Seaport Res Ptn Issues Positive Forecast for SYF Earnings

Synchrony Financial (NYSE:SYF - Free Report) - Seaport Res Ptn lifted their Q4 2025 earnings estimates for Synchrony Financial in a research report issued on Thursday, October 16th. Seaport Res Ptn analyst W. Ryan now anticipates that the financial services provider will post earnings of $2.07 per share for the quarter, up from their previous forecast of $1.87. The consensus estimate for Synchrony Financial's current full-year earnings is $7.67 per share. Seaport Res Ptn also issued estimates for Synchrony Financial's FY2026 earnings at $9.20 EPS.

Synchrony Financial (NYSE:SYF - Get Free Report) last announced its earnings results on Wednesday, October 15th. The financial services provider reported $2.86 earnings per share for the quarter, beating the consensus estimate of $2.22 by $0.64. The business had revenue of $3.82 billion during the quarter, compared to the consensus estimate of $3.79 billion. Synchrony Financial had a net margin of 15.84% and a return on equity of 22.96%. The business's quarterly revenue was up .2% compared to the same quarter last year. During the same period in the prior year, the firm earned $1.94 earnings per share. Synchrony Financial has set its FY 2025 guidance at EPS.

A number of other research analysts also recently commented on SYF. Keefe, Bruyette & Woods increased their price objective on shares of Synchrony Financial from $82.00 to $86.00 and gave the company an "outperform" rating in a research note on Wednesday, October 1st. JMP Securities upped their price target on shares of Synchrony Financial from $77.00 to $88.00 and gave the stock a "market outperform" rating in a research note on Thursday, September 25th. Truist Financial raised their price objective on shares of Synchrony Financial from $68.00 to $76.00 and gave the company a "hold" rating in a research report on Thursday, July 24th. Evercore ISI raised their price objective on shares of Synchrony Financial from $83.00 to $84.00 and gave the company an "outperform" rating in a research report on Tuesday, September 30th. Finally, Royal Bank Of Canada raised their target price on shares of Synchrony Financial from $75.00 to $78.00 and gave the stock a "sector perform" rating in a report on Wednesday, July 23rd. One research analyst has rated the stock with a Strong Buy rating, ten have given a Buy rating and nine have given a Hold rating to the company's stock. Based on data from MarketBeat.com, the stock has a consensus rating of "Moderate Buy" and an average target price of $81.25.

Synchrony Financial Price Performance

Shares of SYF stock opened at $70.23 on Friday. Synchrony Financial has a twelve month low of $40.54 and a twelve month high of $77.41. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 0.91. The company has a market capitalization of $26.13 billion, a PE ratio of 7.67, a price-to-earnings-growth ratio of 0.72 and a beta of 1.50. The firm has a fifty day simple moving average of $73.39 and a 200-day simple moving average of $64.56.

Synchrony Financial Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, August 15th. Stockholders of record on Tuesday, August 5th were given a $0.30 dividend. The ex-dividend date of this dividend was Tuesday, August 5th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 1.7%. Synchrony Financial's dividend payout ratio (DPR) is currently 14.56%.

Synchrony Financial declared that its board has approved a stock repurchase plan on Wednesday, October 15th that permits the company to repurchase $1.00 billion in shares. This repurchase authorization permits the financial services provider to repurchase up to 3.7% of its stock through open market purchases. Stock repurchase plans are usually a sign that the company's management believes its shares are undervalued.

Insider Buying and Selling

In related news, insider Darrell Owens sold 600 shares of the business's stock in a transaction on Monday, August 4th. The shares were sold at an average price of $67.95, for a total transaction of $40,770.00. Following the transaction, the insider owned 21,372 shares of the company's stock, valued at approximately $1,452,227.40. The trade was a 2.73% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. Also, insider Brian J. Sr. Wenzel sold 8,514 shares of the stock in a transaction dated Tuesday, August 5th. The shares were sold at an average price of $70.00, for a total transaction of $595,980.00. Following the completion of the sale, the insider owned 68,588 shares of the company's stock, valued at approximately $4,801,160. The trade was a 11.04% decrease in their position. The disclosure for this sale can be found here. Company insiders own 0.32% of the company's stock.

Institutional Investors Weigh In On Synchrony Financial

A number of institutional investors have recently bought and sold shares of SYF. Parkside Financial Bank & Trust boosted its stake in Synchrony Financial by 15.1% in the second quarter. Parkside Financial Bank & Trust now owns 1,106 shares of the financial services provider's stock valued at $74,000 after buying an additional 145 shares in the last quarter. Smartleaf Asset Management LLC boosted its stake in Synchrony Financial by 3.1% in the second quarter. Smartleaf Asset Management LLC now owns 5,027 shares of the financial services provider's stock valued at $333,000 after buying an additional 149 shares in the last quarter. Blue Trust Inc. boosted its stake in Synchrony Financial by 5.5% in the second quarter. Blue Trust Inc. now owns 3,168 shares of the financial services provider's stock valued at $211,000 after buying an additional 166 shares in the last quarter. MAI Capital Management boosted its stake in Synchrony Financial by 36.3% in the first quarter. MAI Capital Management now owns 627 shares of the financial services provider's stock valued at $33,000 after buying an additional 167 shares in the last quarter. Finally, Steward Partners Investment Advisory LLC boosted its stake in Synchrony Financial by 6.0% in the second quarter. Steward Partners Investment Advisory LLC now owns 3,240 shares of the financial services provider's stock valued at $216,000 after buying an additional 183 shares in the last quarter. Institutional investors and hedge funds own 96.48% of the company's stock.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.

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