Genworth Financial (GNW) Stock Price, News & Analysis

Company Overview

Genworth Financial, Inc. is an insurance holding company headquartered in Richmond, Virginia. The company’s primary business is U.S. mortgage insurance, which helps lenders manage credit risk and enables eligible homebuyers to purchase homes with down payments below traditional requirements. This business operates through Enact Holdings, Inc., a publicly traded subsidiary in which Genworth remains a significant shareholder.

Genworth also manages a substantial portfolio of long-term care insurance policies, providing benefits that may help cover nursing care, assisted living, home health care and other extended-care services. In addition, the company administers legacy life insurance and annuity policies, although it has substantially reduced new sales of these products and focuses mainly on servicing existing policyholders.

Founded in 1871 as The Life Insurance Company of Virginia, Genworth became part of General Electric before being separated as an independent public company in 2004. Its current operations are concentrated primarily in the United States, with mortgage insurance, long-term care insurance and related policy-administration activities forming the core of its business.

Key Stats

• Today's Range: $9.29 to $9.49
• 50-Day Range: $9.43 to $10.61
• 52-Week Range: $7.84 to $10.69
• Volume: 3.21 million shs
• Average Volume: 4.35 million shs
• Market Capitalization: $3.56 billion
• P/E Ratio: 18.13
• Dividend Yield: N/A
• Price Target: $11.50
• Consensus Rating: Moderate Buy

Genworth Financial Stock Analysis - MarketRank™

Genworth Financial scored higher than 72% of companies evaluated by MarketBeat, and ranked 400th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Genworth Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Genworth Financial has a consensus price target of $11.50, representing about 22.0% upside from its current price of $9.43.

Amount of Analyst Coverage

Genworth Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.50%

Earnings Growth

Earnings for Genworth Financial are expected to grow by 4.50% in the coming year, from $1.11 to $1.16 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Genworth Financial is 18.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Genworth Financial is 18.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Genworth Financial has a P/B Ratio of 0.39. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.62% of the float of Genworth Financial has been sold short.

Short Interest Ratio / Days to Cover

Genworth Financial has a short interest ratio ("days to cover") of 2.07, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Genworth Financial has recently increased by 2.79%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Genworth Financial does not currently pay a dividend.

Dividend Growth

Genworth Financial does not have a long track record of dividend growth.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: N/A

News Sentiment

Genworth Financial has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Genworth Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,198,756.00 in company stock.

Percentage Held by Insiders

1.80% of the stock of Genworth Financial is held by insiders.

Percentage Held by Institutions

81.85% of the stock of Genworth Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/05/2026
• Today: 9/25/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:GNW
• CIK: 1276520
• Web: www.genworth.com
• Phone: (804) 281-6000
• Fax: N/A
• Employees: 3,100
• Year Founded: 2004

Price Target and Rating

• Average Price Target for Genworth Financial: $11.50
• High Price Target: $11.50
• Low Price Target: $11.50
• Potential Upside/Downside: +22.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.52
• Trailing P/E Ratio: 18.13
• Forward P/E Ratio: 8.49
• P/E Growth: N/A
• Net Income: $223 million
• Net Margins: 2.87%
• Pretax Margin: 5.43%
• Return on Equity: 1.06%
• Return on Assets: 0.12%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.29
• Quick Ratio: 0.29

Sales & Book Value

• Annual Sales: $7.30 billion
• Price / Sales: 0.49
• Cash Flow: $0.59 per share
• Price / Cash Flow: 15.93
• Book Value: $24.45 per share
• Price / Book: 0.39

Miscellaneous

• Outstanding Shares: 377,850,000
• Free Float: 371,050,000
• Market Cap: $3.56 billion
• Optionable: Optionable
• Beta: 0.85