West Bancorporation (WTBA) Stock Price, News & Analysis

Company Overview

West Bancorporation, Inc. is the bank holding company for West Town Bank and Trust, a full-service community bank headquartered in Chicago, Illinois. Through its subsidiary, the company offers a comprehensive suite of commercial and consumer banking products, including deposit accounts, residential and commercial mortgages, business loans and treasury management services. West Bancorporation focuses on delivering personalized financial solutions to small- and medium-sized businesses, real estate developers and individual customers within its urban market.

Since launching operations in 2006, West Town Bank and Trust has steadily expanded its presence across the Chicago metropolitan area. The bank provides checking, savings and money market accounts, certificates of deposit and a range of digital banking services, complemented by a network of full-service branches. Its commercial lending offerings encompass owner-occupied and investment real estate financing, construction and development loans, equipment financing and working capital lines of credit designed to support the growth of local enterprises.

West Bancorporation places strong emphasis on serving diverse and historically underserved communities in its footprint, with specialized programs for small-business support and community redevelopment. Its treasury management platform delivers cash management, ACH and wire transfer capabilities, remote deposit capture and fraud protection tools. To facilitate international trade and foreign exchange transactions, the bank maintains correspondent banking relationships that enable clients to conduct cross-border business efficiently.

The leadership team at West Bancorporation comprises experienced banking professionals with deep expertise in commercial lending, risk management and community development. Guided by a commitment to customer-centric service, prudent risk practices and sustainable growth, the company continues to pursue opportunities that enhance its competitive position and drive long-term value for stakeholders in the dynamic Chicago market.

Key Stats

• Today's Range: $20.25 to $20.71
• 50-Day Range: $17.80 to $20.80
• 52-Week Range: $17.31 to $24.85
• Volume: 1,775 shs
• Average Volume: 29,963 shs
• Market Capitalization: $347.52 million
• P/E Ratio: 12.07
• Dividend Yield: 4.87%
• Price Target: $20.50
• Consensus Rating: Hold

West Bancorporation Stock Analysis - MarketRank™

West Bancorporation scored higher than 50% of companies evaluated by MarketBeat, and ranked 663rd out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

West Bancorporation has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for West Bancorporation is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

West Bancorporation has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 18.18%

Earnings Growth

Earnings for West Bancorporation are expected to grow by 18.18% in the coming year, from $1.65 to $1.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of West Bancorporation is 12.07, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.30.

Price to Earnings Ratio vs. Sector

The P/E ratio of West Bancorporation is 12.07, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.55.

Price to Book Value per Share Ratio

West Bancorporation has a P/B Ratio of 1.52. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.44% of the float of West Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

West Bancorporation has a short interest ratio ("days to cover") of 11.5, which indicates bearish sentiment.

Change versus previous month

Short interest in West Bancorporation has recently decreased by 2.87%, indicating that investor sentiment is improving.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

West Bancorporation is a leading dividend payer. It pays a dividend yield of 4.93%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

West Bancorporation does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of West Bancorporation is 58.82%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, West Bancorporation will have a dividend payout ratio of 51.28% next year. This indicates that West Bancorporation will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.44% of the float of West Bancorporation has been sold short.

Short Interest Ratio / Days to Cover

West Bancorporation has a short interest ratio ("days to cover") of 11.5, which indicates bearish sentiment.

Change versus previous month

Short interest in West Bancorporation has recently decreased by 2.87%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: N/A

News Sentiment

West Bancorporation has a news sentiment score of 1.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for West Bancorporation this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, West Bancorporation insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.58% of the stock of West Bancorporation is held by insiders.

Percentage Held by Institutions

44.30% of the stock of West Bancorporation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

WTBA Stock Analysis - Frequently Asked Questions

How have WTBA shares performed this year?

West Bancorporation's stock was trading at $21.65 at the beginning of the year. Since then, WTBA stock has decreased by 5.2% and is now trading at $20.5150.

How were West Bancorporation's earnings last quarter?

West Bancorporation, Inc. (NASDAQ:WTBA) announced its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.47 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.45 by $0.02. The financial services provider earned $23.83 million during the quarter, compared to analysts' expectations of $24.20 million. West Bancorporation had a net margin of 14.40% and a trailing twelve-month return on equity of 12.26%.
Read the conference call transcript.

Who are West Bancorporation's major shareholders?

Top institutional shareholders of West Bancorporation include West Bancorporation Inc. (2.53%), Geode Capital Management LLC (2.13%), American Century Companies Inc. (0.69%) and Wealth Enhancement Advisory Services LLC (0.57%). Insiders that own company stock include David D Nelson, Douglas R Gulling and Sean Patrick Mcmurray.
View institutional ownership trends.

How do I buy shares of West Bancorporation?

Shares of WTBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of West Bancorporation own?

Based on aggregate information from My MarketBeat watchlists, some other companies that West Bancorporation investors own include Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/20 Dividend: 8/06/2025
• Ex-Dividend for 8/20 Dividend: 8/06/2025
• Dividend Payable: 8/20/2025
• Today: 9/17/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:WTBA
• CIK: 1166928
• Web: www.westbankstrong.com
• Phone: (515) 222-2300
• Fax: 515-222-2346
• Employees: 180
• Year Founded: 1893

Price Target and Rating

• Average Price Target for West Bancorporation: $20.50
• High Price Target: $20.50
• Low Price Target: $20.50
• Potential Upside/Downside: +1.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.70
• Trailing P/E Ratio: 11.94
• Forward P/E Ratio: 12.30
• P/E Growth: N/A
• Net Income: $24.05 million
• Net Margins: 14.40%
• Pretax Margin: 17.09%
• Return on Equity: 12.26%
• Return on Assets: 0.72%

Debt

• Debt-to-Equity Ratio: 1.62
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $198.50 million
• Price / Sales: 1.73
• Cash Flow: $1.84 per share
• Price / Cash Flow: 11.02
• Book Value: $13.54 per share
• Price / Book: 1.50

Miscellaneous

• Outstanding Shares: 16,940,000
• Free Float: 16,165,000
• Market Cap: $343.71 million
• Optionable: Optionable
• Beta: 0.91