Intercorp Financial Services (IFS) Stock Price, News & Analysis

Company Overview

Intercorp Financial Services Inc. (NYSE: IFS) is a Peru-based financial services holding company that provides banking, insurance, investment, and payment services primarily in Peru. The company serves individuals, businesses, and institutional customers through a portfolio of financial businesses operating under the Intercorp platform.

Its principal banking operations are conducted through Interbank, which offers consumer and commercial banking products such as deposits, loans, credit cards, mortgages, payments, and other financial services. Through Interseguro, the company provides life, annuity, and other insurance products. Its financial services portfolio also includes investment and wealth management activities through Inteligo and digital payment and merchant-acquiring services through Izipay.

Intercorp Financial Services traces its development to the expansion of Intercorp’s financial businesses in Peru and has operated as a publicly listed company on the New York Stock Exchange since 2019. Its operations and customer base are concentrated in the Peruvian market, where it offers services through branches, digital platforms, and other distribution channels.

Key Stats

• Today's Range: $47.45 to $48.62
• 50-Day Range: $46.56 to $56.22
• 52-Week Range: $38.29 to $61.38
• Volume: 138,308 shs
• Average Volume: 180,542 shs
• Market Capitalization: $5.36 billion
• P/E Ratio: 8.61
• Dividend Yield: 3.54%
• Price Target: $62.00
• Consensus Rating: Hold

Intercorp Financial Services Stock Analysis - MarketRank™

Intercorp Financial Services scored higher than 99% of companies evaluated by MarketBeat, and ranked 25th out of 844 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Intercorp Financial Services has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside Potential

Intercorp Financial Services has a consensus price target of $62.00, representing about 28.5% upside from its current price of $48.27.

Amount of Analyst Coverage

Intercorp Financial Services has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 13.26%

Earnings Growth

Earnings for Intercorp Financial Services are expected to grow by 13.26% in the coming year, from $6.11 to $6.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Intercorp Financial Services is 8.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.77.

Price to Earnings Ratio vs. Sector

The P/E ratio of Intercorp Financial Services is 8.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Earnings Growth Ratio

Intercorp Financial Services has a PEG Ratio of 0.61. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Intercorp Financial Services has a P/B Ratio of 1.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.24% of the float of Intercorp Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Intercorp Financial Services has a short interest ratio ("days to cover") of 1.45, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Intercorp Financial Services has recently decreased by 4.48%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Intercorp Financial Services is a leading dividend payer. It pays a dividend yield of 3.63%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Intercorp Financial Services has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Intercorp Financial Services is 31.26%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Intercorp Financial Services will have a dividend payout ratio of 24.71% next year. This indicates that Intercorp Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.63

News Sentiment

Intercorp Financial Services has a news sentiment score of -0.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Intercorp Financial Services this week, compared to 1 article on an average week.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Intercorp Financial Services insiders have not sold or bought any company stock.

Percentage Held by Institutions

Intercorp Financial Services has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 8/11/2026
• Today: 11/05/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Diversified Banks
• Current Symbol: NYSE:IFS
• CIK: 1615903
• Web: www.ifs.com.pe
• Phone: 51-1-219-2000
• Fax: N/A
• Employees: 9,229
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Intercorp Financial Services: $62.00
• High Price Target: $62.00
• Low Price Target: $62.00
• Potential Upside/Downside: +28.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.47
• Trailing P/E Ratio: 8.61
• Forward P/E Ratio: 6.97
• P/E Growth: 0.61
• Net Income: $542.25 million
• Net Margins: 34.81%
• Pretax Margin: N/A
• Return on Equity: 17.06%
• Return on Assets: 2.10%

Debt

• Debt-to-Equity Ratio: 0.59
• Current Ratio: 1.10
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $1.67 billion
• Price / Sales: 3.22
• Cash Flow: $6.17 per share
• Price / Cash Flow: 7.82
• Book Value: $31.38 per share
• Price / Book: 1.54

Miscellaneous

• Outstanding Shares: 111,080,000
• Free Float: N/A
• Market Cap: $5.36 billion
• Optionable: Not Optionable
• Beta: 0.70