Seaport Res Ptn Comments on OneMain's Q3 Earnings (NYSE:OMF)

Key Points

• Seaport Res Ptn has raised its Q3 2025 earnings per share estimate for OneMain Holdings to $1.55, up from a previous estimate of $1.52.
• OneMain recently reported earnings of $1.45 per share for the last quarter, exceeding the consensus estimate of $1.25, with a net margin of 12.63% and revenue of $1.20 billion.
• The company announced a quarterly dividend of $1.04, reflecting a 7.21% dividend yield, with the dividend payout ratio currently at 75.09%.

OneMain Holdings, Inc. (NYSE:OMF - Free Report) - Investment analysts at Seaport Res Ptn lifted their Q3 2025 earnings estimates for shares of OneMain in a note issued to investors on Monday, July 28th. Seaport Res Ptn analyst W. Ryan now forecasts that the financial services provider will earn $1.55 per share for the quarter, up from their prior forecast of $1.52. The consensus estimate for OneMain's current full-year earnings is $6.46 per share. Seaport Res Ptn also issued estimates for OneMain's FY2025 earnings at $6.30 EPS and FY2026 earnings at $7.70 EPS.

OneMain (NYSE:OMF - Get Free Report) last posted its earnings results on Friday, July 25th. The financial services provider reported $1.45 earnings per share for the quarter, beating analysts' consensus estimates of $1.25 by $0.20. OneMain had a return on equity of 20.65% and a net margin of 12.63%. The company had revenue of $1.20 billion for the quarter, compared to analyst estimates of $1.19 billion. During the same quarter last year, the company earned $1.02 earnings per share. The company's revenue for the quarter was up 7.1% on a year-over-year basis.

Several other analysts also recently commented on OMF. Wells Fargo & Company increased their target price on shares of OneMain from $53.00 to $60.00 and gave the company an "equal weight" rating in a report on Tuesday, July 15th. JMP Securities reaffirmed a "market outperform" rating and issued a $65.00 price objective on shares of OneMain in a research report on Wednesday, April 30th. Northland Capmk raised shares of OneMain from a "hold" rating to a "strong-buy" rating in a research report on Tuesday, April 8th. Barclays boosted their target price on OneMain from $48.00 to $56.00 and gave the stock an "equal weight" rating in a research note on Tuesday, July 8th. Finally, JPMorgan Chase & Co. increased their price target on OneMain from $50.00 to $63.00 and gave the company an "overweight" rating in a research report on Friday, July 11th. Three investment analysts have rated the stock with a hold rating, seven have given a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat, OneMain presently has an average rating of "Moderate Buy" and a consensus price target of $61.50.

OneMain Stock Up 0.2%

NYSE:OMF traded up $0.12 during trading hours on Thursday, hitting $55.57. 396,880 shares of the company traded hands, compared to its average volume of 1,123,233. The company has a market cap of $6.61 billion, a PE ratio of 10.03, a PEG ratio of 0.44 and a beta of 1.29. The firm's 50-day simple moving average is $55.78 and its 200-day simple moving average is $52.39. OneMain has a one year low of $38.00 and a one year high of $60.33.

OneMain Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Wednesday, August 13th. Investors of record on Monday, August 4th will be issued a $1.04 dividend. The ex-dividend date of this dividend is Monday, August 4th. This represents a $4.16 annualized dividend and a yield of 7.5%. OneMain's dividend payout ratio (DPR) is 75.09%.

Insider Activity at OneMain

In other news, COO Micah R. Conrad sold 5,000 shares of OneMain stock in a transaction on Wednesday, May 28th. The stock was sold at an average price of $52.21, for a total value of $261,050.00. Following the completion of the transaction, the chief operating officer directly owned 108,007 shares in the company, valued at approximately $5,639,045.47. The trade was a 4.42% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO Douglas H. Shulman sold 35,000 shares of the stock in a transaction dated Tuesday, July 29th. The stock was sold at an average price of $59.47, for a total value of $2,081,450.00. Following the sale, the chief executive officer directly owned 275,100 shares in the company, valued at $16,360,197. This trade represents a 11.29% decrease in their position. The disclosure for this sale can be found here. Over the last ninety days, insiders sold 70,000 shares of company stock valued at $3,976,390. 0.40% of the stock is owned by insiders.

Institutional Investors Weigh In On OneMain

Institutional investors and hedge funds have recently modified their holdings of the company. Assetmark Inc. increased its holdings in shares of OneMain by 5.1% in the second quarter. Assetmark Inc. now owns 10,184 shares of the financial services provider's stock worth $580,000 after purchasing an additional 498 shares during the period. Arkadios Wealth Advisors increased its stake in OneMain by 7.1% in the 2nd quarter. Arkadios Wealth Advisors now owns 5,395 shares of the financial services provider's stock worth $308,000 after acquiring an additional 359 shares during the last quarter. Teacher Retirement System of Texas grew its holdings in shares of OneMain by 3.9% during the second quarter. Teacher Retirement System of Texas now owns 18,131 shares of the financial services provider's stock worth $1,033,000 after purchasing an additional 678 shares in the last quarter. Y Intercept Hong Kong Ltd raised its stake in OneMain by 159.3% in the second quarter. Y Intercept Hong Kong Ltd now owns 53,008 shares of the financial services provider's stock valued at $3,021,000 after purchasing an additional 32,568 shares in the last quarter. Finally, Riverwater Partners LLC lifted its position in OneMain by 16.8% during the second quarter. Riverwater Partners LLC now owns 6,008 shares of the financial services provider's stock valued at $342,000 after purchasing an additional 863 shares during the last quarter. 85.82% of the stock is owned by hedge funds and other institutional investors.

About OneMain

OneMain Holdings, Inc, a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.