Oak Valley Bancorp (OVLY) Stock Price, News & Analysis

Company Overview

Oak Valley Bancorp is the bank holding company for Oak Valley Community Bank, a community-focused financial institution headquartered in Oakdale, California. The bank serves individuals, families, farmers, professionals, and businesses in California’s Central Valley through a network of banking offices and digital banking services.

Oak Valley Community Bank offers a range of commercial and consumer banking products, including checking and savings accounts, certificates of deposit, business and agricultural loans, commercial real estate financing, residential real estate loans, and personal lending. Its services also include online and mobile banking, cash management, and other treasury management solutions designed to support business customers.

Oak Valley Community Bank was established in 1991 and has expanded its presence across communities in the Central Valley, including areas of Stanislaus, San Joaquin, and surrounding counties. Oak Valley Bancorp’s operations are centered on relationship-based banking, with an emphasis on local decision-making and serving the financial needs of the communities in which it operates.

Key Stats

• Today's Range: $33.93 to $35.28
• 50-Day Range: $33.24 to $35.29
• 52-Week Range: $27.21 to $36.08
• Volume: 10,462 shs
• Average Volume: 28,839 shs
• Market Capitalization: $291.15 million
• P/E Ratio: 12.45
• Dividend Yield: 2.17%
• Price Target: N/A
• Consensus Rating: Buy

Oak Valley Bancorp Stock Analysis - MarketRank™

Oak Valley Bancorp scored higher than 79% of companies evaluated by MarketBeat, and ranked 359th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Oak Valley Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Oak Valley Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oak Valley Bancorp is 12.36, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oak Valley Bancorp is 12.36, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.34.

Price to Book Value per Share Ratio

Oak Valley Bancorp has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.89% of the float of Oak Valley Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Oak Valley Bancorp has a short interest ratio ("days to cover") of 5.46.

Change versus previous month

Short interest in Oak Valley Bancorp has recently decreased by 14.29%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Oak Valley Bancorp pays a meaningful dividend of 2.16%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oak Valley Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Oak Valley Bancorp is 26.98%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.60

News Sentiment

Oak Valley Bancorp has a news sentiment score of 1.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Oak Valley Bancorp this week, compared to 1 article on an average week.

Search Interest

1 people have searched for OVLY on MarketBeat in the last 30 days.

Company Ownership

• Score: 3.7 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

3 insiders have purchased shares of Oak Valley Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $27,092.00 in company stock, which represents 0.0094% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Oak Valley Bancorp insiders have bought 70.76% more of their company's stock than they have sold. Specifically, they have bought $65,380.00 in company stock and sold $38,288.00 in company stock.

Percentage Held by Insiders

13.94% of the stock of Oak Valley Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

30.86% of the stock of Oak Valley Bancorp is held by institutions.

Company Calendar

• Record date for 8/14 Dividend: 8/03/2026
• Ex-Dividend for 8/14 Dividend: 8/03/2026
• Dividend Payable: 8/14/2026
• Last Earnings: 11/10/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/29/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OVLY
• CIK: 1431567
• Web: www.ovcb.com
• Phone: (209) 848-2265
• Fax: 209-844-7542
• Employees: 245
• Year Founded: 1990

Profitability

• EPS (Trailing Twelve Months): $2.78
• Trailing P/E Ratio: 12.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $23.91 million
• Net Margins: 24.05%
• Pretax Margin: 30.68%
• Return on Equity: 11.03%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.78
• Quick Ratio: 0.78

Sales & Book Value

• Annual Sales: $95.04 million
• Price / Sales: 3.06
• Cash Flow: $3.12 per share
• Price / Cash Flow: 11.09
• Book Value: $24.79 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 8,410,000
• Free Float: 7,240,000
• Market Cap: $291.15 million
• Optionable: Not Optionable
• Beta: 0.24