NASDAQ:HBT HBT Financial (HBT) Stock Price, News & Analysis $36.12 -0.13 (-0.34%) As of 02:52 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About HBT Financial Stock (NASDAQ:HBT) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get HBT Financial alerts:Sign Up Key Stats Today's Range$35.93▼$36.2550-Day Range$32.38▼$37.2252-Week Range$22.36▼$37.51Volume45,180 shsAverage Volume104,737 shsMarket Capitalization$1.31 billionP/E Ratio15.50Dividend Yield2.77%Price Target$37.40Consensus RatingModerate Buy Company Overview HBT Financial, Inc. is a bank holding company headquartered in Bloomington, Illinois. Through its principal subsidiary, Heartland Bank and Trust Company, the company provides banking and financial services to individuals, families, businesses and agricultural customers. Heartland Bank offers deposit accounts, residential and commercial real estate lending, consumer loans, commercial lending, agricultural financing and treasury management services. Its other services include wealth management, trust and investment services, online and mobile banking, and insurance-related products. The company serves communities primarily across central, eastern and western Illinois through a network of banking locations and digital channels. HBT Financial became a publicly traded company in 2019, while Heartland Bank has a longer operating history serving Illinois communities. The company is led by an executive management team with experience in community banking and financial services.AI Generated. May Contain Errors. Read More HBT Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreHBT MarketRank™: HBT Financial scored higher than 67% of companies evaluated by MarketBeat, and ranked 453rd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingHBT Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.57, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for HBT Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHBT Financial has only been the subject of 4 research reports in the past 90 days.Read more about HBT Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth8.64% Earnings GrowthEarnings for HBT Financial are expected to grow by 8.64% in the coming year, from $3.01 to $3.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of HBT Financial is 15.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.80.Price to Earnings Ratio vs. SectorThe P/E ratio of HBT Financial is 15.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.51.Price to Book Value per Share RatioHBT Financial has a P/B Ratio of 1.85. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about HBT Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.78% of the float of HBT Financial has been sold short.Short Interest Ratio / Days to CoverHBT Financial has a short interest ratio ("days to cover") of 9.3.Change versus previous monthShort interest in HBT Financial has recently increased by 3.87%, indicating that investor sentiment is decreasing. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldHBT Financial pays a meaningful dividend of 2.76%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHBT Financial has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of HBT Financial is 42.92%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, HBT Financial will have a dividend payout ratio of 30.58% next year. This indicates that HBT Financial will be able to sustain or increase its dividend.Read more about HBT Financial's dividend. News and Social Media2.8 / 5News Sentiment0.47 News SentimentHBT Financial has a news sentiment score of 0.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for HBT Financial this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added HBT Financial to their MarketBeat watchlist in the last 30 days. Company Ownership1.4 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, HBT Financial insiders have not sold or bought any company stock.Percentage Held by Insiders51.90% of the stock of HBT Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.55% of the stock of HBT Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about HBT Financial's insider trading history. Receive HBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for HBT Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HBT Stock News HeadlinesHead-To-Head Comparison: California BanCorp (NASDAQ:BCAL) and HBT Financial (NASDAQ:HBT)September 24, 2026 | americanbankingnews.comGrupo Financiero Galicia (NASDAQ:GGAL) versus HBT Financial (NASDAQ:HBT) Head to Head AnalysisSeptember 23, 2026 | americanbankingnews.comAnalyst nicknamed “The Prophet” issues new warning for AmericaWhitney Tilson exposed a major company on 60 Minutes in an Emmy-winning investigation - the stock lost nearly 80% afterward. He also called the housing crisis and the collapse of Bear Stearns and Lehman Brothers before they happened. Now Tilson says the day after this year's midterm elections, America enters a period of economic change unlike anything seen in decades - and most investors are unprepared.September 28 at 1:00 AM | Stansberry Research (Ad)HBT Financial, Inc. (NASDAQ:HBT) Receives Average Rating of "Moderate Buy" from BrokeragesSeptember 23, 2026 | americanbankingnews.comHBT Financial, Inc.(NasdaqGS:HBT) added to S&P Regional Banks Select Industry IndexSeptember 21, 2026 | marketscreener.comMHBT Financial: Expansion By Acquisition Appears To Be WorkingSeptember 12, 2026 | seekingalpha.comHBT Financial, Inc. and Tri-County Financial Group, Inc. Jointly Announce Strategic TransactionAugust 10, 2026 | markets.businessinsider.comIs HBT Financial (HBT) Still Worth A Premium Following Its Earnings Beat And Dividend Hike?July 29, 2026 | finance.yahoo.comSee More Headlines HBT Stock Analysis - Frequently Asked Questions How have HBT shares performed this year? HBT Financial's stock was trading at $25.85 on January 1st, 2026. Since then, HBT stock has increased by 40.2% and is now trading at $36.2480. How were HBT Financial's earnings last quarter? HBT Financial, Inc. (NASDAQ:HBT) announced its earnings results on Monday, July, 27th. The company reported $0.78 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.73 by $0.05. The firm had revenue of $80.90 million for the quarter, compared to analyst estimates of $80.36 million. HBT Financial had a trailing twelve-month return on equity of 13.46% and a net margin of 23.44%. Is HBT Financial doing a stock buyback? HBT Financial's board approved a share repurchase program on Thursday, December 18th 2025, which permits the company to repurchase $30,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 3.5% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's board of directors believes its stock is undervalued. When did HBT Financial IPO? HBT Financial (HBT) raised $149 million in an initial public offering (IPO) on Friday, October 11th 2019. The company issued 8,300,000 shares at a price of $17.00-$19.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and J.P. Morgan served as the underwriters for the IPO and RAYMOND JAMES, Sandler O'Neill + Partners and D.A. Davidson & Co. were co-managers. Who are HBT Financial's major shareholders? Top institutional investors of HBT Financial include BlackRock Inc. (5.44%), The Manufacturers Life Insurance Company (1.35%), Wellington Management Group LLP (0.82%) and Bank of New York Mellon Corp (0.38%). Insiders that own company stock include Roger A Baker, Patrick F Busch, Fred L Drake, Eric E Burwell and Peter Robert Chapman. View institutional ownership trends. How do I buy shares of HBT Financial? Shares of HBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of HBT Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that HBT Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD) and Visa (V). Company Calendar Last Earnings7/27/2026Record date for 8/18 Dividend8/11/2026Ex-Dividend for 8/18 Dividend8/11/2026Dividend Payable8/18/2026Today9/28/2026Next Earnings (Estimated)10/26/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (17m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 HBT's financial health is in the Green zone, according to TradeSmith. HBT has been in this zone for over 17 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:HBT CIK775215 Webir.hbtfinancial.com Phone(309) 662-4444FaxN/AEmployees826Year Founded1964Price Target and Rating Average Price Target for HBT Financial$37.40 High Price Target$44.00 Low Price Target$30.00 Potential Upside/Downside+3.6%Consensus RatingModerate Buy Rating Score (0-4)2.57 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$2.33 Trailing P/E Ratio15.49 Forward P/E Ratio11.99 P/E GrowthN/ANet Income$77.01 million Net Margins23.44% Pretax Margin31.80% Return on Equity13.46% Return on Assets1.55% Debt Debt-to-Equity Ratio0.20 Current Ratio0.84 Quick Ratio0.84 Sales & Book Value Annual Sales$293.97 million Price / Sales4.47 Cash Flow$2.79 per share Price / Cash Flow12.93 Book Value$19.58 per share Price / Book1.84Miscellaneous Outstanding Shares36,370,000Free Float17,492,000Market Cap$1.31 billion OptionableOptionable Beta0.51 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge—and the key risks investors should watch as the global AI buildout accelerates.Get This Free Report This page (NASDAQ:HBT) was last updated on 9/28/2026 by MarketBeat.com Staff. From Our Partners"How Much Can I Actually Spend Each Year With $2.5M Saved?"Having $2.5 million saved puts you ahead of most Americans, but how long it lasts depends on the decisions you...SmartAsset | SponsoredIf you keep cash in a U.S. bank account… read this NOWSince 2020, U.S. banks have been required to keep zero percent of deposits on hand, lending out nearly every d...Banyan Hill Publishing | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredManagement just bought 2.8 million sharesManagement just backed a $100 million buyback, repurchasing 2.8 million shares at an average price of $35.26 i...Monument Traders Alliance | SponsoredThis AI Stock Reminds One Analyst of Early NvidiaJeff Brown picked Nvidia in 2016, before shares surged 37,800 percent. Now he's identified another AI company ...Brownstone Research | SponsoredDid you forget to grab this?Most beginners stay stuck on the sidelines for years because no one shows them the simple steps between being ...Profits Run | SponsoredThe trade I’ve been waiting for since 2011Ross Givens, Director of Research at Traders Agency, is calling for gold to reach $10,000 an ounce this superc...Traders Agency | SponsoredCould Elon's other private companies be the next SpaceX IPO?The Boring Company is reportedly in talks to raise funding at a 20 billion dollar valuation, nearly 4X its pri...Zacks | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding HBT Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share HBT Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.