SB Financial Group (SBFG) Competitors

SB Financial Group (NASDAQ:SBFG) and loanDepot (NYSE:LDI) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, profitability and institutional ownership.

Do analysts prefer SBFG or LDI?

loanDepot has a consensus target price of $2.05, indicating a potential upside of 21.66%. Given loanDepot's stronger consensus rating and higher possible upside, analysts plainly believe loanDepot is more favorable than SB Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SB Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
loanDepot	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

Is SBFG or LDI a better dividend stock?

SB Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 3.1%. loanDepot pays an annual dividend of $4.80 per share and has a dividend yield of 284.9%. SB Financial Group pays out 35.3% of its earnings in the form of a dividend. loanDepot pays out -1,066.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SB Financial Group has increased its dividend for 12 consecutive years. loanDepot is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals and insiders believe in SBFG or LDI?

66.7% of SB Financial Group shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 5.7% of SB Financial Group shares are owned by insiders. Comparatively, 78.1% of loanDepot shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the media favor SBFG or LDI?

In the previous week, SB Financial Group had 1 more articles in the media than loanDepot. MarketBeat recorded 2 mentions for SB Financial Group and 1 mentions for loanDepot. SB Financial Group's average media sentiment score of 1.00 beat loanDepot's score of 0.00 indicating that SB Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SB Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
loanDepot	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is SBFG or LDI more profitable?

SB Financial Group has a net margin of 13.47% compared to loanDepot's net margin of -7.74%. SB Financial Group's return on equity of 9.23% beat loanDepot's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SB Financial Group	13.47%	9.23%	0.85%
loanDepot	-7.74%	-18.41%	-1.57%

Which has better valuation & earnings, SBFG or LDI?

SB Financial Group has higher earnings, but lower revenue than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than SB Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SB Financial Group	$81.37M	1.54	$11.47M	$1.70	11.32
loanDepot	$831.14M	0.67	-$98.33M	-$0.45	-3.74

Which has more volatility and risk, SBFG or LDI?

SB Financial Group has a beta of 0.25, indicating that its stock price is 75% less volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.33, indicating that its stock price is 233% more volatile than the S&P 500.

Summary

SB Financial Group beats loanDepot on 11 of the 18 factors compared between the two stocks.