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NASDAQ:OPOF

Old Point Financial (OPOF) Stock Price, News & Analysis

Old Point Financial logo
$41.22 +0.24 (+0.59%)
Closing price 04:00 PM Eastern
Extended Trading
$41.15 -0.07 (-0.17%)
As of 04:01 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About Old Point Financial Stock (NASDAQ:OPOF)

Key Stats

Today's Range
$40.75
$41.23
50-Day Range
$38.86
$41.22
52-Week Range
$16.58
$41.33
Volume
20,887 shs
Average Volume
14,478 shs
Market Capitalization
$210.63 million
P/E Ratio
21.03
Dividend Yield
1.36%
Price Target
N/A
Consensus Rating
N/A

Company Overview

Old Point Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
18th Percentile Overall Score

OPOF MarketRank™: 

Old Point Financial scored higher than 18% of companies evaluated by MarketBeat, and ranked 876th out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    There is not enough analysis data for Old Point Financial.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Old Point Financial is 21.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Old Point Financial is 21.03, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

  • Price to Book Value per Share Ratio

    Old Point Financial has a P/B Ratio of 1.84. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Old Point Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.95% of the float of Old Point Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Old Point Financial has a short interest ratio ("days to cover") of 6.6.
  • Change versus previous month

    Short interest in Old Point Financial has recently increased by 729.67%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Old Point Financial pays a meaningful dividend of 1.37%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Old Point Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Old Point Financial is 28.57%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about Old Point Financial's dividend.
  • Percentage of Shares Shorted

    3.95% of the float of Old Point Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Old Point Financial has a short interest ratio ("days to cover") of 6.6.
  • Change versus previous month

    Short interest in Old Point Financial has recently increased by 729.67%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    Old Point Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for Old Point Financial this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Old Point Financial insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Only 33.43% of the stock of Old Point Financial is held by institutions.

  • Read more about Old Point Financial's insider trading history.
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OPOF Stock News Headlines

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Old Point Releases First Quarter 2025 Results
See More Headlines

OPOF Stock Analysis - Frequently Asked Questions

Old Point Financial's stock was trading at $26.06 on January 1st, 2025. Since then, OPOF shares have increased by 58.2% and is now trading at $41.22.

Old Point Financial Corporation (NASDAQ:OPOF) released its quarterly earnings data on Wednesday, April, 30th. The bank reported $0.39 earnings per share (EPS) for the quarter. The bank earned $15.86 million during the quarter. Old Point Financial had a trailing twelve-month return on equity of 8.58% and a net margin of 11.52%.

Top institutional investors of Old Point Financial include OLD Point Trust & Financial Services N A (4.64%) and Bay Capital Advisors LLC (0.12%). Insiders that own company stock include Pl Capital Advisors, Llc, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Sarah B Golden, Susan Ralston, Donald S Buckless, Michael A Glasser, A Eric Kauders Jr and Elizabeth S Wash.
View institutional ownership trends
.

Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET).

Company Calendar

Last Earnings
4/30/2025
Record date for 6/30 Dividend
6/09/2025
Ex-Dividend for 6/30 Dividend
6/09/2025
Dividend Payable
6/30/2025
Today
7/18/2025
Next Earnings (Estimated)
7/24/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NASDAQ:OPOF
CIK
740971
Employees
280
Year Founded
N/A

Profitability

EPS (Trailing Twelve Months)
$1.96
Trailing P/E Ratio
20.85
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$9.51 million
Net Margins
11.52%
Pretax Margin
14.03%
Return on Equity
8.58%
Return on Assets
0.68%

Debt

Debt-to-Equity Ratio
0.34
Current Ratio
0.90
Quick Ratio
0.90

Sales & Book Value

Annual Sales
$85.82 million
Price / Sales
2.43
Cash Flow
$2.50 per share
Price / Cash Flow
16.33
Book Value
$22.44 per share
Price / Book
1.82

Miscellaneous

Outstanding Shares
5,110,000
Free Float
4,027,000
Market Cap
$208.79 million
Optionable
Not Optionable
Beta
-0.31

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This page (NASDAQ:OPOF) was last updated on 7/18/2025 by MarketBeat.com Staff
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