Personal Group (PGH) Share Price, News & Analysis

Company Overview

Personal Group Holdings Plc (AIM: PGH) is a workforce benefits and health insurance provider. Its vision is to be the champion of affordable and accessible insurance and benefits, keeping businesses and their employees happy, healthy and protected. The Group is proud to support the health and wellbeing of c. 1.25 million UK employees. The Group’s insurance provides employees with access to affordable, individual policies for hospital, recovery and death benefit plans. The Group’s award-winning benefits platform, Hapi, brings together extensive employee benefits, discounts and rewards, in one responsive platform. As well as being sold direct to employers, the Hapi platform supports Sage’s Employee Benefits offerings for SMEs. This comprehensive range of offerings, powerful platform and unique sales model of face-to-face, one-to-one engagement with employees, provides Personal Group with a strong market position from which to grow. Head-quartered in Milton Keynes, the Group has built an extensive blue-chip customer list over its 40-year history, including Airtanker, B & Q, Barchester Healthcare, British Transport Police, Merseyrail, Office of National Statistics, Randstad, Royal Mail Group, The Royal Mint, Stagecoach Group plc, and The University of York. For further information on the Group please see www.personalgroup.com

Key Stats

• Today's Range: 361.10 to 374
• 50-Day Range: 282 to 388
• 52-Week Range: 162 to 404
• Volume: 69,602 shs
• Average Volume: 44,729 shs
• Market Capitalization: £113.88 million
• P/E Ratio: 1,815.92
• Dividend Yield: 0.03%
• Price Target: GBX 288.50
• Consensus Rating: Buy

Personal Group Stock Analysis - MarketRank™

Personal Group scored higher than 12% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Personal Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Downside Risk

Personal Group has a consensus price target of GBX 288.50, representing about 22.0% downside from its current price of GBX 370.

Amount of Analyst Coverage

Personal Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Personal Group is 1,840.80, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 280.32.

Price to Earnings Ratio vs. Sector

The P/E ratio of Personal Group is 1,840.80, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,773.83.

Price to Book Value per Share Ratio

Personal Group has a P/B Ratio of 3.62. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for PGH.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Personal Group is a leading dividend payer. It pays a dividend yield of 4.46%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Personal Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Personal Group is 61.44%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for PGH.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Personal Group this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Personal Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

44.77% of the stock of Personal Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 22.35% of the stock of Personal Group is held by institutions.

PGH Stock Analysis - Frequently Asked Questions

How have PGH shares performed this year?

Personal Group's stock was trading at GBX 188.22 on January 1st, 2025. Since then, PGH stock has increased by 96.6% and is now trading at GBX 370.

How were Personal Group's earnings last quarter?

Personal Group Holdings Plc (LON:PGH) announced its quarterly earnings results on Tuesday, March, 25th. The company reported $17.70 earnings per share (EPS) for the quarter. Personal Group had a net margin of 13.49% and a trailing twelve-month return on equity of 14.40%.

How do I buy shares of Personal Group?

Shares of PGH stock and other U.K. stocks can be purchased through online brokerage accounts that support trading on the London Stock Exchange (LSX). Some U.K. companies can be purchased through major U.S. brokerages in the form of American Depository Receipts (ADRs), which are placeholder equities held in a trust by a bank that represent shares of a foreign stock.

What other stocks do shareholders of Personal Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Personal Group investors own include Energy Transfer (ET), Aurora Cannabis (ACB), ASOS (ASC), Coats Group (COA), Greencore Group (GNC), Lloyds Banking Group (LLOY) and Omega Diagnostics Group (ODX).

Company Calendar

• Last Earnings: 3/25/2025
• Today: 9/15/2025

Industry, Sector and Symbol

• Stock Exchange: LON
• Sector: Financial Services
• Industry: Insurance - Property & Casualty
• Sub-Industry: N/A
• Current Symbol: LON:PGH
• CIK: N/A
• Web: www.personalgroup.com
• Phone: +44-1908-605000
• Fax: N/A
• Employees: 259
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Personal Group: GBX 288.50
• High Price Target: GBX 368
• Low Price Target: GBX 209
• Potential Upside/Downside: -22.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): GBX 0.20
• Trailing P/E Ratio: 1,840.80
• Forward P/E Ratio: 19.40
• P/E Growth: N/A
• Net Income: £4.55 million
• Net Margins: 13.49%
• Pretax Margin: N/A
• Return on Equity: 14.40%
• Return on Assets: 7.99%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.82
• Quick Ratio: 2.78

Sales & Book Value

• Annual Sales: £43.81 million
• Price / Sales: 2.64
• Cash Flow: GBX 148.80 per share
• Price / Cash Flow: 2.49
• Book Value: GBX 102.30 per share
• Price / Book: 3.62

Miscellaneous

• Outstanding Shares: 31,200,000
• Free Float: N/A
• Market Cap: £115.44 million
• Optionable: Not Optionable
• Beta: 0.46