Seaport Res Ptn Forecasts OneMain's Q4 Earnings (NYSE:OMF)

Key Points

• Seaport Res Ptn has decreased their Q4 2025 earnings estimate for OneMain Holdings from $1.62 to $1.58 per share, with a current full-year estimate of $6.46 per share.
• OneMain reported a Q2 earnings per share (EPS) of $1.45, exceeding analysts' expectations, alongside a revenue of $1.20 billion, up 7.1% from the previous year.
• The firm announced a quarterly dividend of $1.04 per share with a yield of 7.14%, set to be paid on August 13th, reflecting a payout ratio of 75.09%.

OneMain Holdings, Inc. (NYSE:OMF - Free Report) - Seaport Res Ptn cut their Q4 2025 earnings per share estimates for shares of OneMain in a report issued on Monday, July 28th. Seaport Res Ptn analyst W. Ryan now anticipates that the financial services provider will post earnings per share of $1.58 for the quarter, down from their previous forecast of $1.62. The consensus estimate for OneMain's current full-year earnings is $6.46 per share.

OneMain (NYSE:OMF - Get Free Report) last announced its quarterly earnings results on Friday, July 25th. The financial services provider reported $1.45 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.25 by $0.20. The business had revenue of $1.20 billion for the quarter, compared to the consensus estimate of $1.19 billion. OneMain had a return on equity of 20.65% and a net margin of 12.63%. The business's revenue was up 7.1% compared to the same quarter last year. During the same period last year, the business posted $1.02 EPS.

Other research analysts have also issued reports about the company. JMP Securities reissued a "market outperform" rating and issued a $65.00 price target on shares of OneMain in a research report on Wednesday, April 30th. Wells Fargo & Company boosted their price target on OneMain from $53.00 to $60.00 and gave the stock an "equal weight" rating in a research report on Tuesday, July 15th. JPMorgan Chase & Co. boosted their target price on OneMain from $50.00 to $63.00 and gave the stock an "overweight" rating in a research note on Friday, July 11th. Barclays boosted their target price on OneMain from $48.00 to $56.00 and gave the stock an "equal weight" rating in a research note on Tuesday, July 8th. Finally, Northland Capmk upgraded OneMain from a "hold" rating to a "strong-buy" rating in a research note on Tuesday, April 8th. Three equities research analysts have rated the stock with a hold rating, seven have assigned a buy rating and one has issued a strong buy rating to the stock. Based on data from MarketBeat.com, OneMain presently has an average rating of "Moderate Buy" and a consensus target price of $60.78.

OneMain Trading Up 0.1%

Shares of OMF traded up $0.06 during trading hours on Wednesday, hitting $57.73. The company had a trading volume of 1,307,130 shares, compared to its average volume of 1,170,131. The company has a market capitalization of $6.86 billion, a PE ratio of 10.42, a price-to-earnings-growth ratio of 0.45 and a beta of 1.32. OneMain has a one year low of $38.00 and a one year high of $60.33. The company's fifty day moving average price is $55.65 and its two-hundred day moving average price is $52.40.

Hedge Funds Weigh In On OneMain

A number of institutional investors have recently added to or reduced their stakes in the company. Sei Investments Co. raised its stake in OneMain by 34.9% during the fourth quarter. Sei Investments Co. now owns 11,148 shares of the financial services provider's stock worth $581,000 after acquiring an additional 2,886 shares during the period. LPL Financial LLC grew its position in OneMain by 6.1% in the 4th quarter. LPL Financial LLC now owns 161,836 shares of the financial services provider's stock worth $8,437,000 after purchasing an additional 9,245 shares during the last quarter. Mitsubishi UFJ Trust & Banking Corp boosted its holdings in shares of OneMain by 3.3% in the fourth quarter. Mitsubishi UFJ Trust & Banking Corp now owns 57,892 shares of the financial services provider's stock valued at $3,018,000 after acquiring an additional 1,870 shares in the last quarter. Norges Bank bought a new position in shares of OneMain in the fourth quarter valued at approximately $72,936,000. Finally, Pictet Asset Management Holding SA grew its position in OneMain by 16.4% in the fourth quarter. Pictet Asset Management Holding SA now owns 19,118 shares of the financial services provider's stock worth $997,000 after buying an additional 2,693 shares during the last quarter. Institutional investors and hedge funds own 85.82% of the company's stock.

Insider Buying and Selling

In related news, CEO Douglas H. Shulman sold 35,000 shares of OneMain stock in a transaction that occurred on Tuesday, July 29th. The stock was sold at an average price of $59.47, for a total transaction of $2,081,450.00. Following the completion of the transaction, the chief executive officer directly owned 275,100 shares in the company, valued at $16,360,197. The trade was a 11.29% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, COO Micah R. Conrad sold 3,000 shares of the business's stock in a transaction on Thursday, July 3rd. The shares were sold at an average price of $60.00, for a total value of $180,000.00. Following the completion of the transaction, the chief operating officer owned 98,007 shares of the company's stock, valued at $5,880,420. This trade represents a 2.97% decrease in their ownership of the stock. The disclosure for this sale can be found here. Over the last quarter, insiders have sold 70,000 shares of company stock valued at $3,976,390. Insiders own 0.40% of the company's stock.

OneMain Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Wednesday, August 13th. Stockholders of record on Monday, August 4th will be given a dividend of $1.04 per share. This represents a $4.16 dividend on an annualized basis and a dividend yield of 7.2%. The ex-dividend date is Monday, August 4th. OneMain's dividend payout ratio (DPR) is presently 75.09%.

OneMain Company Profile

OneMain Holdings, Inc, a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.