NASDAQ:SSBI Summit State Bank (SSBI) Stock Price, News & Analysis $11.36 -0.06 (-0.53%) Closing price 04:00 PM EasternExtended Trading$11.42 +0.05 (+0.48%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsNews and TrendsOwnership About Summit State Bank Stock (NASDAQ:SSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Summit State Bank alerts:Sign Up Key Stats Today's Range$11.36▼$11.4950-Day Range$11.36▼$13.0052-Week Range$10.50▼$14.00Volume2,486 shsAverage Volume5,511 shsMarket Capitalization$76.99 millionP/E Ratio189.33Dividend YieldN/APrice TargetN/AConsensus RatingSell Company Overview Summit State Bank is a community bank headquartered in Santa Rosa, California, serving individuals, families, professionals, and businesses in the North Bay region. The bank provides traditional banking services through its local branch network and digital banking channels. Its products and services include checking and savings accounts, certificates of deposit, consumer loans, residential real estate lending, commercial and small-business loans, lines of credit, and cash-management services. Summit State Bank also offers online and mobile banking, electronic payments, and other treasury-management tools designed to support business customers. Founded in 1984, Summit State Bank has built its business around relationship banking and local decision-making. Its primary service area includes Sonoma County and surrounding communities in Northern California. The bank operates as a subsidiary of Summit State Bank, a publicly traded bank holding company.AI Generated. May Contain Errors. Read More Summit State Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks11th Percentile Overall ScoreSSBI MarketRank™: 0.565274151435 of 5 starsSummit State Bank scored higher than 11% of companies evaluated by MarketBeat, and ranked 822nd out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion0.7 / 5Analyst RatingSell Consensus RatingSummit State Bank has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageSummit State Bank has only been the subject of 1 research reports in the past 90 days.Read more about Summit State Bank's stock forecast and price target. Earnings and Valuation0.0 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Summit State Bank is 189.33, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.02.Price to Earnings Ratio vs. SectorThe P/E ratio of Summit State Bank is 189.33, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.15. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.12% of the float of Summit State Bank has been sold short.Short Interest Ratio / Days to CoverSummit State Bank has a short interest ratio ("days to cover") of 3.09, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Summit State Bank has recently decreased by 3.43%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthWeak Dividend YieldSummit State Bank does not currently pay a dividend.Dividend GrowthSummit State Bank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Summit State Bank is 266.67%. Payout ratios above 75% are not desirable because they may not be sustainable.Read more about Summit State Bank's dividend. News and Social Media2.2 / 5News SentimentN/A News SentimentSummit State Bank has a news sentiment score of 0.53. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Summit State Bank this week, compared to 0 articles on an average week. Company OwnershipN/AInsider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Summit State Bank insiders have not sold or bought any company stock.Percentage Held by InstitutionsSummit State Bank has minimal institutional ownership at this time.Read more about Summit State Bank's insider trading history. Receive SSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Summit State Bank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. 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It took a trusted friend's personal vouching for Emmet Savage and a face-to-face trip to Ireland to change his mind. The full documentary, Investigating Project Prophet, is now live.November 3 at 1:00 AM | Porter & Company (Ad)Summit State Bank Reports Third Quarter 2026 Financial ResultsOctober 27, 2026 | globenewswire.comSummit State Bank Reports Second Quarter 2026 Financial ResultsJuly 29, 2026 | markets.businessinsider.comSummit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026April 28, 2026 | globenewswire.comSummit State Bank Reports Fourth Quarter and Annual Financial Results, Returning to Profitability in 2025January 27, 2026 | quiverquant.comQSummit State Bank Earns $1,067,000, or $0.16 Per Diluted Share, in Fourth Quarter 2025January 27, 2026 | globenewswire.comSee More Headlines SSBI Stock Analysis - Frequently Asked Questions How have SSBI shares performed this year? Summit State Bank's stock was trading at $11.63 at the start of the year. Since then, SSBI shares have decreased by 2.3% and is now trading at $11.36. How were Summit State Bank's earnings last quarter? Summit State Bank (NASDAQ:SSBI) posted its quarterly earnings data on Tuesday, October, 27th. The bank reported ($0.16) EPS for the quarter. The bank had revenue of $9.67 million for the quarter. How do I buy shares of Summit State Bank? Shares of SSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings10/27/2026Today11/03/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Yellow Zone (4d) 1-Year History Nov 25 Feb 26 May 26 Aug 26 Nov 26 As of 4 days ago, SSBI's financial health entered the Yellow zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SSBI CIKN/A Webwww.summitstatebank.com Phone(707) 568-6000Fax707-568-7090Employees103Year Founded1984Profitability EPS (Trailing Twelve Months)$0.06 Trailing P/E Ratio189.33 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.80 million Net Margins0.59% Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$37.09 million Price / Sales2.08 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares6,777,000Free FloatN/AMarket Cap$76.99 million OptionableNot Optionable Beta0.39 Social Links 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. "Physical AI" is coming. Learn which seven companies are most positioned to benefit as intelligent robots enter the workforce.Get This Free Report This page (NASDAQ:SSBI) was last updated on 11/3/2026 by MarketBeat.com Staff. From Our PartnersI'm handing you this one freeElon Musk doesn't own the chip powering every Tesla, every Starlink dish, and every AI satellite he builds, he...Behind the Markets | SponsoredMy public warning after 55 years of watching the marketsDr. Martin D. 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