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NASDAQ:ISBA

Isabella Bank (ISBA) Stock Price, News & Analysis

$39.20 -0.49 (-1.23%)
Closing price 08/25/2026 04:00 PM Eastern
Extended Trading
$39.35 +0.15 (+0.38%)
As of 08/25/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Isabella Bank Stock (NASDAQ:ISBA)

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Key Stats

Today's Range
$38.97
$40.91
50-Day Range
$36.81
$41.77
52-Week Range
$31.05
$58.83
Volume
49,858 shs
Average Volume
66,383 shs
Market Capitalization
$299.10 million
P/E Ratio
14.41
Dividend Yield
2.86%
Price Target
$43.00
Consensus Rating
Hold

Company Overview

Isabella Bank (NASDAQ: ISBA) is a community bank headquartered in Mount Pleasant, Michigan, serving individuals and businesses across mid-Michigan. The bank delivers a broad array of financial products, including checking and savings accounts, money market accounts, certificates of deposit, and online and mobile banking platforms designed to meet everyday banking needs.

On the commercial side, Isabella Bank offers business lending solutions such as lines of credit, term loans, and equipment financing, alongside treasury management, merchant services, and payroll processing to help companies manage cash flow and streamline operations. Residential mortgage lending is also a key focus, with home purchase and refinancing options available for first-time buyers and existing homeowners.

Wealth management and trust services form another cornerstone of the bank’s offerings. Through its trust department, Isabella Bank provides personalized investment strategies, estate planning, and fiduciary oversight aimed at preserving and growing client assets over the long term. This suite of services is tailored to meet the complex needs of families, individuals, and businesses seeking professional stewardship of their wealth.

With a network of branches and ATMs strategically located in Isabella County and surrounding communities, Isabella Bank emphasizes local decision-making and personalized customer service. By combining community-focused banking with digital tools, the institution seeks to deliver convenience and flexibility without sacrificing the close relationships that define regional banking.

AI Generated. May Contain Errors.

Isabella Bank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
60th Percentile Overall Score

ISBA MarketRank™: 

Isabella Bank scored higher than 60% of companies evaluated by MarketBeat, and ranked 417th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Isabella Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and 1 sell rating.

  • Upside/Downside

    The consensus price target for Isabella Bank is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Isabella Bank has only been the subject of 3 research reports in the past 90 days.

  • Read more about Isabella Bank's stock forecast and price target.
  • Earnings Growth

    Earnings for Isabella Bank are expected to grow by 21.91% in the coming year, from $3.24 to $3.95 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Isabella Bank is 14.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.15.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Isabella Bank is 14.41, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.58.

  • Price to Book Value per Share Ratio

    Isabella Bank has a P/B Ratio of 1.20. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Isabella Bank's valuation and earnings.
  • Percentage of Shares Shorted

    4.20% of the float of Isabella Bank has been sold short.
  • Short Interest Ratio / Days to Cover

    Isabella Bank has a short interest ratio ("days to cover") of 5.85.
  • Change versus previous month

    Short interest in Isabella Bank has recently increased by 3.55%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    Isabella Bank pays a meaningful dividend of 2.82%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Isabella Bank does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Isabella Bank is 41.18%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Isabella Bank will have a dividend payout ratio of 28.35% next year. This indicates that Isabella Bank will be able to sustain or increase its dividend.

  • Read more about Isabella Bank's dividend.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Isabella Bank this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Isabella Bank insiders have bought more of their company's stock than they have sold. Specifically, they have bought $290.00 in company stock and sold $0.00 in company stock.

  • Percentage Held by Insiders

    1.32% of the stock of Isabella Bank is held by insiders.

  • Percentage Held by Institutions

    Isabella Bank has minimal institutional ownership at this time.

  • Read more about Isabella Bank's insider trading history.
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ISBA Stock News Headlines

Isabella Bank Corp
It’s not about Greenland
The petrodollar arrangement that anchored the US dollar for 50 years quietly expired in June 2024. Since then, China has cut its Treasury holdings by 45% from their peak, and BRICS nations offloaded $47 billion of American debt in a single month. The Trump administration has responded with a $12 billion critical minerals stockpile called Project Vault, equity stakes in miners like MP Materials and Lithium Americas, and a push to secure resources from Greenland to Ukraine. Porter Stansberry lays out the full story in a new documentary, including five companies positioned at the chokepoints of what he calls Trump's New Dollar.tc pixel
Isabella Bank Struggles To Keep Pace With Expectations
Isabella Bank Corporation
See More Headlines

ISBA Stock Analysis - Frequently Asked Questions

Isabella Bank's stock was trading at $50.00 at the start of the year. Since then, ISBA stock has decreased by 21.6% and is now trading at $39.20.

Isabella Bank Corporation (NASDAQ:ISBA) posted its earnings results on Thursday, July, 23rd. The company reported $0.69 earnings per share for the quarter, missing analysts' consensus estimates of $0.92 by $0.23. The firm had revenue of $22.68 million for the quarter, compared to analysts' expectations of $23 million. Isabella Bank had a trailing twelve-month return on equity of 8.48% and a net margin of 16.78%.

Isabella Bank's Board of Directors authorized a stock buyback plan on Thursday, May 1st 2025, which authorizes the company to repurchase 0 outstanding shares, according to EventVestor. This authorizes the company to reacquire shares of its stock through open market purchases. Shares buyback plans are typically a sign that the company's management believes its stock is undervalued.

Top institutional shareholders of Isabella Bank include BlackRock Inc. (6.37%), Bank of New York Mellon Corp (0.23%), Ferguson Wellman Capital Management Inc. (0.20%) and Bank of America Corp DE (0.14%). Insiders that own company stock include Jae A Evans, Michael P Prisby, Neil Michael Mcdonnell, Jill Bourland, Brian Roy Sackett and David Brian Behen.
View institutional ownership trends
.

Shares of ISBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Isabella Bank investors own include JPMorgan Chase & Co. (JPM), PayPal (PYPL), Sinclair (SBGI), Avino Silver & Gold Mines (ASM), Taiwan Semiconductor Manufacturing (TSM), Toro (TTC) and United Microelectronics (UMC).

Company Calendar

Record date for 6/30 Dividend
6/26/2026
Ex-Dividend for 6/30 Dividend
6/26/2026
Dividend Payable
6/30/2026
Last Earnings
7/23/2026
Today
8/25/2026
Next Earnings (Estimated)
10/26/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:ISBA
Previous Symbol
NASDAQ:ISBA
CIK
842517
Fax
N/A
Employees
330
Year Founded
N/A

Price Target and Rating

High Price Target
$43.00
Low Price Target
$43.00
Potential Upside/Downside
+9.7%
Consensus Rating
Hold
Rating Score (0-4)
2.00
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.72
Trailing P/E Ratio
14.41
Forward P/E Ratio
12.10
P/E Growth
N/A
Net Income
$18.91 million
Net Margins
16.78%
Pretax Margin
21.22%
Return on Equity
8.48%
Return on Assets
0.89%

Debt

Debt-to-Equity Ratio
0.12
Current Ratio
0.84
Quick Ratio
0.84

Sales & Book Value

Annual Sales
$112 million
Price / Sales
2.67
Cash Flow
$2.88 per share
Price / Cash Flow
13.61
Book Value
$32.60 per share
Price / Book
1.20

Miscellaneous

Outstanding Shares
7,630,000
Free Float
7,528,000
Market Cap
$299.10 million
Optionable
N/A
Beta
0.01

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This page (NASDAQ:ISBA) was last updated on 8/26/2026 by MarketBeat.com Staff.
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