NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis $39.42 -0.08 (-0.20%) Closing price 05/5/2025 04:00 PM EasternExtended Trading$39.64 +0.21 (+0.55%) As of 05/5/2025 07:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Old Point Financial Stock (NASDAQ:OPOF) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Old Point Financial alerts:Sign Up Key Stats Today's Range$39.16▼$39.8750-Day Range$29.90▼$39.5052-Week Range$13.70▼$39.87Volume10,847 shsAverage Volume10,548 shsMarket Capitalization$201.20 millionP/E Ratio20.97Dividend Yield1.42%Price TargetN/AConsensus RatingN/A Company OverviewOld Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More… Old Point Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks39th Percentile Overall ScoreOPOF MarketRank™: Old Point Financial scored higher than 39% of companies evaluated by MarketBeat, and ranked 828th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Old Point Financial. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 20.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.95.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 20.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.33.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 1.86. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Old Point Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.43% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 62.39%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOld Point Financial pays a meaningful dividend of 1.44%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Old Point Financial is 28.57%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Old Point Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.43% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 62.39%, indicating that investor sentiment is decreasing significantly. News and Social Media3.0 / 5News Sentiment0.46 News SentimentOld Point Financial has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Old Point Financial this week, compared to 1 article on an average week.Search Interest1 people have searched for OPOF on MarketBeat in the last 30 days. MarketBeat Follows1 people have added Old Point Financial to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have not sold or bought any company stock.Percentage Held by Insiders21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions.Read more about Old Point Financial's insider trading history. Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Stock News HeadlinesWhy Old Point Financial Corporation (OPOF) Is Surging in 2025May 2, 2025 | msn.comOld Point Releases First Quarter 2025 ResultsApril 30, 2025 | prnewswire.comTrump’s Bitcoin Reserve is No Accident…Crypto policy is changing fast… Smart investors are positioning themselves to benefit. And it's all happening outside of the traditional system. At the center of it all is one crypto project we believe could be the #1 coin to own right now.May 6, 2025 | Crypto 101 Media (Ad)Zacks Initiates Coverage of Old Point With Neutral RecommendationApril 15, 2025 | msn.comSHAREHOLDER ALERT: Rigrodsky Law, P.A. Is Investigating Old Point Financial Corporation BuyoutApril 4, 2025 | markets.businessinsider.comSHAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of Old Point Financial Corporation - OPOFApril 3, 2025 | prnewswire.comOPOF Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Old Point Financial Corporation Is Fair to ShareholdersApril 3, 2025 | businesswire.comOld Point Financial - Regional Banks Are HotFebruary 28, 2025 | msn.comSee More Headlines OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed this year? Old Point Financial's stock was trading at $26.06 at the start of the year. Since then, OPOF stock has increased by 51.3% and is now trading at $39.42. View the best growth stocks for 2025 here. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) released its quarterly earnings data on Wednesday, April, 30th. The bank reported $0.39 earnings per share for the quarter. The bank earned $15.86 million during the quarter. Old Point Financial had a trailing twelve-month return on equity of 8.56% and a net margin of 11.08%. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET). Company Calendar Record date for 3/28 Dividend3/05/2025Ex-Dividend for 3/28 Dividend3/05/2025Dividend Payable3/28/2025Last Earnings4/30/2025Today5/05/2025Next Earnings (Estimated)7/23/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:OPOF CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees280Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.96 Trailing P/E Ratio21.18 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.51 million Net Margins11.08% Pretax Margin11.53% Return on Equity8.56% Return on Assets0.66% Debt Debt-to-Equity Ratio0.35 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$61.63 million Price / Sales3.30 Cash Flow$2.95 per share Price / Cash Flow13.51 Book Value$21.19 per share Price / Book1.88Miscellaneous Outstanding Shares5,104,000Free Float4,006,000Market Cap$203.19 million OptionableNot Optionable Beta-0.33 Social Links 7 Stocks to Buy And Hold ForeverEnter your email address and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. 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