Equities Analysts Offer Predictions for COF Q3 Earnings

Key Points

• Analysts at Zacks Research have reduced their Q3 2025 EPS forecast for Capital One Financial to $3.74, down from $4.15, while the annual estimate is now $15.65.
• Despite the forecast downgrade, Capital One reported strong Q2 earnings with EPS of $5.48, significantly exceeding the consensus estimate of $1.93.
• The company has recently declared a quarterly dividend of $0.60, indicating a dividend yield of 1.1% with a payout ratio of 123.08%.

Capital One Financial Corporation (NYSE:COF - Free Report) - Zacks Research reduced their Q3 2025 earnings estimates for shares of Capital One Financial in a note issued to investors on Tuesday, August 12th. Zacks Research analyst R. Department now forecasts that the financial services provider will earn $3.74 per share for the quarter, down from their prior forecast of $4.15. The consensus estimate for Capital One Financial's current full-year earnings is $15.65 per share. Zacks Research also issued estimates for Capital One Financial's Q4 2025 earnings at $3.30 EPS, FY2025 earnings at $16.58 EPS, Q1 2026 earnings at $3.84 EPS, Q2 2026 earnings at $4.13 EPS, Q3 2026 earnings at $4.24 EPS, Q4 2026 earnings at $4.78 EPS, FY2026 earnings at $17.00 EPS, Q1 2027 earnings at $4.95 EPS and Q2 2027 earnings at $5.65 EPS.

Several other research firms have also commented on COF. Redburn Atlantic upgraded shares of Capital One Financial to a "strong-buy" rating in a research note on Friday, August 1st. Rothschild & Co Redburn began coverage on shares of Capital One Financial in a report on Friday, August 1st. They issued a "buy" rating and a $290.00 price objective for the company. Citigroup raised their price target on shares of Capital One Financial from $250.00 to $275.00 and gave the company a "buy" rating in a report on Thursday, July 24th. JPMorgan Chase & Co. raised their price target on shares of Capital One Financial from $245.00 to $248.00 and gave the company a "neutral" rating in a report on Wednesday, July 23rd. Finally, Truist Financial lifted their price objective on shares of Capital One Financial from $225.00 to $260.00 and gave the stock a "buy" rating in a report on Monday, July 28th. Five equities research analysts have rated the stock with a hold rating, thirteen have assigned a buy rating and three have given a strong buy rating to the stock. Based on data from MarketBeat, the stock currently has a consensus rating of "Moderate Buy" and a consensus target price of $238.81.

Capital One Financial Stock Down 2.5%

NYSE:COF traded down $5.60 on Thursday, hitting $215.48. The stock had a trading volume of 4,463,545 shares, compared to its average volume of 4,160,972. The company has a debt-to-equity ratio of 0.47, a quick ratio of 1.02 and a current ratio of 1.02. The stock has a market cap of $137.80 billion, a P/E ratio of 110.50, a price-to-earnings-growth ratio of 0.84 and a beta of 1.16. Capital One Financial has a 1 year low of $131.55 and a 1 year high of $232.45. The firm's fifty day simple moving average is $211.17 and its two-hundred day simple moving average is $193.65.

Capital One Financial (NYSE:COF - Get Free Report) last posted its earnings results on Tuesday, July 22nd. The financial services provider reported $5.48 earnings per share for the quarter, topping analysts' consensus estimates of $1.93 by $3.55. The business had revenue of $12.49 billion during the quarter, compared to analyst estimates of $12.72 billion. During the same quarter in the prior year, the company earned $3.14 EPS. The company's revenue was up 31.4% on a year-over-year basis.

Capital One Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Tuesday, September 2nd. Stockholders of record on Friday, August 15th will be paid a dividend of $0.60 per share. The ex-dividend date of this dividend is Friday, August 15th. This represents a $2.40 dividend on an annualized basis and a dividend yield of 1.1%. Capital One Financial's payout ratio is presently 123.08%.

Insider Activity

In other news, insider Robert M. Alexander sold 10,114 shares of Capital One Financial stock in a transaction dated Wednesday, July 23rd. The shares were sold at an average price of $227.86, for a total transaction of $2,304,576.04. Following the sale, the insider owned 68,707 shares of the company's stock, valued at approximately $15,655,577.02. The trade was a 12.83% decrease in their position. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, insider Michael Zamsky sold 5,515 shares of Capital One Financial stock in a transaction dated Monday, August 4th. The shares were sold at an average price of $209.59, for a total transaction of $1,155,888.85. Following the sale, the insider directly owned 27,364 shares in the company, valued at $5,735,220.76. The trade was a 16.77% decrease in their position. The disclosure for this sale can be found here. In the last 90 days, insiders have sold 19,091 shares of company stock valued at $4,188,454. Corporate insiders own 1.26% of the company's stock.

Institutional Investors Weigh In On Capital One Financial

Several hedge funds have recently bought and sold shares of the business. Mirae Asset Global Investments Co. Ltd. lifted its position in Capital One Financial by 18.6% during the first quarter. Mirae Asset Global Investments Co. Ltd. now owns 59,882 shares of the financial services provider's stock valued at $10,010,000 after purchasing an additional 9,374 shares during the period. Creative Financial Designs Inc. ADV raised its position in shares of Capital One Financial by 105.3% during the 1st quarter. Creative Financial Designs Inc. ADV now owns 768 shares of the financial services provider's stock valued at $138,000 after purchasing an additional 394 shares during the period. Private Advisor Group LLC raised its holdings in Capital One Financial by 15.3% during the first quarter. Private Advisor Group LLC now owns 9,904 shares of the financial services provider's stock valued at $1,776,000 after acquiring an additional 1,312 shares during the period. Mutual Advisors LLC bought a new stake in Capital One Financial during the first quarter valued at about $215,000. Finally, Lansforsakringar Fondforvaltning AB publ bought a new stake in Capital One Financial during the fourth quarter valued at about $91,780,000. Institutional investors own 89.84% of the company's stock.

Capital One Financial Company Profile

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.