Go Pro

Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial logo
$21.50 0.00 (0.00%)
As of 08/14/2026

OFED vs. BSVN, FMAO, CBK, FRBA, and CBAN

Should you buy Oconee Federal Financial stock or one of its competitors? Oconee Federal Financial's main competitors and comparable companies include Bank7 (BSVN), Farmers & Merchants Bancorp (FMAO), Commercial Bancgroup (CBK), First Bank (FRBA), and Colony Bankcorp (CBAN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Oconee Federal Financial compare to Bank7?

Oconee Federal Financial (NASDAQ:OFED) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, earnings, media sentiment, risk, profitability, analyst recommendations and dividends.

In the previous week, Oconee Federal Financial and Oconee Federal Financial both had 2 articles in the media. Bank7's average media sentiment score of 1.08 beat Oconee Federal Financial's score of 0.00 indicating that Bank7 is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oconee Federal Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bank7
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Bank7 has a consensus price target of $58.50, indicating a potential upside of 11.88%. Given Bank7's stronger consensus rating and higher probable upside, analysts plainly believe Bank7 is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Bank7
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Oconee Federal Financial has a beta of -0.01, indicating that its stock price is 101% less volatile than the broader market. Comparatively, Bank7 has a beta of 0.9, indicating that its stock price is 10% less volatile than the broader market.

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Bank7 pays an annual dividend of $1.08 per share and has a dividend yield of 2.1%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Bank7 pays out 24.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has raised its dividend for 5 consecutive years. Bank7 is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Bank7 has a net margin of 30.36% compared to Oconee Federal Financial's net margin of 22.17%. Bank7's return on equity of 16.48% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Bank7 30.36%16.48%2.18%

23.5% of Bank7 shares are owned by institutional investors. 5.1% of Oconee Federal Financial shares are owned by insiders. Comparatively, 25.7% of Bank7 shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Bank7 has higher revenue and earnings than Oconee Federal Financial. Bank7 is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00
Bank7$137.26M3.63$43.07M$4.3711.97

Summary

Bank7 beats Oconee Federal Financial on 16 of the 18 factors compared between the two stocks.

How does Oconee Federal Financial compare to Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, profitability, earnings, dividends, institutional ownership, media sentiment, analyst recommendations and valuation.

Farmers & Merchants Bancorp has a beta of 0.8, meaning that its stock price is 20% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, meaning that its stock price is 101% less volatile than the broader market.

Farmers & Merchants Bancorp has higher revenue and earnings than Oconee Federal Financial. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Farmers & Merchants Bancorp$190.68M2.54$33.31M$2.9112.07
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

In the previous week, Farmers & Merchants Bancorp had 6 more articles in the media than Oconee Federal Financial. MarketBeat recorded 8 mentions for Farmers & Merchants Bancorp and 2 mentions for Oconee Federal Financial. Farmers & Merchants Bancorp's average media sentiment score of 0.40 beat Oconee Federal Financial's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Farmers & Merchants Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oconee Federal Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Oconee Federal Financial has a net margin of 22.17% compared to Farmers & Merchants Bancorp's net margin of 20.27%. Farmers & Merchants Bancorp's return on equity of 10.72% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Farmers & Merchants Bancorp20.27% 10.72% 1.16%
Oconee Federal Financial 22.17%N/A N/A

Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Farmers & Merchants Bancorp pays out 31.6% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Farmers & Merchants Bancorp currently has a consensus target price of $32.25, indicating a potential downside of 8.15%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Farmers & Merchants Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Farmers & Merchants Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Farmers & Merchants Bancorp beats Oconee Federal Financial on 17 of the 20 factors compared between the two stocks.

How does Oconee Federal Financial compare to Commercial Bancgroup?

Oconee Federal Financial (NASDAQ:OFED) and Commercial Bancgroup (NASDAQ:CBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, risk, analyst recommendations, dividends, profitability, valuation, institutional ownership and earnings.

Commercial Bancgroup has a net margin of 30.07% compared to Oconee Federal Financial's net margin of 22.17%. Commercial Bancgroup's return on equity of 14.06% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Commercial Bancgroup 30.07%14.06%1.72%

Commercial Bancgroup has higher revenue and earnings than Oconee Federal Financial. Commercial Bancgroup is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00
Commercial Bancgroup$131.53M3.68$37.20M$2.9212.09

Commercial Bancgroup has a consensus target price of $39.50, suggesting a potential upside of 11.90%. Given Commercial Bancgroup's stronger consensus rating and higher possible upside, analysts plainly believe Commercial Bancgroup is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Commercial Bancgroup
1 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Oconee Federal Financial had 1 more articles in the media than Commercial Bancgroup. MarketBeat recorded 2 mentions for Oconee Federal Financial and 1 mentions for Commercial Bancgroup. Commercial Bancgroup's average media sentiment score of 1.87 beat Oconee Federal Financial's score of 0.00 indicating that Commercial Bancgroup is being referred to more favorably in the news media.

Company Overall Sentiment
Oconee Federal Financial Neutral
Commercial Bancgroup Very Positive

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Commercial Bancgroup pays an annual dividend of $0.40 per share and has a dividend yield of 1.1%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Commercial Bancgroup pays out 13.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Commercial Bancgroup beats Oconee Federal Financial on 11 of the 15 factors compared between the two stocks.

How does Oconee Federal Financial compare to First Bank?

First Bank (NASDAQ:FRBA) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership, media sentiment and profitability.

First Bank has higher revenue and earnings than Oconee Federal Financial. First Bank is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Bank$245.83M1.94$43.66M$1.6911.25
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

In the previous week, First Bank had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 3 mentions for First Bank and 2 mentions for Oconee Federal Financial. First Bank's average media sentiment score of 0.94 beat Oconee Federal Financial's score of 0.00 indicating that First Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oconee Federal Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Bank presently has a consensus price target of $19.67, suggesting a potential upside of 3.40%. Given First Bank's stronger consensus rating and higher possible upside, analysts plainly believe First Bank is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Oconee Federal Financial has a net margin of 22.17% compared to First Bank's net margin of 17.45%. First Bank's return on equity of 9.63% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Bank17.45% 9.63% 1.07%
Oconee Federal Financial 22.17%N/A N/A

First Bank has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

64.9% of First Bank shares are owned by institutional investors. 13.1% of First Bank shares are owned by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. First Bank pays out 21.3% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First Bank beats Oconee Federal Financial on 15 of the 18 factors compared between the two stocks.

How does Oconee Federal Financial compare to Colony Bankcorp?

Oconee Federal Financial (NASDAQ:OFED) and Colony Bankcorp (NYSE:CBAN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, risk, profitability, media sentiment, valuation and institutional ownership.

Colony Bankcorp has a consensus target price of $23.00, suggesting a potential upside of 3.50%. Given Colony Bankcorp's stronger consensus rating and higher probable upside, analysts clearly believe Colony Bankcorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Colony Bankcorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

In the previous week, Oconee Federal Financial had 2 more articles in the media than Colony Bankcorp. MarketBeat recorded 2 mentions for Oconee Federal Financial and 0 mentions for Colony Bankcorp. Colony Bankcorp's average media sentiment score of 0.30 beat Oconee Federal Financial's score of 0.00 indicating that Colony Bankcorp is being referred to more favorably in the news media.

Company Overall Sentiment
Oconee Federal Financial Neutral
Colony Bankcorp Neutral

Colony Bankcorp has higher revenue and earnings than Oconee Federal Financial. Colony Bankcorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00
Colony Bankcorp$190.23M2.48$28.25M$1.6513.47

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Colony Bankcorp has increased its dividend for 7 consecutive years. Colony Bankcorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Oconee Federal Financial has a beta of -0.01, indicating that its share price is 101% less volatile than the broader market. Comparatively, Colony Bankcorp has a beta of 0.55, indicating that its share price is 45% less volatile than the broader market.

Oconee Federal Financial has a net margin of 22.17% compared to Colony Bankcorp's net margin of 15.42%. Colony Bankcorp's return on equity of 10.40% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Colony Bankcorp 15.42%10.40%1.06%

50.4% of Colony Bankcorp shares are owned by institutional investors. 5.1% of Oconee Federal Financial shares are owned by insiders. Comparatively, 3.9% of Colony Bankcorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Colony Bankcorp beats Oconee Federal Financial on 15 of the 20 factors compared between the two stocks.

Get Oconee Federal Financial News Delivered to You Automatically

Sign up to receive the latest news and ratings for OFED and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OFED and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

OFED vs. The Competition

MetricOconee Federal FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$125.11M$22.84B$13.87B$13.07B
Dividend Yield1.86%3.14%5.87%10.64%
P/E Ratio16.6728.2929.4025.40
Price / Sales7.439.69507.22125.76
Price / Cash12.7416.3337.2653.27
Price / BookN/A1.382.816.21
Net Income$6.26M$2.57B$1.31B$347.71M
7 Day PerformanceN/A1.05%0.77%1.08%
1 Month Performance13.16%2.31%1.43%1.87%
1 Year PerformanceN/A27.82%12.06%20.79%

Oconee Federal Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OFED
Oconee Federal Financial
N/A$21.50
flat
N/A+64.1%$125.11M$16.85M16.6780
BSVN
Bank7
4.1993 of 5 stars
$51.54
-1.5%
$58.50
+13.5%
+16.8%$491.13M$137.26M11.79120
FMAO
Farmers & Merchants Bancorp
3.8187 of 5 stars
$35.23
-0.3%
$32.25
-8.4%
+43.2%$485.05M$190.68M12.10430
CBK
Commercial Bancgroup
3.161 of 5 stars
$35.16
-0.8%
$39.50
+12.3%
N/A$481.71M$131.53M12.04298
FRBA
First Bank
4.1485 of 5 stars
$18.90
-0.6%
$19.67
+4.1%
+20.8%$474.29M$149.77M11.18240

Related Companies and Tools


This page (NASDAQ:OFED) was last updated on 8/16/2026 by MarketBeat.com Staff.
From Our Partners