Old Second Bancorp (OSBC) Projected to Post Quarterly Earnings on Wednesday

Key Points

• Old Second Bancorp (OSBC) is expected to announce its Q3 2025 earnings on October 15, with analysts predicting earnings of $0.51 per share.
• The company recently declared a special dividend of $0.06 per share, with a substantial dividend yield of 130.0%.
• In the latest analyst reports, Wall Street Zen downgraded OSBC from a "hold" to a "sell," while DA Davidson raised its price target for the stock from $17.00 to $19.00.

Old Second Bancorp (NASDAQ:OSBC - Get Free Report) is expected to be announcing its Q3 2025 results before the market opens on Wednesday, October 15th. Analysts expect the company to announce earnings of $0.51 per share for the quarter. Individuals can find conference call details on the company's upcoming Q3 2025 earningreport page for the latest details on the call scheduled for Thursday, October 23, 2025 at 10:00 AM ET.

Old Second Bancorp (NASDAQ:OSBC - Get Free Report) last posted its quarterly earnings data on Wednesday, July 23rd. The financial services provider reported $0.48 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.49 by ($0.01). Old Second Bancorp had a return on equity of 12.53% and a net margin of 24.38%.The firm had revenue of $75.13 million during the quarter, compared to analysts' expectations of $63.58 million. On average, analysts expect Old Second Bancorp to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Old Second Bancorp Price Performance

OSBC opened at $17.25 on Wednesday. The stock has a 50-day moving average price of $17.74 and a 200-day moving average price of $17.13. Old Second Bancorp has a 12-month low of $14.14 and a 12-month high of $19.46. The company has a current ratio of 0.85, a quick ratio of 0.85 and a debt-to-equity ratio of 0.12. The stock has a market capitalization of $908.21 million, a P/E ratio of 9.43 and a beta of 0.80.

Old Second Bancorp Announces Dividend

The company also recently disclosed a special dividend, which was paid on Monday, August 4th. Stockholders of record on Friday, July 25th were issued a $0.06 dividend. This represents a dividend yield of 130.0%. The ex-dividend date was Friday, July 25th. Old Second Bancorp's dividend payout ratio is presently 13.11%.

Analyst Upgrades and Downgrades

A number of equities analysts have recently issued reports on the company. Wall Street Zen cut Old Second Bancorp from a "hold" rating to a "sell" rating in a report on Saturday. DA Davidson upped their price objective on Old Second Bancorp from $17.00 to $19.00 and gave the stock a "neutral" rating in a report on Friday, July 25th. Weiss Ratings reissued a "buy (b-)" rating on shares of Old Second Bancorp in a research note on Saturday, September 27th. Finally, Piper Sandler reissued an "overweight" rating and issued a $24.50 target price (up previously from $22.00) on shares of Old Second Bancorp in a research note on Wednesday, July 2nd. One research analyst has rated the stock with a Strong Buy rating, four have given a Buy rating and one has given a Hold rating to the company's stock. According to data from MarketBeat, the company has a consensus rating of "Buy" and an average price target of $21.38.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently bought and sold shares of OSBC. EverSource Wealth Advisors LLC raised its position in Old Second Bancorp by 458.5% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 1,480 shares of the financial services provider's stock valued at $26,000 after purchasing an additional 1,215 shares during the last quarter. Strs Ohio bought a new position in Old Second Bancorp during the 1st quarter valued at approximately $88,000. Tower Research Capital LLC TRC raised its position in Old Second Bancorp by 446.9% during the 2nd quarter. Tower Research Capital LLC TRC now owns 6,306 shares of the financial services provider's stock valued at $112,000 after purchasing an additional 5,153 shares during the last quarter. Lazard Asset Management LLC bought a new position in Old Second Bancorp during the 2nd quarter valued at approximately $125,000. Finally, Quantinno Capital Management LP bought a new position in Old Second Bancorp during the 2nd quarter valued at approximately $278,000. Institutional investors own 67.76% of the company's stock.

About Old Second Bancorp

Old Second Bancorp, Inc operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking.

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