼$54.1352-Week Range$41.01▼$55.56Volume209,873 shsAverage Volume246,989 shsMarket Capitalization$2.12 billionP/E Ratio13.21Dividend Yield2.74%Price TargetN/AConsensus RatingStrong Buy Company Overview Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market. In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders. Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.AI Generated. May Contain Errors. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks58th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 58% of companies evaluated by MarketBeat, and ranked 542nd out of 874 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.2 / 5Analyst RatingStrong Buy Amount of Analyst CoverageHorace Mann Educators has only been the subject of 1 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.24% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 10.24% in the coming year, from $4.49 to $4.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 13.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.76.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 13.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.83.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.72% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 4.06.Change versus previous monthShort interest in Horace Mann Educators has recently decreased by 20.61%, indicating that investor sentiment is improving significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 2.78%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 36.18%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 29.09% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. News and Social Media3.8 / 5News Sentiment1.11 News SentimentHorace Mann Educators has a news sentiment score of 1.11. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.Search InterestOnly 1 people have searched for HMN on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,087,668.00 in company stock.Percentage Held by Insiders3.60% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HMN Stock News HeadlinesWomen's Pro Baseball League Names Horace Mann as Official Founding PartnerJuly 28 at 5:30 PM | businesswire.comAM Best Comments on Credit Ratings of Horace Mann Educators Corporation and Its Subsidiaries Following Announced Transaction with Medical Mutual of OhioJuly 24, 2026 | businesswire.comThree oil giants buried the same discovery for 50 yearsIn 1976, Chevron tapped an energy source with no fuel costs, no carbon, and no supply chain - then killed the project. Unocal and Texaco did the same. All three buried the results because it threatened their core business. Now one company has spent sixty years developing what Big Oil refused to touch. Google locked in a 15-year contract, Bill Gates wrote a $100 million check, and on August 18th the government hands it a competitive edge no other energy source receives.July 28 at 1:00 AM | Behind the Markets (Ad)Horace Mann Educators Corporation (HMN) Discusses Acquisition of Three Complementary Businesses to Strengthen Employer Solutions Platform - SlideshowJuly 22, 2026 | seekingalpha.comHorace Mann Educators Corporation (HMN) Discusses Acquisition of Three Complementary Businesses to Strengthen Employer Solutions Platform TranscriptJuly 22, 2026 | seekingalpha.comHorace Mann Educators (NYSE:HMN) Shares Cross Above 200-Day Moving Average - Time to Sell?July 22, 2026 | americanbankingnews.comHorace Mann Strengthens Customer Relationships and Accelerates Long-Term Growth Through Transactions with Medical Mutual of OhioJuly 21, 2026 | businesswire.comHorace Mann Educators (HMN) Stock Looks Stretched On Fair Value Yet Reasonable On EarningsJuly 17, 2026 | finance.yahoo.comSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $46.15 on January 1st, 2026. Since then, HMN stock has increased by 13.9% and is now trading at $52.5790. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) posted its quarterly earnings data on Friday, May, 8th. The insurance provider reported $1.28 earnings per share for the quarter, beating the consensus estimate of $1.10 by $0.18. The firm's quarterly revenue was up 3.1% compared to the same quarter last year. Read the conference call transcript. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' Board of Directors authorized a stock repurchase program on Tuesday, May 13th 2025, which authorizes the company to repurchase $50,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 3% of its shares through open market purchases. Shares buyback programs are often an indication that the company's board of directors believes its shares are undervalued. Who are Horace Mann Educators' major shareholders? Horace Mann Educators' top institutional investors include Wasatch Advisors LP (3.47%), Handelsbanken Fonder AB (0.03%), GAMMA Investing LLC (0.01%) and Longboard Asset Management LP (0.01%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Victor Fetter, Donald M Carley, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Last Earnings5/08/2026Record date for 6/30 Dividend6/15/2026Ex-Dividend for 6/30 Dividend6/15/2026Dividend Payable6/30/2026Today7/28/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (18m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 HMN's financial health is in the Green zone, according to TradeSmith. HMN has been in this zone for over 18 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,800Year Founded1945Profitability EPS (Trailing Twelve Months)$3.98 Trailing P/E Ratio13.21 Forward P/E Ratio11.71 P/E GrowthN/ANet Income$162.10 million Net Margins9.63% Pretax Margin11.89% Return on Equity14.15% Return on Assets1.35% Debt Debt-to-Equity Ratio0.40 Current Ratio0.08 Quick Ratio0.08 Sales & Book Value Annual Sales$1.70 billion Price / Sales1.25 Cash Flow$5.56 per share Price / Cash Flow9.45 Book Value$36.44 per share Price / Book1.44Miscellaneous Outstanding Shares40,380,000Free Float38,927,000Market Cap$2.12 billion OptionableOptionable Beta0.09 Social Links 7 Stocks That Could Lead the Next Market BoomTesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you’ll find 7 stocks that could play a major role in the next tech-driven market boom.Get This Free Report This page (NYSE:HMN) was last updated on 7/28/2026 by MarketBeat.com Staff. From Our Partners3 Signs of The Biggest “Melt-Up” in U.S. HistoryIn 1995, a convergence of three economic triggers fueled the biggest market melt-up in U.S. history. One self-...True Market Insiders | SponsoredThree oil giants buried the same discovery for 50 yearsIn 1976, Chevron tapped an energy source with no fuel costs, no carbon, and no supply chain - then killed the ...Behind the Markets | SponsoredElon's next move will be bigger than the IPO – and it could happen any day nowHedge fund legend Larry Benedict - who delivered a 279% return on cash in 2025 and went on a 20-year winning s...Brownstone Research | SponsoredYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time throug...Profits Run | SponsoredHere’s Why Trump Won’t End The Iran WarTrump has called an Iran deal close 38 times since the war began, yet the fighting keeps flaring back up. O...Banyan Hill Publishing | SponsoredBuy this stock todayMarc Chaikin, founder of Chaikin Analytics, is sharing a strategy he calls 'Sell This, Buy That' - a way to mo...Chaikin Analytics | SponsoredWhat's the Best Way to Lower RMD Taxes?Once you turn 73, the IRS requires you to take distributions from your IRA, 401(k), and other retirement accou...SmartAsset | SponsoredA storm is comingThe U.S. dollar has sunk to near a four-year low, while the Bureau of Economic Analysis prepares a change to h...Stansberry Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Horace Mann Educators Corporation Please log in to your account or sign up in order to add this asset to your watchlist. Share Horace Mann Educators With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.