Oconee Federal Financial (OFED) Stock Price, News & Analysis

Company Overview

Oconee Federal Financial, Inc. is the bank holding company for Oconee Federal Bank, a community‐focused financial institution headquartered in Seneca, South Carolina. Established to support local families and businesses, the company has its roots in serving the upstate South Carolina market with a broad spectrum of banking services. As a publicly traded entity on the NASDAQ under the ticker OFED, Oconee Federal Financial facilitates strategic growth and oversight for its banking subsidiary.

The company’s primary business activities include commercial lending, residential real estate financing, consumer loans and a full array of deposit products. Through Oconee Federal Bank, the company offers checking and savings accounts, money market instruments, certificates of deposit and individual retirement accounts. On the lending side, clients can access commercial real estate and construction loans, agricultural credits, home mortgages, home equity lines of credit and personal installment loans, complemented by online and mobile banking platforms.

Oconee Federal Financial’s operations are concentrated in Oconee, Pickens and Greenville counties in South Carolina, with branch locations designed to support both urban and rural communities. The institution emphasizes local decision-making, personalized customer service and community reinvestment initiatives, including participation in small business development programs and local sponsorships. By aligning its financial offerings with regional economic needs, Oconee Federal Financial maintains a commitment to supporting sustainable growth in its core markets.

Key Stats

• Today's Range: $13.32 to $13.32
• 50-Day Range: $12.10 to $13.32
• 52-Week Range: $11.75 to $14.50
• Volume: N/A
• Average Volume: 943 shs
• Market Capitalization: $77.59 million
• P/E Ratio: 10.33
• Dividend Yield: 3.00%
• Price Target: N/A
• Consensus Rating: N/A

OFED Stock Analysis - Frequently Asked Questions

How have OFED shares performed this year?

Oconee Federal Financial's stock was trading at $12.7101 at the start of the year. Since then, OFED shares have increased by 4.8% and is now trading at $13.32.

How were Oconee Federal Financial's earnings last quarter?

Oconee Federal Financial Corp. (NASDAQ:OFED) announced its earnings results on Thursday, May, 14th. The savings and loans company reported $0.17 EPS for the quarter. The savings and loans company had revenue of $4.43 million for the quarter.

How do I buy shares of Oconee Federal Financial?

Shares of OFED stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Oconee Federal Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oconee Federal Financial investors own include Gilead Sciences (GILD), The Goldman Sachs Group (GS), International Business Machines (IBM), Celanese (CE), Galapagos (GLPG), Liberty Global (LBTYA) and Nuance Communications (NUAN).

Company Calendar

• Last Earnings: 5/14/2020
• Record date for 8/21 Dividend: 8/07/2025
• Dividend Payable: 8/21/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OFED
• CIK: 1501078
• Web: www.oconeefederal.com
• Phone: (864) 882-2765
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.89
• Trailing P/E Ratio: 10.33
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $6.26 million
• Net Margins: 22.17%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $16.85 million
• Price / Sales: 4.61
• Cash Flow: $1.05 per share
• Price / Cash Flow: 12.74
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 5,825,000
• Free Float: 5,541,000
• Market Cap: $77.59 million
• Optionable: Not Optionable
• Beta: 0.03