National Bankshares (NKSH) Stock Price, News & Analysis

Company Overview

National Bankshares, Inc. is a bank holding company headquartered in Blacksburg, Virginia. Through its principal subsidiary, The National Bank of Blacksburg, the company provides community banking services to individuals, families, businesses and organizations.

The bank offers a range of deposit products, commercial and residential real estate loans, consumer loans and other lending services. Its banking services also include electronic banking options, such as online and mobile banking, along with cash-management and related financial services.

Founded in 1891, National Bankshares has a long history of serving communities in southwest Virginia. Its market includes the New River Valley and surrounding areas, with operations focused on the local and regional banking needs of households and businesses.

Key Stats

• Today's Range: $42.64 to $42.98
• 50-Day Range: $39.72 to $43.30
• 52-Week Range: $27.00 to $43.57
• Volume: 5,152 shs
• Average Volume: 34,768 shs
• Market Capitalization: $272.67 million
• P/E Ratio: 13.48
• Dividend Yield: 3.50%
• Price Target: N/A
• Consensus Rating: Moderate Buy

National Bankshares Stock Analysis - MarketRank™

National Bankshares scored higher than 47% of companies evaluated by MarketBeat, and ranked 622nd out of 833 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

National Bankshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

National Bankshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.66%

Earnings Growth

Earnings for National Bankshares are expected to grow by 9.66% in the coming year, from $3.52 to $3.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of National Bankshares is 13.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of National Bankshares is 13.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

National Bankshares has a P/B Ratio of 1.47. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.88% of the float of National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

National Bankshares has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in National Bankshares has recently increased by 15.46%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

National Bankshares pays a meaningful dividend of 3.47%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of National Bankshares is 47.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, National Bankshares will have a dividend payout ratio of 38.86% next year. This indicates that National Bankshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.4 / 5
• News Sentiment: N/A

News Sentiment

National Bankshares has a news sentiment score of 0.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for National Bankshares this week, compared to 1 article on an average week.

MarketBeat Follows

Only 1 people have added National Bankshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, National Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.32% of the stock of National Bankshares is held by insiders.

Percentage Held by Institutions

29.73% of the stock of National Bankshares is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Today: 10/08/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NKSH
• CIK: 796534
• Web: www.nationalbankshares.com
• Phone: (540) 951-6300
• Fax: 540-951-6324
• Employees: 254
• Year Founded: 1909

Profitability

• EPS (Trailing Twelve Months): $3.18
• Trailing P/E Ratio: 13.51
• Forward P/E Ratio: 12.19
• P/E Growth: N/A
• Net Income: $15.83 million
• Net Margins: 23.22%
• Pretax Margin: 28.28%
• Return on Equity: 10.66%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $85.32 million
• Price / Sales: 3.20
• Cash Flow: $2.71 per share
• Price / Cash Flow: 15.84
• Book Value: $29.05 per share
• Price / Book: 1.48

Miscellaneous

• Outstanding Shares: 6,370,000
• Free Float: 6,159,000
• Market Cap: $273.26 million
• Optionable: Not Optionable
• Beta: 0.60