Seaport Res Ptn Comments on OneMain's Q4 Earnings (NYSE:OMF)

Key Points

• Seaport Res Ptn has decreased their Q4 2025 earnings estimate for OneMain Holdings from $1.62 to $1.58 per share, with a current full-year estimate of $6.46 per share.
• OneMain reported a Q2 earnings per share (EPS) of $1.45, exceeding analysts' expectations, alongside a revenue of $1.20 billion, up 7.1% from the previous year.
• The firm announced a quarterly dividend of $1.04 per share with a yield of 7.14%, set to be paid on August 13th, reflecting a payout ratio of 75.09%.

OneMain Holdings, Inc. (NYSE:OMF - Free Report) - Equities researchers at Seaport Res Ptn reduced their Q4 2025 earnings per share (EPS) estimates for shares of OneMain in a note issued to investors on Monday, July 28th. Seaport Res Ptn analyst W. Ryan now expects that the financial services provider will earn $1.58 per share for the quarter, down from their prior estimate of $1.62. The consensus estimate for OneMain's current full-year earnings is $6.46 per share.

Several other research firms have also recently commented on OMF. Northland Capmk upgraded OneMain from a "hold" rating to a "strong-buy" rating in a research report on Tuesday, April 8th. Wells Fargo & Company raised their price objective on OneMain from $53.00 to $60.00 and gave the stock an "equal weight" rating in a research note on Tuesday, July 15th. JMP Securities reissued a "market outperform" rating and set a $65.00 price objective on shares of OneMain in a research note on Wednesday, April 30th. JPMorgan Chase & Co. raised their target price on OneMain from $50.00 to $63.00 and gave the stock an "overweight" rating in a research report on Friday, July 11th. Finally, Barclays increased their price objective on OneMain from $48.00 to $56.00 and gave the stock an "equal weight" rating in a report on Tuesday, July 8th. Three equities research analysts have rated the stock with a hold rating, seven have assigned a buy rating and one has given a strong buy rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of "Moderate Buy" and a consensus target price of $61.50.

OneMain Stock Performance

Shares of OneMain stock traded down $1.29 on Wednesday, reaching $56.50. 1,818,760 shares of the company were exchanged, compared to its average volume of 1,176,720. The company's 50-day moving average is $55.78 and its two-hundred day moving average is $52.41. The firm has a market cap of $6.72 billion, a price-to-earnings ratio of 10.20, a P/E/G ratio of 0.44 and a beta of 1.29. OneMain has a 1-year low of $38.00 and a 1-year high of $60.33.

OneMain (NYSE:OMF - Get Free Report) last announced its quarterly earnings results on Friday, July 25th. The financial services provider reported $1.45 earnings per share for the quarter, topping analysts' consensus estimates of $1.25 by $0.20. The business had revenue of $1.20 billion for the quarter, compared to analysts' expectations of $1.19 billion. OneMain had a return on equity of 20.65% and a net margin of 12.63%. The business's quarterly revenue was up 7.1% on a year-over-year basis. During the same period in the prior year, the firm earned $1.02 EPS.

OneMain Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Wednesday, August 13th. Investors of record on Monday, August 4th will be given a dividend of $1.04 per share. The ex-dividend date of this dividend is Monday, August 4th. This represents a $4.16 dividend on an annualized basis and a yield of 7.4%. OneMain's dividend payout ratio (DPR) is 75.09%.

Insider Transactions at OneMain

In other OneMain news, CEO Douglas H. Shulman sold 35,000 shares of OneMain stock in a transaction that occurred on Tuesday, July 29th. The stock was sold at an average price of $59.47, for a total transaction of $2,081,450.00. Following the sale, the chief executive officer directly owned 275,100 shares of the company's stock, valued at approximately $16,360,197. The trade was a 11.29% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, COO Micah R. Conrad sold 3,000 shares of OneMain stock in a transaction that occurred on Thursday, July 3rd. The shares were sold at an average price of $60.00, for a total value of $180,000.00. Following the sale, the chief operating officer directly owned 98,007 shares in the company, valued at $5,880,420. The trade was a 2.97% decrease in their ownership of the stock. The disclosure for this sale can be found here. Over the last three months, insiders have sold 70,000 shares of company stock worth $3,976,390. 0.40% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Several institutional investors have recently bought and sold shares of the stock. FMR LLC raised its position in shares of OneMain by 14.3% during the 4th quarter. FMR LLC now owns 10,835,668 shares of the financial services provider's stock valued at $564,863,000 after acquiring an additional 1,352,604 shares during the last quarter. Kingstone Capital Partners Texas LLC bought a new stake in shares of OneMain in the 2nd quarter valued at $611,102,000. Capital International Investors increased its position in shares of OneMain by 2.1% in the 4th quarter. Capital International Investors now owns 10,238,425 shares of the financial services provider's stock valued at $533,729,000 after buying an additional 211,745 shares in the last quarter. Brave Warrior Advisors LLC increased its position in shares of OneMain by 0.5% in the 4th quarter. Brave Warrior Advisors LLC now owns 7,437,670 shares of the financial services provider's stock valued at $387,726,000 after buying an additional 35,448 shares in the last quarter. Finally, Dimensional Fund Advisors LP increased its position in shares of OneMain by 7.4% in the 1st quarter. Dimensional Fund Advisors LP now owns 3,736,070 shares of the financial services provider's stock valued at $182,610,000 after buying an additional 256,308 shares in the last quarter. Institutional investors own 85.82% of the company's stock.

About OneMain

OneMain Holdings, Inc, a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.