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NYSE:HMN

Horace Mann Educators (HMN) Stock Price, News & Analysis

Horace Mann Educators logo
$45.37 -0.51 (-1.12%)
Closing price 09/25/2026 03:59 PM Eastern
Extended Trading
$45.35 -0.02 (-0.04%)
As of 09/25/2026 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Horace Mann Educators Stock (NYSE:HMN)

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Key Stats

Today's Range
$45.31
▼
$46.24
50-Day Range
$45.37
▼
$54.16
52-Week Range
$41.29
▼
$55.56
Volume
372,054 shs
Average Volume
324,401 shs
Market Capitalization
$1.84 billion
P/E Ratio
10.60
Dividend Yield
3.17%
Price Target
$59.00
Consensus Rating
Strong Buy

Company Overview

Horace Mann Educators Corporation (NYSE: HMN) is an insurance and financial services company focused on serving educators and other employees of public schools. Founded in 1945 by educators in Springfield, Illinois, the company has built its business around the insurance and financial needs of the education community.

Through its operating subsidiaries, Horace Mann provides personal lines insurance products, including automobile and homeowners insurance, as well as life insurance and supplemental insurance. The company also offers retirement products and services, including tax-deferred annuities, along with financial planning and related resources designed for educators.

Horace Mann serves K-12 educators and school employees across the United States through a network of local agency offices, representatives and digital resources. Its education-focused model includes insurance products, retirement solutions and services intended to address the distinct financial considerations of teachers and other public-school professionals.

AI Generated. May Contain Errors.

Horace Mann Educators Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
87th Percentile Overall Score

HMN MarketRank™: 

Horace Mann Educators scored higher than 87% of companies evaluated by MarketBeat, and ranked 223rd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Earnings Growth

    Earnings for Horace Mann Educators are expected to grow by 9.83% in the coming year, from $4.78 to $5.25 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Horace Mann Educators is 10.60, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Horace Mann Educators is 10.60, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.

  • Price to Book Value per Share Ratio

    Horace Mann Educators has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Horace Mann Educators' valuation and earnings.
  • Percentage of Shares Shorted

    2.87% of the float of Horace Mann Educators has been sold short.
  • Short Interest Ratio / Days to Cover

    Horace Mann Educators has a short interest ratio ("days to cover") of 3.91, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Horace Mann Educators has recently increased by 9.43%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Horace Mann Educators pays a meaningful dividend of 3.18%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Horace Mann Educators has been increasing its dividend for 17 years.

  • Dividend Coverage

    The dividend payout ratio of Horace Mann Educators is 33.64%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 27.43% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.

  • Read more about Horace Mann Educators' dividend.
  • News Sentiment

    Horace Mann Educators has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 5 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.
  • MarketBeat Follows

    3 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,443,719.00 in company stock.

  • Percentage Held by Insiders

    3.60% of the stock of Horace Mann Educators is held by insiders.

  • Percentage Held by Institutions

    99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Horace Mann Educators' insider trading history.
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HMN Stock News Headlines

Horace Mann Educators (NYSE:HMN) Upgraded to "Buy" at Wall Street Zen
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Horace Mann Educators Corp's Dividend Analysis
Horace Mann Declares Quarterly Dividend
See More Headlines

HMN Stock Analysis - Frequently Asked Questions

Horace Mann Educators' stock was trading at $46.15 at the beginning of 2026. Since then, HMN shares have decreased by 1.7% and is now trading at $45.3680.

Horace Mann Educators Corporation (NYSE:HMN) released its earnings results on Wednesday, August, 5th. The insurance provider reported $1.17 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.79 by $0.38. The company's revenue was up 7.7% compared to the same quarter last year.
Read the conference call transcript
.

Horace Mann Educators' Board of Directors initiated a stock buyback program on Tuesday, May 13th 2025, which authorizes the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 3% of its shares through open market purchases. Shares buyback programs are often a sign that the company's management believes its shares are undervalued.

Horace Mann Educators' top institutional investors include BlackRock Inc. (14.58%), Wasatch Advisors LP (3.47%), Bank of America Corp DE (1.40%) and Bank of New York Mellon Corp (0.96%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Donald M Carley, Perry G Hines, Victor Fetter, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure.
View institutional ownership trends
.

Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW).

Company Calendar

Record date for 6/30 Dividend
6/15/2026
Ex-Dividend for 6/30 Dividend
6/15/2026
Dividend Payable
6/30/2026
Last Earnings
8/05/2026
Record date for 9/30 Dividend
9/16/2026
Ex-Dividend for 9/30 Dividend
9/16/2026
Today
9/27/2026
Dividend Payable
9/30/2026
Next Earnings (Estimated)
11/03/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Insurance
Sub-Industry
Multi-line Insurance
Current Symbol
NYSE:HMN
CIK
850141
Employees
1,800
Year Founded
1945

Price Target and Rating

High Price Target
$59.00
Low Price Target
$59.00
Potential Upside/Downside
+30.0%
Consensus Rating
Strong Buy
Rating Score (0-4)
4.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$4.28
Trailing P/E Ratio
10.60
Forward P/E Ratio
9.49
P/E Growth
N/A
Net Income
$162.10 million
Net Margins
10.15%
Pretax Margin
12.39%
Return on Equity
14.08%
Return on Assets
1.35%

Debt

Debt-to-Equity Ratio
0.40
Current Ratio
0.08
Quick Ratio
0.08

Sales & Book Value

Annual Sales
$1.68 billion
Price / Sales
1.10
Cash Flow
$5.48 per share
Price / Cash Flow
8.28
Book Value
$36.44 per share
Price / Book
1.25

Miscellaneous

Outstanding Shares
40,501,000
Free Float
39,043,000
Market Cap
$1.84 billion
Optionable
Optionable
Beta
0.08

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This page (NYSE:HMN) was last updated on 9/27/2026 by MarketBeat.com Staff.
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