NYSE:NP Neptune Insurance (NP) Stock Price, News & Analysis $28.41 +0.55 (+1.99%) Closing price 10/8/2026 03:59 PM EasternExtended Trading$28.50 +0.09 (+0.30%) As of 07:47 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Neptune Insurance Stock (NYSE:NP) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Neptune Insurance alerts:Sign Up Key Stats Today's Range$27.42▼$28.6850-Day Range$27.15▼$34.4452-Week Range$14.78▼$35.15Volume573,176 shsAverage Volume603,285 shsMarket Capitalization$3.90 billionP/E Ratio113.66Dividend YieldN/APrice Target$31.75Consensus RatingModerate Buy Company Overview Neptune Insurance is a technology-enabled insurance company focused on providing flood insurance coverage for residential and commercial property owners. Its offerings are designed to complement or supplement coverage available through the National Flood Insurance Program and traditional homeowners’ insurance policies, which generally provide limited protection against flood damage. The company distributes its policies through insurance agents and brokers, using a digital platform intended to streamline quoting, underwriting, policy management and claims handling. Its products may cover buildings, contents and additional living expenses, subject to the terms, conditions and limits of each policy. Neptune’s business is primarily associated with the U.S. property insurance market, with coverage availability and product features varying by state and regulatory approval. The company has been led by Trevor Burgess, who has served as its chief executive officer. Information linking Neptune Insurance to the NYSE ticker “NP” is limited, so investors should verify the company’s listing details and corporate structure through current regulatory filings.AI Generated. May Contain Errors. Read More Neptune Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreNP MarketRank™: Neptune Insurance scored higher than 67% of companies evaluated by MarketBeat, and ranked 450th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.2 / 5Analyst RatingModerate Buy Consensus RatingNeptune Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.53, and is based on no strong buy ratings, 8 buy ratings, 7 hold ratings, and no sell ratings.Upside PotentialNeptune Insurance has a consensus price target of $31.75, representing about 11.7% upside from its current price of $28.41.Amount of Analyst CoverageNeptune Insurance has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Neptune Insurance's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth17.50% Earnings GrowthEarnings for Neptune Insurance are expected to grow by 17.50% in the coming year, from $0.40 to $0.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Neptune Insurance is 113.66, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Neptune Insurance is 113.66, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.64.Price to Earnings Growth RatioNeptune Insurance has a PEG Ratio of 2.84. PEG Ratios above 1 indicate that a company could be overvalued.Read more about Neptune Insurance's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted5.12% of the float of Neptune Insurance has been sold short.Short Interest Ratio / Days to CoverNeptune Insurance has a short interest ratio ("days to cover") of 4.54.Change versus previous monthShort interest in Neptune Insurance has recently decreased by 16.58%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldNeptune Insurance does not currently pay a dividend.Dividend GrowthNeptune Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on EPS estimates, Neptune Insurance will have a dividend payout ratio of 404.26% in the coming year. This indicates that Neptune Insurance may not be able to sustain their current dividend. News and Social Media2.7 / 5News Sentiment0.32 News SentimentNeptune Insurance has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.56 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Neptune Insurance this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Neptune Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership1.4 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Neptune Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $123,194,733.00 in company stock.Percentage Held by Insiders74.26% of the stock of Neptune Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsNeptune Insurance has minimal institutional ownership at this time.Read more about Neptune Insurance's insider trading history. Receive NP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Neptune Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NP Stock News HeadlinesNeptune Insurance Holdings Insider Sold Shares Worth $1,123,967, According to a Recent SEC FilingOctober 7 at 11:05 PM | marketscreener.comMNeptune Insurance (NYSE:NP) Stock: Insider Matthew Paul Duffy Sells 39,737 SharesOctober 7 at 4:09 AM | americanbankingnews.comTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.October 9 at 1:00 AM | Porter & Company (Ad)Neptune Insurance (NYSE:NP) Insider Matthew Paul Duffy Sells 39,737 Shares of Company StockOctober 6 at 4:07 AM | insidertrades.comGoldman Sachs Remains a Buy on Neptune Insurance Holdings, Inc. Class A (NP)October 3, 2026 | theglobeandmail.comNeptune Insurance Holdings, Inc. Highlights New Way For Consumers To Shop For Flood Insurance Through Personal Muse AgentsOctober 3, 2026 | marketscreener.comMNeptune Makes Flood Insurance Ready for the AI Agent EraOctober 1, 2026 | businesswire.comInsider Selling: Neptune Insurance (NYSE:NP) Director Sells 50,000 Shares of StockSeptember 16, 2026 | insidertrades.comSee More Headlines NP Stock Analysis - Frequently Asked Questions How have NP shares performed this year? Neptune Insurance's stock was trading at $29.21 at the beginning of 2026. Since then, NP shares have decreased by 2.7% and is now trading at $28.4140. How were Neptune Insurance's earnings last quarter? Neptune Insurance Holdings Inc. (NYSE:NP) posted its quarterly earnings results on Tuesday, July, 21st. The company reported $0.15 EPS for the quarter, beating the consensus estimate of $0.14 by $0.01. The business had revenue of $55.87 million for the quarter, compared to the consensus estimate of $52.38 million. Neptune Insurance had a net margin of 21.45% and a negative trailing twelve-month return on equity of 18.77%. When did Neptune Insurance IPO? Neptune Insurance (NP) raised $350 million in an IPO on Wednesday, October 1st 2025. The company issued 18,421,053 shares at $18.00-$20.00 per share. How do I buy shares of Neptune Insurance? Shares of NP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Neptune Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Neptune Insurance investors own include Meta Platforms (META), NVIDIA (NVDA), Procter & Gamble (PG), Altria Group (MO), AT&T (T), AbbVie (ABBV) and Cisco Systems (CSCO). Company Calendar Last Earnings7/21/2026Today10/09/2026Next Earnings (Estimated)11/11/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4d) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 As of 4 days ago, NP's financial health entered the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryInsurance Brokers Current SymbolNYSE:NP CIK2067129 Webneptuneflood.com Phone(727) 202-4815Fax678-518-3284Employees61Year Founded2016Price Target and Rating Average Price Target for Neptune Insurance$31.75 High Price Target$39.00 Low Price Target$23.00 Potential Upside/Downside+11.7%Consensus RatingModerate Buy Rating Score (0-4)2.53 Research Coverage15 Analysts Profitability EPS (Trailing Twelve Months)$0.25 Trailing P/E Ratio113.66 Forward P/E Ratio71.04 P/E Growth2.84Net Income$37.41 million Net Margins21.45% Pretax Margin31.81% Return on Equity-18.77% Return on Assets64.26% Debt Debt-to-Equity RatioN/A Current Ratio2.07 Quick Ratio2.07 Sales & Book Value Annual Sales$159.55 million Price / Sales24.44 Cash Flow$0.45 per share Price / Cash Flow62.81 Book Value($1.65) per share Price / Book-17.22Miscellaneous Outstanding Shares137,230,000Free Float35,324,000Market Cap$3.90 billion OptionableNo Data BetaN/A Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. 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