Commercial Bancgroup (CBK) Stock Price, News & Analysis

Company Overview

Commercial Bancgroup, Inc. is a bank holding company that operates through its subsidiary, Commercial Bank. The company provides community banking services to individuals, families, businesses and organizations, with an emphasis on relationship-based banking and local market expertise.

Commercial Bank offers a range of deposit products, including checking and savings accounts, certificates of deposit and other transactional services. Its lending activities include commercial and industrial loans, commercial real estate financing, residential real estate loans, construction lending and consumer loans. The bank also provides treasury management, online and mobile banking, and other financial services designed to support personal and business customers.

Commercial Bancgroup serves communities in and around northeastern Tennessee, southeastern Kentucky and southwestern Virginia through its banking operations. The company focuses on supporting local businesses and consumers while maintaining a traditional community-bank model.

Key Stats

• Today's Range: $31.17 to $31.84
• 50-Day Range: $30.89 to $35.43
• 52-Week Range: $23.24 to $35.78
• Volume: 27,824 shs
• Average Volume: 39,038 shs
• Market Capitalization: $431.41 million
• P/E Ratio: 10.46
• Dividend Yield: 1.52%
• Price Target: $39.50
• Consensus Rating: Hold

Commercial Bancgroup Stock Analysis - MarketRank™

Commercial Bancgroup scored higher than 87% of companies evaluated by MarketBeat, and ranked 237th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

Commercial Bancgroup has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and 1 sell rating.

Upside Potential

Commercial Bancgroup has a consensus price target of $39.50, representing about 25.4% upside from its current price of $31.49.

Amount of Analyst Coverage

Commercial Bancgroup has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Commercial Bancgroup is 10.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.01.

Price to Earnings Ratio vs. Sector

The P/E ratio of Commercial Bancgroup is 10.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.71.

Price to Book Value per Share Ratio

Commercial Bancgroup has a P/B Ratio of 1.35. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.08% of the float of Commercial Bancgroup has been sold short.

Short Interest Ratio / Days to Cover

Commercial Bancgroup has a short interest ratio ("days to cover") of 6.69.

Change versus previous month

Short interest in Commercial Bancgroup has recently decreased by 27.62%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Commercial Bancgroup pays a meaningful dividend of 1.54%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Commercial Bancgroup does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Commercial Bancgroup is 16.44%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.89

News Sentiment

Commercial Bancgroup has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Commercial Bancgroup this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.6 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Commercial Bancgroup in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $34,074.00 in company stock, which represents 0.0079% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Commercial Bancgroup insiders have bought more of their company's stock than they have sold. Specifically, they have bought $34,074.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

36.20% of the stock of Commercial Bancgroup is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Commercial Bancgroup has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 7/27/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Today: 10/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CBK
• CIK: 1981546
• Web: www.cbtn.com
• Phone: (423) 869-5151
• Fax: N/A
• Employees: 298
• Year Founded: 1975

Price Target and Rating

• Average Price Target for Commercial Bancgroup: $39.50
• High Price Target: $39.50
• Low Price Target: $39.50
• Potential Upside/Downside: +25.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.92
• Trailing P/E Ratio: 10.46
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $37.20 million
• Net Margins: 30.07%
• Pretax Margin: 37.97%
• Return on Equity: 14.06%
• Return on Assets: 1.72%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $131.53 million
• Price / Sales: 3.28
• Cash Flow: $3.12 per share
• Price / Cash Flow: 10.10
• Book Value: $23.31 per share
• Price / Book: 1.35

Miscellaneous

• Outstanding Shares: 13,700,000
• Free Float: 8,741,000
• Market Cap: $431.41 million
• Optionable: N/A
• Beta: N/A