Q4 Earnings Forecast for ECPG Issued By Northland Securities

Key Points

• Northland Securities raised its Q4 2026 EPS estimate for Encore Capital Group to $3.64 from $3.14, while full-year analyst consensus stands at $13.52 per share.
• Encore’s latest quarter beat MarketBeat consensus with EPS of $2.81 versus $2.67 and revenue of $491.9 million versus $455.1 million; revenue rose 11.3% year over year. Management reaffirmed 2026 EPS guidance of $13.00–$14.00.
• Analyst sentiment remains favorable, with five Buy ratings and one Hold, producing a “Moderate Buy” consensus and an average price target of $89.75.

Encore Capital Group Inc (NASDAQ:ECPG - Free Report) - Stock analysts at Northland Securities raised their Q4 2026 EPS estimates for shares of Encore Capital Group in a research report issued on Wednesday, August 5th. Northland Securities analyst M. Grondahl now expects that the asset manager will post earnings per share of $3.64 for the quarter, up from their previous estimate of $3.14. The consensus estimate for Encore Capital Group's current full-year earnings is $13.52 per share.

ECPG has been the topic of several other research reports. Weiss Ratings raised Encore Capital Group from a "hold (c)" rating to a "buy (b-)" rating in a research report on Monday, August 3rd. Wall Street Zen lowered Encore Capital Group from a "strong-buy" rating to a "hold" rating in a research report on Saturday, May 9th. Zacks Research cut Encore Capital Group from a "strong-buy" rating to a "hold" rating in a research note on Monday, July 6th. Citizens Jmp boosted their price target on shares of Encore Capital Group from $108.00 to $115.00 and gave the stock a "market outperform" rating in a report on Wednesday, June 17th. Finally, Citigroup restated a "market outperform" rating on shares of Encore Capital Group in a research report on Wednesday, June 17th. Five research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company's stock. Based on data from MarketBeat, the company presently has an average rating of "Moderate Buy" and an average target price of $89.75.

Encore Capital Group Stock Performance

Shares of ECPG opened at $100.20 on Monday. The company has a current ratio of 0.96, a quick ratio of 0.96 and a debt-to-equity ratio of 3.87. The company has a market capitalization of $2.13 billion, a price-to-earnings ratio of 7.59 and a beta of 1.27. The stock has a 50 day moving average of $88.29 and a 200 day moving average of $76.64. Encore Capital Group has a 12 month low of $38.68 and a 12 month high of $101.80.

Encore Capital Group (NASDAQ:ECPG - Get Free Report) last posted its earnings results on Wednesday, August 5th. The asset manager reported $2.81 EPS for the quarter, topping the consensus estimate of $2.67 by $0.14. Encore Capital Group had a net margin of 15.86% and a return on equity of 29.83%. The firm had revenue of $491.87 million for the quarter, compared to analysts' expectations of $455.10 million. During the same quarter last year, the firm earned $2.49 EPS. The company's quarterly revenue was up 11.3% compared to the same quarter last year. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS.

Insider Activity at Encore Capital Group

In related news, insider John Yung sold 2,000 shares of the company's stock in a transaction that occurred on Wednesday, June 10th. The stock was sold at an average price of $82.08, for a total value of $164,160.00. Following the transaction, the insider owned 64,570 shares in the company, valued at approximately $5,299,905.60. This represents a 3.00% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Company insiders own 3.00% of the company's stock.

Institutional Trading of Encore Capital Group

A number of large investors have recently bought and sold shares of ECPG. Allworth Financial LP increased its stake in shares of Encore Capital Group by 29.1% during the fourth quarter. Allworth Financial LP now owns 1,139 shares of the asset manager's stock valued at $62,000 after buying an additional 257 shares during the period. EverSource Wealth Advisors LLC raised its holdings in shares of Encore Capital Group by 185.7% during the fourth quarter. EverSource Wealth Advisors LLC now owns 717 shares of the asset manager's stock valued at $39,000 after acquiring an additional 466 shares in the last quarter. IFP Advisors Inc lifted its stake in Encore Capital Group by 1,729.6% in the fourth quarter. IFP Advisors Inc now owns 494 shares of the asset manager's stock worth $27,000 after acquiring an additional 467 shares during the period. Wedge Capital Management L L P NC boosted its holdings in Encore Capital Group by 5.1% in the second quarter. Wedge Capital Management L L P NC now owns 11,612 shares of the asset manager's stock valued at $1,083,000 after acquiring an additional 565 shares in the last quarter. Finally, Carnegie Investment Counsel boosted its holdings in Encore Capital Group by 2.2% in the first quarter. Carnegie Investment Counsel now owns 27,308 shares of the asset manager's stock valued at $1,915,000 after acquiring an additional 582 shares in the last quarter.

Encore Capital Group News Summary

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Strong revenue and collections: Second-quarter revenue reached $491.9 million, exceeding the $455.1 million consensus estimate and increasing 11.3% year over year. Record global collections and strong U.S. execution supported the result. ECPG Q2 Earnings Miss Despite Year-over-Year Revenue Growth and Record Collections
• Positive Sentiment: 2026 outlook reaffirmed at a favorable level: Encore issued full-year 2026 EPS guidance of $13.00 to $14.00, with the midpoint above the roughly $13.01 analyst consensus. This indicates management remains confident despite quarterly earnings variability. Encore Capital Group Earnings Report
• Positive Sentiment: Analyst price target increased: Truist Financial raised its target from $105 to $112 and maintained a Buy rating, signaling additional potential upside based on Encore’s operating momentum and valuation. Encore Capital Group Price Target Raised to $112 at Truist Financial
• Positive Sentiment: Northland raised several estimates: Northland Securities increased its FY2026 EPS forecast to $13.50 from $13.00 and lifted its Q3 2026 estimate to $3.20 from $3.04. It also made modest upward revisions to estimates for Q2 and Q3 2027.
• Neutral Sentiment: Quarterly earnings comparisons are mixed: Encore reported $2.81 EPS, above the MarketBeat consensus of $2.67 and the prior-year $2.49, although Zacks characterized the result as below its $3.07 consensus. Northland made only a minor reduction to its Q4 2027 EPS forecast, suggesting limited impact on longer-term expectations. Encore Capital Group Lags Q2 Earnings Estimates

About Encore Capital Group

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore's business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.

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