John Marshall Bancorp (JMSB) Stock Price, News & Analysis

Company Overview

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

Key Stats

• Today's Range: $19.80 to $20.10
• 50-Day Range: $18.00 to $20.33
• 52-Week Range: $13.81 to $26.52
• Volume: 6,859 shs
• Average Volume: 19,549 shs
• Market Capitalization: $281.70 million
• P/E Ratio: 14.89
• Dividend Yield: 1.51%
• Price Target: $22.00
• Consensus Rating: Buy

John Marshall Bancorp Stock Analysis - MarketRank™

John Marshall Bancorp scored higher than 62% of companies evaluated by MarketBeat, and ranked 526th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

John Marshall Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

John Marshall Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of John Marshall Bancorp is 14.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.62.

Price to Earnings Ratio vs. Sector

The P/E ratio of John Marshall Bancorp is 14.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.44.

Price to Book Value per Share Ratio

John Marshall Bancorp has a P/B Ratio of 1.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.52% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently increased by 13.49%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

John Marshall Bancorp pays a meaningful dividend of 1.49%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

John Marshall Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of John Marshall Bancorp is 22.56%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.52% of the float of John Marshall Bancorp has been sold short.

Short Interest Ratio / Days to Cover

John Marshall Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in John Marshall Bancorp has recently increased by 13.49%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.75

News Sentiment

John Marshall Bancorp has a news sentiment score of 1.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for John Marshall Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, John Marshall Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $92,150.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

12.05% of the stock of John Marshall Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 39.09% of the stock of John Marshall Bancorp is held by institutions.

JMSB Stock Analysis - Frequently Asked Questions

How have JMSB shares performed this year?

John Marshall Bancorp's stock was trading at $20.08 on January 1st, 2025. Since then, JMSB shares have decreased by 1.4% and is now trading at $19.7910.

How were John Marshall Bancorp's earnings last quarter?

John Marshall Bancorp, Inc. (NASDAQ:JMSB) posted its quarterly earnings results on Wednesday, July, 23rd. The company reported $0.36 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.35 by $0.01. The business had revenue of $15.43 million for the quarter, compared to analysts' expectations of $15.52 million. John Marshall Bancorp had a net margin of 16.68% and a trailing twelve-month return on equity of 7.60%.

Who are John Marshall Bancorp's major shareholders?

John Marshall Bancorp's top institutional investors include FJ Capital Management LLC (2.89%), Toth Financial Advisory Corp (2.82%), Geode Capital Management LLC (2.07%) and Bank of America Corp DE (1.84%). Insiders that own company stock include Jonathan Craig Kinney, Lim Nguonly, Kent Carstater and Andrew Peden.
View institutional ownership trends.

How do I buy shares of John Marshall Bancorp?

Shares of JMSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of John Marshall Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that John Marshall Bancorp investors own include NVIDIA (NVDA), Tesla (TSLA), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM), Meta Platforms (META), Netflix (NFLX) and Home Depot (HD).

Company Calendar

• Record date for 7/7 Dividend: 6/27/2025
• Ex-Dividend for 7/7 Dividend: 6/27/2025
• Dividend Payable: 7/07/2025
• Last Earnings: 7/23/2025
• Today: 8/29/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:JMSB
• CIK: 1710482
• Web: www.johnmarshallbank.com
• Phone: (703) 584-0840
• Fax: N/A
• Employees: 140
• Year Founded: N/A

Price Target and Rating

• Average Price Target for John Marshall Bancorp: $22.00
• High Price Target: $22.00
• Low Price Target: $22.00
• Potential Upside/Downside: +10.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.33
• Trailing P/E Ratio: 15.03
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.12 million
• Net Margins: 16.68%
• Pretax Margin: 21.34%
• Return on Equity: 7.60%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: 0.38
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $112.40 million
• Price / Sales: 2.53
• Cash Flow: $1.30 per share
• Price / Cash Flow: 15.41
• Book Value: $17.84 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 14,220,000
• Free Float: 12,506,000
• Market Cap: $284.26 million
• Optionable: Optionable
• Beta: 0.70