Roth Capital Predicts VersaBank's Q2 Earnings (NASDAQ:VBNK)

VersaBank (NASDAQ:VBNK - Free Report) - Stock analysts at Roth Capital lowered their Q2 2025 earnings estimates for VersaBank in a research report issued on Monday, June 2nd. Roth Capital analyst C. Irwin now forecasts that the company will post earnings of $0.22 per share for the quarter, down from their prior forecast of $0.26. The consensus estimate for VersaBank's current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank's Q3 2025 earnings at $0.27 EPS and Q4 2025 earnings at $0.31 EPS.

A number of other research firms also recently commented on VBNK. Raymond James restated an "outperform" rating and set a $13.00 price target (down from $15.00) on shares of VersaBank in a research report on Thursday. Roth Mkm cut VersaBank from a "buy" rating to a "neutral" rating and dropped their target price for the stock from $22.00 to $10.40 in a report on Thursday, March 6th.

VersaBank Price Performance

Shares of VBNK traded down $0.41 during trading hours on Wednesday, reaching $10.40. 228,161 shares of the company's stock traded hands, compared to its average volume of 70,021. The firm has a market capitalization of $338.20 million, a price-to-earnings ratio of 9.45 and a beta of 0.99. The business's fifty day simple moving average is $10.79 and its two-hundred day simple moving average is $12.60. VersaBank has a twelve month low of $8.51 and a twelve month high of $18.38.

VersaBank (NASDAQ:VBNK - Get Free Report) last posted its earnings results on Wednesday, June 4th. The company reported $0.18 EPS for the quarter, missing the consensus estimate of $0.21 by ($0.03). VersaBank had a net margin of 13.52% and a return on equity of 11.20%. The business had revenue of $21.87 million during the quarter, compared to analyst estimates of $20.77 million.

Institutional Inflows and Outflows

Hedge funds and other institutional investors have recently made changes to their positions in the company. Alliancebernstein L.P. lifted its position in shares of VersaBank by 73.2% in the 4th quarter. Alliancebernstein L.P. now owns 2,708,715 shares of the company's stock valued at $37,516,000 after acquiring an additional 1,144,620 shares in the last quarter. Rhino Investment Partners Inc purchased a new stake in shares of VersaBank in the fourth quarter valued at $12,389,000. Wellington Management Group LLP acquired a new stake in shares of VersaBank in the fourth quarter worth $5,886,000. Pacific Ridge Capital Partners LLC purchased a new position in shares of VersaBank during the fourth quarter valued at $5,588,000. Finally, Kennedy Capital Management LLC acquired a new position in VersaBank during the fourth quarter valued at $5,235,000. 56.86% of the stock is currently owned by institutional investors and hedge funds.

VersaBank Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Thursday, July 31st. Shareholders of record on Friday, July 4th will be issued a dividend of $0.025 per share. The ex-dividend date of this dividend is Thursday, July 3rd. This represents a $0.10 annualized dividend and a yield of 0.96%. VersaBank's payout ratio is presently 6.38%.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.