Do analysts prefer SSBI or AVBH?

Avidbank has a consensus target price of $35.33, suggesting a potential upside of 13.25%. Given Avidbank's stronger consensus rating and higher probable upside, analysts plainly believe Avidbank is more favorable than Summit State Bank. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Avidbank 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75

Do analysts prefer FVCB or SSBI?

Fvcbankcorp presently has a consensus price target of $21.00, suggesting a potential upside of 16.02%. Given Fvcbankcorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Fvcbankcorp is more favorable than Summit State Bank. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Fvcbankcorp 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts rate COSO or SSBI?

CoastalSouth Bancshares currently has a consensus target price of $30.00, indicating a potential upside of 10.13%. Given CoastalSouth Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe CoastalSouth Bancshares is more favorable than Summit State Bank. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score CoastalSouth Bancshares 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 3.00 Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts prefer SSBI or BCML?

Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 13.90%. Given Bay Commercial Bank's higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than Summit State Bank. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Summit State Bank 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Bay Commercial Bank 1 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00

Does the media favor SSBI or BCML?

In the previous week, Summit State Bank's average media sentiment score of 1.87 equaled Bay Commercial Bank'saverage media sentiment score. Company Overall Sentiment Summit State Bank Very Positive Bay Commercial Bank Very Positive

Summit State Bank (SSBI) Competitors

$12.86 -0.01 (-0.04%)

Closing price 09/1/2026 02:05 PM Eastern

Extended Trading

$12.81 -0.05 (-0.36%)

As of 04:09 AM Eastern

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SSBI vs. AVBH, FVCB, COSO, BCML, and JMSB

Should you buy Summit State Bank stock or one of its competitors? Summit State Bank's main competitors and comparable companies include Avidbank (AVBH), Fvcbankcorp (FVCB), CoastalSouth Bancshares (COSO), Bay Commercial Bank (BCML), and John Marshall Bancorp (JMSB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Summit State Bank compare to Avidbank?

Summit State Bank (NASDAQ:SSBI) and Avidbank (NASDAQ:AVBH) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment.

Summit State Bank has higher earnings, but lower revenue than Avidbank. Avidbank is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Summit State Bank	$58.82M	1.48	$6.80M	$0.34	37.81
Avidbank	$151.76M	2.26	-$19.55M	-$1.92	N/A

15.9% of Avidbank shares are owned by institutional investors. 9.6% of Avidbank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summit State Bank has a net margin of 3.87% compared to Avidbank's net margin of -8.69%. Avidbank's return on equity of 10.85% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Summit State Bank	3.87%	N/A	N/A
Avidbank	-8.69%	10.85%	1.21%

Summit State Bank has a beta of 0.2, meaning that its stock price is 80% less volatile than the broader market. Comparatively, Avidbank has a beta of 0.33, meaning that its stock price is 67% less volatile than the broader market.

Avidbank has a consensus target price of $35.33, suggesting a potential upside of 13.25%. Given Avidbank's stronger consensus rating and higher probable upside, analysts plainly believe Avidbank is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Summit State Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Avidbank	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75

In the previous week, Avidbank had 1 more articles in the media than Summit State Bank. MarketBeat recorded 1 mentions for Avidbank and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.87 beat Avidbank's score of 1.21 indicating that Summit State Bank is being referred to more favorably in the media.

Company	Overall Sentiment
Summit State Bank	Very Positive
Avidbank	Positive

Summary

Avidbank beats Summit State Bank on 11 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to Fvcbankcorp?

Fvcbankcorp (NASDAQ:FVCB) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, media sentiment, profitability, risk, institutional ownership and analyst recommendations.

43.6% of Fvcbankcorp shares are owned by institutional investors. 11.2% of Fvcbankcorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Fvcbankcorp has a beta of 0.32, indicating that its share price is 68% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.2, indicating that its share price is 80% less volatile than the broader market.

Fvcbankcorp has higher revenue and earnings than Summit State Bank. Fvcbankcorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fvcbankcorp	$122.03M	2.67	$22.06M	$1.42	12.75
Summit State Bank	$58.82M	1.48	$6.80M	$0.34	37.81

Fvcbankcorp presently has a consensus price target of $21.00, suggesting a potential upside of 16.02%. Given Fvcbankcorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Fvcbankcorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fvcbankcorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Summit State Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Fvcbankcorp has a net margin of 20.45% compared to Summit State Bank's net margin of 3.87%. Fvcbankcorp's return on equity of 9.80% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fvcbankcorp	20.45%	9.80%	1.08%
Summit State Bank	3.87%	N/A	N/A

In the previous week, Fvcbankcorp had 2 more articles in the media than Summit State Bank. MarketBeat recorded 2 mentions for Fvcbankcorp and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.87 beat Fvcbankcorp's score of 1.44 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Overall Sentiment
Fvcbankcorp	Positive
Summit State Bank	Very Positive

Summary

Fvcbankcorp beats Summit State Bank on 14 of the 16 factors compared between the two stocks.

How does Summit State Bank compare to CoastalSouth Bancshares?

CoastalSouth Bancshares (NYSE:COSO) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, dividends, risk, profitability, media sentiment and valuation.

CoastalSouth Bancshares has a net margin of 19.59% compared to Summit State Bank's net margin of 3.87%. CoastalSouth Bancshares' return on equity of 10.57% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CoastalSouth Bancshares	19.59%	10.57%	1.18%
Summit State Bank	3.87%	N/A	N/A

In the previous week, CoastalSouth Bancshares had 5 more articles in the media than Summit State Bank. MarketBeat recorded 5 mentions for CoastalSouth Bancshares and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.87 beat CoastalSouth Bancshares' score of 0.30 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Overall Sentiment
CoastalSouth Bancshares	Neutral
Summit State Bank	Very Positive

CoastalSouth Bancshares has a beta of -0.01, indicating that its stock price is 101% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.2, indicating that its stock price is 80% less volatile than the broader market.

CoastalSouth Bancshares has higher revenue and earnings than Summit State Bank. CoastalSouth Bancshares is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CoastalSouth Bancshares	$87.04M	3.74	$24.89M	$2.22	12.27
Summit State Bank	$58.82M	1.48	$6.80M	$0.34	37.81

CoastalSouth Bancshares currently has a consensus target price of $30.00, indicating a potential upside of 10.13%. Given CoastalSouth Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe CoastalSouth Bancshares is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CoastalSouth Bancshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00
Summit State Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

CoastalSouth Bancshares beats Summit State Bank on 12 of the 15 factors compared between the two stocks.

How does Summit State Bank compare to Bay Commercial Bank?

Summit State Bank (NASDAQ:SSBI) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, dividends, risk, earnings, media sentiment and valuation.

In the previous week, Summit State Bank's average media sentiment score of 1.87 equaled Bay Commercial Bank'saverage media sentiment score.

Company	Overall Sentiment
Summit State Bank	Very Positive
Bay Commercial Bank	Very Positive

Summit State Bank has a beta of 0.2, meaning that its stock price is 80% less volatile than the broader market. Comparatively, Bay Commercial Bank has a beta of 0.28, meaning that its stock price is 72% less volatile than the broader market.

Bay Commercial Bank has higher revenue and earnings than Summit State Bank. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Summit State Bank	$58.82M	1.48	$6.80M	$0.34	37.81
Bay Commercial Bank	$104.88M	3.11	$23.93M	$1.20	24.88

66.2% of Bay Commercial Bank shares are held by institutional investors. 2.9% of Bay Commercial Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Bay Commercial Bank has a consensus target price of $34.00, indicating a potential upside of 13.90%. Given Bay Commercial Bank's higher possible upside, analysts clearly believe Bay Commercial Bank is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Summit State Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bay Commercial Bank	1 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Bay Commercial Bank has a net margin of 9.20% compared to Summit State Bank's net margin of 3.87%. Bay Commercial Bank's return on equity of 6.98% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Summit State Bank	3.87%	N/A	N/A
Bay Commercial Bank	9.20%	6.98%	0.90%

Summary

Bay Commercial Bank beats Summit State Bank on 12 of the 13 factors compared between the two stocks.

How does Summit State Bank compare to John Marshall Bancorp?

John Marshall Bancorp (NASDAQ:JMSB) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, risk, valuation, institutional ownership and analyst recommendations.

John Marshall Bancorp currently has a consensus price target of $24.50, suggesting a potential upside of 8.60%. Given John Marshall Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe John Marshall Bancorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
John Marshall Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00
Summit State Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

In the previous week, John Marshall Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 1 mentions for John Marshall Bancorp and 0 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.87 beat John Marshall Bancorp's score of 1.43 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Overall Sentiment
John Marshall Bancorp	Positive
Summit State Bank	Very Positive

John Marshall Bancorp has a net margin of 20.41% compared to Summit State Bank's net margin of 3.87%. John Marshall Bancorp's return on equity of 9.16% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
John Marshall Bancorp	20.41%	9.16%	1.04%
Summit State Bank	3.87%	N/A	N/A

John Marshall Bancorp has higher revenue and earnings than Summit State Bank. John Marshall Bancorp is trading at a lower price-to-earnings ratio than Summit State Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
John Marshall Bancorp	$68.17M	4.67	$21.23M	$1.73	13.04
Summit State Bank	$58.82M	1.48	$6.80M	$0.34	37.81

39.1% of John Marshall Bancorp shares are held by institutional investors. 12.6% of John Marshall Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

John Marshall Bancorp has a beta of 0.58, meaning that its share price is 42% less volatile than the broader market. Comparatively, Summit State Bank has a beta of 0.2, meaning that its share price is 80% less volatile than the broader market.

Summary

John Marshall Bancorp beats Summit State Bank on 15 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SSBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

SSBI vs. The Competition

Export

Metric	Summit State Bank	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$87.15M	$23.61B	$14.03B	$12.83B
Dividend Yield	N/A	3.18%	5.88%	11.78%
P/E Ratio	37.81	27.27	26.07	24.97
Price / Sales	1.48	9.42	520.46	93.29
Price / Cash	N/A	15.93	38.46	52.85
Price / Book	N/A	1.35	2.09	6.03
Net Income	$6.80M	$2.58B	$1.32B	$348.89M
7 Day Performance	-0.12%	-0.45%	-0.90%	-2.29%
1 Month Performance	3.75%	0.14%	1.79%	2.94%
1 Year Performance	8.57%	22.82%	11.23%	14.08%

Summit State Bank Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
SSBI Summit State Bank	1.6143 of 5 stars	$12.86 0.0%	N/A	+8.2%	$87.15M	$58.82M	37.81	112	Positive News
AVBH Avidbank	1.8659 of 5 stars	$31.75 -0.2%	$35.33 +11.3%	+24.3%	$349.27M	$151.76M	N/A	130	Positive News
FVCB Fvcbankcorp	4.1695 of 5 stars	$18.14 -1.5%	$21.00 +15.8%	+33.5%	$332.01M	$122.03M	12.77	130
COSO CoastalSouth Bancshares	3.2061 of 5 stars	$27.43 -0.4%	$30.00 +9.4%	N/A	$329.23M	$135.78M	12.36	180	News Coverage
BCML Bay Commercial Bank	4.5569 of 5 stars	$30.19 +0.7%	$34.00 +12.6%	-1.4%	$327.27M	$104.88M	25.16	370	Positive News High Trading Volume

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This page (NASDAQ:SSBI) was last updated on 9/2/2026 by MarketBeat.com Staff.

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Summit State Bank (SSBI) Competitors

SSBI vs. AVBH, FVCB, COSO, BCML, and JMSB

How does Summit State Bank compare to Avidbank?

Summary

How does Summit State Bank compare to Fvcbankcorp?

Summary

How does Summit State Bank compare to CoastalSouth Bancshares?

Summary

How does Summit State Bank compare to Bay Commercial Bank?

Summary

How does Summit State Bank compare to John Marshall Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

SSBI vs. The Competition

Summit State Bank Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Terms & Info

Summit State Bank (SSBI) Competitors

SSBI vs. AVBH, FVCB, COSO, BCML, and JMSB

How does Summit State Bank compare to Avidbank?

Which has preferable valuation & earnings, SSBI or AVBH?

Do institutionals & insiders hold more shares of SSBI or AVBH?

Is SSBI or AVBH more profitable?

Which has more risk & volatility, SSBI or AVBH?

Do analysts prefer SSBI or AVBH?

Does the media refer more to SSBI or AVBH?

Summary

How does Summit State Bank compare to Fvcbankcorp?

Do insiders & institutionals hold more shares of FVCB or SSBI?

Which has more volatility & risk, FVCB or SSBI?

Which has preferable valuation and earnings, FVCB or SSBI?

Do analysts prefer FVCB or SSBI?

Is FVCB or SSBI more profitable?

Does the media prefer FVCB or SSBI?

Summary

How does Summit State Bank compare to CoastalSouth Bancshares?

Is COSO or SSBI more profitable?

Does the media refer more to COSO or SSBI?

Which has more risk & volatility, COSO or SSBI?

Which has higher earnings and valuation, COSO or SSBI?

Do analysts rate COSO or SSBI?

Summary

How does Summit State Bank compare to Bay Commercial Bank?

Does the media favor SSBI or BCML?

Which has more volatility and risk, SSBI or BCML?

Which has preferable valuation & earnings, SSBI or BCML?

Do insiders and institutionals believe in SSBI or BCML?

Do analysts prefer SSBI or BCML?

Is SSBI or BCML more profitable?

Summary

How does Summit State Bank compare to John Marshall Bancorp?

Do analysts recommend JMSB or SSBI?

Does the media refer more to JMSB or SSBI?

Is JMSB or SSBI more profitable?

Which has higher valuation and earnings, JMSB or SSBI?

Do insiders & institutionals hold more shares of JMSB or SSBI?

Which has more volatility and risk, JMSB or SSBI?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

SSBI vs. The Competition

Summit State Bank Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools