SB Financial Group (SBFG) Competitors

First National (NASDAQ:FXNC) and SB Financial Group (NASDAQ:SBFG) are both small-cap financial services companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, community ranking, earnings, dividends, risk, profitability, media sentiment, analyst recommendations and institutional ownership.

Do institutionals & insiders believe in FXNC or SBFG?

33.9% of First National shares are held by institutional investors. Comparatively, 66.7% of SB Financial Group shares are held by institutional investors. 17.8% of First National shares are held by insiders. Comparatively, 4.1% of SB Financial Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts recommend FXNC or SBFG?

First National currently has a consensus price target of $19.00, suggesting a potential upside of 27.18%. Given SB Financial Group's higher possible upside, research analysts plainly believe First National is more favorable than SB Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
SB Financial Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Which has higher valuation and earnings, FXNC or SBFG?

SB Financial Group has lower revenue, but higher earnings than First National. SB Financial Group is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National	$69.50M	1.35	$9.62M	$1.53	9.76
SB Financial Group	$56.99M	1.61	$12.10M	$1.75	7.72

Does the MarketBeat Community believe in FXNC or SBFG?

SB Financial Group received 138 more outperform votes than First National when rated by MarketBeat users. Likewise, 41.87% of users gave SB Financial Group an outperform vote while only 25.00% of users gave First National an outperform vote.

Company	Underperform	Outperform
First National	Outperform Votes 1 25.00%	Underperform Votes 3 75.00%
SB Financial Group	Outperform Votes 139 41.87%	Underperform Votes 193 58.13%

Does the media favor FXNC or SBFG?

In the previous week, SB Financial Group had 12 more articles in the media than First National. MarketBeat recorded 12 mentions for SB Financial Group and 0 mentions for First National. SB Financial Group's average media sentiment score of 0.79 beat First National's score of 0.44 indicating that First National is being referred to more favorably in the media.

Company	Overall Sentiment
First National	Positive
SB Financial Group	Neutral

Is FXNC or SBFG more profitable?

SB Financial Group has a net margin of 15.47% compared to SB Financial Group's net margin of 13.85%. First National's return on equity of 10.12% beat SB Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National	13.85%	8.50%	0.70%
SB Financial Group	15.47%	10.12%	0.89%

Which has more volatility & risk, FXNC or SBFG?

First National has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500. Comparatively, SB Financial Group has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500.

Is FXNC or SBFG a better dividend stock?

First National pays an annual dividend of $0.60 per share and has a dividend yield of 4.0%. SB Financial Group pays an annual dividend of $0.54 per share and has a dividend yield of 4.0%. First National pays out 39.2% of its earnings in the form of a dividend. SB Financial Group pays out 30.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First National has raised its dividend for 8 consecutive years and SB Financial Group has raised its dividend for 10 consecutive years.

Summary

SB Financial Group beats First National on 13 of the 19 factors compared between the two stocks.