Oconee Federal Financial (OFED) Stock Price, News & Analysis

Company Overview

Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County. It offers deposit products, including demand, money market, NOW, savings, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises one-to-four family residential and multi-family real estate loans; home equity loans and lines of credit; nonresidential real estate loans; mortgage loans; construction and land loans; commercial and industrial loans; agricultural loans; and consumer and other loans, such as installment loans for various consumer purposes, including the purchase of automobiles, boats, and other legitimate personal purposes. Oconee Federal Financial Corp. was founded in 1924 and is based in Seneca, South Carolina. Oconee Federal Financial Corp. operates as a subsidiary of Oconee Federal, MHC.

Key Stats

• Today's Range: $12.21 to $12.69
• 50-Day Range: $12.06 to $12.69
• 52-Week Range: $11.75 to $14.50
• Volume: 706 shs
• Average Volume: 1,041 shs
• Market Capitalization: $73.92 million
• P/E Ratio: 9.84
• Dividend Yield: 3.15%
• Price Target: N/A
• Consensus Rating: N/A

Oconee Federal Financial Stock Analysis - MarketRank™

Oconee Federal Financial scored higher than 23% of companies evaluated by MarketBeat, and ranked 837th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Oconee Federal Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Oconee Federal Financial is 9.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.03.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oconee Federal Financial is 9.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.06.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.06% of the float of Oconee Federal Financial has been sold short.

Short Interest Ratio / Days to Cover

Oconee Federal Financial has a short interest ratio ("days to cover") of 11.3, which indicates bearish sentiment.

Change versus previous month

Short interest in Oconee Federal Financial has recently decreased by 15.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Oconee Federal Financial pays a meaningful dividend of 3.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Oconee Federal Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Oconee Federal Financial is 44.94%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.06% of the float of Oconee Federal Financial has been sold short.

Short Interest Ratio / Days to Cover

Oconee Federal Financial has a short interest ratio ("days to cover") of 11.3, which indicates bearish sentiment.

Change versus previous month

Short interest in Oconee Federal Financial has recently decreased by 15.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.80

News Sentiment

Oconee Federal Financial has a news sentiment score of 0.80. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.99 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Oconee Federal Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oconee Federal Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.09% of the stock of Oconee Federal Financial is held by insiders.

OFED Stock Analysis - Frequently Asked Questions

How have OFED shares performed this year?

Oconee Federal Financial's stock was trading at $12.7101 at the start of the year. Since then, OFED shares have decreased by 0.2% and is now trading at $12.69.

How were Oconee Federal Financial's earnings last quarter?

Oconee Federal Financial Corp. (NASDAQ:OFED) issued its quarterly earnings data on Thursday, May, 14th. The savings and loans company reported $0.17 earnings per share for the quarter. The savings and loans company had revenue of $4.43 million for the quarter.

How do I buy shares of Oconee Federal Financial?

Shares of OFED stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Oconee Federal Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oconee Federal Financial investors own include Gilead Sciences (GILD), The Goldman Sachs Group (GS), International Business Machines (IBM), Celanese (CE), Galapagos (GLPG), Liberty Global (LBTYA) and Nuance Communications (NUAN).

Company Calendar

• Last Earnings: 5/14/2020
• Record date for 5/22 Dividend: 5/08/2025
• Dividend Payable: 5/22/2025
• Today: 7/26/2025
• Record date for 8/21 Dividend: 8/07/2025
• Next Earnings (Estimated): 8/19/2025
• Dividend Payable: 8/21/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OFED
• CIK: 1501078
• Web: www.oconeefederal.com
• Phone: (864) 882-2765
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.89
• Trailing P/E Ratio: 9.84
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.26 million
• Net Margins: 22.17%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $16.85 million
• Price / Sales: 4.39
• Cash Flow: $1.00 per share
• Price / Cash Flow: 12.74
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 5,825,000
• Free Float: 5,541,000
• Market Cap: $73.92 million
• Optionable: Not Optionable
• Beta: 0.02