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ACNB (ACNB) Competitors

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$59.32 +0.31 (+0.53%)
Closing price 07/10/2026 04:00 PM Eastern
Extended Trading
$59.36 +0.03 (+0.06%)
As of 07/10/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ACNB vs. FBIZ, FCBC, FMBH, MCBS, and SMBC

Should you buy ACNB stock or one of its competitors? MarketBeat compares ACNB with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with ACNB include First Business Financial Services (FBIZ), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), MetroCity Bankshares (MCBS), and Southern Missouri Bancorp (SMBC). These companies are all part of the "finance" sector.

How does ACNB compare to First Business Financial Services?

First Business Financial Services (NASDAQ:FBIZ) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, valuation, dividends and profitability.

First Business Financial Services presently has a consensus price target of $65.50, suggesting a potential upside of 2.83%. ACNB has a consensus price target of $61.00, suggesting a potential upside of 2.83%. Given ACNB's higher possible upside, analysts plainly believe ACNB is more favorable than First Business Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Business Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

First Business Financial Services has a beta of 0.66, meaning that its stock price is 34% less volatile than the broader market. Comparatively, ACNB has a beta of 0.87, meaning that its stock price is 13% less volatile than the broader market.

ACNB has a net margin of 25.66% compared to First Business Financial Services' net margin of 18.16%. First Business Financial Services' return on equity of 14.60% beat ACNB's return on equity.

Company Net Margins Return on Equity Return on Assets
First Business Financial Services18.16% 14.60% 1.25%
ACNB 25.66%13.15%1.67%

First Business Financial Services has higher earnings, but lower revenue than ACNB. First Business Financial Services is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Business Financial Services$172.08M3.10$50.32M$6.0710.49
ACNB$191.82M3.16$37.05M$4.8912.13

In the previous week, First Business Financial Services had 1 more articles in the media than ACNB. MarketBeat recorded 2 mentions for First Business Financial Services and 1 mentions for ACNB. ACNB's average media sentiment score of 1.43 beat First Business Financial Services' score of 0.93 indicating that ACNB is being referred to more favorably in the news media.

Company Overall Sentiment
First Business Financial Services Positive
ACNB Positive

60.1% of First Business Financial Services shares are owned by institutional investors. Comparatively, 32.4% of ACNB shares are owned by institutional investors. 5.0% of First Business Financial Services shares are owned by insiders. Comparatively, 3.7% of ACNB shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

First Business Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.1%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.8%. First Business Financial Services pays out 22.4% of its earnings in the form of a dividend. ACNB pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has increased its dividend for 13 consecutive years and ACNB has increased its dividend for 8 consecutive years.

Summary

First Business Financial Services beats ACNB on 11 of the 20 factors compared between the two stocks.

How does ACNB compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, media sentiment, analyst recommendations, institutional ownership and profitability.

First Community Bancshares has a beta of 0.48, meaning that its stock price is 52% less volatile than the broader market. Comparatively, ACNB has a beta of 0.87, meaning that its stock price is 13% less volatile than the broader market.

First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.8%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.8%. First Community Bancshares pays out 46.8% of its earnings in the form of a dividend. ACNB pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has raised its dividend for 13 consecutive years and ACNB has raised its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and lower payout ratio.

First Community Bancshares has higher earnings, but lower revenue than ACNB. ACNB is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M4.48$48.79M$2.6516.60
ACNB$191.82M3.16$37.05M$4.8912.13

In the previous week, First Community Bancshares and First Community Bancshares both had 1 articles in the media. ACNB's average media sentiment score of 1.43 beat First Community Bancshares' score of 0.94 indicating that ACNB is being referred to more favorably in the news media.

Company Overall Sentiment
First Community Bancshares Positive
ACNB Positive

ACNB has a consensus target price of $61.00, suggesting a potential upside of 2.83%. Given ACNB's stronger consensus rating and higher possible upside, analysts plainly believe ACNB is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

35.0% of First Community Bancshares shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 3.7% of First Community Bancshares shares are held by company insiders. Comparatively, 3.7% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

First Community Bancshares has a net margin of 25.89% compared to ACNB's net margin of 25.66%. ACNB's return on equity of 13.15% beat First Community Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares25.89% 10.44% 1.60%
ACNB 25.66%13.15%1.67%

Summary

ACNB beats First Community Bancshares on 12 of the 18 factors compared between the two stocks.

How does ACNB compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

ACNB has a net margin of 25.66% compared to First Mid Bancshares' net margin of 19.95%. ACNB's return on equity of 13.15% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.95% 10.44% 1.23%
ACNB 25.66%13.15%1.67%

First Mid Bancshares has a beta of 0.79, indicating that its share price is 21% less volatile than the broader market. Comparatively, ACNB has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market.

In the previous week, First Mid Bancshares and First Mid Bancshares both had 1 articles in the media. First Mid Bancshares' average media sentiment score of 1.87 beat ACNB's score of 1.43 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
First Mid Bancshares Very Positive
ACNB Positive

First Mid Bancshares has higher revenue and earnings than ACNB. First Mid Bancshares is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$355.25M3.59$91.75M$3.9712.07
ACNB$191.82M3.16$37.05M$4.8912.13

First Mid Bancshares currently has a consensus target price of $49.50, suggesting a potential upside of 3.28%. ACNB has a consensus target price of $61.00, suggesting a potential upside of 2.83%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, research analysts plainly believe First Mid Bancshares is more favorable than ACNB.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by company insiders. Comparatively, 3.7% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.8%. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. ACNB pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years and ACNB has increased its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Mid Bancshares beats ACNB on 10 of the 18 factors compared between the two stocks.

How does ACNB compare to MetroCity Bankshares?

MetroCity Bankshares (NASDAQ:MCBS) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, dividends, earnings, analyst recommendations, profitability, institutional ownership, valuation and risk.

MetroCity Bankshares has a beta of 0.7, indicating that its share price is 30% less volatile than the broader market. Comparatively, ACNB has a beta of 0.87, indicating that its share price is 13% less volatile than the broader market.

MetroCity Bankshares has a net margin of 28.16% compared to ACNB's net margin of 25.66%. MetroCity Bankshares' return on equity of 15.09% beat ACNB's return on equity.

Company Net Margins Return on Equity Return on Assets
MetroCity Bankshares28.16% 15.09% 1.79%
ACNB 25.66%13.15%1.67%

MetroCity Bankshares presently has a consensus price target of $33.00, suggesting a potential downside of 7.30%. ACNB has a consensus price target of $61.00, suggesting a potential upside of 2.83%. Given ACNB's higher possible upside, analysts clearly believe ACNB is more favorable than MetroCity Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MetroCity Bankshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, MetroCity Bankshares and MetroCity Bankshares both had 1 articles in the media. MetroCity Bankshares' average media sentiment score of 1.87 beat ACNB's score of 1.43 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company Overall Sentiment
MetroCity Bankshares Very Positive
ACNB Positive

MetroCity Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.3%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.8%. MetroCity Bankshares pays out 41.9% of its earnings in the form of a dividend. ACNB pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has raised its dividend for 8 consecutive years.

MetroCity Bankshares has higher revenue and earnings than ACNB. ACNB is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MetroCity Bankshares$246.01M4.15$68.53M$2.7712.85
ACNB$191.82M3.16$37.05M$4.8912.13

25.3% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 27.5% of MetroCity Bankshares shares are held by insiders. Comparatively, 3.7% of ACNB shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

MetroCity Bankshares beats ACNB on 11 of the 18 factors compared between the two stocks.

How does ACNB compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, dividends, media sentiment, risk, analyst recommendations, valuation and institutional ownership.

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 32.4% of ACNB shares are owned by institutional investors. 15.8% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 3.7% of ACNB shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

In the previous week, Southern Missouri Bancorp had 1 more articles in the media than ACNB. MarketBeat recorded 2 mentions for Southern Missouri Bancorp and 1 mentions for ACNB. ACNB's average media sentiment score of 1.43 beat Southern Missouri Bancorp's score of 1.28 indicating that ACNB is being referred to more favorably in the news media.

Company Overall Sentiment
Southern Missouri Bancorp Positive
ACNB Positive

Southern Missouri Bancorp has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, ACNB has a beta of 0.87, meaning that its share price is 13% less volatile than the broader market.

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.3%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.8%. Southern Missouri Bancorp pays out 16.7% of its earnings in the form of a dividend. ACNB pays out 34.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and ACNB has raised its dividend for 8 consecutive years.

Southern Missouri Bancorp currently has a consensus target price of $73.33, suggesting a potential downside of 1.46%. ACNB has a consensus target price of $61.00, suggesting a potential upside of 2.83%. Given ACNB's higher probable upside, analysts clearly believe ACNB is more favorable than Southern Missouri Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Southern Missouri Bancorp has higher revenue and earnings than ACNB. ACNB is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.69$58.58M$5.9912.42
ACNB$191.82M3.16$37.05M$4.8912.13

ACNB has a net margin of 25.66% compared to Southern Missouri Bancorp's net margin of 21.36%. ACNB's return on equity of 13.15% beat Southern Missouri Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.05% 1.33%
ACNB 25.66%13.15%1.67%

Summary

Southern Missouri Bancorp beats ACNB on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACNB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACNB vs. The Competition

MetricACNBBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$605.78M$2.32B$14.27B$12.66B
Dividend Yield2.83%2.20%5.69%8.00%
P/E Ratio12.1311.2820.5124.53
Price / Sales3.162.6944.9896.17
Price / Cash10.2112.4519.4160.03
Price / Book1.471.432.266.38
Net Income$37.05M$189.19M$1.14B$331.87M
7 Day Performance-1.54%-0.83%0.25%0.37%
1 Month Performance3.17%1.08%0.70%0.59%
1 Year Performance38.47%17.92%12.55%22.26%

ACNB Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACNB
ACNB
3.2611 of 5 stars
$59.32
+0.5%
$61.00
+2.8%
+38.5%$605.78M$191.82M12.13400
FBIZ
First Business Financial Services
4.1897 of 5 stars
$63.17
-0.1%
$65.50
+3.7%
+20.6%$528.57M$279.25M10.41340
FCBC
First Community Bancshares
3.0644 of 5 stars
$44.42
-0.6%
N/A+9.0%$843.53M$185.42M16.76630
FMBH
First Mid Bancshares
3.7924 of 5 stars
$48.09
+0.5%
$49.50
+2.9%
+23.3%$1.27B$466.04M12.111,170
MCBS
MetroCity Bankshares
1.6775 of 5 stars
$35.89
+0.6%
$33.00
-8.1%
+22.3%$1.02B$246.01M12.96220

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This page (NASDAQ:ACNB) was last updated on 7/12/2026 by MarketBeat.com Staff.
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