Security National Financial (SNFCA) Stock Price, News & Analysis

Company Overview

Security National Financial Corp. is a diversified provider of mortgage lending, settlement and technology services under the NASDAQ ticker SNFCA. Through its primary subsidiaries—Security National Mortgage Company and Titan Lenders Corp—the company originates and funds residential mortgage loans across retail, wholesale and correspondent channels. Its platform supports a full range of loan products, including conventional, government-insured and jumbo financing tailored to homebuyers and investors.

Established in 1989, Security National Mortgage Company operates a nationwide branch network in all 50 states, offering local origination backed by centralized underwriting and closing services. In 2017, SNFCA acquired a majority interest in Titan Lenders Corp, adding correspondent lending, loan purchasing and servicing capabilities that enhance its end-to-end mortgage solutions for institutional investors and broker partners.

Headquartered in Jacksonville, Florida, the company leverages proprietary technology—automated pricing engines, web-based borrower portals and integrated document management—to streamline the loan process and ensure compliance with evolving regulatory requirements. Its digital infrastructure and in-house compliance teams work together to optimize efficiency and minimize turnaround times.

Under the leadership of President and Chief Executive Officer Kenneth T. McIntosh, Security National Financial continues to expand its product offerings and delivery channels. The company remains focused on operational excellence, regulatory adherence and innovative service models designed to meet diverse borrower needs in a dynamic mortgage market.

Key Stats

• Today's Range: $8.60 to $8.82
• 50-Day Range: $8.35 to $10.31
• 52-Week Range: $7.32 to $12.94
• Volume: 34,903 shs
• Average Volume: 36,007 shs
• Market Capitalization: $223.69 million
• P/E Ratio: 9.69
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Security National Financial Stock Analysis - MarketRank™

Security National Financial scored higher than 21% of companies evaluated by MarketBeat, and ranked 879th out of 958 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Security National Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Security National Financial is 9.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.32.

Price to Earnings Ratio vs. Sector

The P/E ratio of Security National Financial is 9.69, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.65.

Price to Book Value per Share Ratio

Security National Financial has a P/B Ratio of 0.66. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.22% of the float of Security National Financial has been sold short.

Short Interest Ratio / Days to Cover

Security National Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Security National Financial has recently increased by 17.63%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Security National Financial does not currently pay a dividend.

Dividend Growth

Security National Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.22% of the float of Security National Financial has been sold short.

Short Interest Ratio / Days to Cover

Security National Financial has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Security National Financial has recently increased by 17.63%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: N/A

News Sentiment

Security National Financial has a news sentiment score of 0.96. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.08 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Security National Financial this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Security National Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.00% of the stock of Security National Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

45.58% of the stock of Security National Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SNFCA Stock Analysis - Frequently Asked Questions

How have SNFCA shares performed this year?

Security National Financial's stock was trading at $12.03 at the beginning of the year. Since then, SNFCA stock has decreased by 28.4% and is now trading at $8.61.

How were Security National Financial's earnings last quarter?

Security National Financial Corporation (NASDAQ:SNFCA) posted its earnings results on Thursday, August, 14th. The credit services provider reported $0.25 earnings per share (EPS) for the quarter. The credit services provider had revenue of $89.54 million for the quarter. Security National Financial had a net margin of 6.66% and a trailing twelve-month return on equity of 6.53%.

Who are Security National Financial's major shareholders?

Top institutional shareholders of Security National Financial include Soltis Investment Advisors LLC (9.84%), M3F Inc. (8.19%), Ameriprise Financial Inc. (1.80%) and Bridgeway Capital Management LLC (1.30%). Insiders that own company stock include Jason G Overbaugh, Jeffrey Russell Stephens, Jeffrey Russell Stephens and Gilbert A Fuller.
View institutional ownership trends.

How do I buy shares of Security National Financial?

Shares of SNFCA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 8/14/2025
• Today: 9/15/2025
• Next Earnings (Estimated): 11/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SNFCA
• CIK: 318673
• Web: www.securitynational.com
• Phone: (801) 264-1060
• Fax: 801-265-9882
• Employees: 1,421
• Year Founded: 1993

Profitability

• EPS (Trailing Twelve Months): $0.89
• Trailing P/E Ratio: 9.69
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $26.54 million
• Net Margins: 6.66%
• Pretax Margin: 8.53%
• Return on Equity: 6.53%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.11
• Quick Ratio: 0.11

Sales & Book Value

• Annual Sales: $334.52 million
• Price / Sales: 0.67
• Cash Flow: $1.28 per share
• Price / Cash Flow: 6.72
• Book Value: $13.13 per share
• Price / Book: 0.66

Miscellaneous

• Outstanding Shares: 25,980,000
• Free Float: 22,604,000
• Market Cap: $223.69 million
• Optionable: Not Optionable
• Beta: 0.86