James River Group (JRVR) Stock Price, News & Analysis

Company Overview

James River Group Holdings, Ltd. (NASDAQ: JRVR) is a specialty insurance holding company that provides commercial casualty coverage and reinsurance through its operating subsidiaries. The company focuses on markets that are often underserved by standard insurance carriers, offering customized underwriting solutions for specialized risks.

Its insurance operations have included excess and surplus lines, specialty admitted insurance, and casualty reinsurance. Products and services have historically included commercial general liability, excess liability, workers’ compensation, and other specialty casualty coverages. The company has also participated in the commercial auto insurance market through its subsidiaries.

James River Group was established in 2002 and operates primarily in the United States, with its corporate structure based in Bermuda and reinsurance activities that may involve international counterparties. Its business is conducted through regulated insurance subsidiaries, including James River Insurance Company and other affiliated underwriting entities.

Key Stats

• Today's Range: $3.61 to $3.70
• 50-Day Range: $3.41 to $4.79
• 52-Week Range: $3.36 to $7.20
• Volume: 166,030 shs
• Average Volume: 322,351 shs
• Market Capitalization: $170.43 million
• P/E Ratio: 9.70
• Dividend Yield: 1.09%
• Price Target: $5.75
• Consensus Rating: Reduce

James River Group Stock Analysis - MarketRank™

James River Group scored higher than 91% of companies evaluated by MarketBeat, and ranked 166th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Reduce

Consensus Rating

James River Group has received a consensus rating of Reduce. The company's average rating score is 1.86, and is based on no strong buy ratings, no buy ratings, 6 hold ratings, and 1 sell rating.

Upside Potential

James River Group has a consensus price target of $5.75, representing about 56.9% upside from its current price of $3.67.

Amount of Analyst Coverage

James River Group has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.62%

Earnings Growth

Earnings for James River Group are expected to grow by 4.62% in the coming year, from $0.65 to $0.68 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of James River Group is 9.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of James River Group is 9.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.60.

Price to Book Value per Share Ratio

James River Group has a P/B Ratio of 0.31. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.28% of the float of James River Group has been sold short.

Short Interest Ratio / Days to Cover

James River Group has a short interest ratio ("days to cover") of 4.24.

Change versus previous month

Short interest in James River Group has recently decreased by 11.03%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

James River Group pays a meaningful dividend of 1.09%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

James River Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of James River Group is 10.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, James River Group will have a dividend payout ratio of 5.88% next year. This indicates that James River Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.56

News Sentiment

James River Group has a news sentiment score of 1.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for James River Group this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, James River Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

34.00% of the stock of James River Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

95.21% of the stock of James River Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/11/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Today: 10/14/2026
• Next Earnings (Estimated): 11/02/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:JRVR
• CIK: 1620459
• Web: www.jrvrgroup.com
• Phone: (919) 900-1200
• Fax: N/A
• Employees: 578
• Year Founded: 2002

Price Target and Rating

• Average Price Target for James River Group: $5.75
• High Price Target: $7.00
• Low Price Target: $4.00
• Potential Upside/Downside: +56.0%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.38
• Trailing P/E Ratio: 9.70
• Forward P/E Ratio: 5.67
• P/E Growth: N/A
• Net Income: $47.43 million
• Net Margins: 4.68%
• Pretax Margin: 3.83%
• Return on Equity: 9.93%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.43
• Current Ratio: 0.63
• Quick Ratio: 0.63

Sales & Book Value

• Annual Sales: $687.61 million
• Price / Sales: 0.25
• Cash Flow: $2.61 per share
• Price / Cash Flow: 1.41
• Book Value: $11.71 per share
• Price / Book: 0.31

Miscellaneous

• Outstanding Shares: 46,250,000
• Free Float: 30,524,000
• Market Cap: $170.43 million
• Optionable: Optionable
• Beta: -0.17