NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis $19.38 -0.25 (-1.27%) (As of 10/23/2024 ET) Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends About Old Point Financial Stock (NASDAQ:OPOF) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Old Point Financial alerts:Sign Up Key Stats Today's Range$19.26▼$19.5950-Day Range$17.15▼$19.9652-Week Range$13.49▼$20.26Volume5,827 shsAverage Volume4,904 shsMarket Capitalization$98.43 millionP/E Ratio13.84Dividend Yield2.89%Price TargetN/AConsensus RatingN/A Company OverviewOld Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More… Watch this before it gets removed (Ad)If you missed it, my emergency election broadcast is now available - but will be removed soonClick here to watch it now. Old Point Financial Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks49th Percentile Overall ScoreOPOF MarketRank™: Old Point Financial scored higher than 49% of companies evaluated by MarketBeat, and ranked 626th out of 897 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Old Point Financial.Read more about Old Point Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 13.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.88.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 13.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 47.51.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Old Point Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.08% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 10.00%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldOld Point Financial pays a meaningful dividend of 2.91%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 40.00%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Old Point Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.08% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 10.00%, indicating that investor sentiment is decreasing significantly. News and Social Media0.6 / 5News Sentiment0.00 News Coverage This WeekMarketBeat has tracked 2 news articles for Old Point Financial this week, compared to 1 article on an average week.MarketBeat Follows1 people have added Old Point Financial to their MarketBeat watchlist in the last 30 days. Company Ownership3.3 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $27,252.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions.Read more about Old Point Financial's insider trading history. Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Stock News HeadlinesOld Point Financial (NASDAQ:OPOF) Coverage Initiated at StockNews.comOctober 20, 2024 | americanbankingnews.comOld Point Financial Corporation's (NASDAQ:OPOF) top owners are retail investors with 41% stake, while 22% is held by institutionsAugust 28, 2024 | finance.yahoo.comWatch this before it gets removed If you missed it, my emergency election broadcast is now available - but will be removed soonOctober 24, 2024 | Porter & Company (Ad)Old Point Financial Corporation Announces Quarterly DividendAugust 21, 2024 | prnewswire.comOld Point Financial Corporation: Old Point Releases Second Quarter 2024 ResultsJuly 26, 2024 | finanznachrichten.deOPOF Stock Earnings: Old Point Financial Reported Results for Q2 2024July 25, 2024 | markets.businessinsider.comOld Point Releases Second Quarter 2024 ResultsJuly 25, 2024 | prnewswire.comRedevelopment of Grand Forks' old water treatment plant hopes to be anchor for downtown growthJuly 21, 2024 | yahoo.comSee More Headlines OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed this year? Old Point Financial's stock was trading at $17.93 at the start of the year. Since then, OPOF stock has increased by 8.1% and is now trading at $19.3769. View the best growth stocks for 2024 here. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) issued its quarterly earnings results on Monday, July, 27th. The bank reported $0.48 earnings per share for the quarter. The bank earned $12.43 million during the quarter. Old Point Financial had a net margin of 8.41% and a trailing twelve-month return on equity of 6.69%. Who are Old Point Financial's major shareholders? Old Point Financial's top institutional investors include Eastern Bank (0.06%). Insiders that own company stock include Pl Capital Advisors, Llc, Martin S Friedman, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Sarah B Golden, Susan Ralston, Donald S Buckless, Michael A Glasser, A Eric Kauders Jr and Elizabeth S Wash. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET). Company Calendar Last Earnings7/25/2024Ex-Dividend for 9/27 Dividend9/04/2024Dividend Payable9/27/2024Today10/23/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees280Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.40 Trailing P/E Ratio13.84 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.73 million Net Margins8.41% Pretax Margin9.83% Return on Equity6.69% Return on Assets0.49% Debt Debt-to-Equity Ratio0.36 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$80.50 million Price / Sales1.22 Cash Flow$2.23 per share Price / Cash Flow8.70 Book Value$21.19 per share Price / Book0.91Miscellaneous Outstanding Shares5,080,000Free Float4,004,000Market Cap$98.43 million OptionableNot Optionable Beta0.29 Social Links Elon Musk's Next MoveWondering when you'll finally be able to invest in SpaceX, StarLink, or The Boring Company? Click the link below to learn when Elon Musk will let these companies finally IPO.Get This Free Report This page (NASDAQ:OPOF) was last updated on 10/24/2024 by MarketBeat.com Staff From Our Partnerstop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligen...Traders Agency | SponsoredProtect Your Bank Account with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | SponsoredMusk warns humanity: “Obsolete”The 'invasion' I've discovered has nothing to do with the border crisis. 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