Horace Mann Educators (HMN) Competitors

Kemper (NYSE:KMPR) and Horace Mann Educators (NYSE:HMN) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.

Do insiders and institutionals hold more shares of KMPR or HMN?

86.2% of Kemper shares are owned by institutional investors. Comparatively, 99.3% of Horace Mann Educators shares are owned by institutional investors. 0.8% of Kemper shares are owned by insiders. Comparatively, 3.8% of Horace Mann Educators shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media favor KMPR or HMN?

In the previous week, Kemper had 5 more articles in the media than Horace Mann Educators. MarketBeat recorded 5 mentions for Kemper and 0 mentions for Horace Mann Educators. Horace Mann Educators' average media sentiment score of 1.00 beat Kemper's score of 0.64 indicating that Horace Mann Educators is being referred to more favorably in the news media.

Company	Overall Sentiment
Kemper	Positive
Horace Mann Educators	Positive

Do analysts recommend KMPR or HMN?

Kemper currently has a consensus price target of $79.40, suggesting a potential upside of 22.80%. Horace Mann Educators has a consensus price target of $46.00, suggesting a potential upside of 7.05%. Given Kemper's stronger consensus rating and higher probable upside, analysts plainly believe Kemper is more favorable than Horace Mann Educators.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kemper	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	3.20
Horace Mann Educators	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.50

Which has stronger earnings & valuation, KMPR or HMN?

Kemper has higher revenue and earnings than Horace Mann Educators. Kemper is trading at a lower price-to-earnings ratio than Horace Mann Educators, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kemper	$4.64B	0.89	$317.80M	$5.35	12.09
Horace Mann Educators	$1.60B	1.10	$102.80M	$2.76	15.57

Is KMPR or HMN more profitable?

Kemper has a net margin of 7.38% compared to Horace Mann Educators' net margin of 7.04%. Kemper's return on equity of 15.02% beat Horace Mann Educators' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kemper	7.38%	15.02%	3.31%
Horace Mann Educators	7.04%	11.86%	1.05%

Which has more risk & volatility, KMPR or HMN?

Kemper has a beta of 1.3, indicating that its share price is 30% more volatile than the S&P 500. Comparatively, Horace Mann Educators has a beta of 0.28, indicating that its share price is 72% less volatile than the S&P 500.

Is KMPR or HMN a better dividend stock?

Kemper pays an annual dividend of $1.28 per share and has a dividend yield of 2.0%. Horace Mann Educators pays an annual dividend of $1.40 per share and has a dividend yield of 3.3%. Kemper pays out 23.9% of its earnings in the form of a dividend. Horace Mann Educators pays out 50.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kemper has raised its dividend for 1 consecutive years and Horace Mann Educators has raised its dividend for 17 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Kemper beats Horace Mann Educators on 12 of the 19 factors compared between the two stocks.