Security National Financial (SNFCA) Stock Price, News & Analysis

Company Overview

Security National Financial Corporation is a diversified holding company based in Jacksonville, Florida, with principal operations in mortgage banking, mortgage insurance and financial services. Through its subsidiaries, the company originates, purchases, sells and services an array of residential mortgage loans, including conventional, FHA, VA and USDA products, as well as reverse mortgages. Security National Financial also provides mortgage life and disability insurance through its insurance affiliate, offering borrowers protection against unforeseen circumstances that could impact their ability to repay loans.

Founded in the mid-1970s, the company has grown from a regional mortgage lender into a national platform serving borrowers across the United States. Its mortgage banking subsidiary operates both retail and correspondent channels, partnering with real estate professionals, builders and credit unions to distribute mortgage products. The servicing arm manages loan portfolios on behalf of investors and government agencies, focusing on customer retention, loss mitigation and regulatory compliance. The insurance subsidiary underwrites and administers premium finance policies and mortgage life insurance products designed to mitigate lender risk and enhance borrower peace of mind.

Security National Financial’s executive management team is led by President and Chief Executive Officer Glenn Fowler, who brings extensive experience in mortgage finance and risk management. The company’s board of directors comprises industry veterans and financial professionals who oversee corporate strategy and governance. With its headquarters in Northeast Florida, Security National Financial continues to expand its product offerings, technology platform and market reach, leveraging digital tools and data analytics to streamline the mortgage process and improve the borrower experience.

Key Stats

• Today's Range: $10.10 to $10.38
• 50-Day Range: $9.39 to $10.64
• 52-Week Range: $7.35 to $13.59
• Volume: 74,031 shs
• Average Volume: 46,929 shs
• Market Capitalization: $254.55 million
• P/E Ratio: 10.63
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Security National Financial Stock Analysis - MarketRank™

Security National Financial scored higher than 37% of companies evaluated by MarketBeat, and ranked 704th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Security National Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Security National Financial is 10.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.93.

Price to Earnings Ratio vs. Sector

The P/E ratio of Security National Financial is 10.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.98.

Price to Book Value per Share Ratio

Security National Financial has a P/B Ratio of 0.75. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.14% of the float of Security National Financial has been sold short.

Short Interest Ratio / Days to Cover

Security National Financial has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Security National Financial has recently increased by 13.30%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Security National Financial does not currently pay a dividend.

Dividend Growth

Security National Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.14% of the float of Security National Financial has been sold short.

Short Interest Ratio / Days to Cover

Security National Financial has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Security National Financial has recently increased by 13.30%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.68

News Sentiment

Security National Financial has a news sentiment score of 0.68. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Security National Financial this week, compared to 1 article on an average week.

Search Interest

5 people have searched for SNFCA on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Security National Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.00% of the stock of Security National Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

45.58% of the stock of Security National Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SNFCA Stock Analysis - Frequently Asked Questions

How have SNFCA shares performed this year?

Security National Financial's stock was trading at $12.03 on January 1st, 2025. Since then, SNFCA stock has decreased by 14.3% and is now trading at $10.31.

How were Security National Financial's earnings last quarter?

Security National Financial Corporation (NASDAQ:SNFCA) issued its quarterly earnings data on Thursday, May, 15th. The credit services provider reported $0.18 earnings per share for the quarter. The credit services provider earned $82.74 million during the quarter. Security National Financial had a trailing twelve-month return on equity of 6.90% and a net margin of 6.96%.

How do I buy shares of Security National Financial?

Shares of SNFCA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 5/15/2025
• Today: 7/08/2025
• Record date for 7/18 Dividend: 7/11/2025
• Ex-Dividend for 7/18 Dividend: 7/11/2025
• Dividend Payable: 7/18/2025
• Next Earnings (Estimated): 8/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SNFCA
• CIK: 318673
• Web: www.securitynational.com
• Phone: (801) 264-1060
• Fax: 801-265-9882
• Employees: 1,421
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.97
• Trailing P/E Ratio: 10.60
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $26.54 million
• Net Margins: 6.96%
• Pretax Margin: 8.94%
• Return on Equity: 6.90%
• Return on Assets: 1.57%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.17
• Quick Ratio: 0.17

Sales & Book Value

• Annual Sales: $334.52 million
• Price / Sales: 0.76
• Cash Flow: $1.34 per share
• Price / Cash Flow: 7.68
• Book Value: $13.78 per share
• Price / Book: 0.75

Miscellaneous

• Outstanding Shares: 24,690,000
• Free Float: 21,479,000
• Market Cap: $253.81 million
• Optionable: Not Optionable
• Beta: 0.81