Donegal Group (DGICA) Stock Price, News & Analysis

Company Overview

Donegal Group, Inc. (NASDAQ: DGICA) is a property and casualty insurance holding company headquartered in Marietta, Pennsylvania. Through a network of independent agencies, the company offers a suite of personal and commercial insurance products. Its underwriting subsidiaries provide homeowners, automobile, farmowner, commercial multi-peril, surety and umbrella coverages designed to meet the needs of individuals, families and businesses.

The company’s origins date back to 1925 with the formation of Donegal Mutual Insurance Company to serve rural communities in Pennsylvania. In 1986, a mutual holding company structure was adopted to support expansion and diversification, leading to the establishment of Donegal Group, Inc. Over time, Donegal has added subsidiaries such as Atlantic States Insurance Company and DCI Mutual Insurance Company to broaden its geographic and product reach.

Donegal Group focuses on regional underwriting authority, empowering local management teams to tailor products and pricing to market conditions. While its core footprint remains in the Mid-Atlantic and Northeastern United States, the company has extended operations into select Midwestern and Southern states. Donegal’s decentralized model and agency distribution strategy aim to foster strong local partnerships and responsive customer service across its operating regions.

Key Stats

• Today's Range: $18.85 to $19.25
• 50-Day Range: $16.54 to $19.76
• 52-Week Range: $16.11 to $21.06
• Volume: 17,348 shs
• Average Volume: 127,004 shs
• Market Capitalization: $702.28 million
• P/E Ratio: 9.83
• Dividend Yield: 4.06%
• Price Target: $20.00
• Consensus Rating: Moderate Buy

Donegal Group Stock Analysis - MarketRank™

Donegal Group scored higher than 78% of companies evaluated by MarketBeat, and ranked 314th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Donegal Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Donegal Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Donegal Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.71%

Earnings Growth

Earnings for Donegal Group are expected to grow by 5.71% in the coming year, from $1.75 to $1.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Donegal Group is 9.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of Donegal Group is 9.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.19.

Price to Book Value per Share Ratio

Donegal Group has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.21% of the float of Donegal Group has been sold short.

Short Interest Ratio / Days to Cover

Donegal Group has a short interest ratio ("days to cover") of 5.72.

Change versus previous month

Short interest in Donegal Group has recently decreased by 2.25%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Donegal Group is a leading dividend payer. It pays a dividend yield of 4.00%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Donegal Group has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Donegal Group is 39.90%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Donegal Group will have a dividend payout ratio of 41.62% next year. This indicates that Donegal Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.77

News Sentiment

Donegal Group has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Donegal Group this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $1,327,619.00 in company stock, which represents 0.1862% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Donegal Group insiders have bought 133.39% more of their company's stock than they have sold. Specifically, they have bought $2,322,929.00 in company stock and sold $995,310.00 in company stock.

Percentage Held by Insiders

2.75% of the stock of Donegal Group is held by insiders.

Percentage Held by Institutions

27.96% of the stock of Donegal Group is held by institutions.

Company Calendar

• Record date for 5/15 Dividend: 5/01/2026
• Ex-Dividend for 5/15 Dividend: 5/01/2026
• Dividend Payable: 5/15/2026
• Last Earnings: 7/30/2026
• Record date for 8/14 Dividend: 7/31/2026
• Ex-Dividend for 8/14 Dividend: 7/31/2026
• Today: 8/10/2026
• Dividend Payable: 8/14/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:DGICA
• CIK: 800457
• Web: www.donegalgroup.com
• Phone: (800) 877-0600
• Fax: 302-736-9883
• Employees: 880
• Year Founded: 1889

Price Target and Rating

• Average Price Target for Donegal Group: $20.00
• High Price Target: $20.00
• Low Price Target: $20.00
• Potential Upside/Downside: +5.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.93
• Trailing P/E Ratio: 9.83
• Forward P/E Ratio: 10.85
• P/E Growth: N/A
• Net Income: $79.34 million
• Net Margins: 7.38%
• Pretax Margin: 9.10%
• Return on Equity: 10.65%
• Return on Assets: 2.83%

Debt

• Debt-to-Equity Ratio: 0.05
• Current Ratio: 0.39
• Quick Ratio: 0.39

Sales & Book Value

• Annual Sales: $978.01 million
• Price / Sales: 0.72
• Cash Flow: $2.19 per share
• Price / Cash Flow: 8.66
• Book Value: $17.33 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 37,050,000
• Free Float: 36,031,000
• Market Cap: $703.73 million
• Optionable: Optionable
• Beta: -0.01