Old Point Financial Corporation (NASDAQ: OPOF) is a Virginia-based bank holding company whose primary subsidiary, Old Point National Bank, provides a broad range of financial services to individuals, businesses and institutional clients. The company’s core activities include traditional deposit taking, commercial and consumer lending, mortgage origination, and cash management services. Through its network of branches across the Hampton Roads region, Old Point Financial delivers in-branch and digital banking solutions, enabling customers to manage checking and savings accounts, electronic payments, and online loan applications.
In addition to core banking products, Old Point Financial has developed a suite of wealth management and trust services. These offerings encompass investment advisory, fiduciary administration, estate planning and retirement planning. The company’s trust department works with high-net-worth individuals and corporate entities to provide customized portfolio management and trust administration, while its brokerage services support clients seeking access to equity, fixed-income and alternative investment vehicles.
Founded in 1886, Old Point National Bank has a long history of community engagement and support for regional economic development. Over the decades, the company has expanded its footprint through strategic branch additions and technology investments designed to enhance customer convenience and financial inclusion. Its commitment to local markets is reflected in partnerships with small businesses, nonprofit organizations and government agencies throughout southeastern Virginia.
Governed by a seasoned executive leadership team and board of directors, Old Point Financial maintains a focus on risk management, compliance and prudent growth. The company emphasizes community banking principles, blending personalized service with evolving digital capabilities to meet the changing needs of its clientele. Headquartered in Newport News, Virginia, Old Point Financial continues to serve a diverse customer base across its branch network and digital platforms.
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