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Sound Financial Bancorp (SFBC) Competitors

Sound Financial Bancorp logo
$46.25 -0.33 (-0.71%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$46.74 +0.48 (+1.05%)
As of 08/14/2026 07:34 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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SFBC vs. FRBA, CBAN, CZNC, RBB, and BMRC

Should you buy Sound Financial Bancorp stock or one of its competitors? Sound Financial Bancorp's main competitors and comparable companies include First Bank (FRBA), Colony Bankcorp (CBAN), Citizens & Northern (CZNC), RBB Bancorp (RBB), and Bank of Marin Bancorp (BMRC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Sound Financial Bancorp compare to First Bank?

First Bank (NASDAQ:FRBA) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, institutional ownership, valuation, dividends, analyst recommendations and media sentiment.

64.9% of First Bank shares are owned by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are owned by institutional investors. 13.1% of First Bank shares are owned by insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

First Bank has a net margin of 17.45% compared to Sound Financial Bancorp's net margin of 12.89%. First Bank's return on equity of 9.63% beat Sound Financial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Bank17.45% 9.63% 1.07%
Sound Financial Bancorp 12.89%7.31%0.74%

First Bank currently has a consensus target price of $19.67, suggesting a potential upside of 3.40%. Given First Bank's stronger consensus rating and higher probable upside, equities analysts clearly believe First Bank is more favorable than Sound Financial Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 1.9%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. First Bank pays out 21.3% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years. First Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, First Bank had 1 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for First Bank and 3 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 1.08 beat First Bank's score of 0.75 indicating that Sound Financial Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Bank
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Sound Financial Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Bank has higher revenue and earnings than Sound Financial Bancorp. First Bank is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Bank$245.83M1.94$43.66M$1.6911.25
Sound Financial Bancorp$40.28M2.95$7.16M$3.1214.82

Summary

First Bank beats Sound Financial Bancorp on 12 of the 18 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Colony Bankcorp?

Sound Financial Bancorp (NASDAQ:SFBC) and Colony Bankcorp (NYSE:CBAN) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, institutional ownership, valuation, dividends and profitability.

Colony Bankcorp has a consensus target price of $23.00, suggesting a potential upside of 3.50%. Given Colony Bankcorp's stronger consensus rating and higher possible upside, analysts clearly believe Colony Bankcorp is more favorable than Sound Financial Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Colony Bankcorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Colony Bankcorp has a net margin of 15.42% compared to Sound Financial Bancorp's net margin of 12.89%. Colony Bankcorp's return on equity of 10.40% beat Sound Financial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Sound Financial Bancorp12.89% 7.31% 0.74%
Colony Bankcorp 15.42%10.40%1.06%

Colony Bankcorp has higher revenue and earnings than Sound Financial Bancorp. Colony Bankcorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sound Financial Bancorp$40.28M2.95$7.16M$3.1214.82
Colony Bankcorp$151.63M3.11$28.25M$1.6513.47

In the previous week, Sound Financial Bancorp had 3 more articles in the media than Colony Bankcorp. MarketBeat recorded 3 mentions for Sound Financial Bancorp and 0 mentions for Colony Bankcorp. Sound Financial Bancorp's average media sentiment score of 1.08 beat Colony Bankcorp's score of 0.30 indicating that Sound Financial Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Sound Financial Bancorp Positive
Colony Bankcorp Neutral

68.8% of Sound Financial Bancorp shares are owned by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are owned by institutional investors. 12.3% of Sound Financial Bancorp shares are owned by insiders. Comparatively, 3.9% of Colony Bankcorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years and Colony Bankcorp has raised its dividend for 7 consecutive years. Colony Bankcorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Colony Bankcorp beats Sound Financial Bancorp on 12 of the 19 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Citizens & Northern?

Citizens & Northern (NASDAQ:CZNC) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, profitability, earnings, dividends, media sentiment and valuation.

30.8% of Citizens & Northern shares are held by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are held by institutional investors. 4.7% of Citizens & Northern shares are held by company insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Citizens & Northern has a net margin of 13.28% compared to Sound Financial Bancorp's net margin of 12.89%. Citizens & Northern's return on equity of 9.54% beat Sound Financial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Citizens & Northern13.28% 9.54% 1.04%
Sound Financial Bancorp 12.89%7.31%0.74%

Citizens & Northern has higher revenue and earnings than Sound Financial Bancorp. Sound Financial Bancorp is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens & Northern$140.31M3.32$23.43M$1.4817.55
Sound Financial Bancorp$40.28M2.95$7.16M$3.1214.82

In the previous week, Citizens & Northern and Citizens & Northern both had 3 articles in the media. Sound Financial Bancorp's average media sentiment score of 1.08 beat Citizens & Northern's score of 1.08 indicating that Sound Financial Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens & Northern
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Sound Financial Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Citizens & Northern currently has a consensus price target of $23.50, indicating a potential downside of 9.55%. Given Citizens & Northern's stronger consensus rating and higher probable upside, equities analysts clearly believe Citizens & Northern is more favorable than Sound Financial Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens & Northern
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.3%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Sound Financial Bancorp has raised its dividend for 2 consecutive years.

Summary

Citizens & Northern beats Sound Financial Bancorp on 11 of the 17 factors compared between the two stocks.

How does Sound Financial Bancorp compare to RBB Bancorp?

RBB Bancorp (NASDAQ:RBB) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, risk, profitability, media sentiment, valuation, dividends, institutional ownership and analyst recommendations.

40.1% of RBB Bancorp shares are owned by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are owned by institutional investors. 6.8% of RBB Bancorp shares are owned by company insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.3%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. RBB Bancorp pays out 26.3% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years. RBB Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

RBB Bancorp has a net margin of 17.26% compared to Sound Financial Bancorp's net margin of 12.89%. RBB Bancorp's return on equity of 7.94% beat Sound Financial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
RBB Bancorp17.26% 7.94% 0.99%
Sound Financial Bancorp 12.89%7.31%0.74%

RBB Bancorp has higher revenue and earnings than Sound Financial Bancorp. RBB Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
RBB Bancorp$132.74M3.52$31.95M$2.4311.35
Sound Financial Bancorp$40.28M2.95$7.16M$3.1214.82

In the previous week, Sound Financial Bancorp had 1 more articles in the media than RBB Bancorp. MarketBeat recorded 3 mentions for Sound Financial Bancorp and 2 mentions for RBB Bancorp. RBB Bancorp's average media sentiment score of 1.87 beat Sound Financial Bancorp's score of 1.08 indicating that RBB Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
RBB Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Sound Financial Bancorp
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

RBB Bancorp currently has a consensus price target of $25.50, suggesting a potential downside of 7.58%. Given RBB Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe RBB Bancorp is more favorable than Sound Financial Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

RBB Bancorp beats Sound Financial Bancorp on 12 of the 18 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Bank of Marin Bancorp?

Bank of Marin Bancorp (NASDAQ:BMRC) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, profitability, earnings, media sentiment, valuation, analyst recommendations, risk and institutional ownership.

Sound Financial Bancorp has a net margin of 12.89% compared to Bank of Marin Bancorp's net margin of -7.98%. Bank of Marin Bancorp's return on equity of 8.51% beat Sound Financial Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of Marin Bancorp-7.98% 8.51% 0.89%
Sound Financial Bancorp 12.89%7.31%0.74%

52.3% of Bank of Marin Bancorp shares are owned by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are owned by institutional investors. 4.9% of Bank of Marin Bancorp shares are owned by company insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

In the previous week, Sound Financial Bancorp had 2 more articles in the media than Bank of Marin Bancorp. MarketBeat recorded 3 mentions for Sound Financial Bancorp and 1 mentions for Bank of Marin Bancorp. Bank of Marin Bancorp's average media sentiment score of 1.89 beat Sound Financial Bancorp's score of 1.08 indicating that Bank of Marin Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Bank of Marin Bancorp Very Positive
Sound Financial Bancorp Positive

Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.5%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.8%. Bank of Marin Bancorp pays out -109.9% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Bank of Marin Bancorp presently has a consensus target price of $31.50, suggesting a potential upside of 11.35%. Given Bank of Marin Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Bank of Marin Bancorp is more favorable than Sound Financial Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of Marin Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29
Sound Financial Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Sound Financial Bancorp has lower revenue, but higher earnings than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of Marin Bancorp$60.61M7.56-$35.67M-$0.91N/A
Sound Financial Bancorp$40.28M2.95$7.16M$3.1214.82

Summary

Bank of Marin Bancorp beats Sound Financial Bancorp on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SFBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SFBC vs. The Competition

Export
MetricSound Financial BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$119.62M$23.93B$14.16B$13.06B
Dividend Yield1.80%3.14%5.87%10.45%
P/E Ratio14.8228.2929.3425.38
Price / Sales2.959.81514.3077.95
Price / Cash13.6616.3337.4950.90
Price / Book1.061.383.716.25
Net Income$7.16M$2.57B$1.31B$347.82M
7 Day Performance-0.54%1.05%0.77%1.08%
1 Month Performance-1.01%3.26%1.56%0.82%
1 Year Performance-0.64%27.82%12.52%20.99%

Sound Financial Bancorp Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SFBC
Sound Financial Bancorp
2.188 of 5 stars		$46.25
-0.7%		N/A-1.3%$119.62M$40.28M14.82140
FRBA
First Bank
3.9633 of 5 stars		$18.94
-0.4%		$19.67
+3.8%		+18.9%$475.32M$149.77M11.21240
CBAN
Colony Bankcorp
4.2271 of 5 stars		$22.18
-0.1%		$23.00
+3.7%		+34.0%$471.06M$190.23M13.45520
CZNC
Citizens & Northern
3.9002 of 5 stars		$25.96
-0.2%		$23.50
-9.5%		+33.9%$465.55M$170.03M17.54410
RBB
RBB Bancorp
3.5092 of 5 stars		$27.47
-0.2%		$25.50
-7.2%		+39.6%$464.78M$238M11.30360

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This page (NASDAQ:SFBC) was last updated on 8/15/2026 by MarketBeat.com Staff.
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