Summit State Bank (SSBI) Competitors $13.40 +0.05 (+0.37%) Closing price 05/21/2026 04:00 PM EasternExtended Trading$13.38 -0.02 (-0.15%) As of 05/21/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesOwnershipShort InterestTrendsBuy This Stock SSBI vs. PLBC, BCML, OVLY, FSBW, and UBFOShould you buy Summit State Bank stock or one of its competitors? MarketBeat compares Summit State Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Summit State Bank include Plumas Bancorp (PLBC), Bay Commercial Bank (BCML), Oak Valley Bancorp (OVLY), FS Bancorp (FSBW), and United Security Bancshares (UBFO). These companies are all part of the "banks - west" industry. SSBI vs. PLBCSSBI vs. BCMLSSBI vs. OVLYSSBI vs. FSBWSSBI vs. UBFOHow does Summit State Bank compare to Plumas Bancorp?Summit State Bank (NASDAQ:SSBI) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, profitability, risk, analyst recommendations, valuation, dividends and media sentiment. Is SSBI or PLBC more profitable? Plumas Bancorp has a net margin of 26.67% compared to Summit State Bank's net margin of 10.18%. Plumas Bancorp's return on equity of 15.16% beat Summit State Bank's return on equity.Company Net Margins Return on Equity Return on Assets Summit State Bank10.18% N/A N/A Plumas Bancorp 26.67%15.16%1.76% Which has more volatility & risk, SSBI or PLBC? Summit State Bank has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market. Comparatively, Plumas Bancorp has a beta of 0.61, suggesting that its share price is 39% less volatile than the broader market. Does the media prefer SSBI or PLBC? In the previous week, Plumas Bancorp had 2 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Plumas Bancorp and 0 mentions for Summit State Bank. Plumas Bancorp's average media sentiment score of 0.67 beat Summit State Bank's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the news media. Company Overall Sentiment Summit State Bank Neutral Plumas Bancorp Positive Which has better earnings & valuation, SSBI or PLBC? Plumas Bancorp has higher revenue and earnings than Summit State Bank. Plumas Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSummit State Bank$58.82M1.54$6.80M$0.8915.06Plumas Bancorp$112.17M3.31$29.62M$4.7211.27 Do institutionals and insiders hold more shares of SSBI or PLBC? 41.7% of Plumas Bancorp shares are held by institutional investors. 7.4% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. Do analysts recommend SSBI or PLBC? Plumas Bancorp has a consensus price target of $57.67, indicating a potential upside of 8.38%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Plumas Bancorp is more favorable than Summit State Bank.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Plumas Bancorp 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00 SummaryPlumas Bancorp beats Summit State Bank on 15 of the 16 factors compared between the two stocks.How does Summit State Bank compare to Bay Commercial Bank?Bay Commercial Bank (NASDAQ:BCML) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk. Does the media prefer BCML or SSBI? In the previous week, Bay Commercial Bank had 2 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Bay Commercial Bank and 0 mentions for Summit State Bank. Bay Commercial Bank's average media sentiment score of 0.00 equaled Summit State Bank'saverage media sentiment score. Company Overall Sentiment Bay Commercial Bank Neutral Summit State Bank Neutral Which has more volatility & risk, BCML or SSBI? Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, meaning that its stock price is 82% less volatile than the broader market. Which has higher earnings and valuation, BCML or SSBI? Bay Commercial Bank has higher revenue and earnings than Summit State Bank. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBay Commercial Bank$141.48M2.40$23.93M$2.4212.88Summit State Bank$58.82M1.54$6.80M$0.8915.06 Is BCML or SSBI more profitable? Bay Commercial Bank has a net margin of 18.41% compared to Summit State Bank's net margin of 10.18%. Bay Commercial Bank's return on equity of 7.84% beat Summit State Bank's return on equity.Company Net Margins Return on Equity Return on Assets Bay Commercial Bank18.41% 7.84% 1.01% Summit State Bank 10.18%N/A N/A Do analysts rate BCML or SSBI? Bay Commercial Bank presently has a consensus target price of $34.00, suggesting a potential upside of 9.08%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, equities analysts plainly believe Bay Commercial Bank is more favorable than Summit State Bank.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bay Commercial Bank 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.75Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do institutionals & insiders hold more shares of BCML or SSBI? 66.2% of Bay Commercial Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. SummaryBay Commercial Bank beats Summit State Bank on 15 of the 16 factors compared between the two stocks.How does Summit State Bank compare to Oak Valley Bancorp?Summit State Bank (NASDAQ:SSBI) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and dividends. Do analysts rate SSBI or OVLY? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Oak Valley Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Which has preferable earnings & valuation, SSBI or OVLY? Oak Valley Bancorp has higher revenue and earnings than Summit State Bank. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSummit State Bank$58.82M1.54$6.80M$0.8915.06Oak Valley Bancorp$95.04M2.99$23.91M$2.8811.72 Is SSBI or OVLY more profitable? Oak Valley Bancorp has a net margin of 24.80% compared to Summit State Bank's net margin of 10.18%. Oak Valley Bancorp's return on equity of 11.99% beat Summit State Bank's return on equity.Company Net Margins Return on Equity Return on Assets Summit State Bank10.18% N/A N/A Oak Valley Bancorp 24.80%11.99%1.20% Which has more risk and volatility, SSBI or OVLY? Summit State Bank has a beta of 0.18, meaning that its share price is 82% less volatile than the broader market. Comparatively, Oak Valley Bancorp has a beta of 0.21, meaning that its share price is 79% less volatile than the broader market. Do insiders & institutionals hold more shares of SSBI or OVLY? 30.9% of Oak Valley Bancorp shares are held by institutional investors. 13.9% of Oak Valley Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. Does the media prefer SSBI or OVLY? In the previous week, Oak Valley Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 1 mentions for Oak Valley Bancorp and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 0.00 equaled Oak Valley Bancorp'saverage media sentiment score. Company Overall Sentiment Summit State Bank Neutral Oak Valley Bancorp Neutral SummaryOak Valley Bancorp beats Summit State Bank on 13 of the 14 factors compared between the two stocks.How does Summit State Bank compare to FS Bancorp?Summit State Bank (NASDAQ:SSBI) and FS Bancorp (NASDAQ:FSBW) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings, media sentiment and valuation. Do insiders and institutionals hold more shares of SSBI or FSBW? 63.9% of FS Bancorp shares are held by institutional investors. 12.9% of FS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Do analysts rate SSBI or FSBW? FS Bancorp has a consensus target price of $46.00, suggesting a potential upside of 11.62%. Given FS Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe FS Bancorp is more favorable than Summit State Bank.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00FS Bancorp 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Which has stronger valuation & earnings, SSBI or FSBW? FS Bancorp has higher revenue and earnings than Summit State Bank. FS Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSummit State Bank$58.82M1.54$6.80M$0.8915.06FS Bancorp$219.52M1.02$33.35M$4.299.61 Which has more volatility and risk, SSBI or FSBW? Summit State Bank has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, FS Bancorp has a beta of 0.67, indicating that its share price is 33% less volatile than the broader market. Is SSBI or FSBW more profitable? FS Bancorp has a net margin of 14.91% compared to Summit State Bank's net margin of 10.18%. FS Bancorp's return on equity of 10.88% beat Summit State Bank's return on equity.Company Net Margins Return on Equity Return on Assets Summit State Bank10.18% N/A N/A FS Bancorp 14.91%10.88%1.04% Does the media prefer SSBI or FSBW? In the previous week, Summit State Bank's average media sentiment score of 0.00 equaled FS Bancorp'saverage media sentiment score. Company Overall Sentiment Summit State Bank Neutral FS Bancorp Neutral SummaryFS Bancorp beats Summit State Bank on 12 of the 14 factors compared between the two stocks.How does Summit State Bank compare to United Security Bancshares?Summit State Bank (NASDAQ:SSBI) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, dividends, earnings, media sentiment, risk and profitability. Which has more risk & volatility, SSBI or UBFO? Summit State Bank has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, United Security Bancshares has a beta of 0.34, indicating that its share price is 66% less volatile than the broader market. Do analysts rate SSBI or UBFO? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00United Security Bancshares 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Is SSBI or UBFO more profitable? United Security Bancshares has a net margin of 18.65% compared to Summit State Bank's net margin of 10.18%. United Security Bancshares' return on equity of 9.03% beat Summit State Bank's return on equity.Company Net Margins Return on Equity Return on Assets Summit State Bank10.18% N/A N/A United Security Bancshares 18.65%9.03%1.01% Which has better earnings & valuation, SSBI or UBFO? United Security Bancshares has lower revenue, but higher earnings than Summit State Bank. United Security Bancshares is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSummit State Bank$58.82M1.54$6.80M$0.8915.06United Security Bancshares$53.51M3.39$12.29M$0.7114.80 Do institutionals and insiders believe in SSBI or UBFO? 30.9% of United Security Bancshares shares are held by institutional investors. 22.1% of United Security Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Does the media favor SSBI or UBFO? In the previous week, Summit State Bank's average media sentiment score of 0.00 equaled United Security Bancshares'average media sentiment score. Company Overall Sentiment Summit State Bank Neutral United Security Bancshares Neutral SummaryUnited Security Bancshares beats Summit State Bank on 10 of the 13 factors compared between the two stocks. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart SSBI vs. The Competition ExportMetricSummit State BankBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$90.47M$2.31B$13.56B$12.29BDividend YieldN/A3.13%5.83%5.33%P/E Ratio15.0611.8124.0725.34Price / Sales1.542.66160.8279.19Price / CashN/A11.5520.0956.16Price / BookN/A1.312.147.01Net Income$6.80M$187.34M$1.13B$335.27M7 Day Performance-1.16%2.48%1.02%1.28%1 Month Performance-2.57%1.25%-0.04%0.16%1 Year Performance34.00%26.26%11.99%34.54% Summit State Bank Competitors List ExportCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)SSBISummit State BankN/A$13.40+0.4%N/A+36.6%$90.47M$58.82M15.06112PLBCPlumas Bancorp3.7898 of 5 stars$51.19-0.6%$57.67+12.7%+22.6%$358.93M$112.17M10.85190BCMLBay Commercial Bank3.9691 of 5 stars$30.36-0.3%$34.00+12.0%+17.5%$332.19M$141.48M12.55370OVLYOak Valley Bancorp2.4854 of 5 stars$32.88-0.4%N/A+32.4%$277.73M$95.04M11.42200FSBWFS Bancorp4.4175 of 5 stars$40.03+0.2%$46.00+14.9%+5.4%$216.42M$219.52M9.33540 Related Companies and Tools Related Companies PLBC Competitors BCML Competitors OVLY Competitors FSBW Competitors UBFO Competitors SFBC Competitors FNWB Competitors EWBC Competitors ZION Competitors WAL Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:SSBI) was last updated on 5/22/2026 by MarketBeat.com Staff. 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