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ACNB (ACNB) Competitors

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$64.45 +0.80 (+1.26%)
As of 08/21/2026 04:00 PM Eastern

ACNB vs. FCBC, FMBH, MBWM, MCBS, and SMBC

Should you buy ACNB stock or one of its competitors? ACNB's main competitors and comparable companies include First Community Bancshares (FCBC), First Mid Bancshares (FMBH), Mercantile Bank (MBWM), MetroCity Bankshares (MCBS), and Southern Missouri Bancorp (SMBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does ACNB compare to First Community Bancshares?

ACNB (NASDAQ:ACNB) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, dividends, institutional ownership, analyst recommendations, earnings and valuation.

In the previous week, ACNB's average media sentiment score of 1.67 beat First Community Bancshares' score of 0.00 indicating that ACNB is being referred to more favorably in the media.

Company Overall Sentiment
ACNB Very Positive
First Community Bancshares Neutral

First Community Bancshares has lower revenue, but higher earnings than ACNB. ACNB is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ACNB$191.82M3.42$37.05M$5.2712.23
First Community Bancshares$185.42M5.02$48.79M$3.1715.52

ACNB has a beta of 0.86, suggesting that its stock price is 14% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.48, suggesting that its stock price is 52% less volatile than the broader market.

First Community Bancshares has a net margin of 28.84% compared to ACNB's net margin of 27.15%. ACNB's return on equity of 13.78% beat First Community Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ACNB27.15% 13.78% 1.77%
First Community Bancshares 28.84%10.67%1.61%

ACNB presently has a consensus price target of $64.50, indicating a potential upside of 0.08%. Given ACNB's stronger consensus rating and higher possible upside, equities analysts clearly believe ACNB is more favorable than First Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.6%. First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.7%. ACNB pays out 31.9% of its earnings in the form of a dividend. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years and First Community Bancshares has increased its dividend for 13 consecutive years. First Community Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

32.4% of ACNB shares are owned by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are owned by institutional investors. 3.7% of ACNB shares are owned by company insiders. Comparatively, 3.7% of First Community Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

ACNB beats First Community Bancshares on 11 of the 18 factors compared between the two stocks.

How does ACNB compare to First Mid Bancshares?

ACNB (NASDAQ:ACNB) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, media sentiment, earnings, analyst recommendations, institutional ownership, risk and valuation.

In the previous week, First Mid Bancshares had 1 more articles in the media than ACNB. MarketBeat recorded 1 mentions for First Mid Bancshares and 0 mentions for ACNB. ACNB's average media sentiment score of 1.67 beat First Mid Bancshares' score of 1.02 indicating that ACNB is being referred to more favorably in the media.

Company Overall Sentiment
ACNB Very Positive
First Mid Bancshares Positive

32.4% of ACNB shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 3.7% of ACNB shares are held by insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

ACNB presently has a consensus target price of $64.50, indicating a potential upside of 0.08%. First Mid Bancshares has a consensus target price of $54.63, indicating a potential upside of 8.64%. Given First Mid Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than ACNB.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

ACNB has a net margin of 27.15% compared to First Mid Bancshares' net margin of 19.76%. ACNB's return on equity of 13.78% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
ACNB27.15% 13.78% 1.77%
First Mid Bancshares 19.76%10.86%1.29%

ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.6%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. ACNB pays out 31.9% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has raised its dividend for 8 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

ACNB has a beta of 0.86, suggesting that its stock price is 14% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than ACNB. ACNB is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ACNB$191.82M3.42$37.05M$5.2712.23
First Mid Bancshares$466.04M2.87$91.75M$4.0312.48

Summary

First Mid Bancshares beats ACNB on 10 of the 19 factors compared between the two stocks.

How does ACNB compare to Mercantile Bank?

Mercantile Bank (NASDAQ:MBWM) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, analyst recommendations, earnings, valuation, dividends and institutional ownership.

In the previous week, Mercantile Bank had 2 more articles in the media than ACNB. MarketBeat recorded 2 mentions for Mercantile Bank and 0 mentions for ACNB. ACNB's average media sentiment score of 1.67 beat Mercantile Bank's score of 1.10 indicating that ACNB is being referred to more favorably in the news media.

Company Overall Sentiment
Mercantile Bank Positive
ACNB Very Positive

58.6% of Mercantile Bank shares are owned by institutional investors. Comparatively, 32.4% of ACNB shares are owned by institutional investors. 2.5% of Mercantile Bank shares are owned by insiders. Comparatively, 3.7% of ACNB shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Mercantile Bank has higher revenue and earnings than ACNB. Mercantile Bank is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mercantile Bank$371.80M2.77$88.75M$5.6810.49
ACNB$191.82M3.42$37.05M$5.2712.23

ACNB has a net margin of 27.15% compared to Mercantile Bank's net margin of 24.75%. ACNB's return on equity of 13.78% beat Mercantile Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Mercantile Bank24.75% 13.66% 1.46%
ACNB 27.15%13.78%1.77%

Mercantile Bank pays an annual dividend of $1.56 per share and has a dividend yield of 2.6%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.6%. Mercantile Bank pays out 27.5% of its earnings in the form of a dividend. ACNB pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mercantile Bank has raised its dividend for 14 consecutive years and ACNB has raised its dividend for 8 consecutive years. Mercantile Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Mercantile Bank has a beta of 0.79, meaning that its stock price is 21% less volatile than the broader market. Comparatively, ACNB has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market.

Mercantile Bank presently has a consensus target price of $60.40, indicating a potential upside of 1.33%. ACNB has a consensus target price of $64.50, indicating a potential upside of 0.08%. Given Mercantile Bank's stronger consensus rating and higher probable upside, analysts clearly believe Mercantile Bank is more favorable than ACNB.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mercantile Bank
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Summary

Mercantile Bank beats ACNB on 11 of the 19 factors compared between the two stocks.

How does ACNB compare to MetroCity Bankshares?

MetroCity Bankshares (NASDAQ:MCBS) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, media sentiment, risk, valuation, dividends and earnings.

MetroCity Bankshares has a net margin of 28.40% compared to ACNB's net margin of 27.15%. MetroCity Bankshares' return on equity of 15.16% beat ACNB's return on equity.

Company Net Margins Return on Equity Return on Assets
MetroCity Bankshares28.40% 15.16% 1.82%
ACNB 27.15%13.78%1.77%

MetroCity Bankshares currently has a consensus price target of $33.00, suggesting a potential downside of 7.30%. ACNB has a consensus price target of $64.50, suggesting a potential upside of 0.08%. Given ACNB's higher probable upside, analysts clearly believe ACNB is more favorable than MetroCity Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MetroCity Bankshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

In the previous week, MetroCity Bankshares had 1 more articles in the media than ACNB. MarketBeat recorded 1 mentions for MetroCity Bankshares and 0 mentions for ACNB. ACNB's average media sentiment score of 1.67 beat MetroCity Bankshares' score of 0.00 indicating that ACNB is being referred to more favorably in the news media.

Company Overall Sentiment
MetroCity Bankshares Neutral
ACNB Very Positive

25.3% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 20.2% of MetroCity Bankshares shares are held by company insiders. Comparatively, 3.7% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

MetroCity Bankshares has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market. Comparatively, ACNB has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market.

MetroCity Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.3%. ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.6%. MetroCity Bankshares pays out 40.3% of its earnings in the form of a dividend. ACNB pays out 31.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years.

MetroCity Bankshares has higher revenue and earnings than ACNB. ACNB is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MetroCity Bankshares$246.01M4.16$68.53M$2.8812.36
ACNB$191.82M3.42$37.05M$5.2712.23

Summary

MetroCity Bankshares beats ACNB on 11 of the 19 factors compared between the two stocks.

How does ACNB compare to Southern Missouri Bancorp?

ACNB (NASDAQ:ACNB) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.

In the previous week, Southern Missouri Bancorp had 1 more articles in the media than ACNB. MarketBeat recorded 1 mentions for Southern Missouri Bancorp and 0 mentions for ACNB. Southern Missouri Bancorp's average media sentiment score of 1.67 beat ACNB's score of 1.67 indicating that Southern Missouri Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
ACNB Very Positive
Southern Missouri Bancorp Very Positive

ACNB presently has a consensus target price of $64.50, suggesting a potential upside of 0.08%. Southern Missouri Bancorp has a consensus target price of $83.67, suggesting a potential upside of 12.49%. Given Southern Missouri Bancorp's higher possible upside, analysts clearly believe Southern Missouri Bancorp is more favorable than ACNB.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ACNB
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Southern Missouri Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

ACNB has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Southern Missouri Bancorp has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market.

ACNB has a net margin of 27.15% compared to Southern Missouri Bancorp's net margin of 22.63%. ACNB's return on equity of 13.78% beat Southern Missouri Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ACNB27.15% 13.78% 1.77%
Southern Missouri Bancorp 22.63%12.72%1.42%

ACNB pays an annual dividend of $1.68 per share and has a dividend yield of 2.6%. Southern Missouri Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 1.5%. ACNB pays out 31.9% of its earnings in the form of a dividend. Southern Missouri Bancorp pays out 16.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ACNB has increased its dividend for 8 consecutive years and Southern Missouri Bancorp has increased its dividend for 13 consecutive years.

Southern Missouri Bancorp has higher revenue and earnings than ACNB. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ACNB$191.82M3.42$37.05M$5.2712.23
Southern Missouri Bancorp$316.78M2.59$71.84M$6.4311.57

32.4% of ACNB shares are held by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are held by institutional investors. 3.7% of ACNB shares are held by company insiders. Comparatively, 15.8% of Southern Missouri Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Southern Missouri Bancorp beats ACNB on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACNB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACNB vs. The Competition

MetricACNBBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$655.46M$22.36B$13.63B$12.85B
Dividend Yield2.61%3.18%5.89%11.08%
P/E Ratio12.2327.5729.6124.25
Price / Sales3.429.32521.62101.75
Price / Cash11.0916.0638.1953.99
Price / Book1.551.362.186.20
Net Income$37.05M$2.58B$1.31B$348.59M
7 Day Performance-0.74%-1.08%-0.30%0.08%
1 Month Performance2.53%2.22%2.37%3.88%
1 Year Performance38.33%22.90%9.68%16.98%

ACNB Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACNB
ACNB
2.6696 of 5 stars
$64.45
+1.3%
$64.50
+0.1%
+38.3%$655.46M$191.82M12.23400
FCBC
First Community Bancshares
2.6659 of 5 stars
$49.19
+0.0%
N/A+28.4%$936.44M$185.42M15.52630
FMBH
First Mid Bancshares
3.5777 of 5 stars
$51.46
-0.9%
$54.63
+6.2%
+25.3%$1.38B$466.04M12.771,170
MBWM
Mercantile Bank
4.0241 of 5 stars
$60.87
-0.4%
$60.40
-0.8%
+20.4%$1.06B$371.80M10.72670
MCBS
MetroCity Bankshares
1.1389 of 5 stars
$36.01
-0.4%
$33.00
-8.4%
+18.3%$1.04B$246.01M12.50220

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This page (NASDAQ:ACNB) was last updated on 8/23/2026 by MarketBeat.com Staff.
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