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Summit State Bank (SSBI) Competitors

Summit State Bank logo
$13.40 +0.05 (+0.37%)
Closing price 05/21/2026 04:00 PM Eastern
Extended Trading
$13.38 -0.02 (-0.15%)
As of 05/21/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

SSBI vs. PLBC, BCML, OVLY, FSBW, and UBFO

Should you buy Summit State Bank stock or one of its competitors? MarketBeat compares Summit State Bank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Summit State Bank include Plumas Bancorp (PLBC), Bay Commercial Bank (BCML), Oak Valley Bancorp (OVLY), FS Bancorp (FSBW), and United Security Bancshares (UBFO). These companies are all part of the "banks - west" industry.

How does Summit State Bank compare to Plumas Bancorp?

Summit State Bank (NASDAQ:SSBI) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, profitability, risk, analyst recommendations, valuation, dividends and media sentiment.

Plumas Bancorp has a net margin of 26.67% compared to Summit State Bank's net margin of 10.18%. Plumas Bancorp's return on equity of 15.16% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Summit State Bank10.18% N/A N/A
Plumas Bancorp 26.67%15.16%1.76%

Summit State Bank has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market. Comparatively, Plumas Bancorp has a beta of 0.61, suggesting that its share price is 39% less volatile than the broader market.

In the previous week, Plumas Bancorp had 2 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Plumas Bancorp and 0 mentions for Summit State Bank. Plumas Bancorp's average media sentiment score of 0.67 beat Summit State Bank's score of 0.00 indicating that Plumas Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Summit State Bank Neutral
Plumas Bancorp Positive

Plumas Bancorp has higher revenue and earnings than Summit State Bank. Plumas Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Summit State Bank$58.82M1.54$6.80M$0.8915.06
Plumas Bancorp$112.17M3.31$29.62M$4.7211.27

41.7% of Plumas Bancorp shares are held by institutional investors. 7.4% of Plumas Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Plumas Bancorp has a consensus price target of $57.67, indicating a potential upside of 8.38%. Given Plumas Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Plumas Bancorp is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Plumas Bancorp
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Plumas Bancorp beats Summit State Bank on 15 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to Bay Commercial Bank?

Bay Commercial Bank (NASDAQ:BCML) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

In the previous week, Bay Commercial Bank had 2 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Bay Commercial Bank and 0 mentions for Summit State Bank. Bay Commercial Bank's average media sentiment score of 0.00 equaled Summit State Bank'saverage media sentiment score.

Company Overall Sentiment
Bay Commercial Bank Neutral
Summit State Bank Neutral

Bay Commercial Bank has a beta of 0.27, meaning that its stock price is 73% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.18, meaning that its stock price is 82% less volatile than the broader market.

Bay Commercial Bank has higher revenue and earnings than Summit State Bank. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bay Commercial Bank$141.48M2.40$23.93M$2.4212.88
Summit State Bank$58.82M1.54$6.80M$0.8915.06

Bay Commercial Bank has a net margin of 18.41% compared to Summit State Bank's net margin of 10.18%. Bay Commercial Bank's return on equity of 7.84% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Bay Commercial Bank18.41% 7.84% 1.01%
Summit State Bank 10.18%N/A N/A

Bay Commercial Bank presently has a consensus target price of $34.00, suggesting a potential upside of 9.08%. Given Bay Commercial Bank's stronger consensus rating and higher possible upside, equities analysts plainly believe Bay Commercial Bank is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bay Commercial Bank
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

66.2% of Bay Commercial Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Bay Commercial Bank beats Summit State Bank on 15 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to Oak Valley Bancorp?

Summit State Bank (NASDAQ:SSBI) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and dividends.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Oak Valley Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Oak Valley Bancorp has higher revenue and earnings than Summit State Bank. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Summit State Bank$58.82M1.54$6.80M$0.8915.06
Oak Valley Bancorp$95.04M2.99$23.91M$2.8811.72

Oak Valley Bancorp has a net margin of 24.80% compared to Summit State Bank's net margin of 10.18%. Oak Valley Bancorp's return on equity of 11.99% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Summit State Bank10.18% N/A N/A
Oak Valley Bancorp 24.80%11.99%1.20%

Summit State Bank has a beta of 0.18, meaning that its share price is 82% less volatile than the broader market. Comparatively, Oak Valley Bancorp has a beta of 0.21, meaning that its share price is 79% less volatile than the broader market.

30.9% of Oak Valley Bancorp shares are held by institutional investors. 13.9% of Oak Valley Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Oak Valley Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 1 mentions for Oak Valley Bancorp and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 0.00 equaled Oak Valley Bancorp'saverage media sentiment score.

Company Overall Sentiment
Summit State Bank Neutral
Oak Valley Bancorp Neutral

Summary

Oak Valley Bancorp beats Summit State Bank on 13 of the 14 factors compared between the two stocks.

How does Summit State Bank compare to FS Bancorp?

Summit State Bank (NASDAQ:SSBI) and FS Bancorp (NASDAQ:FSBW) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings, media sentiment and valuation.

63.9% of FS Bancorp shares are held by institutional investors. 12.9% of FS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

FS Bancorp has a consensus target price of $46.00, suggesting a potential upside of 11.62%. Given FS Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe FS Bancorp is more favorable than Summit State Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
FS Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

FS Bancorp has higher revenue and earnings than Summit State Bank. FS Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Summit State Bank$58.82M1.54$6.80M$0.8915.06
FS Bancorp$219.52M1.02$33.35M$4.299.61

Summit State Bank has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, FS Bancorp has a beta of 0.67, indicating that its share price is 33% less volatile than the broader market.

FS Bancorp has a net margin of 14.91% compared to Summit State Bank's net margin of 10.18%. FS Bancorp's return on equity of 10.88% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Summit State Bank10.18% N/A N/A
FS Bancorp 14.91%10.88%1.04%

In the previous week, Summit State Bank's average media sentiment score of 0.00 equaled FS Bancorp'saverage media sentiment score.

Company Overall Sentiment
Summit State Bank Neutral
FS Bancorp Neutral

Summary

FS Bancorp beats Summit State Bank on 12 of the 14 factors compared between the two stocks.

How does Summit State Bank compare to United Security Bancshares?

Summit State Bank (NASDAQ:SSBI) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, valuation, analyst recommendations, dividends, earnings, media sentiment, risk and profitability.

Summit State Bank has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, United Security Bancshares has a beta of 0.34, indicating that its share price is 66% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Summit State Bank
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Security Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

United Security Bancshares has a net margin of 18.65% compared to Summit State Bank's net margin of 10.18%. United Security Bancshares' return on equity of 9.03% beat Summit State Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Summit State Bank10.18% N/A N/A
United Security Bancshares 18.65%9.03%1.01%

United Security Bancshares has lower revenue, but higher earnings than Summit State Bank. United Security Bancshares is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Summit State Bank$58.82M1.54$6.80M$0.8915.06
United Security Bancshares$53.51M3.39$12.29M$0.7114.80

30.9% of United Security Bancshares shares are held by institutional investors. 22.1% of United Security Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Summit State Bank's average media sentiment score of 0.00 equaled United Security Bancshares'average media sentiment score.

Company Overall Sentiment
Summit State Bank Neutral
United Security Bancshares Neutral

Summary

United Security Bancshares beats Summit State Bank on 10 of the 13 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SSBI vs. The Competition

MetricSummit State BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$90.47M$2.31B$13.56B$12.29B
Dividend YieldN/A3.13%5.83%5.33%
P/E Ratio15.0611.8124.0725.34
Price / Sales1.542.66160.8279.19
Price / CashN/A11.5520.0956.16
Price / BookN/A1.312.147.01
Net Income$6.80M$187.34M$1.13B$335.27M
7 Day Performance-1.16%2.48%1.02%1.28%
1 Month Performance-2.57%1.25%-0.04%0.16%
1 Year Performance34.00%26.26%11.99%34.54%

Summit State Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SSBI
Summit State Bank
N/A$13.40
+0.4%
N/A+36.6%$90.47M$58.82M15.06112
PLBC
Plumas Bancorp
3.7898 of 5 stars
$51.19
-0.6%
$57.67
+12.7%
+22.6%$358.93M$112.17M10.85190
BCML
Bay Commercial Bank
3.9691 of 5 stars
$30.36
-0.3%
$34.00
+12.0%
+17.5%$332.19M$141.48M12.55370
OVLY
Oak Valley Bancorp
2.4854 of 5 stars
$32.88
-0.4%
N/A+32.4%$277.73M$95.04M11.42200
FSBW
FS Bancorp
4.4175 of 5 stars
$40.03
+0.2%
$46.00
+14.9%
+5.4%$216.42M$219.52M9.33540

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This page (NASDAQ:SSBI) was last updated on 5/22/2026 by MarketBeat.com Staff.
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