NASDAQ:NWFL Norwood Financial (NWFL) Stock Price, News & Analysis $33.70 +0.48 (+1.44%) Closing price 10/2/2026 04:00 PM EasternExtended Trading$33.76 +0.05 (+0.16%) As of 10/2/2026 04:15 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Norwood Financial Stock (NASDAQ:NWFL) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Norwood Financial alerts:Sign Up Key Stats Today's Range$33.42▼$33.9750-Day Range$33.04▼$35.2552-Week Range$23.82▼$35.48Volume37,612 shsAverage Volume32,000 shsMarket Capitalization$367.33 millionP/E Ratio11.62Dividend Yield3.80%Price Target$35.00Consensus RatingModerate Buy Company Overview Norwood Financial Corporation is the bank holding company for Wayne Bank, a community bank headquartered in Honesdale, Pennsylvania. Through Wayne Bank, the company provides banking and financial services to individuals, families, businesses and nonprofit organizations. Wayne Bank offers deposit products, residential and commercial real estate lending, consumer loans, business loans and other credit services. Its services also include online and mobile banking, cash management and other financial solutions designed to support personal and business customers. Founded in 1870, Wayne Bank serves communities in northeastern Pennsylvania and the Southern Tier and Hudson Valley regions of New York through a network of branches and other banking offices. Norwood Financial Corporation's shares trade on the Nasdaq Stock Market under the symbol NWFL.AI Generated. May Contain Errors. Read More Norwood Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreNWFL MarketRank™: Norwood Financial scored higher than 75% of companies evaluated by MarketBeat, and ranked 363rd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingModerate Buy Consensus RatingNorwood Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Norwood Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageNorwood Financial has only been the subject of 2 research reports in the past 90 days.Read more about Norwood Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth11.49% Earnings GrowthEarnings for Norwood Financial are expected to grow by 11.49% in the coming year, from $3.48 to $3.88 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Norwood Financial is 11.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.Price to Earnings Ratio vs. SectorThe P/E ratio of Norwood Financial is 11.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.50.Price to Book Value per Share RatioNorwood Financial has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Norwood Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.65% of the float of Norwood Financial has been sold short.Short Interest Ratio / Days to CoverNorwood Financial has a short interest ratio ("days to cover") of 5.35.Change versus previous monthShort interest in Norwood Financial has recently increased by 7.63%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend LeadershipNorwood Financial is a leading dividend payer. It pays a dividend yield of 3.80%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNorwood Financial has been increasing its dividend for 7 years.Dividend CoverageThe dividend payout ratio of Norwood Financial is 44.14%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Norwood Financial will have a dividend payout ratio of 32.99% next year. This indicates that Norwood Financial will be able to sustain or increase its dividend.Read more about Norwood Financial's dividend. News and Social Media2.8 / 5News Sentiment0.45 News SentimentNorwood Financial has a news sentiment score of 0.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Norwood Financial this week, compared to 2 articles on an average week.MarketBeat Follows2 people have added Norwood Financial to their MarketBeat watchlist in the last 30 days. Company Ownership2.1 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Norwood Financial insiders have bought 3.42% more of their company's stock than they have sold. Specifically, they have bought $107,105.00 in company stock and sold $103,560.00 in company stock.Percentage Held by Insiders8.10% of the stock of Norwood Financial is held by insiders.Percentage Held by Institutions28.08% of the stock of Norwood Financial is held by institutions.Read more about Norwood Financial's insider trading history. Receive NWFL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Norwood Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NWFL Stock News HeadlinesT-Bills Guarantee the Rate. These 6 Dividend Stocks Can Actually Grow the PaycheckOctober 1 at 3:34 PM | 247wallst.comNorwood Financial (NASDAQ:NWFL) Share Price Crosses Above 50-Day Moving Average - What's Next?September 29, 2026 | americanbankingnews.comFirst Look: Elon’s “Starphone”Rumors are swirling that Elon Musk is developing a new mobile device that could rival the iPhone. It's said to be thinner, longer-lasting on battery, and cheaper to produce, with the ability to work worldwide without relying on cell towers. Former Bloomberg reporter and SAC Capital trader Josh Baylin says the evidence is mounting. He notes the FCC recently gave Musk a green light connected to his mobile plans, adding fuel to speculation. Baylin previously called the smartphone boom in 2004 and predicted Apple would sell a billion phones when others expected a fraction of that. | Stansberry Research (Ad)Head-To-Head Comparison: Norwood Financial (NASDAQ:NWFL) versus International Bancshares (NASDAQ:IBOC)September 28, 2026 | americanbankingnews.comNorwood Financial Corp Announces Timing of Third Quarter 2026 Earnings Release and Conference CallSeptember 24, 2026 | globenewswire.comBorrower Bankruptcy Spoils Recent Results From Norwood FinancialSeptember 24, 2026 | seekingalpha.comNorwood Financial Corp Announces Cash DividendSeptember 16, 2026 | globenewswire.comNorwood Financial (NASDAQ:NWFL) EVP Vincent O'bell Sells 3,000 Shares of StockSeptember 5, 2026 | insidertrades.comSee More Headlines NWFL Stock Analysis - Frequently Asked Questions How have NWFL shares performed this year? Norwood Financial's stock was trading at $28.05 at the start of the year. Since then, NWFL stock has increased by 20.1% and is now trading at $33.70. How were Norwood Financial's earnings last quarter? Norwood Financial Corp. (NASDAQ:NWFL) announced its quarterly earnings results on Wednesday, July, 22nd. The financial services provider reported $0.86 EPS for the quarter, missing the consensus estimate of $0.87 by $0.01. The financial services provider earned $29.37 million during the quarter, compared to analysts' expectations of $28.10 million. Norwood Financial had a net margin of 18.68% and a trailing twelve-month return on equity of 12.88%. Read the conference call transcript. When did Norwood Financial's stock split? Norwood Financial's stock split on Monday, September 18th 2017.The 3-2 split was announced on Wednesday, August 9th 2017. The newly created shares were issued to shareholders after the market closes on Friday, September 15th 2017. An investor that had 100 shares of stock prior to the split would have 150 shares after the split. How do I buy shares of Norwood Financial? Shares of NWFL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Norwood Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Norwood Financial investors own include Meta Platforms (META), NVIDIA (NVDA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Tesla (TSLA), Visa (V) and Home Depot (HD). Company Calendar Record date for 8/3 Dividend7/15/2026Ex-Dividend for 8/3 Dividend7/15/2026Last Earnings7/22/2026Dividend Payable8/03/2026Today10/03/2026Record date for 11/2 Dividend10/15/2026Ex-Dividend for 11/2 Dividend10/15/2026Next Earnings (Estimated)10/27/2026Dividend Payable11/02/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 NWFL's financial health is in the Green zone, according to TradeSmith. NWFL has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:NWFL CIK1013272 Webwww.wayne.bank Phone(570) 253-8500Fax570-253-3725Employees281Year Founded1871Price Target and Rating Average Price Target for Norwood Financial$35.00 High Price Target$35.00 Low Price Target$35.00 Potential Upside/Downside+3.9%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$2.90 Trailing P/E Ratio11.62 Forward P/E Ratio9.68 P/E GrowthN/ANet Income$27.75 million Net Margins18.68% Pretax Margin23.55% Return on Equity12.88% Return on Assets1.27% Debt Debt-to-Equity Ratio0.23 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$136.15 million Price / Sales2.70 Cash Flow$3.28 per share Price / Cash Flow10.29 Book Value$26.14 per share Price / Book1.29Miscellaneous Outstanding Shares10,900,000Free Float10,019,000Market Cap$367.33 million OptionableNot Optionable Beta0.56 Social Links Don't Wait for the OpenAI IPOThe AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. 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