OneMain Holdings, Inc. (NYSE:OMF) Given Consensus Rating of "Moderate Buy" by Brokerages

Key Points

• OneMain has an average sell‑side recommendation of Moderate Buy from 12 analysts (8 buys, 3 holds, 1 sell) with a 12‑month consensus price target of $68.30.
• The company beat Q1 estimates—reporting EPS $1.95 vs. $1.86 and revenue $1.58B vs. $1.27B—but the stock dropped as rising operating expenses, higher credit costs and weaker receivables offset net interest income gains; analysts forecast roughly 7.44 EPS for the year.
• OneMain declared a quarterly dividend of $1.05 (annualized $4.20) for a 7.6% yield with a 62.5% payout ratio, and the stock trades near $55 with a PE of 8.19 and market cap of about $6.37B.

OneMain Holdings, Inc. (NYSE:OMF - Get Free Report) has received an average recommendation of "Moderate Buy" from the twelve analysts that are currently covering the firm, Marketbeat reports. One investment analyst has rated the stock with a sell recommendation, three have assigned a hold recommendation and eight have given a buy recommendation to the company. The average twelve-month target price among analysts that have issued ratings on the stock in the last year is $68.30.

A number of analysts have recently commented on the company. TD Cowen reaffirmed a "buy" rating on shares of OneMain in a research note on Monday. JPMorgan Chase & Co. reduced their price objective on shares of OneMain from $63.00 to $55.00 and set an "underweight" rating on the stock in a research note on Thursday, April 9th. Wells Fargo & Company decreased their price objective on shares of OneMain from $70.00 to $65.00 and set an "equal weight" rating for the company in a report on Thursday, April 9th. Truist Financial dropped their price objective on OneMain from $75.00 to $73.00 and set a "buy" rating on the stock in a research note on Friday, February 6th. Finally, Barclays reduced their target price on OneMain from $62.00 to $61.00 and set an "equal weight" rating on the stock in a report on Monday.

OneMain Trading Down 0.2%

OneMain stock opened at $55.06 on Wednesday. The company has a market cap of $6.37 billion, a PE ratio of 8.19, a PEG ratio of 0.40 and a beta of 1.27. OneMain has a 1 year low of $45.78 and a 1 year high of $71.93. The company's 50-day moving average is $55.08 and its two-hundred day moving average is $60.14.

OneMain (NYSE:OMF - Get Free Report) last announced its quarterly earnings data on Friday, May 1st. The financial services provider reported $1.95 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.86 by $0.09. The firm had revenue of $1.58 billion for the quarter, compared to analysts' expectations of $1.27 billion. OneMain had a net margin of 14.38% and a return on equity of 24.24%. During the same period last year, the firm earned $1.72 earnings per share. The business's revenue for the quarter was up 6.7% on a year-over-year basis. Research analysts forecast that OneMain will post 7.44 EPS for the current year.

OneMain Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, May 15th. Shareholders of record on Monday, May 11th will be paid a $1.05 dividend. The ex-dividend date of this dividend is Monday, May 11th. This represents a $4.20 annualized dividend and a dividend yield of 7.6%. OneMain's dividend payout ratio (DPR) is currently 62.50%.

Key Headlines Impacting OneMain

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Northland raised its Q2 and full-year 2026 EPS forecasts (Q2 to $1.72, FY to $7.76), signaling stronger-than-expected near-term earnings power that could support valuation.
• Neutral Sentiment: Northland made a very small downward tweak to its Q3 2026 EPS outlook (from $1.98 to $1.96) while raising other period estimates — a mixed revision that tempers but doesn’t negate the upgraded FY view.
• Neutral Sentiment: Company earnings call materials for Q1 2026 were released (presentation available), providing management detail that investors can use to judge guidance, credit trends and expense drivers. OneMain 2026 Q1 - Earnings Call Presentation
• Neutral Sentiment: Deutsche Bank trimmed its price target slightly to $80 (from $81) but maintained a Buy rating, implying meaningful upside remains even after the cut. Deutsche Bank adjusts OneMain price target to $80
• Neutral Sentiment: RBC lowered its price target to $70 (from $73) but kept an Outperform rating, another sign that sell‑side conviction remains positive despite a modest PT cut. RBC cuts OneMain price target to $70
• Negative Sentiment: Despite the Q1 EPS beat, the stock fell as rising operating expenses, higher credit costs and weaker receivables offset net interest income gains — these fundamental headwinds are the primary near-term negative catalyst driving selling pressure. OneMain Q1 Earnings Beat as NII Rises, Stock Falls

Insider Buying and Selling at OneMain

In related news, COO Micah R. Conrad sold 5,000 shares of the stock in a transaction dated Friday, April 17th. The stock was sold at an average price of $60.00, for a total transaction of $300,000.00. Following the completion of the transaction, the chief operating officer directly owned 101,250 shares in the company, valued at approximately $6,075,000. This trade represents a 4.71% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.40% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of the stock. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. bought a new stake in OneMain during the first quarter worth $2,037,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its stake in shares of OneMain by 2.1% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 442,598 shares of the financial services provider's stock worth $21,634,000 after acquiring an additional 9,067 shares during the period. Focus Partners Wealth boosted its stake in shares of OneMain by 101.8% during the 1st quarter. Focus Partners Wealth now owns 8,737 shares of the financial services provider's stock worth $427,000 after acquiring an additional 4,407 shares during the period. Prudential Financial Inc. boosted its holdings in shares of OneMain by 32.9% during the 2nd quarter. Prudential Financial Inc. now owns 9,492 shares of the financial services provider's stock worth $541,000 after buying an additional 2,350 shares during the period. Finally, Russell Investments Group Ltd. boosted its holdings in shares of OneMain by 26.2% during the 2nd quarter. Russell Investments Group Ltd. now owns 19,644 shares of the financial services provider's stock worth $1,119,000 after buying an additional 4,084 shares during the period. 85.82% of the stock is currently owned by institutional investors.

About OneMain

OneMain Financial NYSE: OMF is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.

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