NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $45.88 -0.48 (-1.02%) As of 02:10 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Horace Mann Educators Stock (NYSE:HMN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$45.31▼$46.5150-Day Range$41.54▼$47.6652-Week Range$40.04▼$48.33Volume80,012 shsAverage Volume237,790 shsMarket Capitalization$1.85 billionP/E Ratio11.53Dividend Yield3.14%Price Target$46.50Consensus RatingModerate Buy Company Overview Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market. In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders. Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.AI Generated. May Contain Errors. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 75% of companies evaluated by MarketBeat, and ranked 409th out of 882 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingModerate Buy Consensus RatingHorace Mann Educators has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Horace Mann Educators is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHorace Mann Educators has only been the subject of 1 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.24% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 10.24% in the coming year, from $4.49 to $4.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 11.57, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.18.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 11.57, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.98.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.30% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 4.68.Change versus previous monthShort interest in Horace Mann Educators has recently decreased by 6.14%, indicating that investor sentiment is improving significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 3.08%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 36.18%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 29.09% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. News and Social Media2.4 / 5News Sentiment0.82 News SentimentHorace Mann Educators has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.MarketBeat FollowsOnly 1 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $738,329.00 in company stock.Percentage Held by Insiders3.60% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. 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HMN Stock News HeadlinesWinners and losers of Q1: Horace Mann Educators (NYSE:HMN) vs the rest of the life insurance stocksMay 28 at 12:51 AM | msn.comHorace Mann Shareholders Reelect Board, Affirm Governance PracticesMay 23, 2026 | theglobeandmail.comTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no debate, no vote, one executive order. Gold tripled within three years and climbed 20x over the following decade. Trump holds that same executive authority today, and his advisors are openly saying a reversal is on the table. There are two ways this plays out - both move gold in the same direction. A free briefing breaks down exactly what Nixon did, why Trump is positioned to act, and how to move your 401k into gold before any announcement - tax free.May 29 at 1:00 AM | Reagan Gold Group (Ad)Horace Mann declares quarterly dividendMay 20, 2026 | businesswire.comHorace Mann Educators Delivers Record Earnings MomentumMay 19, 2026 | tipranks.comHorace Mann Named 2025 Voluntary Sales Growth Leader by Eastbridge Consulting GroupMay 14, 2026 | finance.yahoo.comHorace Mann Educators (NYSE:HMN) CEO Marita Zuraitis Sells 403 SharesMay 8, 2026 | insidertrades.comInsider Selling: Horace Mann Educators (NYSE:HMN) CEO Sells $12,278.56 in StockMay 6, 2026 | insidertrades.comSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $46.15 at the beginning of the year. Since then, HMN shares have decreased by 0.2% and is now trading at $46.04. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) announced its earnings results on Friday, May, 8th. The insurance provider reported $1.28 earnings per share for the quarter, topping analysts' consensus estimates of $1.10 by $0.18. Horace Mann Educators's quarterly revenue was up 3.1% compared to the same quarter last year. Read the conference call transcript. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' board approved a stock buyback program on Tuesday, May 13th 2025, which authorizes the company to buy back $50,000,000 in shares, according to EventVestor. This means that the company could buy up to 3% of its stock through open market purchases. Stock buyback programs are generally a sign that the company's leadership believes its stock is undervalued. Who are Horace Mann Educators' major shareholders? Top institutional shareholders of Horace Mann Educators include Dimensional Fund Advisors LP (5.41%), Bank of America Corp DE (1.25%), Bank of New York Mellon Corp (0.96%) and Principal Financial Group Inc. (0.64%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Victor Fetter, Donald M Carley, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Record date for 3/31 Dividend3/17/2026Ex-Dividend for 3/31 Dividend3/17/2026Dividend Payable3/31/2026Last Earnings5/08/2026Today5/29/2026Record date for 6/30 Dividend6/15/2026Ex-Dividend for 6/30 Dividend6/15/2026Dividend Payable6/30/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (16m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 HMN's financial health is in the Green zone, according to TradeSmith. HMN has been in this zone for over 16 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,800Year Founded1945Price Target and Rating Average Price Target for Horace Mann Educators$46.50 High Price Target$48.00 Low Price Target$45.00 Potential Upside/Downside+1.4%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$3.98 Trailing P/E Ratio11.53 Forward P/E Ratio10.22 P/E GrowthN/ANet Income$162.10 million Net Margins9.63% Pretax Margin11.89% Return on Equity14.15% Return on Assets1.35% Debt Debt-to-Equity Ratio0.40 Current Ratio0.08 Quick Ratio0.08 Sales & Book Value Annual Sales$1.70 billion Price / Sales1.09 Cash Flow$5.37 per share Price / Cash Flow8.54 Book Value$36.40 per share Price / Book1.26Miscellaneous Outstanding Shares40,380,000Free Float38,927,000Market Cap$1.85 billion OptionableOptionable Beta0.11 Social Links 7 Stocks That Could Be Bigger Than Tesla, Nvidia, and GoogleLooking for the next FAANG stock before everyone has heard about it? Click the link to see which stocks MarketBeat analysts think might become the next trillion dollar tech company.Get This Free Report This page (NYSE:HMN) was last updated on 5/29/2026 by MarketBeat.com Staff. From Our PartnersThe 1934 playbookIn 1934, a legal government maneuver transferred billions in wealth overnight. 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