Fair Isaac (NYSE:FICO) Reaches New 1-Year Low - Time to Sell?

Key Points

• Fair Isaac shares hit a new 52-week low, falling to $865.27 and trading below their 50-day and 200-day moving averages. The company has a market capitalization of approximately $18.78 billion.
• Despite the decline, analysts maintain a generally positive outlook, with a consensus rating of “Moderate Buy” and an average price target of $1,546. Recent targets range from $1,130 to $1,700.
• FICO exceeded quarterly EPS expectations and reported 25.7% year-over-year revenue growth, although revenue missed estimates. Institutional investors own 85.75% of the company, while a director recently sold 967 shares under a pre-arranged trading plan.

Fair Isaac Corporation (NYSE:FICO - Get Free Report)'s stock price reached a new 52-week low during trading on Thursday . The stock traded as low as $865.27 and last traded at $869.3050, with a volume of 101209 shares. The stock had previously closed at $879.62.

Analysts Set New Price Targets

Several research firms recently issued reports on FICO. Raymond James Financial reissued an "outperform" rating on shares of Fair Isaac in a research report on Wednesday, September 9th. Barclays dropped their price target on Fair Isaac from $1,950.00 to $1,700.00 and set an "overweight" rating on the stock in a research note on Monday, August 10th. UBS Group reduced their price objective on Fair Isaac from $1,200.00 to $1,130.00 and set a "neutral" rating for the company in a research note on Wednesday, August 12th. Jefferies Financial Group set a $1,675.00 target price on Fair Isaac in a report on Monday, August 3rd. Finally, Royal Bank Of Canada dropped their target price on Fair Isaac from $2,400.00 to $1,525.00 and set an "outperform" rating on the stock in a research report on Thursday, July 30th. Eleven investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company's stock. According to data from MarketBeat, the company has a consensus rating of "Moderate Buy" and a consensus target price of $1,546.00.

Fair Isaac Price Performance

The company has a market capitalization of $18.78 billion, a PE ratio of 25.13, a price-to-earnings-growth ratio of 0.82 and a beta of 1.32. The firm's fifty day simple moving average is $1,093.69 and its 200 day simple moving average is $1,126.41.

Fair Isaac (NYSE:FICO - Get Free Report) last released its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating analysts' consensus estimates of $11.76 by $0.42. The business had revenue of $674.19 million during the quarter, compared to analyst estimates of $679.17 million. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%.The company's revenue was up 25.7% on a year-over-year basis. During the same quarter last year, the business posted $8.57 EPS. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, equities research analysts anticipate that Fair Isaac Corporation will post 37.2 EPS for the current fiscal year.

Insiders Place Their Bets

In other Fair Isaac news, Director Eva Manolis sold 967 shares of the business's stock in a transaction that occurred on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director directly owned 498 shares of the company's stock, valued at approximately $697,200. The trade was a 66.01% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 3.02% of the company's stock.

Institutional Investors Weigh In On Fair Isaac

A number of hedge funds and other institutional investors have recently made changes to their positions in FICO. Canada Pension Plan Investment Board purchased a new stake in shares of Fair Isaac during the 2nd quarter worth about $1,737,000. Bank of America Corp DE boosted its stake in shares of Fair Isaac by 5.7% in the first quarter. Bank of America Corp DE now owns 133,448 shares of the technology company's stock worth $142,461,000 after acquiring an additional 7,154 shares during the last quarter. Titan Global Capital Management USA LLC boosted its stake in Fair Isaac by 42.6% during the 4th quarter. Titan Global Capital Management USA LLC now owns 7,993 shares of the technology company's stock worth $13,513,000 after purchasing an additional 2,387 shares during the last quarter. Mitsubishi UFJ Asset Management Co. Ltd. purchased a new stake in Fair Isaac during the 2nd quarter valued at about $67,760,000. Finally, Altrafin AG purchased a new stake in shares of Fair Isaac in the fourth quarter valued at approximately $2,117,000. Institutional investors and hedge funds own 85.75% of the company's stock.

About Fair Isaac

Fair Isaac Corp. NYSE: FICO, commonly known as FICO, is an analytics and decision-management software company best known for developing the FICO Score. The company's scoring and predictive analytics products help lenders and other businesses evaluate credit risk, manage customer relationships and make data-driven decisions.

FICO provides software and services for a range of industries, including banking, insurance, telecommunications, retail and government. Its offerings include credit scoring solutions, fraud detection and prevention tools, customer engagement platforms, marketing analytics, and decision automation software designed to help organizations manage risk and improve operational efficiency.

The company was founded in 1956 by Bill Fair and Earl Isaac and originally operated as Fair, Isaac and Company.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.