NASDAQ:OPOF Old Point Financial (OPOF) Stock Forecast, Price & News $17.30 +0.15 (+0.87%) (As of 09/20/2023 ET) Add Compare Share Share Today's Range$17.00▼$17.8550-Day Range$17.03▼$21.2052-Week Range$15.00▼$28.87Volume1,602 shsAverage Volume4,341 shsMarket Capitalization$87.19 millionP/E Ratio8.56Dividend Yield3.24%Price TargetN/A ProfileProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Old Point Financial MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.10% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingAcquiring Shares$2,385 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.1.91 out of 5 starsFinance Sector676th out of 857 stocksNational Commercial Banks Industry76th out of 84 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.10% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently increased by 15.15%, indicating that investor sentiment is decreasing significantly. Previous Next 1.7 Dividend Strength Dividend YieldOld Point Financial pays a meaningful dividend of 3.27%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 27.72%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 0.6 News and Social Media Coverage Search Interest2 people have searched for OPOF on MarketBeat in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,385.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders16.29% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 39.51% of the stock of Old Point Financial is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 8.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.75.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 8.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 84.89.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Old Point Financial (NASDAQ:OPOF) StockOld Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. Further, it offers debit cards; online, telephone, text banking; overdraft protection; bill pay; mobile payment; check ordering; and ATM. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More OPOF Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPOF Stock News HeadlinesSeptember 14, 2023 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Receives New Coverage from Analysts at StockNews.comSeptember 14, 2023 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Now Covered by StockNews.comSeptember 21, 2023 | Wall Street Fundamentals (Ad)How is This "Hidden Gem" Thriving in a Turbulent Market?While Wall Street flounders and giants like Amazon & Microsoft lay off thousands... One overlooked company has been quietly achieving over 400% growth. How? By buying, building, and scaling a portfolio of promising brands in high-margin, recession-resistant verticals.September 6, 2023 | msn.comSouthPoint Financial Credit Union organizes Senior Fraud Prevention Seminar; Old Main Village to hostAugust 31, 2023 | benzinga.comMonday Is Your Last Chance To Buy Old Point Financial Before The Dividend PayoutAugust 1, 2023 | seekingalpha.comOPOF Old Point Financial CorporationJuly 28, 2023 | finance.yahoo.comOld Point Releases Second Quarter 2023 ResultsJuly 22, 2023 | msn.comPhotos: Old Point Comfort MarinaSeptember 21, 2023 | Wall Street Fundamentals (Ad)How is This "Hidden Gem" Thriving in a Turbulent Market?While Wall Street flounders and giants like Amazon & Microsoft lay off thousands... One overlooked company has been quietly achieving over 400% growth. How? By buying, building, and scaling a portfolio of promising brands in high-margin, recession-resistant verticals.July 13, 2023 | msn.comHow to Find an Old 401(k) PlanJuly 12, 2023 | finance.yahoo.comInvestors in Old Point Financial (NASDAQ:OPOF) have unfortunately lost 33% over the last five yearsJuly 7, 2023 | marketwatch.comOld Point Financial Corp. Says CFO to RetireJune 17, 2023 | finance.yahoo.comOPOF - Old Point Financial CorporationJune 1, 2023 | finance.yahoo.comOld Point Financial Corporation (NASDAQ:OPOF) Passed Our Checks, And It's About To Pay A US$0.14 DividendMay 19, 2023 | msn.comOld Point Financial (OPOF) Declares $0.14 DividendMay 17, 2023 | seekingalpha.comOld Point Financial declares $0.14 dividendApril 27, 2023 | finance.yahoo.comOld Point Releases First Quarter 2023 ResultsMarch 30, 2023 | finance.yahoo.comOLD POINT NATIONAL BANK CELEBRATES 100 YEARS OF COMMUNITY BANKINGMarch 29, 2023 | finance.yahoo.comShould You Be Adding Old Point Financial (NASDAQ:OPOF) To Your Watchlist Today?March 2, 2023 | msn.comOld Point Financial's Ex-Dividend Date Is Tuesday, Here's What You Need To KnowFebruary 24, 2023 | seekingalpha.comOld Point Financial raises dividend by 8% to $0.14February 18, 2023 | wsj.comOld Point Financial Corp.January 26, 2023 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2022 ResultsJanuary 16, 2023 | finance.yahoo.comInvestors in Old Point Financial (NASDAQ:OPOF) have unfortunately lost 9.3% over the last five yearsJanuary 15, 2023 | forbes.comOld Point FinancialDecember 20, 2022 | finance.yahoo.comOld Point Financial Corporation's (NASDAQ:OPOF) largest shareholders are individual investors with 43% ownership, hedge funds own 22%December 1, 2022 | msn.comOld Point Financial: Dividend InsightsSee More Headlines Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OPOF Company Calendar Ex-Dividend for 6/30 Dividend6/06/2023Dividend Payable6/30/2023Last Earnings7/27/2023Ex-Dividend for 9/29 Dividend9/05/2023Today9/21/2023Dividend Payable9/29/2023Next Earnings (Estimated)11/13/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees294Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.02 Trailing P/E Ratio8.56 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.11 million Net Margins14.11% Pretax Margin16.59% Return on Equity10.14% Return on Assets0.73% Debt Debt-to-Equity Ratio0.68 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$61.55 million Price / Sales1.42 Cash Flow$2.59 per share Price / Cash Flow6.69 Book Value$19.69 per share Price / Book0.88Miscellaneous Outstanding Shares5,040,000Free Float4,216,000Market Cap$87.19 million OptionableNot Optionable Beta0.31 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for October 2023. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Robert F. Shuford Jr. (Age 58)Chairman, CEO & Pres Comp: $545.69kMr. Joseph R. Witt (Age 62)Pres of Financial Services, Chief Strategy Officer & Director Comp: $484.63kMr. Thomas L. Hotchkiss (Age 68)Chief Credit Officer & Exec. VP Comp: $311.6kMs. Susan R. Ralston (Age 59)Chief Operating Officer Mr. Eugene M. Jordan II (Age 68)Gen. Counsel, Sec. to the Board & Exec. VP of Corp. Counsel Laura WrightVP & Marketing DirectorMr. Donald S. Buckless (Age 58)Exec. VP & Chief Lending Officer Ms. Cheryl RoaneSr. VPMr. A. Eric Kauders Jr. (Age 52)Chairman, Pres & CEO of Old Point Wealth Management More ExecutivesKey CompetitorsCF BanksharesNASDAQ:CFBKLandmark BancorpNASDAQ:LARKFirst UnitedNASDAQ:FUNCUnited BancsharesNASDAQ:UBOHHawthorn BancsharesNASDAQ:HWBKView All CompetitorsInsiders & InstitutionsSarah B GoldenBought 53 shares on 8/29/2023Total: $1,003.29 ($18.93/share)State Street CorpSold 2,742 shares on 8/14/2023Ownership: 0.394%OLD Point Trust & Financial Services N ABought 85,718 shares on 8/11/2023Ownership: 5.764%Geode Capital Management LLCBought 5,184 shares on 8/11/2023Ownership: 0.736%BlackRock Inc.Sold 1,844 shares on 8/11/2023Ownership: 0.724%View All Insider TransactionsView All Institutional Transactions OPOF Stock - Frequently Asked Questions How have OPOF shares performed in 2023? Old Point Financial's stock was trading at $27.00 at the start of the year. Since then, OPOF shares have decreased by 35.9% and is now trading at $17.30. View the best growth stocks for 2023 here. When is Old Point Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, November 13th 2023. View our OPOF earnings forecast. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) issued its quarterly earnings data on Thursday, July, 27th. The bank reported $0.36 EPS for the quarter. The bank had revenue of $15.58 million for the quarter. Old Point Financial had a net margin of 14.11% and a trailing twelve-month return on equity of 10.14%. How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial? Old Point Financial announced a quarterly dividend on Tuesday, August 15th. Shareholders of record on Wednesday, September 6th will be paid a dividend of $0.14 per share on Friday, September 29th. This represents a $0.56 annualized dividend and a dividend yield of 3.24%. The ex-dividend date is Tuesday, September 5th. Read our dividend analysis for OPOF. Is Old Point Financial a good dividend stock? Old Point Financial (NASDAQ:OPOF) pays an annual dividend of $0.56 per share and currently has a dividend yield of 3.27%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 27.72%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for OPOF. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG), QUALCOMM (QCOM), Riot Platforms (RIOT), CalAmp (CAMP) and Delphi Technologies (DLPH). What is Old Point Financial's stock symbol? Old Point Financial trades on the NASDAQ under the ticker symbol "OPOF." Who are Old Point Financial's major shareholders? Old Point Financial's stock is owned by many different institutional and retail investors. Top institutional shareholders include PL Capital Advisors LLC (12.17%), OLD Point Trust & Financial Services N A (5.76%), Geode Capital Management LLC (0.74%), BlackRock Inc. (0.72%), Renaissance Technologies LLC (0.55%) and State Street Corp (0.39%). Insiders that own company stock include A Eric Kauders Jr, Clark Rebekah Ellen Thacker, Donald S Buckless, Elizabeth S Wash, Elizabeth S Wash, John Cabot Ishon, Joseph R Witt, Joseph R Witt, Martin S Friedman, Michael A Glasser, Pl Capital Advisors, Llc, Robert F Shuford Jr, Sarah B Golden, Stephen Conway Adams, Susan Ralston, Tom B Langley, William F Keefe and William F Keefe. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Old Point Financial's stock price today? One share of OPOF stock can currently be purchased for approximately $17.30. How much money does Old Point Financial make? Old Point Financial (NASDAQ:OPOF) has a market capitalization of $87.19 million and generates $61.55 million in revenue each year. The bank earns $9.11 million in net income (profit) each year or $2.02 on an earnings per share basis. How many employees does Old Point Financial have? The company employs 294 workers across the globe. How can I contact Old Point Financial? Old Point Financial's mailing address is 101 EAST QUEEN STREET, HAMPTON VA, 23669. The official website for the company is www.oldpoint.com. The bank can be reached via phone at (757) 728-1200, via email at lwright@oldpoint.com, or via fax at 757-728-1279. This page (NASDAQ:OPOF) was last updated on 9/21/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Old Point Financial Co. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Your Password: or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Choose a Password: Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.