PayPay (PAYP) Stock Price, News & Analysis

Company Overview

PayPay is a Japan-based digital payments and financial services company best known for its mobile payment app. Launched in 2018 through a partnership between SoftBank and Yahoo Japan, the service supports cashless transactions at participating merchants across Japan.

Through its app, users can make in-store and online payments using QR codes or barcodes, send money to other users, and access related financial services. PayPay also provides payment tools for merchants, including options for accepting digital payments.

The company has expanded beyond payments into services such as credit cards and other consumer financial products, building an integrated digital finance platform for individuals and businesses in Japan.

Key Stats

• Today's Range: $14.01 to $14.61
• 50-Day Range: $14.03 to $18.68
• 52-Week Range: $12.07 to $24.89
• Volume: 543,894 shs
• Average Volume: 512,178 shs
• Market Capitalization: $9.60 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $24.00
• Consensus Rating: Moderate Buy

PayPay Stock Analysis - MarketRank™

PayPay scored higher than 85% of companies evaluated by MarketBeat, and ranked 251st out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

PayPay has received a consensus rating of Moderate Buy. The company's average rating score is 2.69, and is based on 1 strong buy rating, 8 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

PayPay has a consensus price target of $24.00, representing about 69.3% upside from its current price of $14.18.

Amount of Analyst Coverage

PayPay has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 34.62%

Earnings Growth

Earnings for PayPay are expected to grow by 34.62% in the coming year, from $0.78 to $1.05 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of PayPay is 30.83, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of PayPay is 30.83, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.75.

Price to Earnings Growth Ratio

PayPay has a PEG Ratio of 3.05. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

PayPay has a P/B Ratio of 3.29. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.45% of the float of PayPay has been sold short.

Short Interest Ratio / Days to Cover

PayPay has a short interest ratio ("days to cover") of 6.21.

Change versus previous month

Short interest in PayPay has recently decreased by 1.46%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PayPay does not currently pay a dividend.

Dividend Growth

PayPay does not have a long track record of dividend growth.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.01

News Sentiment

PayPay has a news sentiment score of 0.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for PayPay this week, compared to 2 articles on an average week.

Search Interest

6 people have searched for PAYP on MarketBeat in the last 30 days.

MarketBeat Follows

Only 1 people have added PayPay to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PayPay insiders have not sold or bought any company stock.

Percentage Held by Institutions

PayPay has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 11/03/2026
• Today: 11/12/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:PAYP
• CIK: 2080845
• Web: paypay.ne.jp
• Phone: 81-3-6885-8181
• Fax: N/A
• Employees: 1,994
• Year Founded: 2018

Price Target and Rating

• Average Price Target for PayPay: $24.00
• High Price Target: $31.00
• Low Price Target: $17.00
• Potential Upside/Downside: +69.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.69
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.46
• Trailing P/E Ratio: 30.83
• Forward P/E Ratio: 13.50
• P/E Growth: 3.05
• Net Income: $759.22 million
• Net Margins: 15.75%
• Pretax Margin: 21.00%
• Return on Equity: 16.34%
• Return on Assets: 1.26%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.05
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $415.47 billion
• Price / Sales: 0.02
• Cash Flow: $1.34 per share
• Price / Cash Flow: 10.60
• Book Value: $4.31 per share
• Price / Book: 3.29

Miscellaneous

• Outstanding Shares: 676,956,000
• Free Float: N/A
• Market Cap: $9.60 billion
• Optionable: Optionable
• Beta: N/A