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Summit State Bank (SSBI) Competitors

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$13.29 -0.26 (-1.92%)
Closing price 03:55 PM Eastern
Extended Trading
$13.31 +0.02 (+0.15%)
As of 04:10 PM Eastern
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SSBI vs. BCML, OVLY, FSBW, UBFO, and SFBC

Should you buy Summit State Bank stock or one of its competitors? MarketBeat compares Summit State Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Summit State Bank include Bay Commercial Bank (BCML), Oak Valley Bancorp (OVLY), FS Bancorp (FSBW), United Security Bancshares (UBFO), and Sound Financial Bancorp (SFBC). These companies are all part of the "banks - west" industry.

How does Summit State Bank compare to Bay Commercial Bank?

Bay Commercial Bank (NASDAQ:BCML) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations.

In the previous week, Summit State Bank had 1 more articles in the media than Bay Commercial Bank. MarketBeat recorded 1 mentions for Summit State Bank and 0 mentions for Bay Commercial Bank. Bay Commercial Bank's average media sentiment score of 1.89 beat Summit State Bank's score of 1.32 indicating that Bay Commercial Bank is being referred to more favorably in the media.

Company Overall Sentiment
Bay Commercial Bank Very Positive
Summit State Bank Positive

Bay Commercial Bank has a beta of 0.27, suggesting that its share price is 73% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

66.2% of Bay Commercial Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Bay Commercial Bank currently has a consensus price target of $34.00, indicating a potential upside of 1.61%. Given Bay Commercial Bank's stronger consensus rating and higher probable upside, analysts plainly believe Bay Commercial Bank is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Bay Commercial Bank has higher revenue and earnings than Summit State Bank. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.58$23.93M$2.4213.83
Summit State Bank$58.82M1.53$6.80M$0.8914.93

Bay Commercial Bank has a net margin of 18.41% compared to Summit State Bank's net margin of 10.18%. Bay Commercial Bank's return on equity of 7.84% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
Summit State Bank 10.18%N/A N/A

Summary

Bay Commercial Bank beats Summit State Bank on 14 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to Oak Valley Bancorp?

Oak Valley Bancorp (NASDAQ:OVLY) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, media sentiment, risk and earnings.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oak Valley Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Oak Valley Bancorp has higher revenue and earnings than Summit State Bank. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oak Valley Bancorp$95.04M3.00$23.91M$2.8811.76
Summit State Bank$58.82M1.53$6.80M$0.8914.93

30.9% of Oak Valley Bancorp shares are held by institutional investors. 13.9% of Oak Valley Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Oak Valley Bancorp has a net margin of 24.80% compared to Summit State Bank's net margin of 10.18%. Oak Valley Bancorp's return on equity of 11.99% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Oak Valley Bancorp24.80% 11.99% 1.20%
Summit State Bank 10.18%N/A N/A

In the previous week, Oak Valley Bancorp had 3 more articles in the media than Summit State Bank. MarketBeat recorded 4 mentions for Oak Valley Bancorp and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.32 beat Oak Valley Bancorp's score of 0.68 indicating that Summit State Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oak Valley Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Summit State Bank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Oak Valley Bancorp has a beta of 0.21, suggesting that its stock price is 79% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, suggesting that its stock price is 82% less volatile than the broader market.

Summary

Oak Valley Bancorp beats Summit State Bank on 13 of the 15 factors compared between the two stocks.

How does Summit State Bank compare to FS Bancorp?

FS Bancorp (NASDAQ:FSBW) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, risk, earnings, dividends, valuation, analyst recommendations, institutional ownership and media sentiment.

FS Bancorp has higher revenue and earnings than Summit State Bank. FS Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FS Bancorp$219.52M1.08$33.35M$4.2910.24
Summit State Bank$58.82M1.53$6.80M$0.8914.93

FS Bancorp presently has a consensus target price of $46.00, indicating a potential upside of 4.74%. Given FS Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe FS Bancorp is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FS Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

63.9% of FS Bancorp shares are held by institutional investors. 12.9% of FS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

FS Bancorp has a beta of 0.65, meaning that its stock price is 35% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, meaning that its stock price is 82% less volatile than the broader market.

In the previous week, FS Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for FS Bancorp and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.32 beat FS Bancorp's score of 0.87 indicating that Summit State Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
FS Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Summit State Bank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

FS Bancorp has a net margin of 14.91% compared to Summit State Bank's net margin of 10.18%. FS Bancorp's return on equity of 10.88% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
FS Bancorp14.91% 10.88% 1.04%
Summit State Bank 10.18%N/A N/A

Summary

FS Bancorp beats Summit State Bank on 13 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to United Security Bancshares?

United Security Bancshares (NASDAQ:UBFO) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, profitability, valuation, risk, analyst recommendations, earnings, dividends and institutional ownership.

In the previous week, Summit State Bank had 1 more articles in the media than United Security Bancshares. MarketBeat recorded 1 mentions for Summit State Bank and 0 mentions for United Security Bancshares. Summit State Bank's average media sentiment score of 1.32 beat United Security Bancshares' score of 0.00 indicating that Summit State Bank is being referred to more favorably in the news media.

Company Overall Sentiment
United Security Bancshares Neutral
Summit State Bank Positive

30.9% of United Security Bancshares shares are held by institutional investors. 22.1% of United Security Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

United Security Bancshares has higher earnings, but lower revenue than Summit State Bank. United Security Bancshares is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Security Bancshares$53.51M3.39$12.29M$0.7114.80
Summit State Bank$58.82M1.53$6.80M$0.8914.93

United Security Bancshares has a net margin of 18.65% compared to Summit State Bank's net margin of 10.18%. United Security Bancshares' return on equity of 9.03% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
United Security Bancshares18.65% 9.03% 1.01%
Summit State Bank 10.18%N/A N/A

United Security Bancshares has a beta of 0.34, indicating that its stock price is 66% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, indicating that its stock price is 82% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

United Security Bancshares beats Summit State Bank on 10 of the 15 factors compared between the two stocks.

How does Summit State Bank compare to Sound Financial Bancorp?

Sound Financial Bancorp (NASDAQ:SFBC) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, dividends, analyst recommendations, risk, institutional ownership, earnings, media sentiment and valuation.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Sound Financial Bancorp has higher earnings, but lower revenue than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sound Financial Bancorp$39.64M2.89$7.16M$2.9315.25
Summit State Bank$58.82M1.53$6.80M$0.8914.93

Sound Financial Bancorp has a beta of 0.01, indicating that its share price is 99% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market.

In the previous week, Sound Financial Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Sound Financial Bancorp and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.32 beat Sound Financial Bancorp's score of 0.68 indicating that Summit State Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sound Financial Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Summit State Bank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

68.8% of Sound Financial Bancorp shares are held by institutional investors. 12.3% of Sound Financial Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Sound Financial Bancorp has a net margin of 12.19% compared to Summit State Bank's net margin of 10.18%. Sound Financial Bancorp's return on equity of 6.99% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Sound Financial Bancorp12.19% 6.99% 0.70%
Summit State Bank 10.18%N/A N/A

Summary

Sound Financial Bancorp beats Summit State Bank on 10 of the 13 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBI vs. The Competition

MetricSummit State BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$91.82M$2.57B$13.99B$12.56B
Dividend YieldN/A2.95%5.68%6.64%
P/E Ratio14.9312.8720.6324.55
Price / Sales1.533.06134.9698.03
Price / CashN/A12.4619.4058.15
Price / BookN/A1.392.266.45
Net Income$6.80M$182.95M$1.14B$336.71M
7 Day Performance-2.35%1.35%1.47%2.55%
1 Month Performance-1.99%3.08%2.00%0.32%
1 Year Performance20.60%18.77%12.67%25.76%

Summit State Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SSBI
Summit State Bank
2.0916 of 5 stars
$13.29
-1.9%
N/A+20.7%$91.82M$58.82M14.93112
BCML
Bay Commercial Bank
4.1225 of 5 stars
$32.48
+0.4%
$34.00
+4.7%
+20.0%$352.81M$141.48M13.42370
OVLY
Oak Valley Bancorp
3.3393 of 5 stars
$34.02
-0.1%
N/A+26.0%$286.39M$95.04M11.81200
FSBW
FS Bancorp
3.131 of 5 stars
$43.01
+1.6%
$46.00
+7.0%
+7.7%$229.25M$219.52M10.03540
UBFO
United Security Bancshares
N/A$10.51
flat
N/AN/A$181.36M$53.51M14.80120

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This page (NASDAQ:SSBI) was last updated on 7/2/2026 by MarketBeat.com Staff.
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