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Personal Group (PGH) Competitors

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GBX 405.52 -6.98 (-1.69%)
As of 09/11/2026 11:51 AM Eastern

PGH vs. HUW, FBH, ESUR, ADM, and HSX

Should you buy Personal Group stock or one of its competitors? Personal Group's main competitors and comparable companies include Helios Underwriting (HUW), FBD (FBH), esure Group (ESUR), Admiral Group (ADM), and Hiscox (HSX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "property & casualty insurance" industry.

How does Personal Group compare to Helios Underwriting?

Helios Underwriting (LON:HUW) and Personal Group (LON:PGH) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, valuation, risk, media sentiment, dividends and analyst recommendations.

Helios Underwriting has a beta of 0.02, indicating that its stock price is 98% less volatile than the broader market. Comparatively, Personal Group has a beta of 0.177, indicating that its stock price is 82% less volatile than the broader market.

In the previous week, Personal Group had 1 more articles in the media than Helios Underwriting. MarketBeat recorded 1 mentions for Personal Group and 0 mentions for Helios Underwriting. Personal Group's average media sentiment score of 0.75 beat Helios Underwriting's score of 0.00 indicating that Personal Group is being referred to more favorably in the news media.

Company Overall Sentiment
Helios Underwriting Neutral
Personal Group Positive

Helios Underwriting has a net margin of 340.46% compared to Personal Group's net margin of 15.06%. Personal Group's return on equity of 20.34% beat Helios Underwriting's return on equity.

Company Net Margins Return on Equity Return on Assets
Helios Underwriting340.46% 11.72% 1.82%
Personal Group 15.06%20.34%7.99%

Helios Underwriting has higher earnings, but lower revenue than Personal Group. Helios Underwriting is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Helios Underwriting£34.28M4.75£17.25M£27.708.43
Personal Group£48.46M2.64£4.55M£22.1018.35

Helios Underwriting pays an annual dividend of GBX 6 per share and has a dividend yield of 2.6%. Personal Group pays an annual dividend of GBX 18.20 per share and has a dividend yield of 4.5%. Helios Underwriting pays out 21.7% of its earnings in the form of a dividend. Personal Group pays out 82.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Personal Group has a consensus price target of GBX 547.50, indicating a potential upside of 35.01%. Given Personal Group's stronger consensus rating and higher probable upside, analysts clearly believe Personal Group is more favorable than Helios Underwriting.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Helios Underwriting
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Personal Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

15.7% of Helios Underwriting shares are held by institutional investors. Comparatively, 13.5% of Personal Group shares are held by institutional investors. 33.7% of Helios Underwriting shares are held by insiders. Comparatively, 44.8% of Personal Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Personal Group beats Helios Underwriting on 12 of the 18 factors compared between the two stocks.

How does Personal Group compare to FBD?

Personal Group (LON:PGH) and FBD (LON:FBH) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

In the previous week, Personal Group had 1 more articles in the media than FBD. MarketBeat recorded 1 mentions for Personal Group and 0 mentions for FBD. Personal Group's average media sentiment score of 0.75 beat FBD's score of 0.00 indicating that Personal Group is being referred to more favorably in the media.

Company Overall Sentiment
Personal Group Positive
FBD Neutral

FBD has a net margin of 16.45% compared to Personal Group's net margin of 15.06%. Personal Group's return on equity of 20.34% beat FBD's return on equity.

Company Net Margins Return on Equity Return on Assets
Personal Group15.06% 20.34% 7.99%
FBD 16.45%14.85%5.57%

Personal Group currently has a consensus target price of GBX 547.50, indicating a potential upside of 35.01%. Given Personal Group's stronger consensus rating and higher possible upside, research analysts plainly believe Personal Group is more favorable than FBD.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Personal Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
FBD
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

FBD has higher revenue and earnings than Personal Group. FBD is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Personal Group£48.46M2.64£4.55M£22.1018.35
FBD£422.78M0.00£69.26M£1.90N/A

Personal Group pays an annual dividend of GBX 18.20 per share and has a dividend yield of 4.5%. FBD pays an annual dividend of GBX 100 per share. Personal Group pays out 82.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. FBD pays out 5,263.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Personal Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Personal Group has a beta of 0.177, suggesting that its share price is 82% less volatile than the broader market. Comparatively, FBD has a beta of 0.43, suggesting that its share price is 57% less volatile than the broader market.

13.5% of Personal Group shares are owned by institutional investors. Comparatively, 14.2% of FBD shares are owned by institutional investors. 44.8% of Personal Group shares are owned by insiders. Comparatively, 43.2% of FBD shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Personal Group beats FBD on 12 of the 17 factors compared between the two stocks.

How does Personal Group compare to esure Group?

Personal Group (LON:PGH) and esure Group (LON:ESUR) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

Personal Group has a net margin of 15.06% compared to esure Group's net margin of 0.00%. Personal Group's return on equity of 20.34% beat esure Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Personal Group15.06% 20.34% 7.99%
esure Group N/A N/A N/A

Personal Group presently has a consensus target price of GBX 547.50, indicating a potential upside of 35.01%. Given Personal Group's stronger consensus rating and higher probable upside, research analysts clearly believe Personal Group is more favorable than esure Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Personal Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
esure Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

13.5% of Personal Group shares are held by institutional investors. 44.8% of Personal Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Personal Group has higher revenue and earnings than esure Group.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Personal Group£48.46M2.64£4.55M£22.1018.35
esure GroupN/AN/AN/AN/AN/A

In the previous week, Personal Group had 1 more articles in the media than esure Group. MarketBeat recorded 1 mentions for Personal Group and 0 mentions for esure Group. Personal Group's average media sentiment score of 0.75 beat esure Group's score of 0.00 indicating that Personal Group is being referred to more favorably in the media.

Company Overall Sentiment
Personal Group Positive
esure Group Neutral

Summary

Personal Group beats esure Group on 11 of the 11 factors compared between the two stocks.

How does Personal Group compare to Admiral Group?

Personal Group (LON:PGH) and Admiral Group (LON:ADM) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.

Personal Group has a net margin of 15.06% compared to Admiral Group's net margin of 12.04%. Admiral Group's return on equity of 45.59% beat Personal Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Personal Group15.06% 20.34% 7.99%
Admiral Group 12.04%45.59%4.96%

Personal Group has a beta of 0.177, suggesting that its share price is 82% less volatile than the broader market. Comparatively, Admiral Group has a beta of 0.191, suggesting that its share price is 81% less volatile than the broader market.

13.5% of Personal Group shares are held by institutional investors. Comparatively, 53.3% of Admiral Group shares are held by institutional investors. 44.8% of Personal Group shares are held by insiders. Comparatively, 13.7% of Admiral Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Personal Group pays an annual dividend of GBX 18.20 per share and has a dividend yield of 4.5%. Admiral Group pays an annual dividend of GBX 158.70 per share and has a dividend yield of 4.2%. Personal Group pays out 82.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Admiral Group pays out 72.7% of its earnings in the form of a dividend.

Admiral Group has higher revenue and earnings than Personal Group. Admiral Group is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Personal Group£48.46M2.64£4.55M£22.1018.35
Admiral Group£5.02B2.26£400.40M£218.4017.34

In the previous week, Admiral Group had 2 more articles in the media than Personal Group. MarketBeat recorded 3 mentions for Admiral Group and 1 mentions for Personal Group. Personal Group's average media sentiment score of 0.75 beat Admiral Group's score of 0.49 indicating that Personal Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Personal Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Admiral Group
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Personal Group currently has a consensus price target of GBX 547.50, indicating a potential upside of 35.01%. Admiral Group has a consensus price target of GBX 3,813.60, indicating a potential upside of 0.73%. Given Personal Group's stronger consensus rating and higher probable upside, equities analysts plainly believe Personal Group is more favorable than Admiral Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Personal Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Admiral Group
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

Summary

Personal Group and Admiral Group tied by winning 9 of the 18 factors compared between the two stocks.

How does Personal Group compare to Hiscox?

Hiscox (LON:HSX) and Personal Group (LON:PGH) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, analyst recommendations, earnings, institutional ownership, valuation, profitability and risk.

In the previous week, Hiscox had 2 more articles in the media than Personal Group. MarketBeat recorded 3 mentions for Hiscox and 1 mentions for Personal Group. Personal Group's average media sentiment score of 0.75 beat Hiscox's score of 0.50 indicating that Personal Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hiscox
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Personal Group
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Hiscox pays an annual dividend of GBX 50.51 per share and has a dividend yield of 2.7%. Personal Group pays an annual dividend of GBX 18.20 per share and has a dividend yield of 4.5%. Hiscox pays out 26.7% of its earnings in the form of a dividend. Personal Group pays out 82.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

71.2% of Hiscox shares are held by institutional investors. Comparatively, 13.5% of Personal Group shares are held by institutional investors. 3.6% of Hiscox shares are held by insiders. Comparatively, 44.8% of Personal Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Hiscox has higher revenue and earnings than Personal Group. Hiscox is trading at a lower price-to-earnings ratio than Personal Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hiscox£4.01B1.48£876.88M£189.409.83
Personal Group£48.46M2.64£4.55M£22.1018.35

Personal Group has a net margin of 15.06% compared to Hiscox's net margin of 11.44%. Personal Group's return on equity of 20.34% beat Hiscox's return on equity.

Company Net Margins Return on Equity Return on Assets
Hiscox11.44% 16.17% 4.09%
Personal Group 15.06%20.34%7.99%

Hiscox has a beta of 0.396, meaning that its stock price is 60% less volatile than the broader market. Comparatively, Personal Group has a beta of 0.177, meaning that its stock price is 82% less volatile than the broader market.

Hiscox currently has a consensus target price of GBX 1,838.14, indicating a potential downside of 1.28%. Personal Group has a consensus target price of GBX 547.50, indicating a potential upside of 35.01%. Given Personal Group's higher possible upside, analysts plainly believe Personal Group is more favorable than Hiscox.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hiscox
1 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.57
Personal Group
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Hiscox and Personal Group tied by winning 9 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGH vs. The Competition

MetricPersonal GroupInsurance IndustryFinance SectorLON Exchange
Market Cap£128.50M£19.15B£13.79B£2.51B
Dividend Yield5.72%3.20%5.94%6.24%
P/E Ratio18.3516.5925.67366.83
Price / Sales2.6430.35503.9289,753.13
Price / Cash2.4912.2540.4527.89
Price / Book3.962.062.756.33
Net Income£4.55M£1.80B£1.32B£5.89B
7 Day Performance1.38%-2.02%-1.17%-0.69%
1 Month Performance2.15%-0.84%-0.23%0.00%
1 Year Performance9.10%8.85%8.39%19.96%

Personal Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGH
Personal Group
3.0286 of 5 stars
GBX 405.52
-1.7%
GBX 547.50
+35.0%
+9.1%£128.50M£48.46M18.35259
HUW
Helios Underwriting
N/AGBX 230
+1.1%
N/A+13.5%£161.02M£34.28M8.303
FBH
FBD
N/AN/AN/AN/A£5.26M£422.78M6.82950
ESUR
esure Group
N/AN/AN/AN/A£0.00N/AN/AN/A
ADM
Admiral Group
1.7372 of 5 stars
GBX 3,866.44
-1.7%
GBX 3,569.67
-7.7%
+14.4%£11.56B£5.02B16.0042,000

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This page (LON:PGH) was last updated on 9/13/2026 by MarketBeat.com Staff.
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