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Summit State Bank (SSBI) Competitors

Summit State Bank logo
$11.74 +0.16 (+1.38%)
Closing price 07/11/2025 04:00 PM Eastern
Extended Trading
$11.78 +0.04 (+0.30%)
As of 07/11/2025 04:04 PM Eastern
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SSBI vs. PLBC, OVLY, UBFO, SFBC, FNWB, EWBC, WAL, ZION, COLB, and GBCI

Should you be buying Summit State Bank stock or one of its competitors? The main competitors of Summit State Bank include Plumas Bancorp (PLBC), Oak Valley Bancorp (OVLY), United Security Bancshares (UBFO), Sound Financial Bancorp (SFBC), First Northwest Bancorp (FNWB), East West Bancorp (EWBC), Western Alliance Bancorporation (WAL), Zions Bancorporation, N.A. (ZION), Columbia Banking System (COLB), and Glacier Bancorp (GBCI). These companies are all part of the "banks - west" industry.

Summit State Bank vs. Its Competitors

Plumas Bancorp (NASDAQ:PLBC) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, profitability, earnings, media sentiment, valuation, analyst recommendations, risk and institutional ownership.

Plumas Bancorp has a net margin of 31.18% compared to Summit State Bank's net margin of -4.08%. Plumas Bancorp's return on equity of 16.58% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Plumas Bancorp31.18% 16.58% 1.80%
Summit State Bank -4.08%N/A N/A

In the previous week, Plumas Bancorp had 3 more articles in the media than Summit State Bank. MarketBeat recorded 5 mentions for Plumas Bancorp and 2 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.27 beat Plumas Bancorp's score of 0.41 indicating that Summit State Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Plumas Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Summit State Bank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Plumas Bancorp presently has a consensus target price of $56.33, suggesting a potential upside of 23.40%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Plumas Bancorp is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Summit State Bank
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Plumas Bancorp has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than Plumas Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Plumas Bancorp$93.11M2.91$28.62M$4.949.24
Summit State Bank$62.91M1.27-$3.66M-$0.38-30.89

Plumas Bancorp has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.18, meaning that its stock price is 82% less volatile than the S&P 500.

41.7% of Plumas Bancorp shares are held by institutional investors. 7.7% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Plumas Bancorp beats Summit State Bank on 15 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBI vs. The Competition

MetricSummit State BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$79.56M$1.96B$12.08B$9.10B
Dividend YieldN/A3.32%5.54%4.02%
P/E Ratio-30.8911.9119.2020.26
Price / Sales1.272.6925.71152.16
Price / CashN/A11.6221.4557.67
Price / BookN/A1.302.285.49
Net Income-$3.66M$198.60M$992.82M$250.45M
7 Day Performance6.10%-0.97%-0.20%4.79%
1 Month Performance20.11%9.06%3.93%9.59%
1 Year Performance25.56%18.83%539.45%16.41%

Summit State Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SSBI
Summit State Bank
N/A$11.74
+1.4%
N/A+25.6%$79.56M$62.91M-30.89112News Coverage
Positive News
PLBC
Plumas Bancorp
4.6315 of 5 stars
$45.72
-3.7%
$57.67
+26.1%
+21.5%$281.63M$93.11M9.26190Upcoming Earnings
Analyst Forecast
OVLY
Oak Valley Bancorp
2.8622 of 5 stars
$27.79
-0.3%
N/A+11.8%$233.69M$77.25M9.36200News Coverage
Upcoming Earnings
UBFO
United Security Bancshares
2.6431 of 5 stars
$8.88
-4.3%
N/A+18.7%$162.18M$65.46M11.38120Positive News
Upcoming Earnings
Gap Down
SFBC
Sound Financial Bancorp
1.5886 of 5 stars
$47.02
-0.3%
N/A+8.6%$121.07M$62.03M24.11140
FNWB
First Northwest Bancorp
4.1723 of 5 stars
$7.99
-1.7%
$12.75
+59.6%
-17.6%$76.75M$124.95M-36.32290Analyst Forecast
EWBC
East West Bancorp
3.9974 of 5 stars
$107.81
-1.0%
$108.38
+0.5%
+40.2%$15.01B$4.53B12.873,100News Coverage
Positive News
Analyst Forecast
WAL
Western Alliance Bancorporation
4.994 of 5 stars
$83.57
-1.8%
$96.29
+15.2%
+25.4%$9.40B$3.21B11.463,524News Coverage
Upcoming Earnings
Analyst Forecast
ZION
Zions Bancorporation, N.A.
4.7006 of 5 stars
$55.16
-0.6%
$57.22
+3.7%
+19.0%$8.19B$4.99B10.779,406News Coverage
Positive News
Analyst Forecast
COLB
Columbia Banking System
3.4597 of 5 stars
$25.09
-1.8%
$29.29
+16.7%
+15.4%$5.37B$2.97B10.634,721News Coverage
Analyst Forecast
GBCI
Glacier Bancorp
N/A$45.73
-2.9%
N/AN/A$5.34B$1.27B24.593,595

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This page (NASDAQ:SSBI) was last updated on 7/13/2025 by MarketBeat.com Staff
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