Assurant (AIZ) Competitors

The Hartford Insurance Group (NYSE:HIG) and Assurant (NYSE:AIZ) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability, valuation and media sentiment.

Which has more risk & volatility, HIG or AIZ?

The Hartford Insurance Group has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500. Comparatively, Assurant has a beta of 0.59, indicating that its share price is 41% less volatile than the S&P 500.

Do institutionals & insiders have more ownership in HIG or AIZ?

93.4% of The Hartford Insurance Group shares are owned by institutional investors. Comparatively, 92.7% of Assurant shares are owned by institutional investors. 1.5% of The Hartford Insurance Group shares are owned by insiders. Comparatively, 0.5% of Assurant shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has higher valuation & earnings, HIG or AIZ?

The Hartford Insurance Group has higher revenue and earnings than Assurant. The Hartford Insurance Group is trading at a lower price-to-earnings ratio than Assurant, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
The Hartford Insurance Group	$26.54B	1.34	$3.11B	$10.03	12.43
Assurant	$11.88B	0.83	$760.20M	$12.83	15.08

Does the media refer more to HIG or AIZ?

In the previous week, Assurant had 4 more articles in the media than The Hartford Insurance Group. MarketBeat recorded 17 mentions for Assurant and 13 mentions for The Hartford Insurance Group. The Hartford Insurance Group's average media sentiment score of 1.36 beat Assurant's score of 1.02 indicating that The Hartford Insurance Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
The Hartford Insurance Group	11 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Assurant	5 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HIG or AIZ a better dividend stock?

The Hartford Insurance Group pays an annual dividend of $2.08 per share and has a dividend yield of 1.7%. Assurant pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. The Hartford Insurance Group pays out 20.7% of its earnings in the form of a dividend. Assurant pays out 24.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The Hartford Insurance Group has raised its dividend for 12 consecutive years and Assurant has raised its dividend for 21 consecutive years. The Hartford Insurance Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is HIG or AIZ more profitable?

The Hartford Insurance Group has a net margin of 11.10% compared to Assurant's net margin of 5.55%. The Hartford Insurance Group's return on equity of 18.73% beat Assurant's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
The Hartford Insurance Group	11.10%	18.73%	3.74%
Assurant	5.55%	15.49%	2.29%

Do analysts rate HIG or AIZ?

The Hartford Insurance Group presently has a consensus target price of $132.58, suggesting a potential upside of 6.31%. Assurant has a consensus target price of $228.67, suggesting a potential upside of 18.19%. Given Assurant's stronger consensus rating and higher possible upside, analysts clearly believe Assurant is more favorable than The Hartford Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
The Hartford Insurance Group	0 Sell rating(s)	6 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.62
Assurant	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

Summary

The Hartford Insurance Group beats Assurant on 14 of the 20 factors compared between the two stocks.