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Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial logo
$21.50 0.00 (0.00%)
As of 07/24/2026

OFED vs. PBFS, LSAK, PCB, FMAO, and PLBC

Should you buy Oconee Federal Financial stock or one of its competitors? MarketBeat compares Oconee Federal Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Oconee Federal Financial include Pioneer Bancorp (PBFS), Lesaka Technologies (LSAK), PCB Bancorp (PCB), Farmers & Merchants Bancorp (FMAO), and Plumas Bancorp (PLBC). These companies are all part of the "banking" industry.

How does Oconee Federal Financial compare to Pioneer Bancorp?

Pioneer Bancorp (NASDAQ:PBFS) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation, media sentiment and analyst recommendations.

Pioneer Bancorp has higher revenue and earnings than Oconee Federal Financial. Oconee Federal Financial is trading at a lower price-to-earnings ratio than Pioneer Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pioneer Bancorp$31.81M13.99$6.45M$0.6626.88
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

Pioneer Bancorp has a beta of 0.4, indicating that its share price is 60% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, indicating that its share price is 101% less volatile than the broader market.

In the previous week, Pioneer Bancorp had 2 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for Pioneer Bancorp and 0 mentions for Oconee Federal Financial. Pioneer Bancorp's average media sentiment score of 0.78 beat Oconee Federal Financial's score of 0.00 indicating that Pioneer Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Pioneer Bancorp Positive
Oconee Federal Financial Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pioneer Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Oconee Federal Financial has a net margin of 22.17% compared to Pioneer Bancorp's net margin of 0.00%. Pioneer Bancorp's return on equity of 5.02% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Pioneer BancorpN/A 5.02% 0.74%
Oconee Federal Financial 22.17%N/A N/A

Summary

Pioneer Bancorp beats Oconee Federal Financial on 11 of the 13 factors compared between the two stocks.

How does Oconee Federal Financial compare to Lesaka Technologies?

Lesaka Technologies (NASDAQ:LSAK) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, institutional ownership, media sentiment, risk, dividends, analyst recommendations, profitability and earnings.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lesaka Technologies
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

24.2% of Lesaka Technologies shares are held by institutional investors. 5.1% of Lesaka Technologies shares are held by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Lesaka Technologies had 1 more articles in the media than Oconee Federal Financial. MarketBeat recorded 1 mentions for Lesaka Technologies and 0 mentions for Oconee Federal Financial. Lesaka Technologies' average media sentiment score of 1.87 beat Oconee Federal Financial's score of 0.00 indicating that Lesaka Technologies is being referred to more favorably in the media.

Company Overall Sentiment
Lesaka Technologies Very Positive
Oconee Federal Financial Neutral

Oconee Federal Financial has lower revenue, but higher earnings than Lesaka Technologies. Lesaka Technologies is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lesaka Technologies$328.70M1.18-$87.50M-$0.35N/A
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

Lesaka Technologies has a beta of 0.32, meaning that its stock price is 68% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, meaning that its stock price is 101% less volatile than the broader market.

Oconee Federal Financial has a net margin of 22.17% compared to Lesaka Technologies' net margin of -4.11%. Oconee Federal Financial's return on equity of 0.00% beat Lesaka Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Lesaka Technologies-4.11% -15.95% -4.30%
Oconee Federal Financial 22.17%N/A N/A

Summary

Lesaka Technologies and Oconee Federal Financial tied by winning 7 of the 14 factors compared between the two stocks.

How does Oconee Federal Financial compare to PCB Bancorp?

PCB Bancorp (NASDAQ:PCB) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, dividends, media sentiment, institutional ownership and risk.

33.0% of PCB Bancorp shares are owned by institutional investors. 27.0% of PCB Bancorp shares are owned by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

PCB Bancorp has a beta of 0.5, suggesting that its stock price is 50% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, suggesting that its stock price is 101% less volatile than the broader market.

In the previous week, PCB Bancorp had 9 more articles in the media than Oconee Federal Financial. MarketBeat recorded 9 mentions for PCB Bancorp and 0 mentions for Oconee Federal Financial. PCB Bancorp's average media sentiment score of 0.77 beat Oconee Federal Financial's score of 0.00 indicating that PCB Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
PCB Bancorp Positive
Oconee Federal Financial Neutral

PCB Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.1%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. PCB Bancorp pays out 30.4% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PCB Bancorp has increased its dividend for 7 consecutive years. PCB Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

PCB Bancorp has higher revenue and earnings than Oconee Federal Financial. PCB Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
PCB Bancorp$209.37M1.91$37.45M$2.899.72
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

Oconee Federal Financial has a net margin of 22.17% compared to PCB Bancorp's net margin of 19.65%. PCB Bancorp's return on equity of 13.01% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
PCB Bancorp19.65% 13.01% 1.25%
Oconee Federal Financial 22.17%N/A N/A

PCB Bancorp currently has a consensus target price of $25.50, suggesting a potential downside of 9.19%. Given PCB Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe PCB Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
PCB Bancorp
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

PCB Bancorp beats Oconee Federal Financial on 16 of the 19 factors compared between the two stocks.

How does Oconee Federal Financial compare to Farmers & Merchants Bancorp?

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, dividends, profitability, earnings, valuation, institutional ownership, analyst recommendations and media sentiment.

Farmers & Merchants Bancorp currently has a consensus price target of $30.25, indicating a potential downside of 2.26%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Farmers & Merchants Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Farmers & Merchants Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, meaning that its share price is 101% less volatile than the broader market.

Farmers & Merchants Bancorp has higher revenue and earnings than Oconee Federal Financial. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Farmers & Merchants Bancorp$190.68M2.24$33.31M$2.6111.86
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

Oconee Federal Financial has a net margin of 22.17% compared to Farmers & Merchants Bancorp's net margin of 18.54%. Farmers & Merchants Bancorp's return on equity of 9.85% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Farmers & Merchants Bancorp18.54% 9.85% 1.05%
Oconee Federal Financial 22.17%N/A N/A

Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 3.0%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Farmers & Merchants Bancorp pays out 35.2% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Farmers & Merchants Bancorp had 4 more articles in the media than Oconee Federal Financial. MarketBeat recorded 4 mentions for Farmers & Merchants Bancorp and 0 mentions for Oconee Federal Financial. Farmers & Merchants Bancorp's average media sentiment score of 0.47 beat Oconee Federal Financial's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Farmers & Merchants Bancorp Neutral
Oconee Federal Financial Neutral

24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are held by insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Farmers & Merchants Bancorp beats Oconee Federal Financial on 16 of the 19 factors compared between the two stocks.

How does Oconee Federal Financial compare to Plumas Bancorp?

Plumas Bancorp (NASDAQ:PLBC) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, dividends, profitability, analyst recommendations, valuation, risk, institutional ownership and media sentiment.

41.7% of Plumas Bancorp shares are owned by institutional investors. 7.4% of Plumas Bancorp shares are owned by insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Plumas Bancorp currently has a consensus price target of $66.33, indicating a potential upside of 8.16%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Plumas Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Plumas Bancorp has higher revenue and earnings than Oconee Federal Financial. Plumas Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Plumas Bancorp$112.17M3.81$29.62M$5.0812.07
Oconee Federal Financial$16.85M7.43$6.26M$0.8625.00

In the previous week, Plumas Bancorp had 2 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for Plumas Bancorp and 0 mentions for Oconee Federal Financial. Plumas Bancorp's average media sentiment score of 0.94 beat Oconee Federal Financial's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Plumas Bancorp Positive
Oconee Federal Financial Neutral

Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.2%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Plumas Bancorp pays out 26.0% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has raised its dividend for 1 consecutive years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Plumas Bancorp has a net margin of 27.39% compared to Oconee Federal Financial's net margin of 22.17%. Plumas Bancorp's return on equity of 15.63% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Plumas Bancorp27.39% 15.63% 1.81%
Oconee Federal Financial 22.17%N/A N/A

Plumas Bancorp has a beta of 0.59, meaning that its share price is 41% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.01, meaning that its share price is 101% less volatile than the broader market.

Summary

Plumas Bancorp beats Oconee Federal Financial on 17 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OFED and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OFED vs. The Competition

MetricOconee Federal FinancialFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$125.11M$83.28M$14.47B$12.20B
Dividend Yield2.01%2.52%5.71%9.41%
P/E Ratio16.6710.5420.6623.63
Price / Sales7.433.2144.69111.98
Price / Cash12.749.6519.2758.78
Price / BookN/A0.702.256.01
Net Income$6.26M$4.48M$1.14B$331.99M
7 Day PerformanceN/A1.52%-0.48%-0.63%
1 Month PerformanceN/A2.79%0.41%-3.04%
1 Year Performance69.42%9.53%12.27%13.30%

Oconee Federal Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OFED
Oconee Federal Financial
N/A$21.50
flat
N/AN/A$125.11M$16.85M16.6780
PBFS
Pioneer Bancorp
0.878 of 5 stars
$16.99
+1.3%
N/A+43.4%$420.79M$98.09M25.74260
LSAK
Lesaka Technologies
1.678 of 5 stars
$4.86
flat
N/A+6.4%$416.97M$701.70MN/A3,500
PCB
PCB Bancorp
2.3765 of 5 stars
$29.65
+1.4%
$25.50
-14.0%
+31.1%$416.16M$119.04M10.67250
FMAO
Farmers & Merchants Bancorp
3.3796 of 5 stars
$30.18
+1.2%
$30.25
+0.2%
+20.1%$410.43M$190.68M11.56430

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This page (NASDAQ:OFED) was last updated on 7/26/2026 by MarketBeat.com Staff.
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