NASDAQ:OPOF

Old Point Financial Competitors

$21.40
-0.80 (-3.60 %)
(As of 04/16/2021 04:00 PM ET)
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Today's Range
$20.91
Now: $21.40
$22.24
50-Day Range
$19.20
MA: $22.63
$24.45
52-Week Range
$13.41
Now: $21.40
$24.74
Volume7,495 shs
Average Volume3,787 shs
Market Capitalization$111.82 million
P/E Ratio16.34
Dividend Yield2.15%
Beta1

Competitors

Old Point Financial (NASDAQ:OPOF) Vs. SFST, AMNB, SMBK, FNLC, PFIS, and CBNK

Should you be buying OPOF stock or one of its competitors? Companies in the industry of "national commercial banks" are considered alternatives and competitors to Old Point Financial, including Southern First Bancshares (SFST), American National Bankshares (AMNB), SmartFinancial (SMBK), The First Bancorp (FNLC), Peoples Financial Services (PFIS), and Capital Bancorp (CBNK).

Southern First Bancshares (NASDAQ:SFST) and Old Point Financial (NASDAQ:OPOF) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, earnings, dividends, profitability and risk.

Profitability

This table compares Southern First Bancshares and Old Point Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Southern First Bancshares14.18%7.95%0.71%
Old Point Financial12.67%6.03%0.59%

Risk & Volatility

Southern First Bancshares has a beta of 1.07, indicating that its stock price is 7% more volatile than the S&P 500. Comparatively, Old Point Financial has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.

Valuation & Earnings

This table compares Southern First Bancshares and Old Point Financial's gross revenue, earnings per share (EPS) and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern First Bancshares$107.64 million3.65$27.86 million$3.5813.98
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A

Southern First Bancshares has higher revenue and earnings than Old Point Financial.

Insider and Institutional Ownership

74.1% of Southern First Bancshares shares are held by institutional investors. Comparatively, 30.4% of Old Point Financial shares are held by institutional investors. 8.5% of Southern First Bancshares shares are held by insiders. Comparatively, 20.4% of Old Point Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Southern First Bancshares and Old Point Financial, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Southern First Bancshares01202.67
Old Point Financial0000N/A

Southern First Bancshares presently has a consensus target price of $39.50, suggesting a potential downside of 21.09%. Given Southern First Bancshares' higher possible upside, equities analysts plainly believe Southern First Bancshares is more favorable than Old Point Financial.

Summary

Southern First Bancshares beats Old Point Financial on 11 of the 12 factors compared between the two stocks.

American National Bankshares (NASDAQ:AMNB) and Old Point Financial (NASDAQ:OPOF) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, earnings, dividends, profitability and risk.

Earnings & Valuation

This table compares American National Bankshares and Old Point Financial's revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American National Bankshares$108.03 million3.28$20.91 million$3.1010.44
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A

American National Bankshares has higher revenue and earnings than Old Point Financial.

Risk & Volatility

American National Bankshares has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500. Comparatively, Old Point Financial has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.

Analyst Ratings

This is a breakdown of current recommendations and price targets for American National Bankshares and Old Point Financial, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
American National Bankshares01102.50
Old Point Financial0000N/A

American National Bankshares presently has a consensus target price of $30.25, suggesting a potential downside of 6.55%. Given American National Bankshares' higher possible upside, equities analysts plainly believe American National Bankshares is more favorable than Old Point Financial.

Profitability

This table compares American National Bankshares and Old Point Financial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
American National Bankshares25.52%8.95%1.09%
Old Point Financial12.67%6.03%0.59%

Dividends

American National Bankshares pays an annual dividend of $1.08 per share and has a dividend yield of 3.3%. Old Point Financial pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. American National Bankshares pays out 34.8% of its earnings in the form of a dividend. American National Bankshares has increased its dividend for 1 consecutive years and Old Point Financial has increased its dividend for 1 consecutive years.

Insider & Institutional Ownership

36.5% of American National Bankshares shares are held by institutional investors. Comparatively, 30.4% of Old Point Financial shares are held by institutional investors. 4.1% of American National Bankshares shares are held by insiders. Comparatively, 20.4% of Old Point Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

American National Bankshares beats Old Point Financial on 11 of the 14 factors compared between the two stocks.

Old Point Financial (NASDAQ:OPOF) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, institutional ownership, profitability, dividends, analyst recommendations and valuation.

Earnings & Valuation

This table compares Old Point Financial and SmartFinancial's top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A
SmartFinancial$123.77 million2.74$26.55 million$1.6813.35

SmartFinancial has higher revenue and earnings than Old Point Financial.

Volatility and Risk

Old Point Financial has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.Comparatively, SmartFinancial has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Old Point Financial and SmartFinancial, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Old Point Financial0000N/A
SmartFinancial00203.00

SmartFinancial has a consensus target price of $22.00, suggesting a potential downside of 1.87%. Given SmartFinancial's higher possible upside, analysts clearly believe SmartFinancial is more favorable than Old Point Financial.

Profitability

This table compares Old Point Financial and SmartFinancial's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Old Point Financial12.67%6.03%0.59%
SmartFinancial17.20%7.34%0.82%

Dividends

Old Point Financial pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. SmartFinancial pays an annual dividend of $0.24 per share and has a dividend yield of 1.1%. SmartFinancial pays out 14.3% of its earnings in the form of a dividend. Old Point Financial has increased its dividend for 1 consecutive years and SmartFinancial has increased its dividend for 1 consecutive years.

Insider & Institutional Ownership

30.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 40.5% of SmartFinancial shares are owned by institutional investors. 20.4% of Old Point Financial shares are owned by insiders. Comparatively, 8.9% of SmartFinancial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

SmartFinancial beats Old Point Financial on 9 of the 14 factors compared between the two stocks.

Old Point Financial (NASDAQ:OPOF) and The First Bancorp (NASDAQ:FNLC) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, institutional ownership, profitability, dividends, analyst recommendations and valuation.

Earnings & Valuation

This table compares Old Point Financial and The First Bancorp's top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A
The First Bancorp$92.84 million3.42$25.52 millionN/AN/A

The First Bancorp has higher revenue and earnings than Old Point Financial.

Volatility and Risk

Old Point Financial has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.Comparatively, The First Bancorp has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Old Point Financial and The First Bancorp, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Old Point Financial0000N/A
The First Bancorp0000N/A

Profitability

This table compares Old Point Financial and The First Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Old Point Financial12.67%6.03%0.59%
The First Bancorp28.20%12.43%1.22%

Dividends

Old Point Financial pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. The First Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 4.3%. Old Point Financial has increased its dividend for 1 consecutive years and The First Bancorp has increased its dividend for 7 consecutive years. The First Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Insider & Institutional Ownership

30.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 33.5% of The First Bancorp shares are owned by institutional investors. 20.4% of Old Point Financial shares are owned by insiders. Comparatively, 8.3% of The First Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

The First Bancorp beats Old Point Financial on 9 of the 12 factors compared between the two stocks.

Old Point Financial (NASDAQ:OPOF) and Peoples Financial Services (NASDAQ:PFIS) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, institutional ownership, profitability, dividends, analyst recommendations and valuation.

Earnings & Valuation

This table compares Old Point Financial and Peoples Financial Services' top-line revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A
Peoples Financial Services$108.51 million2.76$25.74 millionN/AN/A

Peoples Financial Services has higher revenue and earnings than Old Point Financial.

Volatility and Risk

Old Point Financial has a beta of 1, indicating that its stock price has a similar volatility profile to the S&P 500.Comparatively, Peoples Financial Services has a beta of 0.14, indicating that its stock price is 86% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Old Point Financial and Peoples Financial Services, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Old Point Financial0000N/A
Peoples Financial Services0000N/A

Profitability

This table compares Old Point Financial and Peoples Financial Services' net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Old Point Financial12.67%6.03%0.59%
Peoples Financial Services25.36%9.07%1.06%

Dividends

Old Point Financial pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Peoples Financial Services pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. Old Point Financial has increased its dividend for 1 consecutive years and Peoples Financial Services has increased its dividend for 1 consecutive years.

Insider & Institutional Ownership

30.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 27.1% of Peoples Financial Services shares are owned by institutional investors. 20.4% of Old Point Financial shares are owned by insiders. Comparatively, 7.7% of Peoples Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Peoples Financial Services beats Old Point Financial on 7 of the 11 factors compared between the two stocks.

Old Point Financial (NASDAQ:OPOF) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, institutional ownership, profitability, dividends, analyst recommendations and valuation.

Valuation and Earnings

This table compares Old Point Financial and Capital Bancorp's gross revenue, earnings per share and valuation.

Gross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Point Financial$54.32 million2.06$7.86 millionN/AN/A
Capital Bancorp$107.87 million2.63$16.90 million$1.2117.06

Capital Bancorp has higher revenue and earnings than Old Point Financial.

Volatility and Risk

Old Point Financial has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.Comparatively, Capital Bancorp has a beta of 0.37, suggesting that its share price is 63% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Old Point Financial and Capital Bancorp, as provided by MarketBeat.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Old Point Financial0000N/A
Capital Bancorp00103.00

Capital Bancorp has a consensus target price of $12.00, suggesting a potential downside of 41.86%. Given Capital Bancorp's higher possible upside, analysts clearly believe Capital Bancorp is more favorable than Old Point Financial.

Profitability

This table compares Old Point Financial and Capital Bancorp's net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Old Point Financial12.67%6.03%0.59%
Capital Bancorp15.13%15.12%1.28%

Insider and Institutional Ownership

30.4% of Old Point Financial shares are held by institutional investors. Comparatively, 22.9% of Capital Bancorp shares are held by institutional investors. 20.4% of Old Point Financial shares are held by company insiders. Comparatively, 41.6% of Capital Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Capital Bancorp beats Old Point Financial on 9 of the 12 factors compared between the two stocks.


Old Point Financial Competitors List

Competitor NameCompetitor BTM RankCompetitor PriceCompetitor Price ChangeCompetitor Market CapCompetitor RevenueCompetitor P/E RatioCompetitor Indicator(s)
Southern First Bancshares logo
SFST
Southern First Bancshares
1.5$50.06-0.7%$392.52 million$107.64 million23.18Decrease in Short Interest
American National Bankshares logo
AMNB
American National Bankshares
1.6$32.37-0.9%$354.71 million$108.03 million12.45Upcoming Earnings
Analyst Report
SmartFinancial logo
SMBK
SmartFinancial
1.5$22.42-1.7%$338.83 million$123.77 million14.95Upcoming Earnings
High Trading Volume
Analyst Revision
News Coverage
Gap Down
The First Bancorp logo
FNLC
The First Bancorp
1.2$28.94-0.4%$317.88 million$92.84 million11.76News Coverage
Peoples Financial Services logo
PFIS
Peoples Financial Services
1.2$41.51-3.3%$299.00 million$108.51 million10.90Upcoming Earnings
Capital Bancorp logo
CBNK
Capital Bancorp
1.1$20.64-2.7%$283.88 million$107.87 million13.58Gap Up
Fidelity D & D Bancorp logo
FDBC
Fidelity D & D Bancorp
1.0$55.84-2.1%$278.98 million$49.46 million22.89Gap Down
Professional logo
PFHD
Professional
1.3$17.86-0.2%$243.95 million$42.02 million0.00Analyst Upgrade
LCNB logo
LCNB
LCNB
1.8$18.34-1.6%$235.03 million$77.54 million12.39Upcoming Earnings
ATLO
Ames National
1.3$25.30-1.1%$230.81 million$64.81 million12.84Dividend Increase
News Coverage
Gap Down
National Bankshares logo
NKSH
National Bankshares
2.0$35.53-2.1%$227.36 million$53.94 million14.50Gap Down
Pacific Mercantile Bancorp logo
PMBC
Pacific Mercantile Bancorp
1.4$8.93-0.6%$199.31 million$71.26 million42.53Decrease in Short Interest
Shore Bancshares logo
SHBI
Shore Bancshares
2.0$16.79-0.4%$197.32 million$69.79 million13.22News Coverage
Meridian logo
MRBK
Meridian
1.6$25.84-0.5%$159.38 million$85.96 million7.76Increase in Short Interest
Severn Bancorp logo
SVBI
Severn Bancorp
0.6$12.00-0.5%$154.21 million$50.08 million28.57Increase in Short Interest
News Coverage
FNCB Bancorp logo
FNCB
FNCB Bancorp
0.4$7.00-0.3%$141.67 million$53.68 million10.45
HWBK
Hawthorn Bancshares
0.8$21.03-0.2%$136.27 million$72.91 million10.31
United Security Bancshares logo
UBFO
United Security Bancshares
1.1$7.82-0.1%$133.02 million$46.46 million13.48Upcoming Earnings
High Trading Volume
Landmark Bancorp logo
LARK
Landmark Bancorp
0.9$26.15-1.8%$124.32 million$52.92 million7.28
First United logo
FUNC
First United
1.4$16.90-0.5%$118.23 million$74.56 million9.77News Coverage
GLG
TD
0.4$1.35-5.2%$106.83 million$2.49 million-2.65Decrease in Short Interest
Gap Down
CF Bankshares logo
CFBK
CF Bankshares
1.5$19.74-0.3%$104.72 million$46.82 million5.09Dividend Announcement
Decrease in Short Interest
Limestone Bancorp logo
LMST
Limestone Bancorp
0.9$15.65-0.0%$103.21 million$55.50 million15.19
Riverview Financial logo
RIVE
Riverview Financial
0.6$10.25-1.0%$95.81 million$58.06 million-4.42Increase in Short Interest
Gap Up
United Bancshares logo
UBOH
United Bancshares
1.0$27.70-2.5%$90.83 million$52.87 million5.62News Coverage
Gap Down
EMCF
Emclaire Financial
1.2$27.80-0.0%$75.64 million$40.54 million13.37Decrease in Short Interest
AmeriServ Financial logo
ASRV
AmeriServ Financial
1.2$4.00-0.3%$68.26 million$64.54 million15.39Upcoming Earnings
Patriot National Bancorp logo
PNBK
Patriot National Bancorp
1.0$9.56-0.0%$37.71 million$46.13 million0.00Increase in Short Interest
OptimumBank logo
OPHC
OptimumBank
0.4$3.81-1.0%$12.21 million$5.36 million-7.19Increase in Short Interest
News Coverage
This page was last updated on 4/17/2021 by MarketBeat.com Staff
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