ACNB (ACNB) Stock Price, News & Analysis

Company Overview

ACNB Corporation is a financial holding company headquartered in Gettysburg, Pennsylvania. Its principal subsidiary, ACNB Bank, provides community banking services to individuals, families, farmers and businesses.

ACNB Bank offers deposit accounts, residential and commercial real estate loans, consumer and business lending, treasury management, online and mobile banking, and wealth management services. The bank serves customers through branches and other delivery channels in south-central Pennsylvania and parts of northern Maryland.

ACNB Corporation also operates Russell Insurance Group, a full-service insurance agency providing personal, commercial and employee-benefits insurance products. The company’s banking roots trace to the founding of Adams County National Bank in 1857.

Key Stats

• Today's Range: $63.09 to $65.89
• 50-Day Range: $59.63 to $65.95
• 52-Week Range: $42.52 to $67.60
• Volume: 249,828 shs
• Average Volume: 77,523 shs
• Market Capitalization: $656.68 million
• P/E Ratio: 12.25
• Dividend Yield: 2.60%
• Price Target: $64.50
• Consensus Rating: Hold

ACNB Stock Analysis - MarketRank™

ACNB scored higher than 53% of companies evaluated by MarketBeat, and ranked 565th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.8 / 5
• Analyst Rating: Hold

Consensus Rating

ACNB has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for ACNB is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

ACNB has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Earnings Growth

Earnings for ACNB are expected to remain at $5.72 per share in the coming year.

Price to Earnings Ratio vs. the Market

The P/E ratio of ACNB is 12.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of ACNB is 12.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Book Value per Share Ratio

ACNB has a P/B Ratio of 1.60. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.18% of the float of ACNB has been sold short.

Short Interest Ratio / Days to Cover

ACNB has a short interest ratio ("days to cover") of 4.87.

Change versus previous month

Short interest in ACNB has recently increased by 22.16%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

ACNB pays a meaningful dividend of 2.62%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

ACNB has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of ACNB is 31.88%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, ACNB will have a dividend payout ratio of 29.37% next year. This indicates that ACNB will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: N/A

News Sentiment

ACNB has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for ACNB this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for ACNB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

1 people have added ACNB to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.9 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, ACNB insiders have bought more of their company's stock than they have sold. Specifically, they have bought $261.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

3.73% of the stock of ACNB is held by insiders.

Percentage Held by Institutions

32.35% of the stock of ACNB is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 9/15 Dividend: 9/01/2026
• Ex-Dividend for 9/15 Dividend: 9/01/2026
• Dividend Payable: 9/15/2026
• Today: 9/19/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ACNB
• CIK: 715579
• Web: www.acnb.com
• Phone: (717) 334-3161
• Fax: 717-334-8670
• Employees: 537
• Year Founded: 1857

Price Target and Rating

• Average Price Target for ACNB: $64.50
• High Price Target: $65.00
• Low Price Target: $64.00
• Potential Upside/Downside: -0.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.27
• Trailing P/E Ratio: 12.25
• Forward P/E Ratio: 11.29
• P/E Growth: N/A
• Net Income: $37.05 million
• Net Margins: 27.15%
• Pretax Margin: 34.12%
• Return on Equity: 13.78%
• Return on Assets: 1.77%

Debt

• Debt-to-Equity Ratio: 0.51
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $191.82 million
• Price / Sales: 3.42
• Cash Flow: $5.86 per share
• Price / Cash Flow: 11.02
• Book Value: $40.44 per share
• Price / Book: 1.60

Miscellaneous

• Outstanding Shares: 10,170,000
• Free Float: 9,791,000
• Market Cap: $656.68 million
• Optionable: Optionable
• Beta: 0.86