National Bankshares (NKSH) Stock Price, News & Analysis

Company Overview

National Bankshares, Inc. is a bank holding company headquartered in Blacksburg, Virginia. Its principal subsidiary, The National Bank of Blacksburg, provides community banking services to individuals, families, farmers and businesses.

The bank offers deposit accounts, residential and commercial real estate loans, consumer lending, business financing and other traditional banking products. Its services also include online and mobile banking, cash management, investment and wealth management services, and related financial solutions.

Founded in 1891, The National Bank of Blacksburg has a long history of serving communities in southwestern Virginia. The company’s banking operations have focused primarily on the New River Valley and surrounding areas, including communities in Montgomery, Pulaski, Giles, Floyd and Roanoke counties.

Key Stats

• Today's Range: $41.41 to $42.43
• 50-Day Range: $35.88 to $43.30
• 52-Week Range: $27.00 to $43.31
• Volume: 42,114 shs
• Average Volume: 35,045 shs
• Market Capitalization: $268.98 million
• P/E Ratio: 13.28
• Dividend Yield: 3.55%
• Price Target: N/A
• Consensus Rating: Strong Buy

National Bankshares Stock Analysis - MarketRank™

National Bankshares scored higher than 70% of companies evaluated by MarketBeat, and ranked 474th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Strong Buy

Consensus Rating

National Bankshares has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 strong buy rating, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

National Bankshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.66%

Earnings Growth

Earnings for National Bankshares are expected to grow by 9.66% in the coming year, from $3.52 to $3.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of National Bankshares is 13.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of National Bankshares is 13.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

National Bankshares has a P/B Ratio of 1.45. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.88% of the float of National Bankshares has been sold short.

Short Interest Ratio / Days to Cover

National Bankshares has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in National Bankshares has recently increased by 15.46%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

National Bankshares is a leading dividend payer. It pays a dividend yield of 3.50%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

National Bankshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of National Bankshares is 47.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, National Bankshares will have a dividend payout ratio of 38.86% next year. This indicates that National Bankshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.40

News Sentiment

National Bankshares has a news sentiment score of 0.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for National Bankshares this week, compared to 1 article on an average week.

MarketBeat Follows

2 people have added National Bankshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, National Bankshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

3.32% of the stock of National Bankshares is held by insiders.

Percentage Held by Institutions

29.73% of the stock of National Bankshares is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NKSH
• CIK: 796534
• Web: www.nationalbankshares.com
• Phone: (540) 951-6300
• Fax: 540-951-6324
• Employees: 254
• Year Founded: 1909

Profitability

• EPS (Trailing Twelve Months): $3.18
• Trailing P/E Ratio: 13.28
• Forward P/E Ratio: 11.99
• P/E Growth: N/A
• Net Income: $15.83 million
• Net Margins: 23.22%
• Pretax Margin: 28.28%
• Return on Equity: 10.66%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $60.48 million
• Price / Sales: 4.45
• Cash Flow: $2.69 per share
• Price / Cash Flow: 15.71
• Book Value: $29.05 per share
• Price / Book: 1.45

Miscellaneous

• Outstanding Shares: 6,371,000
• Free Float: 6,159,000
• Market Cap: $268.98 million
• Optionable: Not Optionable
• Beta: 0.60