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Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial logo
$19.00 -4.00 (-17.38%)
As of 09/4/2026 10:19 AM Eastern

OFED vs. PLBC, USCB, ISTR, CHMG, and FRST

Should you buy Oconee Federal Financial stock or one of its competitors? Oconee Federal Financial's main competitors and comparable companies include Plumas Bancorp (PLBC), USCB Financial (USCB), Investar (ISTR), Chemung Financial (CHMG), and Primis Financial (FRST). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Oconee Federal Financial compare to Plumas Bancorp?

Plumas Bancorp (NASDAQ:PLBC) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, profitability, analyst recommendations, valuation, earnings and risk.

Plumas Bancorp has a beta of 0.59, indicating that its share price is 41% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.03, indicating that its share price is 103% less volatile than the broader market.

41.7% of Plumas Bancorp shares are held by institutional investors. 7.4% of Plumas Bancorp shares are held by insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Plumas Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.1%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Plumas Bancorp pays out 26.0% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Plumas Bancorp has increased its dividend for 1 consecutive years.

Plumas Bancorp has higher revenue and earnings than Oconee Federal Financial. Plumas Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Plumas Bancorp$112.17M3.92$29.62M$5.0812.45
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.10

Plumas Bancorp presently has a consensus price target of $66.33, suggesting a potential upside of 4.89%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Plumas Bancorp is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Plumas Bancorp has a net margin of 27.39% compared to Oconee Federal Financial's net margin of 22.17%. Plumas Bancorp's return on equity of 15.41% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Plumas Bancorp27.39% 15.41% 1.80%
Oconee Federal Financial 22.17%N/A N/A

In the previous week, Plumas Bancorp had 2 more articles in the media than Oconee Federal Financial. MarketBeat recorded 2 mentions for Plumas Bancorp and 0 mentions for Oconee Federal Financial. Plumas Bancorp's average media sentiment score of 0.67 beat Oconee Federal Financial's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Plumas Bancorp Positive
Oconee Federal Financial Neutral

Summary

Plumas Bancorp beats Oconee Federal Financial on 16 of the 19 factors compared between the two stocks.

How does Oconee Federal Financial compare to USCB Financial?

USCB Financial (NASDAQ:USCB) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, risk, dividends and valuation.

Oconee Federal Financial has a net margin of 22.17% compared to USCB Financial's net margin of 17.24%. USCB Financial's return on equity of 15.77% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
USCB Financial17.24% 15.77% 1.22%
Oconee Federal Financial 22.17%N/A N/A

USCB Financial pays an annual dividend of $0.50 per share and has a dividend yield of 2.1%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. USCB Financial pays out 32.9% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. USCB Financial has raised its dividend for 2 consecutive years. USCB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

61.3% of USCB Financial shares are held by institutional investors. 27.4% of USCB Financial shares are held by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

USCB Financial has a beta of 0.47, suggesting that its share price is 53% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.03, suggesting that its share price is 103% less volatile than the broader market.

USCB Financial has higher revenue and earnings than Oconee Federal Financial. USCB Financial is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
USCB Financial$97.13M4.47$26.10M$1.5215.45
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.10

USCB Financial currently has a consensus price target of $23.75, indicating a potential upside of 1.15%. Given USCB Financial's stronger consensus rating and higher probable upside, research analysts clearly believe USCB Financial is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
USCB Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
3.17
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, USCB Financial's average media sentiment score of 0.00 equaled Oconee Federal Financial'saverage media sentiment score.

Company Overall Sentiment
USCB Financial Neutral
Oconee Federal Financial Neutral

Summary

USCB Financial beats Oconee Federal Financial on 16 of the 18 factors compared between the two stocks.

How does Oconee Federal Financial compare to Investar?

Oconee Federal Financial (NASDAQ:OFED) and Investar (NASDAQ:ISTR) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, earnings, institutional ownership, analyst recommendations, valuation, profitability, risk and media sentiment.

Oconee Federal Financial has a net margin of 22.17% compared to Investar's net margin of 17.55%. Investar's return on equity of 11.65% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Investar 17.55%11.65%1.14%

50.2% of Investar shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Comparatively, 10.6% of Investar shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Oconee Federal Financial has a beta of -0.03, indicating that its share price is 103% less volatile than the broader market. Comparatively, Investar has a beta of 0.45, indicating that its share price is 55% less volatile than the broader market.

Investar has a consensus price target of $31.50, indicating a potential upside of 1.29%. Given Investar's stronger consensus rating and higher possible upside, analysts plainly believe Investar is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Investar
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Investar pays an annual dividend of $0.48 per share and has a dividend yield of 1.5%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Investar pays out 19.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Investar has increased its dividend for 10 consecutive years.

Investar has higher revenue and earnings than Oconee Federal Financial. Investar is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.10
Investar$153.48M2.79$22.90M$2.4312.80

In the previous week, Investar had 7 more articles in the media than Oconee Federal Financial. MarketBeat recorded 7 mentions for Investar and 0 mentions for Oconee Federal Financial. Investar's average media sentiment score of 0.57 beat Oconee Federal Financial's score of 0.00 indicating that Investar is being referred to more favorably in the news media.

Company Overall Sentiment
Oconee Federal Financial Neutral
Investar Positive

Summary

Investar beats Oconee Federal Financial on 15 of the 19 factors compared between the two stocks.

How does Oconee Federal Financial compare to Chemung Financial?

Oconee Federal Financial (NASDAQ:OFED) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, earnings, media sentiment, institutional ownership, analyst recommendations, profitability, dividends and risk.

In the previous week, Chemung Financial had 7 more articles in the media than Oconee Federal Financial. MarketBeat recorded 7 mentions for Chemung Financial and 0 mentions for Oconee Federal Financial. Chemung Financial's average media sentiment score of 1.01 beat Oconee Federal Financial's score of 0.00 indicating that Chemung Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Oconee Federal Financial Neutral
Chemung Financial Positive

47.5% of Chemung Financial shares are held by institutional investors. 5.1% of Oconee Federal Financial shares are held by insiders. Comparatively, 12.7% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Chemung Financial has a consensus target price of $84.00, indicating a potential downside of 0.99%. Given Chemung Financial's stronger consensus rating and higher possible upside, analysts clearly believe Chemung Financial is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00

Oconee Federal Financial has a beta of -0.03, indicating that its share price is 103% less volatile than the broader market. Comparatively, Chemung Financial has a beta of 0.57, indicating that its share price is 43% less volatile than the broader market.

Chemung Financial has higher revenue and earnings than Oconee Federal Financial. Chemung Financial is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.10
Chemung Financial$140.78M2.90$15.10M$6.9612.19

Oconee Federal Financial has a net margin of 22.17% compared to Chemung Financial's net margin of 20.68%. Chemung Financial's return on equity of 12.98% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oconee Federal Financial22.17% N/A N/A
Chemung Financial 20.68%12.98%1.22%

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Chemung Financial pays an annual dividend of $1.36 per share and has a dividend yield of 1.6%. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Chemung Financial pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years.

Summary

Chemung Financial beats Oconee Federal Financial on 16 of the 20 factors compared between the two stocks.

How does Oconee Federal Financial compare to Primis Financial?

Primis Financial (NASDAQ:FRST) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, dividends, earnings, media sentiment, profitability, analyst recommendations, institutional ownership and valuation.

In the previous week, Primis Financial had 3 more articles in the media than Oconee Federal Financial. MarketBeat recorded 3 mentions for Primis Financial and 0 mentions for Oconee Federal Financial. Primis Financial's average media sentiment score of 0.94 beat Oconee Federal Financial's score of 0.00 indicating that Primis Financial is being referred to more favorably in the media.

Company Overall Sentiment
Primis Financial Positive
Oconee Federal Financial Neutral

Primis Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 2.1%. Primis Financial pays out 18.5% of its earnings in the form of a dividend. Oconee Federal Financial pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Primis Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Oconee Federal Financial has a net margin of 22.17% compared to Primis Financial's net margin of 19.19%. Primis Financial's return on equity of 5.49% beat Oconee Federal Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Primis Financial19.19% 5.49% 0.55%
Oconee Federal Financial 22.17%N/A N/A

Primis Financial has higher revenue and earnings than Oconee Federal Financial. Primis Financial is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Primis Financial$277M1.47$61.44M$2.167.58
Oconee Federal Financial$16.85M6.56$6.26M$0.8622.10

Primis Financial presently has a consensus price target of $18.00, suggesting a potential upside of 9.89%. Given Primis Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Primis Financial is more favorable than Oconee Federal Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Primis Financial
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
3.00
Oconee Federal Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

75.0% of Primis Financial shares are held by institutional investors. 10.9% of Primis Financial shares are held by insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Primis Financial has a beta of 0.73, meaning that its stock price is 27% less volatile than the broader market. Comparatively, Oconee Federal Financial has a beta of -0.03, meaning that its stock price is 103% less volatile than the broader market.

Summary

Primis Financial beats Oconee Federal Financial on 16 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OFED and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OFED vs. The Competition

MetricOconee Federal FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$110.58M$24.22B$14.30B$12.91B
Dividend Yield1.74%3.14%5.88%9.14%
P/E Ratio14.7327.3526.1925.45
Price / Sales6.569.58528.30106.86
Price / Cash12.7416.3439.9652.44
Price / BookN/A1.392.136.17
Net Income$6.26M$2.58B$1.32B$350.08M
7 Day Performance-20.82%1.39%3.84%-0.14%
1 Month PerformanceN/A1.08%1.69%0.94%
1 Year PerformanceN/A24.39%11.19%14.02%

Oconee Federal Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OFED
Oconee Federal Financial
N/A$19.00
-17.4%
N/A+42.7%$110.58M$16.85M14.7380
PLBC
Plumas Bancorp
3.6668 of 5 stars
$63.28
+1.0%
$66.33
+4.8%
+41.2%$440.42M$112.17M12.46190
USCB
USCB Financial
2.9755 of 5 stars
$23.23
+0.3%
$23.75
+2.2%
+34.7%$429.15M$159.60M15.29196
ISTR
Investar
2.839 of 5 stars
$31.08
+1.2%
$31.50
+1.4%
+34.4%$428.23M$153.48M12.79340
CHMG
Chemung Financial
3.1691 of 5 stars
$84.22
-0.4%
$84.00
-0.3%
+62.2%$406.76M$140.78M12.13340

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This page (NASDAQ:OFED) was last updated on 9/6/2026 by MarketBeat.com Staff.
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