Ponce Financial Group (PDLB) Stock Price, News & Analysis

Company Overview

Ponce Financial Group, Inc. is the bank holding company for Ponce Bank, a community bank headquartered in the Bronx, New York. The bank traces its roots to 1960, when it was established to serve communities in New York City.

Ponce Bank provides deposit accounts and banking services to individuals and businesses, along with lending focused on real estate and commercial borrowers. Its offerings include residential and commercial real estate loans, multifamily financing, and other business loans.

The company serves customers in the New York City metropolitan area through its branch network and digital banking services.

Key Stats

• Today's Range: $21.90 to $22.18
• 50-Day Range: $19.94 to $22.68
• 52-Week Range: $14.75 to $22.93
• Volume: 67,625 shs
• Average Volume: 142,552 shs
• Market Capitalization: $533.63 million
• P/E Ratio: 11.67
• Dividend Yield: N/A
• Price Target: $24.00
• Consensus Rating: Buy

Ponce Financial Group Stock Analysis - MarketRank™

Ponce Financial Group scored higher than 60% of companies evaluated by MarketBeat, and ranked 544th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Buy

Consensus Rating

Ponce Financial Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, no buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Ponce Financial Group is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Ponce Financial Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 30.82%

Earnings Growth

Earnings for Ponce Financial Group are expected to grow by 30.82% in the coming year, from $1.59 to $2.08 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ponce Financial Group is 11.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ponce Financial Group is 11.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.23.

Price to Book Value per Share Ratio

Ponce Financial Group has a P/B Ratio of 1.51. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.77% of the float of Ponce Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Ponce Financial Group has a short interest ratio ("days to cover") of 4.46.

Change versus previous month

Short interest in Ponce Financial Group has recently increased by 3.44%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Ponce Financial Group does not currently pay a dividend.

Dividend Growth

Ponce Financial Group does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: N/A

News Sentiment

Ponce Financial Group has a news sentiment score of 1.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Ponce Financial Group this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ponce Financial Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

7.20% of the stock of Ponce Financial Group is held by insiders.

Percentage Held by Institutions

64.35% of the stock of Ponce Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 10/26/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/26/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PDLB
• CIK: 1874071
• Web: www.poncebank.com
• Phone: (718) 931-9000
• Fax: N/A
• Employees: 216
• Year Founded: 1960

Price Target and Rating

• Average Price Target for Ponce Financial Group: $24.00
• High Price Target: $24.00
• Low Price Target: $24.00
• Potential Upside/Downside: +8.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.89
• Trailing P/E Ratio: 11.67
• Forward P/E Ratio: 10.61
• P/E Growth: N/A
• Net Income: $28.70 million
• Net Margins: 21.21%
• Pretax Margin: 22.73%
• Return on Equity: 13.66%
• Return on Assets: 1.33%

Debt

• Debt-to-Equity Ratio: 1.97
• Current Ratio: 1.37
• Quick Ratio: 1.36

Sales & Book Value

• Annual Sales: $194.94 million
• Price / Sales: 2.74
• Cash Flow: $1.40 per share
• Price / Cash Flow: 15.74
• Book Value: $14.60 per share
• Price / Book: 1.51

Miscellaneous

• Outstanding Shares: 24,190,000
• Free Float: 22,447,000
• Market Cap: $533.63 million
• Optionable: Optionable
• Beta: 0.69