SB Financial Group, Inc. is a bank holding company headquartered in Alabaster, Alabama, serving communities across the Southeast through its subsidiary community banks. The company provides a range of banking services to individual, commercial and institutional clients in Alabama, Mississippi, Louisiana and Kentucky. Through its locally managed branches, SB Financial Group emphasizes relationship banking, offering tailored solutions that address regional economic drivers and customer needs.
The company’s core offerings include deposit accounts, consumer and mortgage loans, commercial and industrial lending, and treasury management services. In addition to traditional banking products such as checking, savings and certificates of deposit, SB Financial Group has developed a suite of digital banking tools, including mobile and online platforms that enable remote account access, bill payment and funds transfers. Specialized services, including equipment financing, SBA loan programs and merchant services, further support the financial needs of small businesses and nonprofit organizations in its markets.
Founded in 1960 as Shelby County Bank, the organization reorganized under a bank holding company structure in the late 20th century and adopted its current name, SB Financial Group, in 1995. Over the decades, the holding company has grown organically and through strategic acquisitions, expanding its geographic footprint while maintaining a community-focused culture. This growth strategy has allowed SB Financial Group to build a diversified loan portfolio and deposit base, reinforcing its ability to navigate changing economic cycles.
SB Financial Group is led by President and Chief Executive Officer Randall D. Riddle, who has steered the company’s expansion and technology adoption since assuming the top executive role. Under his leadership, the organization has invested in digital capabilities and talent development to enhance customer experience and operational efficiency. The company’s executive team and board of directors continue to prioritize community engagement, risk management and prudent financial stewardship as cornerstones of their long-term growth strategy.
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