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Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial logo
$19.00 0.00 (0.00%)
As of 07/2/2026 12:02 PM Eastern

OFED vs. FMAO, PLBC, BKKT, LSAK, and FRST

Should you buy Oconee Federal Financial stock or one of its competitors? MarketBeat compares Oconee Federal Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Oconee Federal Financial include Farmers & Merchants Bancorp (FMAO), Plumas Bancorp (PLBC), Bakkt (BKKT), Lesaka Technologies (LSAK), and Primis Financial (FRST). These companies are all part of the "banking" industry.

How does Oconee Federal Financial compare to Farmers & Merchants Bancorp?

Oconee Federal Financial (NASDAQ:OFED) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, earnings, profitability, analyst recommendations, dividends, valuation and risk.

Oconee Federal Financial has a beta of -0.01, meaning that its share price is 101% less volatile than the broader market. Comparatively, Farmers & Merchants Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market.

Oconee Federal Financial has a net margin of 22.17% compared to Farmers & Merchants Bancorp's net margin of 18.54%. Farmers & Merchants Bancorp's return on equity of 9.85% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Farmers & Merchants Bancorp 18.54%9.85%1.05%

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 3.0%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Farmers & Merchants Bancorp has a consensus price target of $30.25, indicating a potential downside of 1.37%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Farmers & Merchants Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

Farmers & Merchants Bancorp has higher revenue and earnings than Oconee Federal Financial. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.09
Farmers & Merchants Bancorp$190.68M2.21$33.31M$2.6111.75

24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Farmers & Merchants Bancorp had 5 more articles in the media than Oconee Federal Financial. MarketBeat recorded 6 mentions for Farmers & Merchants Bancorp and 1 mentions for Oconee Federal Financial. Oconee Federal Financial's average media sentiment score of 0.84 beat Farmers & Merchants Bancorp's score of -0.17 indicating that Oconee Federal Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oconee Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Farmers & Merchants Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

Farmers & Merchants Bancorp beats Oconee Federal Financial on 15 of the 19 factors compared between the two stocks.

How does Oconee Federal Financial compare to Plumas Bancorp?

Oconee Federal Financial (NASDAQ:OFED) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, earnings, dividends, profitability, analyst recommendations, valuation and risk.

Plumas Bancorp has higher revenue and earnings than Oconee Federal Financial. Plumas Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.09
Plumas Bancorp$112.17M3.67$29.62M$4.7212.53

Plumas Bancorp has a consensus target price of $57.67, indicating a potential downside of 2.47%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Plumas Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Oconee Federal Financial and Oconee Federal Financial both had 1 articles in the media. Oconee Federal Financial's average media sentiment score of 0.84 beat Plumas Bancorp's score of 0.00 indicating that Oconee Federal Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oconee Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Plumas Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.2%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Plumas Bancorp pays out 28.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has increased its dividend for 1 consecutive years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Oconee Federal Financial has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market. Comparatively, Plumas Bancorp has a beta of 0.59, suggesting that its stock price is 41% less volatile than the broader market.

41.7% of Plumas Bancorp shares are owned by institutional investors. 5.1% of Oconee Federal Financial shares are owned by company insiders. Comparatively, 7.4% of Plumas Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Plumas Bancorp has a net margin of 26.67% compared to Oconee Federal Financial's net margin of 22.17%. Plumas Bancorp's return on equity of 15.16% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Plumas Bancorp 26.67%15.16%1.76%

Summary

Plumas Bancorp beats Oconee Federal Financial on 15 of the 18 factors compared between the two stocks.

How does Oconee Federal Financial compare to Bakkt?

Bakkt (NYSE:BKKT) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Oconee Federal Financial has a net margin of 22.17% compared to Bakkt's net margin of -8.37%. Oconee Federal Financial's return on equity of 0.00% beat Bakkt's return on equity.

Company Net Margins Return on Equity Return on Assets
Bakkt-8.37% -64.73% -36.90%
Oconee Federal Financial 22.17%N/A N/A

Bakkt currently has a consensus target price of $22.00, suggesting a potential upside of 165.86%. Given Bakkt's stronger consensus rating and higher possible upside, research analysts plainly believe Bakkt is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bakkt
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

11.1% of Bakkt shares are held by institutional investors. 10.1% of Bakkt shares are held by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Oconee Federal Financial has lower revenue, but higher earnings than Bakkt. Bakkt is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bakkt$2.34B0.16-$107.21M-$1.37N/A
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.09

In the previous week, Oconee Federal Financial had 1 more articles in the media than Bakkt. MarketBeat recorded 1 mentions for Oconee Federal Financial and 0 mentions for Bakkt. Oconee Federal Financial's average media sentiment score of 0.84 beat Bakkt's score of 0.00 indicating that Oconee Federal Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Bakkt Neutral
Oconee Federal Financial Positive

Bakkt has a beta of 5.89, meaning that its stock price is 489% more volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, meaning that its stock price is 101% less volatile than the broader market.

Summary

Oconee Federal Financial beats Bakkt on 9 of the 16 factors compared between the two stocks.

How does Oconee Federal Financial compare to Lesaka Technologies?

Oconee Federal Financial (NASDAQ:OFED) and Lesaka Technologies (NASDAQ:LSAK) are both small-cap banking companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, dividends, analyst recommendations, media sentiment, earnings, institutional ownership, risk and valuation.

Oconee Federal Financial has a net margin of 22.17% compared to Lesaka Technologies' net margin of -4.11%. Oconee Federal Financial's return on equity of 0.00% beat Lesaka Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Lesaka Technologies -4.11%-15.95%-4.30%

24.2% of Lesaka Technologies shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Comparatively, 3.4% of Lesaka Technologies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Oconee Federal Financial has higher earnings, but lower revenue than Lesaka Technologies. Lesaka Technologies is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.09
Lesaka Technologies$328.70M1.28-$87.50M-$0.35N/A

Oconee Federal Financial has a beta of -0.01, meaning that its share price is 101% less volatile than the broader market. Comparatively, Lesaka Technologies has a beta of 0.32, meaning that its share price is 68% less volatile than the broader market.

In the previous week, Lesaka Technologies had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for Lesaka Technologies and 1 mentions for Oconee Federal Financial. Oconee Federal Financial's average media sentiment score of 0.84 beat Lesaka Technologies' score of 0.33 indicating that Oconee Federal Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oconee Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lesaka Technologies
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Lesaka Technologies
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

Summary

Oconee Federal Financial beats Lesaka Technologies on 9 of the 14 factors compared between the two stocks.

How does Oconee Federal Financial compare to Primis Financial?

Primis Financial (NASDAQ:FRST) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, valuation, analyst recommendations, risk, media sentiment, institutional ownership, earnings and profitability.

Primis Financial has higher revenue and earnings than Oconee Federal Financial. Primis Financial is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Primis Financial$277M1.42$61.44M$2.127.46
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.09

75.0% of Primis Financial shares are owned by institutional investors. 10.9% of Primis Financial shares are owned by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, Primis Financial had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for Primis Financial and 1 mentions for Oconee Federal Financial. Oconee Federal Financial's average media sentiment score of 0.84 beat Primis Financial's score of 0.00 indicating that Oconee Federal Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Primis Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oconee Federal Financial
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Primis Financial currently has a consensus target price of $18.00, suggesting a potential upside of 13.78%. Given Primis Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe Primis Financial is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Primis Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Primis Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Primis Financial pays out 18.9% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Primis Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Primis Financial has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, indicating that its stock price is 101% less volatile than the broader market.

Oconee Federal Financial has a net margin of 22.17% compared to Primis Financial's net margin of 19.71%. Primis Financial's return on equity of 4.98% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Primis Financial19.71% 4.98% 0.50%
Oconee Federal Financial 22.17%N/A N/A

Summary

Primis Financial beats Oconee Federal Financial on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OFED and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OFED vs. The Competition

MetricOconee Federal FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$110.56M$81.34M$14.07B$12.46B
Dividend Yield2.11%2.54%5.67%6.52%
P/E Ratio14.7310.2120.5924.70
Price / Sales6.563.0843.3698.72
Price / Cash12.747.9219.4549.23
Price / BookN/A0.702.266.49
Net Income$6.26M$4.48M$1.14B$336.25M
7 Day PerformanceN/A1.06%0.64%0.35%
1 Month Performance1.33%0.97%2.41%3.91%
1 Year Performance53.35%7.60%12.00%23.88%

Oconee Federal Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OFED
Oconee Federal Financial
N/A$19.00
flat
N/A+53.3%$110.56M$16.85M14.7380
FMAO
Farmers & Merchants Bancorp
3.4657 of 5 stars
$29.53
+1.0%
$28.50
-3.5%
+8.6%$402.44M$190.68M11.31430
PLBC
Plumas Bancorp
3.3386 of 5 stars
$57.61
+0.2%
$57.67
+0.1%
+24.9%$400.67M$112.17M12.21190
BKKT
Bakkt
2.0149 of 5 stars
$8.27
-6.8%
$22.00
+166.2%
-54.0%$395.71M$2.34BN/A760
LSAK
Lesaka Technologies
1.4633 of 5 stars
$4.60
-0.2%
N/A+5.0%$395.24M$328.70MN/A3,500

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This page (NASDAQ:OFED) was last updated on 7/6/2026 by MarketBeat.com Staff.
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