Q4 EPS Forecast for SoFi Technologies Boosted by Analyst

SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) - Analysts at William Blair boosted their Q4 2025 earnings per share (EPS) estimates for SoFi Technologies in a report issued on Tuesday, April 15th. William Blair analyst A. Jeffrey now anticipates that the company will post earnings of $0.09 per share for the quarter, up from their previous forecast of $0.08. William Blair has a "Outperform" rating on the stock. The consensus estimate for SoFi Technologies' current full-year earnings is $0.26 per share. William Blair also issued estimates for SoFi Technologies' FY2026 earnings at $0.50 EPS.

SOFI has been the topic of a number of other reports. Keefe, Bruyette & Woods reiterated an "underperform" rating and issued a $8.00 target price (up from $7.00) on shares of SoFi Technologies in a research note on Thursday, January 2nd. UBS Group raised their price target on shares of SoFi Technologies from $10.50 to $14.00 and gave the company a "neutral" rating in a research note on Tuesday, January 28th. Needham & Company LLC lifted their target price on SoFi Technologies from $13.00 to $20.00 and gave the company a "buy" rating in a research note on Tuesday, January 28th. Citigroup raised their price target on SoFi Technologies from $12.50 to $18.00 and gave the company a "buy" rating in a report on Tuesday, January 14th. Finally, Dbs Bank raised shares of SoFi Technologies to a "strong-buy" rating in a research note on Friday, February 21st. Four investment analysts have rated the stock with a sell rating, six have assigned a hold rating, five have given a buy rating and one has issued a strong buy rating to the company's stock. Based on data from MarketBeat.com, SoFi Technologies has a consensus rating of "Hold" and an average target price of $12.50.

SoFi Technologies Stock Performance

Shares of NASDAQ:SOFI traded down $0.40 during trading on Thursday, hitting $10.58. 29,847,732 shares of the company traded hands, compared to its average volume of 46,174,357. The stock has a market capitalization of $11.60 billion, a price-to-earnings ratio of 28.59, a PEG ratio of 2.24 and a beta of 1.86. SoFi Technologies has a one year low of $6.01 and a one year high of $18.42. The company has a quick ratio of 0.18, a current ratio of 0.49 and a debt-to-equity ratio of 0.52. The business's fifty day moving average is $12.60 and its 200-day moving average is $13.56.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last issued its earnings results on Monday, January 27th. The company reported $0.05 earnings per share for the quarter, topping analysts' consensus estimates of $0.04 by $0.01. SoFi Technologies had a net margin of 18.64% and a return on equity of 3.82%. During the same quarter in the previous year, the business earned $0.04 EPS.

Insider Activity

In other news, EVP Kelli Keough sold 9,185 shares of the stock in a transaction on Thursday, February 20th. The stock was sold at an average price of $15.43, for a total value of $141,724.55. Following the completion of the sale, the executive vice president now owns 169,626 shares in the company, valued at $2,617,329.18. This represents a 5.14 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, CTO Jeremy Rishel sold 68,625 shares of the company's stock in a transaction on Thursday, March 20th. The shares were sold at an average price of $12.64, for a total value of $867,420.00. Following the transaction, the chief technology officer now directly owns 655,118 shares in the company, valued at $8,280,691.52. The trade was a 9.48 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders have sold 97,905 shares of company stock worth $1,308,075 over the last 90 days. 2.60% of the stock is owned by company insiders.

Institutional Investors Weigh In On SoFi Technologies

A number of institutional investors have recently modified their holdings of SOFI. Pegasus Asset Management Inc. raised its stake in shares of SoFi Technologies by 8.3% during the 1st quarter. Pegasus Asset Management Inc. now owns 123,887 shares of the company's stock worth $1,441,000 after purchasing an additional 9,499 shares in the last quarter. Mayfair Advisory Group LLC raised its position in SoFi Technologies by 24.1% during the first quarter. Mayfair Advisory Group LLC now owns 15,685 shares of the company's stock valued at $182,000 after acquiring an additional 3,050 shares in the last quarter. Rakuten Securities Inc. lifted its stake in SoFi Technologies by 66.9% in the first quarter. Rakuten Securities Inc. now owns 148,461 shares of the company's stock valued at $1,727,000 after acquiring an additional 59,494 shares during the last quarter. Copia Wealth Management grew its position in SoFi Technologies by 3,316.0% in the first quarter. Copia Wealth Management now owns 3,416 shares of the company's stock worth $40,000 after acquiring an additional 3,316 shares in the last quarter. Finally, Sowell Financial Services LLC acquired a new position in shares of SoFi Technologies during the 1st quarter worth $259,000. Institutional investors and hedge funds own 38.43% of the company's stock.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.