Oscar Health (OSCR) Stock Price, News & Analysis

Company Overview

Oscar Health, trading on the New York Stock Exchange under the ticker OSCR, is a technology-driven health insurance company headquartered in New York, New York. Founded in 2012 by Mario Schlosser, Joshua Kushner and Kevin Nazemi, the company was built with the goal of simplifying healthcare coverage and enhancing member experience. Oscar leverages a proprietary digital platform to streamline plan enrollment, claims administration and member support, distinguishing itself in the individual, family and small group insurance markets.

The company’s primary products include on-exchange individual and family medical plans under the Affordable Care Act, off-exchange plans, as well as Medicare Advantage offerings. Oscar Health’s platform integrates telemedicine services, 24/7 clinician access, care navigation tools and member incentives designed to encourage preventive care and healthier outcomes. Through its Oscar Care app and online member portal, subscribers can schedule virtual visits, review claims and receive personalized health reminders, underscoring the company’s emphasis on a digital-first experience.

Since beginning operations in three states for the 2014 coverage year, Oscar has expanded its footprint to serve consumers across numerous markets, including California, New York, Texas, Florida, Ohio and Tennessee, among others. The company works with a network of health systems, hospitals and physician groups to deliver coordinated care and negotiate value-based contracts that align financial incentives with patient outcomes. Oscar’s platform analytics also aim to reduce administrative waste and improve cost transparency for members.

Leadership at Oscar Health remains anchored by its co-founders, with Mario Schlosser serving as Chief Executive Officer and Joshua Kushner as President. Under their guidance, the company completed its initial public offering in 2021, channeling capital toward platform enhancements, geographic growth and product diversification. Oscar continues to pursue partnerships and innovations that blend data analytics, user-friendly design and clinical insight to address evolving needs in the U.S. health insurance landscape.

Key Stats

• Today's Range: $16.47 to $17.43
• 50-Day Range: $13.41 to $21.53
• 52-Week Range: $11.20 to $23.79
• Volume: 9.55 million shs
• Average Volume: 18.68 million shs
• Market Capitalization: $4.31 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $12.07
• Consensus Rating: Strong Sell

Oscar Health Stock Analysis - MarketRank™

Oscar Health scored higher than 37% of companies evaluated by MarketBeat, and ranked 771st out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Strong Sell

Consensus Rating

Oscar Health has received a consensus rating of Strong Sell. The company's average rating score is 1.44, and is based on no buy ratings, 4 hold ratings, and 5 sell ratings.

Amount of Analyst Coverage

Oscar Health has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 7.25%

Earnings Growth

Earnings for Oscar Health are expected to grow by 7.25% in the coming year, from $0.69 to $0.74 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Oscar Health is -20.56, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Oscar Health is -20.56, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Oscar Health has a P/B Ratio of 3.71. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

33.33% of the float of Oscar Health has been sold short.

Short Interest Ratio / Days to Cover

Oscar Health has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oscar Health has recently decreased by 3.84%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Oscar Health does not currently pay a dividend.

Dividend Growth

Oscar Health does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

33.33% of the float of Oscar Health has been sold short.

Short Interest Ratio / Days to Cover

Oscar Health has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Oscar Health has recently decreased by 3.84%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 1.04

News Sentiment

Oscar Health has a news sentiment score of 1.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.21 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Oscar Health this week, compared to 10 articles on an average week.

Search Interest

Only 47 people have searched for OSCR on MarketBeat in the last 30 days. This is a decrease of -61% compared to the previous 30 days.

MarketBeat Follows

Only 25 people have added Oscar Health to their MarketBeat watchlist in the last 30 days. This is a decrease of -22% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Oscar Health insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.39% of the stock of Oscar Health is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

75.70% of the stock of Oscar Health is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

OSCR Stock Analysis - Frequently Asked Questions

How have OSCR shares performed this year?

Oscar Health's stock was trading at $13.44 at the beginning of 2025. Since then, OSCR stock has increased by 23.9% and is now trading at $16.6550.

How were Oscar Health's earnings last quarter?

Oscar Health, Inc. (NYSE:OSCR) issued its quarterly earnings data on Wednesday, August, 6th. The company reported ($0.89) earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.90) by $0.01. The company's revenue for the quarter was up 29.0% compared to the same quarter last year.
Read the conference call transcript.

When did Oscar Health IPO?

Oscar Health (OSCR) raised $1 billion in an initial public offering (IPO) on Wednesday, March 3rd 2021. The company issued 31,000,000 shares at $32.00-$34.00 per share. Goldman Sachs, Morgan Stanley, Allen & Co., Wells Fargo Securities, BofA Securities and Credit Suisse served as the underwriters for the IPO and Cowen, Lion Tree, Ramirez & Co. and Siebert Williams Shank were co-managers.

Who are Oscar Health's major shareholders?

Oscar Health's top institutional investors include State Street Corp (2.12%), Gilder Gagnon Howe & Co. LLC (1.93%), Geode Capital Management LLC (1.77%) and Glynn Capital Management LLC (1.18%). Insiders that own company stock include Joshua Kushner, Thrive Partners Vii Growth Gp,, Richard Scott Blackley, Alessandrea C Quane, Sid Sankaran, Ranmali Bopitiya, Victoria Baltrus, Steven Wolin, Mario Schlosser, Elbert O Jr Robinson and Alphabet Inc.
View institutional ownership trends.

How do I buy shares of Oscar Health?

Shares of OSCR stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Oscar Health own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Oscar Health investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), AU Optronics (AUOTY) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 8/06/2025
• Today: 8/31/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NYSE:OSCR
• CIK: 1568651
• Web: www.hioscar.com
• Phone: 646-403-3677
• Fax: N/A
• Employees: 2,710
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Oscar Health: $12.07
• High Price Target: $14.00
• Low Price Target: $10.00
• Potential Upside/Downside: -27.5%
• Consensus Rating: Strong Sell
• Rating Score (0-4): 1.44
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.81)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 24.14
• P/E Growth: N/A
• Net Income: $25.43 million
• Net Margins: -1.50%
• Pretax Margin: -1.41%
• Return on Equity: -13.78%
• Return on Assets: -2.99%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $9.18 billion
• Price / Sales: 0.47
• Cash Flow: $0.13 per share
• Price / Cash Flow: 132.61
• Book Value: $4.49 per share
• Price / Book: 3.71

Miscellaneous

• Outstanding Shares: 258,560,000
• Free Float: 195,496,000
• Market Cap: $4.31 billion
• Optionable: Optionable
• Beta: 1.86