Genworth Financial (GNW) Financials

$8.88 +0.01 (+0.06%)

Closing price 03:59 PM Eastern

Extended Trading

$8.85 -0.03 (-0.34%)

As of 07:29 PM Eastern

Annual Income Statements for Genworth Financial

This table shows Genworth Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	-615	-277	1,634	238	686	178	850	916	76	299	223
Consolidated Net Income / (Loss)	-413	-67	1,744	416	873	212	891	1,046	199	427	350
Net Income / (Loss) Continuing Operations	-6.00	-38	533	67	382	698	864	1,046	199	437	349
Total Pre-Tax Income	-15	320	127	137	521	928	1,112	1,365	303	595	433
Total Operating Income	431	1,281	399	402	725	1,123	1,112	1,367	1,499	1,303	541
Total Gross Profit	2,706	8,297	1,748	1,693	2,042	2,521	2,494	2,978	7,488	7,295	1,781
Total Revenue	8,575	8,297	7,519	7,910	7,678	8,284	7,822	7,495	7,488	7,295	7,301
Operating Revenue	8,623	8,297	7,376	7,910	7,678	8,284	7,822	7,495	7,488	7,295	7,301
Total Cost of Revenue	5,869	0.00	5,771	6,217	5,636	5,763	5,328	4,517	0.00	0.00	5,520
Operating Cost of Revenue	5,869	-	5,771	6,217	5,636	5,763	5,328	4,517	-	-	5,520
Total Operating Expenses	2,275	7,016	1,349	1,291	1,317	1,398	1,382	1,611	5,989	5,992	1,240
Selling, General & Admin Expense	1,309	1,273	957	943	909	935	998	1,285	942	977	1,009
Amortization Expense	966	498	392	348	408	463	384	326	264	249	231
Total Other Income / (Expense), net	-446	-961	-272	-265	-204	-195	0.00	-2.00	-1,196	-708	-108
Interest Expense	419	1,033	266	256	231	195	160	106	621	568	105
Other Income / (Expense), net	-	112	-	-	-	-	160	104	-575	-140	-3.00
Income Tax Expense	-9.00	358	-406	70	139	230	248	319	104	158	84
Net Income / (Loss) Discontinued Operations	-407	-29	598	352	109	-486	27	0.00	0.00	-10	1.00
Net Income / (Loss) Attributable to Noncontrolling Interest	202	210	110	178	187	34	41	130	123	128	127
Basic Earnings per Share	($1.24)	($0.56)	$1.64	$0.24	$0.68	$0.35	$1.68	$1.82	$0.16	$0.69	$0.54
Weighted Average Basic Shares Outstanding	497.40M	498.30M	499M	500.40M	502.90M	505.20M	506.90M	504.40M	468.80M	433.90M	409M
Diluted Earnings per Share	($1.24)	($0.56)	$1.63	$0.24	$0.67	$0.35	$1.65	$1.79	$0.16	$0.68	$0.54
Weighted Average Diluted Shares Outstanding	497.40M	498.30M	501.40M	500.40M	509.70M	511.60M	514.70M	510.90M	474.90M	439.40M	414M
Weighted Average Basic & Diluted Shares Outstanding	497.83M	498.42M	499.20M	500.90M	504.77M	505.79M	507.39M	493.35M	442.63M	418.85M	387.61M

This table shows Genworth Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	137	29	-212	139	76	85	-1.00	54	51	116	2.00
Consolidated Net Income / (Loss)	168	60	-183	169	110	118	30	85	83	147	35
Net Income / (Loss) Continuing Operations	166	60	-181	170	111	121	35	90	90	155	14
Total Pre-Tax Income	221	90	-217	236	143	161	55	126	125	164	18
Total Operating Income	231	339	674	360	165	346	-174	170	295	392	-316
Total Gross Profit	521	1,831	4,569	1,864	454	1,880	-2,275	466	1,796	1,935	-2,416
Total Revenue	1,892	1,831	1,911	1,864	1,769	1,880	1,782	1,786	1,796	1,935	1,784
Operating Revenue	1,892	1,831	1,911	1,864	1,769	1,880	1,782	1,786	1,796	1,935	1,784
Total Cost of Revenue	1,371	0.00	-2,658	0.00	1,315	0.00	4,057	1,320	0.00	0.00	4,200
Total Operating Expenses	290	1,492	3,895	1,504	289	1,534	-2,101	296	1,501	1,543	-2,100
Selling, General & Admin Expense	226	228	248	236	229	259	253	236	249	259	265
Amortization Expense	64	65	63	65	60	62	62	60	57	57	57
Total Other Income / (Expense), net	-10	-249	-891	-124	-22	-185	229	-44	-170	-228	334
Interest Expense	29	157	406	155	30	130	-200	26	120	123	-164
Other Income / (Expense), net	19	-92	-485	31	8.00	-55	29	-18	-50	-105	170
Income Tax Expense	55	30	-36	66	32	40	20	36	35	9.00	4.00
Net Income / (Loss) Discontinued Operations	2.00	0.00	-2.00	-1.00	-1.00	-3.00	-5.00	-5.00	-7.00	-8.00	21
Net Income / (Loss) Attributable to Noncontrolling Interest	31	31	29	30	34	33	31	31	32	31	33
Weighted Average Basic Shares Outstanding	473.20M	460.50M	468.80M	443M	436.40M	430.80M	433.90M	418.30M	413.20M	408M	409M
Diluted Earnings per Share	$0.29	$0.06	($0.43)	$0.31	$0.17	$0.19	$0.01	$0.13	$0.12	$0.28	$0.01
Weighted Average Diluted Shares Outstanding	478.10M	466M	474.90M	450.30M	440.70M	435.80M	439.40M	422.90M	417.50M	413.30M	414M
Weighted Average Basic & Diluted Shares Outstanding	463.09M	451.00M	442.63M	437.72M	432.03M	427.03M	418.85M	414.46M	410.43M	399.38M	387.61M

This table details how cash moves in and out of Genworth Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	1,075	-3,199	27	-610	1,164	-700	-1,085	228	416	-167	-12
Net Cash From Operating Activities	1,591	1,872	2,554	1,633	2,079	1,960	437	1,049	597	88	327
Net Cash From Continuing Operating Activities	1,589	1,872	2,206	1,353	1,536	1,979	437	1,049	600	88	339
Net Income / (Loss) Continuing Operations	-6.00	-38	533	67	382	698	864	1,046	199	427	350
Consolidated Net Income / (Loss)	-413	-67	927	297	530	212	891	1,046	199	427	350
Amortization Expense	860	360	236	218	277	306	208	172	158	130	93
Non-Cash Adjustments To Reconcile Net Income	-795	-139	-92	-913	-782	-1,211	-1,417	-988	-1,115	-990	-855
Changes in Operating Assets and Liabilities, net	1,530	1,689	1,529	1,981	1,659	2,186	1,273	850	1,358	521	751
Net Cash From Discontinued Operating Activities	2.00	-	348	280	543	-19	-491	-31	-3.00	0.00	-12
Net Cash From Investing Activities	-404	-2,120	-759	-622	1,301	-1,153	896	733	1,261	861	518
Net Cash From Continuing Investing Activities	-378	-2,120	-682	-591	1,338	-931	963	733	1,261	861	518
Purchase of Investments	-9,750	-11,529	-7,800	-9,386	-6,404	-8,177	-5,965	-4,657	-3,815	-4,939	-4,941
Sale of Property, Plant & Equipment	-	-	-	-	-	-	-	-	0.00	0.00	23
Sale and/or Maturity of Investments	8,932	9,518	7,958	9,421	6,498	6,859	6,690	5,548	4,861	5,408	5,299
Other Investing Activities, net	167	-148	-835	-626	-154	387	-32	-158	215	392	137
Net Cash From Financing Activities	-42	-2,951	-1,768	-1,621	-2,217	-1,507	-2,419	-1,554	-1,443	-1,115	-857
Net Cash From Continuing Financing Activities	-51	-2,951	-1,699	-1,512	-1,976	-1,489	-2,419	-1,554	-1,443	-1,115	-857
Repayment of Debt	-2,459	-4,092	-2,484	-3,051	-2,800	-2,774	-3,580	-2,050	-1,658	-2,144	-1,020
Repurchase of Common Equity	-	-	-	-	-	0.00	0.00	-64	-296	-189	-247
Payment of Dividends	-225	-138	-72	-95	0.00	0.00	-37	-46	-55	-66	-95
Issuance of Debt	150	0.00	0.00	441	0.00	738	-	0.00	0.00	750	0.00
Other Financing Activities, net	2,257	1,279	857	1,193	824	547	669	606	566	534	505
Effect of Exchange Rate Changes	-70	-	-	-	-	-	-	-	1.00	-1.00	0.00

This table details how cash moves in and out of Genworth Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
Net Cash From Operating Activities	256	175	146	-107	7.00	161	27	34	6.00	87	200
Net Cash From Continuing Operating Activities	258	175	147	-108	7.00	161	27	34	27	94	184
Net Income / (Loss) Continuing Operations	166	60	-181	169	111	121	35	85	83	147	35
Consolidated Net Income / (Loss)	168	60	-183	169	110	118	30	85	83	147	35
Amortization Expense	31	39	41	42	19	35	34	28	20	21	24
Non-Cash Adjustments To Reconcile Net Income	-333	-264	-333	-335	-207	-257	-201	-158	-232	-316	-149
Changes in Operating Assets and Liabilities, net	395	340	621	16	84	262	159	79	156	242	274
Net Cash From Discontinued Operating Activities	-1.00	-	-1.00	-	-	-	-	-	-	-7.00	16
Net Cash From Investing Activities	553	-4.00	348	143	258	240	220	-14	174	308	50
Net Cash From Continuing Investing Activities	553	-4.00	348	143	258	240	220	-14	174	308	50
Purchase of Investments	-903	-883	-1,181	-1,265	-1,630	-915	-1,129	-1,126	-1,209	-928	-1,678
Sale and/or Maturity of Investments	1,415	811	1,550	1,343	1,803	1,021	1,241	1,023	1,381	1,188	1,707
Other Investing Activities, net	41	68	-21	65	85	134	108	89	2.00	48	-2.00
Net Cash From Financing Activities	-390	-352	-273	-299	-285	-276	-255	-177	-274	-156	-250
Net Cash From Continuing Financing Activities	-390	-352	-273	-299	-285	-276	-255	-177	-274	-156	-250
Repayment of Debt	-419	-400	-339	-355	-1,124	-356	-309	-244	-349	-181	-246
Repurchase of Common Equity	-113	-80	-35	-63	-36	-36	-54	-45	-32	-74	-96
Payment of Dividends	-13	-6.00	-28	-14	-14	-19	-19	-17	-22	-26	-30
Other Financing Activities, net	155	134	129	133	139	135	127	129	129	125	122

This table presents Genworth Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	1/1/2021	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	106,431	105,902	105,297	100,923	101,342	122,346	99,171	89,714	90,817	86,821	88,083
Total Current Assets	5,965	3,443	0.00	0.00	6,963	610	61,046	46,498	46,725	-63	-82
Note & Lease Receivable	-	-	-	-	6,963	-	-	-85	-56	-63	-82
Plant, Property, & Equipment, net	0.00	1,253	0.00	0.00	0.00	28,135	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	100,466	101,206	105,297	100,923	172,573	118,874	38,125	43,127	44,020	86,803	88,078
Long-Term Investments	62,797	65,458	66,944	58,797	64,268	0.00	4,968	5,355	6,168	51,517	52,868
Noncurrent Note & Lease Receivables	6,331	6,111	6,448	6,749	6,963	0.00	6,856	7,032	6,829	6,450	6,363
Goodwill	357	348	301	333	201	-	-	-	-	197	198
Noncurrent Deferred & Refundable Income Taxes	155	0.00	504	736	425	3,776	119	1,983	1,952	1,731	1,800
Other Noncurrent Operating Assets	30,826	29,289	31,100	29,293	100,716	114,827	26,039	28,554	28,873	26,908	26,849
Total Liabilities & Shareholders' Equity	106,431	104,658	105,297	100,923	101,342	122,346	99,171	89,714	90,817	86,821	88,083
Total Liabilities	91,794	90,191	89,969	86,734	86,710	120,269	82,905	81,328	82,482	77,440	78,316
Total Current Liabilities	0.00	12,634	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Liabilities	91,794	77,557	89,969	86,734	86,710	120,269	82,905	80,580	81,857	76,975	77,903
Long-Term Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518	1,513
Other Noncurrent Operating Liabilities	84,974	73,014	85,368	80,604	83,257	114,496	80,972	78,961	80,273	75,453	76,390
Other Noncurrent Nonoperating Liabilities	127	-	-	2,112	176	2,370	34	8.00	0.00	4.00	0.00
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	14,637	14,467	15,328	14,189	14,632	2,077	16,266	8,386	8,335	9,381	9,767
Total Preferred & Common Equity	12,824	12,644	13,418	12,450	14,185	1,575	15,510	7,631	7,480	8,444	8,750
Total Common Equity	10,352	14,476	11,268	13,640	14,185	1,575	15,510	7,631	7,480	8,444	8,750
Common Stock	11,950	11,963	11,978	11,988	11,991	12,009	11,859	11,870	11,885	11,876	11,889
Retained Earnings	564	287	1,113	1,118	1,461	-626	2,490	1,139	1,213	1,462	1,684
Treasury Stock	-2,700	-2,700	-2,700	-2,700	-2,700	-2,700	-2,700	-2,764	-3,063	-3,251	-3,499
Accumulated Other Comprehensive Income / (Loss)	3,010	4,926	3,027	2,639	3,433	-7,108	3,861	-2,614	-2,555	-1,643	-1,324
Noncontrolling Interest	1,813	1,823	1,910	1,739	447	502	756	755	855	937	1,017

This table presents Genworth Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025
Total Assets	85,939	91,178	89,844	85,466	89,192	87,543	90,760	87,256	87,336	88,486
Total Current Assets	46,747	47,293	45,982	43,915	46,009	45,177	47,277	45,607	45,593	2,543
Cash & Equivalents	-	-	-	-	-	-	-	-	-	2,036
Short-Term Investments	46,831	47,381	46,070	43,968	46,065	45,233	47,342	45,668	45,672	589
Note & Lease Receivable	-	-88	-88	-53	-56	-56	-65	-61	-79	-82
Plant, Property, & Equipment, net	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Assets	39,192	43,793	43,761	41,484	43,104	42,286	43,404	41,577	41,662	85,943
Long-Term Investments	5,212	5,570	5,881	5,940	6,278	6,464	6,646	6,706	6,862	53,098
Noncurrent Note & Lease Receivables	7,086	6,915	6,876	6,818	6,748	6,692	6,570	6,356	6,390	6,374
Intangible Assets	237	203	201	199	197	197	197	193	185	184
Noncurrent Deferred & Refundable Income Taxes	1,533	2,004	1,954	1,580	1,839	1,784	1,846	1,663	1,680	1,788
Other Noncurrent Operating Assets	25,124	29,101	28,849	26,947	28,042	27,149	28,145	26,659	26,545	24,499
Total Liabilities & Shareholders' Equity	85,939	91,178	89,844	85,466	89,192	87,543	90,760	87,256	87,336	88,486
Total Liabilities	75,890	82,953	81,577	76,588	80,313	78,190	81,505	77,575	77,557	78,665
Total Current Liabilities	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Noncurrent Liabilities	75,890	82,192	80,911	76,009	79,785	77,690	80,973	77,059	77,104	78,665
Long-Term Debt	1,622	1,600	1,601	1,602	1,579	1,564	1,548	1,519	1,520	1,520
Other Noncurrent Operating Liabilities	74,262	80,585	79,308	74,405	78,206	76,126	79,425	75,536	75,584	77,143
Other Noncurrent Nonoperating Liabilities	6.00	7.00	2.00	2.00	-	-	-	4.00	0.00	2.00
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	10,049	8,225	8,267	8,878	8,879	9,353	9,255	9,681	9,779	9,821
Total Preferred & Common Equity	9,291	7,432	7,460	8,056	8,006	8,459	8,311	8,710	8,788	8,812
Total Common Equity	9,291	7,432	7,460	8,056	8,006	8,459	8,311	8,710	8,788	8,812
Common Stock	11,866	11,864	11,870	11,878	11,874	11,881	11,869	11,863	11,872	11,880
Retained Earnings	2,924	1,259	1,398	1,426	1,352	1,428	1,512	1,565	1,615	1,731
Treasury Stock	-2,734	-2,833	-2,947	-3,028	-3,126	-3,163	-3,199	-3,297	-3,327	-3,404
Accumulated Other Comprehensive Income / (Loss)	-2,765	-2,858	-2,861	-2,220	-2,094	-1,687	-1,871	-1,421	-1,372	-1,395
Noncontrolling Interest	758	793	807	822	873	894	944	971	991	1,009

This table displays calculated financial ratios and metrics derived from Genworth Financial's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	399,380,567.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	399,380,567.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	0.56
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Net Operating Profit after Tax (NOPAT)	302	-152	1,675	197	532	845	864	1,048	984	512	436
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	-	10.48%	9.93%	4.68%	3.87%
Earnings before Interest and Taxes (EBIT)	431	1,393	399	402	725	1,123	1,272	1,471	924	710	538
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,291	1,753	635	620	1,002	1,429	1,480	1,643	1,082	840	631
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	2,217	1,219	17	-3,352	-74,972	388	81,228	-5,574	2,187	-1,785	1,468
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-47,329	-48,700	-47,042	-43,493	32,011	32,468	-47,896	-41,274	-42,477	-40,180	-41,262
Increase / (Decrease) in Invested Capital	-1,915	-1,371	1,658	3,549	75,504	457	-80,364	6,622	-1,203	2,297	-1,032
Book Value per Share	$20.81	$29.05	$22.57	$27.24	$28.17	$3.12	$30.57	$15.37	$16.59	$19.89	$21.91
Tangible Book Value per Share	$20.09	$28.35	$21.97	$26.57	$27.78	$2.58	$30.29	$14.96	$16.15	$19.43	$21.41
Total Capital	21,306	18,957	19,902	18,207	17,909	5,480	18,165	9,997	9,919	10,949	11,280
Total Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518	1,513
Total Long-Term Debt	6,669	4,490	4,574	4,018	3,277	3,403	1,899	1,611	1,584	1,518	1,513
Net Debt	-62,093	-64,411	-62,370	-54,779	-60,991	2,748	-64,196	-50,327	-51,365	-49,999	-51,355
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-23
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	-12,634	0.00	0.00	6,963	-45	-81	-85	-56	-63	-82
Debt-free Net Working Capital (DFNWC)	5,965	-9,191	0.00	0.00	6,963	610	61,046	46,498	46,725	44,839	-82
Net Working Capital (NWC)	5,965	-9,191	0.00	0.00	6,963	610	61,046	46,498	46,725	44,839	-82
Net Nonoperating Expense (NNE)	715	-85	-69	-219	-341	633	-27	1.53	785	85	86
Net Nonoperating Obligations (NNO)	-61,966	-63,167	-62,370	-57,682	17,379	30,391	-64,162	-49,660	-50,812	-49,611	-51,029
Total Depreciation and Amortization (D&A)	860	360	236	218	277	306	208	172	158	130	93
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($1.24)	($0.56)	$1.64	$0.24	$0.68	$0.35	$1.78	$0.00	$0.16	$0.69	$0.54
Adjusted Weighted Average Basic Shares Outstanding	497.40M	498.30M	499M	500.40M	502.90M	505.20M	506.90M	0.00	468.80M	433.90M	409M
Adjusted Diluted Earnings per Share	($1.24)	($0.56)	$1.63	$0.24	$0.67	$0.35	$1.76	$0.00	$0.16	$0.68	$0.54
Adjusted Weighted Average Diluted Shares Outstanding	497.40M	498.30M	501.40M	504.20M	509.70M	511.60M	514.70M	0.00	474.90M	439.40M	414M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	497.83M	498.42M	499.20M	500.90M	504.77M	505.79M	507.39M	0.00	442.63M	418.85M	387.61M
Normalized Net Operating Profit after Tax (NOPAT)	302	897	279	281	532	845	864	1,048	984	512	436
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-

This table displays calculated financial ratios and metrics derived from Genworth Financial's official financial filings.

Metric	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025
Period end date	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	399,380,567.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	399,380,567.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	0.01
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Net Operating Profit after Tax (NOPAT)	174	226	472	259	128	260	-111	121	212	370	-246
Return On Investment Capital (ROIC_SIMPLE)	-	-	4.76%	-	-	-	-1.01%	1.08%	1.88%	3.27%	-2.18%
Earnings before Interest and Taxes (EBIT)	250	247	189	391	173	291	-145	152	245	287	-146
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	281	286	230	433	192	326	-111	180	265	308	-122
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	41,690	-1,226	1,675	-755	-1,028	4,078	-2,408	-589	715	2,018	786
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-41,516	-38,914	-42,477	-41,436	-40,360	-42,732	-40,180	-40,726	-40,863	-44,380	-41,262
Increase / (Decrease) in Invested Capital	-41,516	1,452	-1,203	1,014	1,156	-3,818	2,297	710	-503	-1,648	-1,032
Book Value per Share	$15.61	$17.40	$16.59	$18.09	$19.33	$19.24	$19.89	$20.80	$21.20	$21.47	$21.91
Tangible Book Value per Share	$15.19	$16.97	$16.15	$17.64	$18.88	$18.78	$19.43	$20.33	$20.76	$21.02	$21.41
Total Capital	9,868	10,480	9,919	10,458	10,917	10,803	10,949	11,200	11,299	11,341	11,280
Total Debt	1,601	1,602	1,584	1,579	1,564	1,548	1,518	1,519	1,520	1,520	1,513
Total Long-Term Debt	1,601	1,602	1,584	1,579	1,564	1,548	1,518	1,519	1,520	1,520	1,513
Net Debt	-50,350	-48,306	-51,365	-50,764	-50,133	-52,440	-49,999	-50,855	-51,014	-54,203	-51,355
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-88	-53	-56	-56	-56	-65	-63	-61	-79	-82	-82
Debt-free Net Working Capital (DFNWC)	45,982	43,915	46,725	46,009	45,177	47,277	44,839	45,607	45,593	2,543	-82
Net Working Capital (NWC)	45,982	43,915	46,725	46,009	45,177	47,277	44,839	45,607	45,593	2,543	-82
Net Nonoperating Expense (NNE)	5.51	166	655	90	18	142	-141	36	129	223	-281
Net Nonoperating Obligations (NNO)	-49,783	-47,792	-50,812	-50,315	-49,713	-51,987	-49,611	-50,407	-50,642	-54,201	-51,029
Total Depreciation and Amortization (D&A)	31	39	41	42	19	35	34	28	20	21	24
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.06	($0.44)	$0.31	$0.17	$0.20	$0.01	$0.13	$0.12	$0.29	$0.00
Adjusted Weighted Average Basic Shares Outstanding	0.00	460.50M	468.80M	443M	436.40M	430.80M	433.90M	418.30M	413.20M	408M	409M
Adjusted Diluted Earnings per Share	$0.00	$0.06	($0.43)	$0.31	$0.17	$0.19	$0.01	$0.13	$0.12	$0.28	$0.01
Adjusted Weighted Average Diluted Shares Outstanding	0.00	466M	474.90M	450.30M	440.70M	435.80M	439.40M	422.90M	417.50M	413.30M	414M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	451.00M	442.63M	437.72M	432.03M	427.03M	418.85M	414.46M	410.43M	399.38M	387.61M
Normalized Net Operating Profit after Tax (NOPAT)	174	226	472	259	128	260	-111	121	212	370	-246
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-

Financials Breakdown Chart

Key Financial Trends

Here are the key takeaways from GNW's latest quarterly results, based on the last four quarters of 2025 and surrounding years. The items are ordered with positives first, then neutral points, and finally potential negatives.

Q3 2025 quarterly standout: Consolidated net income of $147,000,000 and diluted EPS of $0.28 on revenue of $1.935B, with a gross profit of $1.935B and operating income of $392,000,000.
Q4 2025 cash flow gains: Net cash from continuing operating activities of $184,000,000 and net change in cash of $239,000,000, signaling healthy near-term liquidity.
4-quarter 2025 cash generation: Positive operating cash flow in every quarter (Q1 about $34M, Q2 about $27M, Q3 about $94M, Q4 about $184M), indicating improving ongoing cash generation.
Solid 2025 balance-sheet base: Total assets around $88.5B; total liabilities about $78.7B; total equity near $9.8B, with noncontrolling interests around $1.0B, suggesting a sizable asset base with a moderate equity cushion.
Q3 2025 margin oddity: Total Cost of Revenue recorded as 0.0 and Total Gross Profit of about $1.935B, producing a clean gross margin in that quarter (likely result of data timing or one-time adjustments).
Earnings-per-share variability: Diluted EPS ranged from $0.28 in Q3 2025 to $0.01 in Q4 2025, with other quarters showing mid-range results, indicating noticeable quarterly volatility.
Investment portfolio size: Long-Term Investments appear substantial (tens of billions across periods, contributing meaningfully to asset mix and potential investment income).
Q4 2025 gross margin deterioration: Total Revenue $1.784B vs. Total Cost of Revenue $4.200B, yielding a gross loss of about $2.416B, a red flag warranting deeper review of reserve/claims costs or one-time charges.
Q4 2025 common-share earnings muted: Net income attributable to common shareholders is only $2,000,000 despite Consolidated Net Income of $35,000,000, suggesting earnings are largely allocated to noncontrolling interests or other components.
Balance-sheet leverage: Across 2025, Total Liabilities hovered around $78–79B against Total Assets of roughly $87–89B, signaling a high leverage posture that investors should watch for risk factors related to reserve adequacy and capital adequacy.

05/06/26 12:46 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Genworth Financial's Financials

When does Genworth Financial's financial year end?

According to the most recent income statement we have on file, Genworth Financial's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has Genworth Financial's net income changed over the last 10 years?

Genworth Financial's net income appears to be on an upward trend, with a most recent value of $350 million in 2025, falling from -$413 million in 2015. The previous period was $427 million in 2024. Find out what analysts predict for Genworth Financial in the coming months.

What is Genworth Financial's operating income?

Genworth Financial's total operating income in 2025 was $541 million, based on the following breakdown:

Total Gross Profit: $1.78 billion
Total Operating Expenses: $1.24 billion

How has Genworth Financial's revenue changed over the last 10 years?

Over the last 10 years, Genworth Financial's total revenue changed from $8.58 billion in 2015 to $7.30 billion in 2025, a change of -14.9%.

How much debt does Genworth Financial have?

Genworth Financial's total liabilities were at $78.32 billion at the end of 2025, a 1.1% increase from 2024, and a 14.7% decrease since 2015.

How has Genworth Financial's book value per share changed over the last 10 years?

Over the last 10 years, Genworth Financial's book value per share changed from 20.81 in 2015 to 21.91 in 2025, a change of 5.3%.

Related Companies

Financial statements for NYSE:GNW last updated on 3/4/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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Genworth Financial (GNW) Financials

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Genworth Financial (GNW) Financials

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