NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis $18.03 +0.98 (+5.75%) (As of 07/26/2024 ET) Add Compare Share Share Today's Range$17.60▼$18.2450-Day Range$13.80▼$17.2052-Week Range$13.49▼$22.33Volume3,048 shsAverage Volume5,432 shsMarket Capitalization$91.59 millionP/E Ratio14.31Dividend Yield3.11%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get Old Point Financial alerts: Email Address Old Point Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.05% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.61Based on 9 Articles This WeekInsider TradingAcquiring Shares$1.64 M Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.73 out of 5 starsFinance Sector360th out of 898 stocksNational Commercial Banks Industry44th out of 88 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial.Read more about Old Point Financial's stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.05% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently decreased by 32.26%, indicating that investor sentiment is improving significantly. Previous Next 1.7 Dividend Strength Dividend YieldOld Point Financial pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Point Financial has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 44.44%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Old Point Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 2.6 News and Social Media Coverage News SentimentOld Point Financial has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.50 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Old Point Financial this week, compared to 1 article on an average week. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,642,355.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions.Read more about Old Point Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 14.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.45.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 14.31, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 57.14.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Old Point Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Unstoppable Prosperity“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.You can find out what they are by clicking here now. About Old Point Financial Stock (NASDAQ:OPOF)Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More OPOF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPOF Stock News HeadlinesJuly 26 at 8:28 PM | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Second Quarter 2024 ResultsJuly 25 at 11:45 PM | markets.businessinsider.comOPOF Stock Earnings: Old Point Financial Reported Results for Q2 2024July 26, 2024 | Unstoppable Prosperity (Ad)“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.July 25 at 4:30 PM | prnewswire.comOld Point Releases Second Quarter 2024 ResultsJuly 23 at 5:23 AM | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Now Covered by Analysts at StockNews.comJuly 21, 2024 | yahoo.comRedevelopment of Grand Forks' old water treatment plant hopes to be anchor for downtown growthMay 26, 2024 | finance.yahoo.comOld Point Financial (NASDAQ:OPOF) Has Announced A Dividend Of $0.14May 22, 2024 | prnewswire.comOld Point Financial Corporation Announces Quarterly DividendJuly 26, 2024 | Unstoppable Prosperity (Ad)“Generational Bull Run” IncomingLIVE Cash Flow Workshop Event / Hosted Virtually Weds @ 7PM EST Everyone who attends will also receive 3 special FREE Gifts during the event.May 21, 2024 | finance.yahoo.comInvestors in Old Point Financial (NASDAQ:OPOF) have unfortunately lost 31% over the last three yearsApril 30, 2024 | investorplace.comOPOF Stock Earnings: Old Point Financial Reported Results for Q1 2024April 30, 2024 | washingtonpost.comOld Point Financial: Q1 Earnings SnapshotApril 30, 2024 | prnewswire.comOld Point Releases First Quarter 2024 ResultsMarch 29, 2024 | investing.comOld Point Financial COO Susan Ralston resignsFebruary 25, 2024 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) Dividend Will Be $0.14February 23, 2024 | benzinga.comOld Point Financial Stock (NASDAQ:OPOF) Earnings Dates and Earning CallsFebruary 21, 2024 | finance.yahoo.comOld Point Financial Corporation Announces Quarterly DividendFebruary 21, 2024 | prnewswire.comOld Point Financial Corporation Announces Quarterly DividendSee More Headlines Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings4/30/2024Ex-Dividend for 6/28 Dividend6/05/2024Dividend Payable6/28/2024Today7/26/2024Next Earnings (Estimated)10/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees280Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.26 Trailing P/E Ratio14.31 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.73 million Net Margins7.71% Pretax Margin8.91% Return on Equity6.11% Return on Assets0.44% Debt Debt-to-Equity Ratio0.65 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$80.50 million Price / Sales1.14 Cash Flow$2.32 per share Price / Cash Flow7.77 Book Value$21.19 per share Price / Book0.85Miscellaneous Outstanding Shares5,080,000Free Float4,004,000Market Cap$91.59 million OptionableNot Optionable Beta0.28 Beginner's Guide to Pot Stock InvestingClick the link below and we'll send you MarketBeat's guide to pot stock investing and which pot companies show the most promise. Get This Free Report Key ExecutivesMr. Robert F. Shuford Jr. (Age 59)Chairman, CEO & President Comp: $535.47kMr. Joseph R. Witt (Age 63)President of Financial Services, Chief Strategy Officer & Director Comp: $432.19kMr. Thomas L. Hotchkiss (Age 69)Chief Credit Officer & Executive VP of Old Point National Bank Comp: $276.4kMr. Paul M. Pickett (Age 55)CFO, Senior VP and Principal Financial & Accounting Officer Mr. Eugene M. Jordan II (Age 69)General Counsel & Executive VP of Corporate Counsel Comp: $214.49kLaura WrightVP & Marketing DirectorMr. Donald S. Buckless (Age 59)Chief Lending Officer & Senior VP Mr. A. Eric Kauders Jr. (Age 54)Secretary, Chairman, President & CEO of Old Point Wealth Management More ExecutivesKey CompetitorsEmclaire FinancialNASDAQ:EMCFCF BanksharesNASDAQ:CFBKLandmark BancorpNASDAQ:LARKUnited BancsharesNASDAQ:UBOHRiverview FinancialNASDAQ:RIVEView All CompetitorsInsiders & InstitutionsPL Capital Advisors LLCBought 116,015 shares on 7/17/2024Ownership: 14.190%Pl Capital Advisors, LlcBought 83,169 shares on 6/13/2024Total: $1.23 M ($14.80/share)Pl Capital Advisors, LlcBought 3,803 shares on 6/6/2024Total: $56,208.34 ($14.78/share)Pl Capital Advisors, LlcBought 3,100 shares on 6/3/2024Total: $46,500.00 ($15.00/share)Pl Capital Advisors, LlcBought 1,799 shares on 5/28/2024Total: $26,841.08 ($14.92/share)View All Insider TransactionsView All Institutional Transactions OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed this year? Old Point Financial's stock was trading at $17.93 at the beginning of 2024. Since then, OPOF stock has increased by 0.6% and is now trading at $18.03. View the best growth stocks for 2024 here. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) issued its earnings results on Tuesday, April, 30th. The bank reported $0.34 EPS for the quarter. The bank had revenue of $14.76 million for the quarter. Old Point Financial had a trailing twelve-month return on equity of 6.11% and a net margin of 7.71%. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. Who are Old Point Financial's major shareholders? Old Point Financial's top institutional shareholders include PL Capital Advisors LLC (14.19%). Insiders that own company stock include Pl Capital Advisors, Llc, Martin S Friedman, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Susan Ralston, William F Keefe, Donald S Buckless, Michael A Glasser, Sarah B Golden, A Eric Kauders Jr and Elizabeth S Wash. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG) and QUALCOMM (QCOM). 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