John Marshall Bancorp (JMSB) Stock Price, News & Analysis

Company Overview

John Marshall Bancorp, Inc. is a bank holding company headquartered in Wake Forest, North Carolina. Through its wholly owned subsidiary, John Marshall Bank, SB, the company provides community banking services in eastern North Carolina. Its operations are centered on relationship-driven banking, serving individuals, small businesses and middle-market customers across Wake and surrounding counties.

The company offers a range of deposit products, including checking and savings accounts, money market accounts and certificates of deposit. On the lending side, John Marshall Bancorp extends commercial real estate loans, construction and development financing, residential mortgage loans and consumer installment loans. Complementing its core offerings are treasury management services, online and mobile banking platforms, debit card facilities and an ATM network designed to meet the day-to-day cash management needs of its clients.

Founded to address the financial needs of the Wake Forest community, John Marshall Bank opened its doors in the late 2000s and has since expanded its branch network to include locations in Youngsville, Rolesville and nearby communities. The company emphasizes local decision-making and personalized service, with senior management and a board of directors largely drawn from the region it serves. Its community focus underpins a lending philosophy aimed at supporting economic growth and development within its primary market area.

Key Stats

• Today's Range: $20.25 to $21.58
• 50-Day Range: $18.41 to $21.24
• 52-Week Range: $13.81 to $26.52
• Volume: 23,511 shs
• Average Volume: 14,318 shs
• Market Capitalization: $302.01 million
• P/E Ratio: 15.97
• Dividend Yield: 1.41%
• Price Target: $22.00
• Consensus Rating: Buy

John Marshall Bancorp Stock Analysis - MarketRank™

John Marshall Bancorp scored higher than 53% of companies evaluated by MarketBeat, and ranked 669th out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Buy

Consensus Rating

John Marshall Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for John Marshall Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

John Marshall Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of John Marshall Bancorp is 15.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of John Marshall Bancorp is 15.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.06.

Price to Book Value per Share Ratio

John Marshall Bancorp has a P/B Ratio of 1.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.51% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently decreased by 11.02%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

John Marshall Bancorp pays a meaningful dividend of 1.51%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

John Marshall Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of John Marshall Bancorp is 22.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.51% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently decreased by 11.02%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

John Marshall Bancorp has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for John Marshall Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, John Marshall Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $92,150.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

12.05% of the stock of John Marshall Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 39.09% of the stock of John Marshall Bancorp is held by institutions.

JMSB Stock Analysis - Frequently Asked Questions

How have JMSB shares performed this year?

John Marshall Bancorp's stock was trading at $20.08 at the beginning of the year. Since then, JMSB stock has increased by 5.8% and is now trading at $21.24.

How were John Marshall Bancorp's earnings last quarter?

John Marshall Bancorp, Inc. (NASDAQ:JMSB) issued its earnings results on Wednesday, July, 23rd. The company reported $0.36 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.35 by $0.01. The business earned $15.43 million during the quarter, compared to the consensus estimate of $15.52 million. John Marshall Bancorp had a net margin of 16.68% and a trailing twelve-month return on equity of 7.60%.

Who are John Marshall Bancorp's major shareholders?

Top institutional shareholders of John Marshall Bancorp include FJ Capital Management LLC (2.89%), Toth Financial Advisory Corp (2.82%), Geode Capital Management LLC (2.07%) and Bank of America Corp DE (1.84%). Insiders that own company stock include Jonathan Craig Kinney, Lim Nguonly, Kent Carstater and Andrew Peden.
View institutional ownership trends.

How do I buy shares of John Marshall Bancorp?

Shares of JMSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of John Marshall Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that John Marshall Bancorp investors own include NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Record date for 7/7 Dividend: 6/27/2025
• Ex-Dividend for 7/7 Dividend: 6/27/2025
• Dividend Payable: 7/07/2025
• Last Earnings: 7/23/2025
• Today: 9/18/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:JMSB
• CIK: 1710482
• Web: www.johnmarshallbank.com
• Phone: (703) 584-0840
• Fax: N/A
• Employees: 140
• Year Founded: N/A

Price Target and Rating

• Average Price Target for John Marshall Bancorp: $22.00
• High Price Target: $22.00
• Low Price Target: $22.00
• Potential Upside/Downside: +3.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.33
• Trailing P/E Ratio: 15.97
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.12 million
• Net Margins: 16.68%
• Pretax Margin: 21.34%
• Return on Equity: 7.60%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.38
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $112.40 million
• Price / Sales: 2.69
• Cash Flow: $1.38 per share
• Price / Cash Flow: 15.36
• Book Value: $17.32 per share
• Price / Book: 1.23

Miscellaneous

• Outstanding Shares: 14,220,000
• Free Float: 12,506,000
• Market Cap: $302.03 million
• Optionable: Optionable
• Beta: 0.70