SB Financial Group (SBFG) Competitors

SmartFinancial (NASDAQ:SMBK) and SB Financial Group (NASDAQ:SBFG) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, valuation, earnings, risk, community ranking, dividends, analyst recommendations, profitability and media sentiment.

Is SMBK or SBFG a better dividend stock?

SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 0.9%. SB Financial Group pays an annual dividend of $0.58 per share and has a dividend yield of 2.7%. SmartFinancial pays out 15.0% of its earnings in the form of a dividend. SB Financial Group pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SB Financial Group has raised its dividend for 11 consecutive years. SB Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in SMBK or SBFG?

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 66.7% of SB Financial Group shares are owned by institutional investors. 7.7% of SmartFinancial shares are owned by insiders. Comparatively, 4.1% of SB Financial Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has preferable earnings & valuation, SMBK or SBFG?

SmartFinancial has higher revenue and earnings than SB Financial Group. SB Financial Group is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SmartFinancial	$285.27M	2.11	$28.59M	$2.14	16.60
SB Financial Group	$75.87M	1.86	$12.10M	$1.74	12.20

Does the MarketBeat Community believe in SMBK or SBFG?

SmartFinancial received 54 more outperform votes than SB Financial Group when rated by MarketBeat users. Likewise, 58.31% of users gave SmartFinancial an outperform vote while only 39.60% of users gave SB Financial Group an outperform vote.

Company	Underperform	Outperform
SmartFinancial	Outperform Votes 193 58.31%	Underperform Votes 138 41.69%
SB Financial Group	Outperform Votes 139 39.60%	Underperform Votes 212 60.40%

Do analysts recommend SMBK or SBFG?

SmartFinancial presently has a consensus target price of $30.70, indicating a potential downside of 13.58%. Given SmartFinancial's stronger consensus rating and higher probable upside, analysts clearly believe SmartFinancial is more favorable than SB Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40
SB Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media prefer SMBK or SBFG?

In the previous week, SmartFinancial and SmartFinancial both had 15 articles in the media. SB Financial Group's average media sentiment score of 0.76 beat SmartFinancial's score of 0.52 indicating that SB Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SmartFinancial	2 Very Positive mention(s)	2 Positive mention(s)	9 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SB Financial Group	5 Very Positive mention(s)	1 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SMBK or SBFG more profitable?

SB Financial Group has a net margin of 14.53% compared to SmartFinancial's net margin of 12.67%. SB Financial Group's return on equity of 9.42% beat SmartFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SmartFinancial	12.67%	7.33%	0.71%
SB Financial Group	14.53%	9.42%	0.88%

Which has more risk & volatility, SMBK or SBFG?

SmartFinancial has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, SB Financial Group has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Summary

SmartFinancial beats SB Financial Group on 12 of the 20 factors compared between the two stocks.