About Horace Mann Educators Corporation (NYSE:HMN)
Horace Mann Educators Corporation (HMEC) is an insurance holding company. Through its subsidiaries, HMEC markets and underwrites personal lines of property and casualty (primarily personal lines automobile and homeowners) insurance, retirement annuities (primarily tax-qualified products) and life insurance in the United States. The Company's operating segments include Property and Casualty segment, comprising primarily personal lines automobile and homeowners products; Retirement segment, comprising primarily tax-qualified fixed and variable annuities; Life segment life insurance, and Corporate and Other. It markets and services its products through a sales force of full-time agents supported by its Customer Contact Center. These agents sell HMEC's products and limited additional third-party vendor products. As of December 31, 2016, its property and casualty subsidiaries and its life insurance subsidiary were licensed to write business in over 48 states and the District of Columbia.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Property & Casualty Insurance
- Sub-Industry: Multi-line Insurance
- Symbol: NYSE:HMN
- CUSIP: 44032710
- Web: www.horacemann.com
- Market Cap: $1.63 billion
- Outstanding Shares: 40,673,000
- 50 Day Moving Avg: $38.41
- 200 Day Moving Avg: $37.93
- 52 Week Range: $33.30 - $44.15
Sales & Book Value:
- Trailing P/E Ratio: 26.11
- Foreward P/E Ratio: 18.29
- P/E Growth: 2.50
- Annual Revenue: $1.15 billion
- Price / Sales: 1.42
- Book Value: $33.49 per share
- Price / Book: 1.20
- Annual Dividend: $1.10
- Dividend Yield: 2.7%
- EBITDA: $100.59 million
- Net Margins: 5.59%
- Return on Equity: 4.56%
- Return on Assets: 0.58%
- Debt-to-Equity Ratio: 0.18%
- Current Ratio: 0.09%
- Quick Ratio: 0.09%
- Average Volume: 160,362 shs.
- Beta: 1.09
- Short Ratio: 2.94
Frequently Asked Questions for Horace Mann Educators Corporation (NYSE:HMN)
What is Horace Mann Educators Corporation's stock symbol?
Horace Mann Educators Corporation trades on the New York Stock Exchange (NYSE) under the ticker symbol "HMN."
How often does Horace Mann Educators Corporation pay dividends? What is the dividend yield for Horace Mann Educators Corporation?
Horace Mann Educators Corporation announced a quarterly dividend on Friday, September 1st. Investors of record on Friday, September 15th will be paid a dividend of $0.275 per share on Friday, September 29th. This represents a $1.10 annualized dividend and a yield of 2.75%. The ex-dividend date of this dividend is Thursday, September 14th. View Horace Mann Educators Corporation's Dividend History.
How were Horace Mann Educators Corporation's earnings last quarter?
Horace Mann Educators Corporation (NYSE:HMN) released its earnings results on Monday, April, 24th. The company reported $0.37 earnings per share (EPS) for the quarter, missing the Zacks' consensus estimate of $0.55 by $0.18. The company earned $287.30 million during the quarter, compared to analyst estimates of $288.70 million. Horace Mann Educators Corporation had a net margin of 5.59% and a return on equity of 4.56%. The firm's revenue was up 5.9% compared to the same quarter last year. During the same period in the prior year, the firm posted $0.62 earnings per share. View Horace Mann Educators Corporation's Earnings History.
When will Horace Mann Educators Corporation make its next earnings announcement?
Where is Horace Mann Educators Corporation's stock going? Where will Horace Mann Educators Corporation's stock price be in 2017?
3 brokerages have issued 12-month target prices for Horace Mann Educators Corporation's stock. Their predictions range from $37.00 to $37.00. On average, they anticipate Horace Mann Educators Corporation's share price to reach $37.00 in the next twelve months. View Analyst Ratings for Horace Mann Educators Corporation.
Who are some of Horace Mann Educators Corporation's key competitors?
Some companies that are related to Horace Mann Educators Corporation include Selective Insurance Group (SIGI), ProAssurance Corporation (PRA), RLI Corp. (RLI), Saga PLC (SAGA), Argo Group International Holdings (AGII), The Navigators Group (NAVG), OneBeacon Insurance Group (OB), Employers Holdings (EIG), Lancashire Holdings Limited (LRE), James River Group Holdings (JRVR), United Fire Group (UFCS), Esure Group PLC (ESUR), State Auto Financial Corp (STFC), Kinsale Capital Group (KNSL), State National Companies (SNC), MBIA (MBI), Universal Insurance Holdings (UVE) and United Insurance Holdings Corp. (UIHC).
Who are Horace Mann Educators Corporation's key executives?
Horace Mann Educators Corporation's management team includes the folowing people:
- Gabriel L. Shaheen, Independent Chairman of the Board
- Marita Zuraitis, President, Chief Executive Officer, Director
- Bret A. Conklin, Acting Chief Financial Officer, Senior Vice President
- John P. McCarthy, Chief Human Resource Officer, Senior Vice President
- William J. Caldwell Jr., Executive Vice President, Property and Casualty
- Matthew P. Sharpe, Executive Vice President - Annuity and Life
- Sandra L. Figurski, Senior Vice President, Chief Information Officer
- Donald M. Carley, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer
- Kelly J. Stacy, Senior Vice President - Field Operations and Distribution
- Kimberly Johnson, Principal Accounting Officer, Vice President, Controller
Who owns Horace Mann Educators Corporation stock?
Horace Mann Educators Corporation's stock is owned by many different of retail and institutional investors. Top institutional investors include Shell Asset Management Co. (0.36%). Company insiders that own Horace Mann Educators Corporation stock include Bret A Conklin, Dwayne D Hallman, Matthew P Sharpe and Robert Stricker. View Institutional Ownership Trends for Horace Mann Educators Corporation.
Who bought Horace Mann Educators Corporation stock? Who is buying Horace Mann Educators Corporation stock?
How do I buy Horace Mann Educators Corporation stock?
Shares of Horace Mann Educators Corporation can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Horace Mann Educators Corporation's stock price today?
MarketBeat Community Rating for Horace Mann Educators Corporation (NYSE HMN)MarketBeat's community ratings are surveys of what our community members think about Horace Mann Educators Corporation and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Horace Mann Educators Corporation stock can currently be purchased for approximately $40.05.
Consensus Ratings for Horace Mann Educators Corporation (NYSE:HMN) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||3 Hold Ratings|
|Consensus Rating:||Hold (Score: 2.00)|
|Consensus Price Target: ||$37.00 (7.62% downside)|Consensus Price Target History for Horace Mann Educators Corporation (NYSE:HMN)
Analysts' Ratings History for Horace Mann Educators Corporation (NYSE:HMN)
(Data available from 10/23/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|9/5/2017||Keefe, Bruyette & Woods||Upgrade||Underperform -> Market Perform||$37.00||Low|
|11/2/2016||Langen Mcalenn||Downgrade||Buy -> Neutral||N/A|
|11/2/2016||Janney Montgomery Scott||Downgrade||Buy -> Neutral||N/A|
|11/10/2015||JMP Securities||Initiated Coverage||Market Perform||N/A|
Earnings History for Horace Mann Educators Corporation (NYSE:HMN)Earnings History by Quarter for Horace Mann Educators Corporation (NYSE HMN)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|7/24/2017||Q2 17||$0.11||$0.02||$290.40 million||$291.40 million||View||N/A|
|4/24/2017||Q1 17||$0.55||$0.37||$288.70 million||$287.30 million||View||N/A|
|2/6/2017||Q416||$0.40||$0.52||$283.90 million||$282.80 million||View||Listen|
|10/31/2016||Q316||$0.47||$0.58||$219.60 million||$291.30 million||View||N/A|
|7/27/2016||Q216||$0.17||$0.25||$273.80 million||$283.50 million||View||N/A|
|5/2/2016||Q116||$0.57||$0.62||$271.21 million||$271.30 million||View||N/A|
|2/9/2016||Q415||$0.52||$0.43||$271.60 million||$276.10 million||View||N/A|
|10/28/2015||Q315||$0.56||$0.50||$267.56 million||$265.70 million||View||Listen|
|7/28/2015||Q215||$0.56||$0.36||$266.85 million||$268.50 million||View||Listen|
|4/22/2015||Q115||$0.62||$0.72||$263.91 million||$270.10 million||View||N/A|
|2/9/2015||Q414||$0.66||$0.68||$262.98 million||$269.10 million||View||N/A|
|10/22/2014||Q314||$0.58||$0.55||$260.90 million||$265.60 million||View||N/A|
|7/23/2014||Q214||$0.50||$0.43||$256.37 million||$264.80 million||View||N/A|
|4/24/2014||Q114||$0.48||$0.65||$255.40 million||$251.20 million||View||Listen|
|2/5/2014||Q413||$0.55||$0.79||$254.30 million||$259.10 million||View||Listen|
|10/23/2013||Q313||$0.59||$0.59||$250.70 million||$251.90 million||View||Listen|
|7/24/2013||Q2 2013||$0.30||$0.39||$249.50 million||$265.60 million||View||Listen|
|4/24/2013||Q1 2013||$0.51||$0.55||$252.61 million||$254.60 million||View||Listen|
|2/5/2013||Q4 2012||$0.35||$0.67||$251.00 million||$255.40 million||View||Listen|
Earnings Estimates for Horace Mann Educators Corporation (NYSE:HMN)
2017 EPS Consensus Estimate: $1.94
2018 EPS Consensus Estimate: $2.25
(Data provided by Zacks Investment Research)
|Quarter||Number of Estimates||Low Estimate||High Estimate||Average Estimate|
Current Dividend Information for Horace Mann Educators Corporation (NYSE:HMN)
|Most Recent Dividend:||9/29/2017|
|Dividend Growth:||10.80% (3 Year Average)|
|Payout Ratio:||70.97% (Trailing 12 Months of Earnings) |
85.94% (Based on This Year's Estimates)
50.23% (Based on Next Year's Estimates)
|Track Record:||8 Years of Consecutive Dividend Growth|
Dividend History by Quarter for Horace Mann Educators Corporation (NYSE HMN)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Horace Mann Educators Corporation (NYSE:HMN)
Insider Ownership Percentage: 2.10%Insider Trades by Quarter for Horace Mann Educators Corporation (NYSE:HMN)
Institutional Ownership Percentage: 98.26%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|9/29/2017||Robert Stricker||Director||Sell||3,500||$39.35||$137,725.00|| |
|6/16/2017||Bret A. Conklin||CFO||Sell||4,085||$37.95||$155,025.75|| |
|5/30/2017||Matthew P. Sharpe||Insider||Sell||2,355||$38.50||$90,667.50|| |
|12/7/2016||Bret A. Conklin||SVP||Sell||2,693||$41.61||$112,055.73|| |
|8/30/2016||Dwayne D. Hallman||CFO||Sell||8,220||$36.29||$298,303.80|| |
|3/29/2016||Bret A Conklin||SVP||Sell||5,394||$31.64||$170,666.16|| |
|3/17/2015||Ann M Caparros||General Counsel||Sell||18,000||$33.21||$597,780.00|| |
|3/11/2015||Bret A Conklin||SVP||Sell||4,605||$32.83||$151,182.15|| |
|3/6/2015||Roger Steinbecker||Director||Sell||12,000||$32.78||$393,360.00|| |
|11/24/2014||Roger Steinbecker||Director||Sell||3,000||$30.95||$92,850.00|| |
|8/14/2014||Robert Stricker||Director||Sell||4,388||$29.00||$127,252.00|| |
|7/28/2014||Roger Steinbecker||Director||Sell||3,000||$29.19||$87,570.00|| |
|6/18/2014||Bret A Conklin||SVP||Sell||4,564||$31.17||$142,259.88|| |
|6/17/2014||Steve Hassenmiller||Director||Sell||6,500||$30.75||$199,875.00|| |
|6/5/2014||Ann M Caparros||General Counsel||Sell||3,022||$29.50||$89,149.00|| |
|5/27/2014||Ann M Caparros||General Counsel||Sell||3,167||$29.59||$93,711.53|| |
|4/1/2014||Steve Hassenmiller||Director||Sell||7,500||$28.86||$216,450.00|| |
|3/27/2014||Mary Futrell||Director||Sell||1,400||$28.48||$39,872.00|| |
|3/7/2014||Roger Steinbecker||Director||Sell||3,000||$29.04||$87,120.00|| |
|12/20/2013||Peter Heckman||CEO||Sell||23,657||$30.59||$723,667.63|| |
|12/18/2013||Peter Heckman||CEO||Sell||15,028||$30.23||$454,296.44|| |
|12/18/2013||Roger Steinbecker||Director||Sell||1,895||$30.08||$57,001.60|| |
|12/16/2013||Peter Heckman||CEO||Sell||3,770||$30.29||$114,193.30|| |
|12/9/2013||Peter Heckman||CEO||Sell||30,280||$30.76||$931,412.80|| |
|12/5/2013||Peter Heckman||CEO||Sell||35,000||$30.54||$1,068,900.00|| |
|11/20/2013||Thomas Wilkinson||EVP||Sell||15,790||$29.35||$463,436.50|| |
|10/11/2013||Steve Cardinal||CMO||Sell||27,049||$28.98||$783,880.02|| |
|10/9/2013||Steve Cardinal||CMO||Sell||38,473||$28.42||$1,093,402.66|| |
|10/7/2013||Steve Cardinal||CMO||Sell||21,633||$28.85||$624,112.05|| |
|10/3/2013||Steve Cardinal||CMO||Sell||27,240||$28.35||$772,254.00|| |
|9/25/2013||Steve Cardinal||EVP||Sell||40,787||$27.83||$1,135,102.21|| |
|8/1/2013||Bret A Conklin||SVP||Sell||12,081||$28.42||$343,342.02|| |
|8/1/2013||Thomas Wilkinson||EVP||Sell||35,681||$28.50||$1,016,908.50|| |
|7/30/2013||Roger Steinbecker||Director||Sell||3,000||$28.32||$84,960.00|| |
|7/30/2013||Thomas Wilkinson||EVP||Sell||20,748||$28.46||$590,488.08|| |
|7/1/2013||Steve Hassenmiller||Director||Sell||7,500||$24.20||$181,500.00|| |
|6/19/2013||Bret A Conklin||SVP||Sell||1,500||$25.20||$37,800.00|| |
|6/18/2013||Dwayne D Hallman||CFO||Sell||6,508||$25.27||$164,457.16|| |
|6/18/2013||Peter H Heckman||CEO||Sell||23,768||$25.22||$599,428.96|| |
|6/14/2013||Dwayne D Hallman||CFO||Sell||5,000||$25.11||$125,550.00|| |
|6/13/2013||Dwayne D Hallman||CFO||Sell||18,492||$24.90||$460,450.80|| |
|6/13/2013||Paul D Andrews||SVP||Sell||9,056||$25.23||$228,482.88|| |
|6/13/2013||Steve Cardinal||EVP||Sell||47,828||$25.13||$1,201,917.64|| |
|6/10/2013||Ann M Caparros||General Counsel||Sell||36,696||$24.84||$911,528.64|| |
|6/10/2013||Steve Cardinal||EVP||Sell||2,172||$25.00||$54,300.00|| |
|6/3/2013||Paul D Andrews||SVP||Sell||21,584||$24.30||$524,491.20|| |
|5/21/2013||Roger Steinbecker||Director||Sell||3,000||$23.04||$69,120.00|| |
|2/14/2013||Roger Steinbecker||Director||Sell||4,500||$21.61||$97,245.00|| |
Headline Trends for Horace Mann Educators Corporation (NYSE:HMN)
Latest Headlines for Horace Mann Educators Corporation (NYSE:HMN)
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Horace Mann Educators Corporation (HMN) Chart for Monday, October, 23, 2017