Horace Mann Educators Corporation Company Profile (NYSE:HMN)

About Horace Mann Educators Corporation (NYSE:HMN)

Horace Mann Educators Corporation logoHorace Mann Educators Corporation (HMEC) is an insurance holding company. Through its subsidiaries, HMEC markets and underwrites personal lines of property and casualty (primarily personal lines automobile and homeowners) insurance, retirement annuities (primarily tax-qualified products) and life insurance in the United States. The Company's operating segments include Property and Casualty segment, comprising primarily personal lines automobile and homeowners products; Retirement segment, comprising primarily tax-qualified fixed and variable annuities; Life segment life insurance, and Corporate and Other. It markets and services its products through a sales force of full-time agents supported by its Customer Contact Center. These agents sell HMEC's products and limited additional third-party vendor products. As of December 31, 2016, its property and casualty subsidiaries and its life insurance subsidiary were licensed to write business in over 48 states and the District of Columbia.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Property & Casualty Insurance
  • Sub-Industry: Multi-line Insurance
  • Symbol: NYSE:HMN
  • CUSIP: 44032710
  • Web: www.horacemann.com
  • Market Cap: $1.63 billion
  • Outstanding Shares: 40,673,000
Average Prices:
  • 50 Day Moving Avg: $38.41
  • 200 Day Moving Avg: $37.93
  • 52 Week Range: $33.30 - $44.15
  • Trailing P/E Ratio: 26.11
  • Foreward P/E Ratio: 18.29
  • P/E Growth: 2.50
Sales & Book Value:
  • Annual Revenue: $1.15 billion
  • Price / Sales: 1.42
  • Book Value: $33.49 per share
  • Price / Book: 1.20
  • Annual Dividend: $1.10
  • Dividend Yield: 2.7%
  • EBITDA: $100.59 million
  • Net Margins: 5.59%
  • Return on Equity: 4.56%
  • Return on Assets: 0.58%
  • Debt-to-Equity Ratio: 0.18%
  • Current Ratio: 0.09%
  • Quick Ratio: 0.09%
  • Average Volume: 160,362 shs.
  • Beta: 1.09
  • Short Ratio: 2.94

Frequently Asked Questions for Horace Mann Educators Corporation (NYSE:HMN)

What is Horace Mann Educators Corporation's stock symbol?

Horace Mann Educators Corporation trades on the New York Stock Exchange (NYSE) under the ticker symbol "HMN."

How often does Horace Mann Educators Corporation pay dividends? What is the dividend yield for Horace Mann Educators Corporation?

Horace Mann Educators Corporation announced a quarterly dividend on Friday, September 1st. Investors of record on Friday, September 15th will be paid a dividend of $0.275 per share on Friday, September 29th. This represents a $1.10 annualized dividend and a yield of 2.75%. The ex-dividend date of this dividend is Thursday, September 14th. View Horace Mann Educators Corporation's Dividend History.

How were Horace Mann Educators Corporation's earnings last quarter?

Horace Mann Educators Corporation (NYSE:HMN) released its earnings results on Monday, April, 24th. The company reported $0.37 earnings per share (EPS) for the quarter, missing the Zacks' consensus estimate of $0.55 by $0.18. The company earned $287.30 million during the quarter, compared to analyst estimates of $288.70 million. Horace Mann Educators Corporation had a net margin of 5.59% and a return on equity of 4.56%. The firm's revenue was up 5.9% compared to the same quarter last year. During the same period in the prior year, the firm posted $0.62 earnings per share. View Horace Mann Educators Corporation's Earnings History.

When will Horace Mann Educators Corporation make its next earnings announcement?

Horace Mann Educators Corporation is scheduled to release their next quarterly earnings announcement on Tuesday, October, 24th 2017. View Earnings Estimates for Horace Mann Educators Corporation.

Where is Horace Mann Educators Corporation's stock going? Where will Horace Mann Educators Corporation's stock price be in 2017?

3 brokerages have issued 12-month target prices for Horace Mann Educators Corporation's stock. Their predictions range from $37.00 to $37.00. On average, they anticipate Horace Mann Educators Corporation's share price to reach $37.00 in the next twelve months. View Analyst Ratings for Horace Mann Educators Corporation.

Who are some of Horace Mann Educators Corporation's key competitors?

Who are Horace Mann Educators Corporation's key executives?

Horace Mann Educators Corporation's management team includes the folowing people:

  • Gabriel L. Shaheen, Independent Chairman of the Board
  • Marita Zuraitis, President, Chief Executive Officer, Director
  • Bret A. Conklin, Acting Chief Financial Officer, Senior Vice President
  • John P. McCarthy, Chief Human Resource Officer, Senior Vice President
  • William J. Caldwell Jr., Executive Vice President, Property and Casualty
  • Matthew P. Sharpe, Executive Vice President - Annuity and Life
  • Sandra L. Figurski, Senior Vice President, Chief Information Officer
  • Donald M. Carley, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer
  • Kelly J. Stacy, Senior Vice President - Field Operations and Distribution
  • Kimberly Johnson, Principal Accounting Officer, Vice President, Controller

Who owns Horace Mann Educators Corporation stock?

Horace Mann Educators Corporation's stock is owned by many different of retail and institutional investors. Top institutional investors include Shell Asset Management Co. (0.36%). Company insiders that own Horace Mann Educators Corporation stock include Bret A Conklin, Dwayne D Hallman, Matthew P Sharpe and Robert Stricker. View Institutional Ownership Trends for Horace Mann Educators Corporation.

Who bought Horace Mann Educators Corporation stock? Who is buying Horace Mann Educators Corporation stock?

Horace Mann Educators Corporation's stock was bought by a variety of institutional investors in the last quarter, including Shell Asset Management Co.. View Insider Buying and Selling for Horace Mann Educators Corporation.

How do I buy Horace Mann Educators Corporation stock?

Shares of Horace Mann Educators Corporation can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Horace Mann Educators Corporation's stock price today?

One share of Horace Mann Educators Corporation stock can currently be purchased for approximately $40.05.

MarketBeat Community Rating for Horace Mann Educators Corporation (NYSE HMN)
Community Ranking:  1.5 out of 5 (star half star)
Outperform Votes:  53 (Vote Outperform)
Underperform Votes:  123 (Vote Underperform)
Total Votes:  176
MarketBeat's community ratings are surveys of what our community members think about Horace Mann Educators Corporation and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Horace Mann Educators Corporation (NYSE:HMN) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 3 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $37.00 (7.62% downside)
Consensus Price Target History for Horace Mann Educators Corporation (NYSE:HMN)
Price Target History for Horace Mann Educators Corporation (NYSE:HMN)
Analysts' Ratings History for Horace Mann Educators Corporation (NYSE:HMN)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
9/5/2017Keefe, Bruyette & WoodsUpgradeUnderperform -> Market Perform$37.00LowView Rating Details
11/2/2016Langen McalennDowngradeBuy -> NeutralN/AView Rating Details
11/2/2016Janney Montgomery ScottDowngradeBuy -> NeutralN/AView Rating Details
11/10/2015JMP SecuritiesInitiated CoverageMarket PerformN/AView Rating Details
(Data available from 10/23/2015 forward)


Earnings History for Horace Mann Educators Corporation (NYSE:HMN)
Earnings by Quarter for Horace Mann Educators Corporation (NYSE:HMN)
Earnings History by Quarter for Horace Mann Educators Corporation (NYSE HMN)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/24/2017$0.55N/AView Earnings Details
7/24/2017Q2 17$0.11$0.02$290.40 million$291.40 millionViewN/AView Earnings Details
4/24/2017Q1 17$0.55$0.37$288.70 million$287.30 millionViewN/AView Earnings Details
2/6/2017Q416$0.40$0.52$283.90 million$282.80 millionViewListenView Earnings Details
10/31/2016Q316$0.47$0.58$219.60 million$291.30 millionViewN/AView Earnings Details
7/27/2016Q216$0.17$0.25$273.80 million$283.50 millionViewN/AView Earnings Details
5/2/2016Q116$0.57$0.62$271.21 million$271.30 millionViewN/AView Earnings Details
2/9/2016Q415$0.52$0.43$271.60 million$276.10 millionViewN/AView Earnings Details
10/28/2015Q315$0.56$0.50$267.56 million$265.70 millionViewListenView Earnings Details
7/28/2015Q215$0.56$0.36$266.85 million$268.50 millionViewListenView Earnings Details
4/22/2015Q115$0.62$0.72$263.91 million$270.10 millionViewN/AView Earnings Details
2/9/2015Q414$0.66$0.68$262.98 million$269.10 millionViewN/AView Earnings Details
10/22/2014Q314$0.58$0.55$260.90 million$265.60 millionViewN/AView Earnings Details
7/23/2014Q214$0.50$0.43$256.37 million$264.80 millionViewN/AView Earnings Details
4/24/2014Q114$0.48$0.65$255.40 million$251.20 millionViewListenView Earnings Details
2/5/2014Q413$0.55$0.79$254.30 million$259.10 millionViewListenView Earnings Details
10/23/2013Q313$0.59$0.59$250.70 million$251.90 millionViewListenView Earnings Details
7/24/2013Q2 2013$0.30$0.39$249.50 million$265.60 millionViewListenView Earnings Details
4/24/2013Q1 2013$0.51$0.55$252.61 million$254.60 millionViewListenView Earnings Details
2/5/2013Q4 2012$0.35$0.67$251.00 million$255.40 millionViewListenView Earnings Details
10/24/2012$0.40$0.62ViewN/AView Earnings Details
2/7/2012$0.53$0.72ViewN/AView Earnings Details
10/26/2011$0.35$0.23ViewN/AView Earnings Details
7/27/2011($0.21)($0.30)ViewN/AView Earnings Details
4/26/2011$0.44$0.53ViewN/AView Earnings Details
2/7/2011$0.36$0.39ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Horace Mann Educators Corporation (NYSE:HMN)
2017 EPS Consensus Estimate: $1.94
2018 EPS Consensus Estimate: $2.25
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20171$0.54$0.54$0.54
Q2 20171$0.34$0.34$0.34
Q3 20171$0.41$0.41$0.41
Q4 20171$0.65$0.65$0.65
Q1 20181$0.59$0.59$0.59
Q2 20181$0.45$0.45$0.45
Q3 20181$0.49$0.49$0.49
Q4 20181$0.72$0.72$0.72
(Data provided by Zacks Investment Research)


Current Dividend Information for Horace Mann Educators Corporation (NYSE:HMN)
Most Recent Dividend:9/29/2017
Annual Dividend:$1.10
Dividend Yield:2.75%
Dividend Growth:10.80% (3 Year Average)
Payout Ratio:70.97% (Trailing 12 Months of Earnings)
85.94% (Based on This Year's Estimates)
50.23% (Based on Next Year's Estimates)
Track Record:8 Years of Consecutive Dividend Growth
Dividend Payments by Quarter for Horace Mann Educators Corporation (NYSE:HMN)

Dividend History by Quarter for Horace Mann Educators Corporation (NYSE HMN)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Horace Mann Educators Corporation (NYSE:HMN)
Insider Ownership Percentage: 2.10%
Institutional Ownership Percentage: 98.26%
Insider Trades by Quarter for Horace Mann Educators Corporation (NYSE:HMN)
Institutional Ownership by Quarter for Horace Mann Educators Corporation (NYSE:HMN)
Insider Trades by Quarter for Horace Mann Educators Corporation (NYSE:HMN)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
9/29/2017Robert StrickerDirectorSell3,500$39.35$137,725.00View SEC Filing  
6/16/2017Bret A. ConklinCFOSell4,085$37.95$155,025.75View SEC Filing  
5/30/2017Matthew P. SharpeInsiderSell2,355$38.50$90,667.50View SEC Filing  
12/7/2016Bret A. ConklinSVPSell2,693$41.61$112,055.73View SEC Filing  
8/30/2016Dwayne D. HallmanCFOSell8,220$36.29$298,303.80View SEC Filing  
3/29/2016Bret A ConklinSVPSell5,394$31.64$170,666.16View SEC Filing  
3/17/2015Ann M CaparrosGeneral CounselSell18,000$33.21$597,780.00View SEC Filing  
3/11/2015Bret A ConklinSVPSell4,605$32.83$151,182.15View SEC Filing  
3/6/2015Roger SteinbeckerDirectorSell12,000$32.78$393,360.00View SEC Filing  
11/24/2014Roger SteinbeckerDirectorSell3,000$30.95$92,850.00View SEC Filing  
8/14/2014Robert StrickerDirectorSell4,388$29.00$127,252.00View SEC Filing  
7/28/2014Roger SteinbeckerDirectorSell3,000$29.19$87,570.00View SEC Filing  
6/18/2014Bret A ConklinSVPSell4,564$31.17$142,259.88View SEC Filing  
6/17/2014Steve HassenmillerDirectorSell6,500$30.75$199,875.00View SEC Filing  
6/5/2014Ann M CaparrosGeneral CounselSell3,022$29.50$89,149.00View SEC Filing  
5/27/2014Ann M CaparrosGeneral CounselSell3,167$29.59$93,711.53View SEC Filing  
4/1/2014Steve HassenmillerDirectorSell7,500$28.86$216,450.00View SEC Filing  
3/27/2014Mary FutrellDirectorSell1,400$28.48$39,872.00View SEC Filing  
3/7/2014Roger SteinbeckerDirectorSell3,000$29.04$87,120.00View SEC Filing  
12/20/2013Peter HeckmanCEOSell23,657$30.59$723,667.63View SEC Filing  
12/18/2013Peter HeckmanCEOSell15,028$30.23$454,296.44View SEC Filing  
12/18/2013Roger SteinbeckerDirectorSell1,895$30.08$57,001.60View SEC Filing  
12/16/2013Peter HeckmanCEOSell3,770$30.29$114,193.30View SEC Filing  
12/9/2013Peter HeckmanCEOSell30,280$30.76$931,412.80View SEC Filing  
12/5/2013Peter HeckmanCEOSell35,000$30.54$1,068,900.00View SEC Filing  
11/20/2013Thomas WilkinsonEVPSell15,790$29.35$463,436.50View SEC Filing  
10/11/2013Steve CardinalCMOSell27,049$28.98$783,880.02View SEC Filing  
10/9/2013Steve CardinalCMOSell38,473$28.42$1,093,402.66View SEC Filing  
10/7/2013Steve CardinalCMOSell21,633$28.85$624,112.05View SEC Filing  
10/3/2013Steve CardinalCMOSell27,240$28.35$772,254.00View SEC Filing  
9/25/2013Steve CardinalEVPSell40,787$27.83$1,135,102.21View SEC Filing  
8/1/2013Bret A ConklinSVPSell12,081$28.42$343,342.02View SEC Filing  
8/1/2013Thomas WilkinsonEVPSell35,681$28.50$1,016,908.50View SEC Filing  
7/30/2013Roger SteinbeckerDirectorSell3,000$28.32$84,960.00View SEC Filing  
7/30/2013Thomas WilkinsonEVPSell20,748$28.46$590,488.08View SEC Filing  
7/1/2013Steve HassenmillerDirectorSell7,500$24.20$181,500.00View SEC Filing  
6/19/2013Bret A ConklinSVPSell1,500$25.20$37,800.00View SEC Filing  
6/18/2013Dwayne D HallmanCFOSell6,508$25.27$164,457.16View SEC Filing  
6/18/2013Peter H HeckmanCEOSell23,768$25.22$599,428.96View SEC Filing  
6/14/2013Dwayne D HallmanCFOSell5,000$25.11$125,550.00View SEC Filing  
6/13/2013Dwayne D HallmanCFOSell18,492$24.90$460,450.80View SEC Filing  
6/13/2013Paul D AndrewsSVPSell9,056$25.23$228,482.88View SEC Filing  
6/13/2013Steve CardinalEVPSell47,828$25.13$1,201,917.64View SEC Filing  
6/10/2013Ann M CaparrosGeneral CounselSell36,696$24.84$911,528.64View SEC Filing  
6/10/2013Steve CardinalEVPSell2,172$25.00$54,300.00View SEC Filing  
6/3/2013Paul D AndrewsSVPSell21,584$24.30$524,491.20View SEC Filing  
5/21/2013Roger SteinbeckerDirectorSell3,000$23.04$69,120.00View SEC Filing  
2/14/2013Roger SteinbeckerDirectorSell4,500$21.61$97,245.00View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for Horace Mann Educators Corporation (NYSE:HMN)
Latest Headlines for Horace Mann Educators Corporation (NYSE:HMN)
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Horace Mann Educators Corporation (HMN) Chart for Monday, October, 23, 2017

This page was last updated on 10/23/2017 by MarketBeat.com Staff

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