Do analysts rate SFBC or PDLB?

Ponce Financial Group has a consensus target price of $24.00, suggesting a potential upside of 18.05%. Given Ponce Financial Group's higher probable upside, analysts plainly believe Ponce Financial Group is more favorable than Sound Financial Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Sound Financial Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Ponce Financial Group 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 3.00

Does the media refer more to SFBC or PDLB?

In the previous week, Sound Financial Bancorp and Sound Financial Bancorp both had 2 articles in the media. Ponce Financial Group's average media sentiment score of 1.79 beat Sound Financial Bancorp's score of 0.89 indicating that Ponce Financial Group is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Sound Financial Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ponce Financial Group 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Do analysts prefer SFBC or FMAO?

Farmers & Merchants Bancorp has a consensus target price of $32.25, suggesting a potential downside of 8.29%. Given Farmers & Merchants Bancorp's higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Sound Financial Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Sound Financial Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Farmers & Merchants Bancorp 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.75

Do analysts recommend SFBC or CZNC?

Citizens & Northern has a consensus target price of $23.50, suggesting a potential downside of 8.30%. Given Citizens & Northern's higher probable upside, analysts clearly believe Citizens & Northern is more favorable than Sound Financial Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Sound Financial Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Citizens & Northern 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25

Does the media favor SFBC or CZNC?

In the previous week, Citizens & Northern had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Sound Financial Bancorp. Citizens & Northern's average media sentiment score of 0.99 beat Sound Financial Bancorp's score of 0.89 indicating that Citizens & Northern is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Sound Financial Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens & Northern 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts rate BMRC or SFBC?

Bank of Marin Bancorp currently has a consensus target price of $31.50, suggesting a potential upside of 12.69%. Given Bank of Marin Bancorp's higher possible upside, equities research analysts clearly believe Bank of Marin Bancorp is more favorable than Sound Financial Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bank of Marin Bancorp 0 Sell rating(s) 5 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.29 Sound Financial Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Does the media prefer BMRC or SFBC?

In the previous week, Bank of Marin Bancorp had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for Bank of Marin Bancorp and 2 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 0.89 beat Bank of Marin Bancorp's score of 0.52 indicating that Sound Financial Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bank of Marin Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Sound Financial Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts rate RBB or SFBC?

RBB Bancorp currently has a consensus target price of $25.50, indicating a potential downside of 3.97%. Given RBB Bancorp's higher possible upside, equities research analysts plainly believe RBB Bancorp is more favorable than Sound Financial Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score RBB Bancorp 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50 Sound Financial Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00

Does the media favor RBB or SFBC?

In the previous week, RBB Bancorp had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for RBB Bancorp and 2 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 0.89 beat RBB Bancorp's score of 0.78 indicating that Sound Financial Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment RBB Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Sound Financial Bancorp 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Sound Financial Bancorp (SFBC) Competitors

$45.06 -0.95 (-2.05%)

As of 01:31 PM Eastern

Compare

SFBC vs. PDLB, FMAO, CZNC, BMRC, and RBB

Should you buy Sound Financial Bancorp stock or one of its competitors? Sound Financial Bancorp's main competitors and comparable companies include Ponce Financial Group (PDLB), Farmers & Merchants Bancorp (FMAO), Citizens & Northern (CZNC), Bank of Marin Bancorp (BMRC), and RBB Bancorp (RBB). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Sound Financial Bancorp compare to Ponce Financial Group?

Sound Financial Bancorp (NASDAQ:SFBC) and Ponce Financial Group (NASDAQ:PDLB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership.

Ponce Financial Group has higher revenue and earnings than Sound Financial Bancorp. Sound Financial Bancorp is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sound Financial Bancorp	$61.52M	1.88	$7.16M	$3.12	14.44
Ponce Financial Group	$194.94M	2.52	$28.70M	$1.40	14.52

In the previous week, Sound Financial Bancorp and Sound Financial Bancorp both had 2 articles in the media. Ponce Financial Group's average media sentiment score of 1.79 beat Sound Financial Bancorp's score of 0.89 indicating that Ponce Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sound Financial Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ponce Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Sound Financial Bancorp has a beta of 0.01, suggesting that its share price is 99% less volatile than the broader market. Comparatively, Ponce Financial Group has a beta of 0.68, suggesting that its share price is 32% less volatile than the broader market.

Ponce Financial Group has a consensus target price of $24.00, suggesting a potential upside of 18.05%. Given Ponce Financial Group's higher probable upside, analysts plainly believe Ponce Financial Group is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Ponce Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	3.00

68.9% of Sound Financial Bancorp shares are held by institutional investors. Comparatively, 64.4% of Ponce Financial Group shares are held by institutional investors. 12.3% of Sound Financial Bancorp shares are held by insiders. Comparatively, 7.2% of Ponce Financial Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Ponce Financial Group has a net margin of 16.51% compared to Sound Financial Bancorp's net margin of 12.89%. Ponce Financial Group's return on equity of 10.52% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sound Financial Bancorp	12.89%	7.31%	0.74%
Ponce Financial Group	16.51%	10.52%	1.02%

Summary

Ponce Financial Group beats Sound Financial Bancorp on 11 of the 14 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Farmers & Merchants Bancorp?

Sound Financial Bancorp (NASDAQ:SFBC) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, profitability, valuation, institutional ownership, risk, earnings, media sentiment and analyst recommendations.

Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.9%. Farmers & Merchants Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 2.6%. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 31.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years and Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Sound Financial Bancorp has a beta of 0.01, indicating that its stock price is 99% less volatile than the broader market. Comparatively, Farmers & Merchants Bancorp has a beta of 0.8, indicating that its stock price is 20% less volatile than the broader market.

Farmers & Merchants Bancorp has a net margin of 20.27% compared to Sound Financial Bancorp's net margin of 12.89%. Farmers & Merchants Bancorp's return on equity of 10.72% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sound Financial Bancorp	12.89%	7.31%	0.74%
Farmers & Merchants Bancorp	20.27%	10.72%	1.16%

Farmers & Merchants Bancorp has a consensus target price of $32.25, suggesting a potential downside of 8.29%. Given Farmers & Merchants Bancorp's higher probable upside, analysts clearly believe Farmers & Merchants Bancorp is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Farmers & Merchants Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.75

In the previous week, Sound Financial Bancorp had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 2 mentions for Sound Financial Bancorp and 1 mentions for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp's average media sentiment score of 1.79 beat Sound Financial Bancorp's score of 0.89 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Sound Financial Bancorp	Positive
Farmers & Merchants Bancorp	Very Positive

Farmers & Merchants Bancorp has higher revenue and earnings than Sound Financial Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sound Financial Bancorp	$61.52M	1.88	$7.16M	$3.12	14.44
Farmers & Merchants Bancorp	$190.68M	2.54	$33.31M	$2.91	12.08

68.9% of Sound Financial Bancorp shares are held by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 12.3% of Sound Financial Bancorp shares are held by insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Farmers & Merchants Bancorp beats Sound Financial Bancorp on 12 of the 19 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Citizens & Northern?

Sound Financial Bancorp (NASDAQ:SFBC) and Citizens & Northern (NASDAQ:CZNC) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, analyst recommendations, media sentiment and institutional ownership.

Sound Financial Bancorp has a beta of 0.01, meaning that its share price is 99% less volatile than the broader market. Comparatively, Citizens & Northern has a beta of 0.4, meaning that its share price is 60% less volatile than the broader market.

68.9% of Sound Financial Bancorp shares are owned by institutional investors. Comparatively, 30.8% of Citizens & Northern shares are owned by institutional investors. 12.3% of Sound Financial Bancorp shares are owned by insiders. Comparatively, 4.7% of Citizens & Northern shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Citizens & Northern has a consensus target price of $23.50, suggesting a potential downside of 8.30%. Given Citizens & Northern's higher probable upside, analysts clearly believe Citizens & Northern is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Citizens & Northern	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Citizens & Northern has a net margin of 13.28% compared to Sound Financial Bancorp's net margin of 12.89%. Citizens & Northern's return on equity of 9.54% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sound Financial Bancorp	12.89%	7.31%	0.74%
Citizens & Northern	13.28%	9.54%	1.04%

Citizens & Northern has higher revenue and earnings than Sound Financial Bancorp. Sound Financial Bancorp is trading at a lower price-to-earnings ratio than Citizens & Northern, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sound Financial Bancorp	$61.52M	1.88	$7.16M	$3.12	14.44
Citizens & Northern	$170.03M	2.70	$23.43M	$1.48	17.32

Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.9%. Citizens & Northern pays an annual dividend of $1.12 per share and has a dividend yield of 4.4%. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Citizens & Northern pays out 75.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Sound Financial Bancorp has increased its dividend for 2 consecutive years.

In the previous week, Citizens & Northern had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for Citizens & Northern and 2 mentions for Sound Financial Bancorp. Citizens & Northern's average media sentiment score of 0.99 beat Sound Financial Bancorp's score of 0.89 indicating that Citizens & Northern is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sound Financial Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Citizens & Northern	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Citizens & Northern beats Sound Financial Bancorp on 12 of the 18 factors compared between the two stocks.

How does Sound Financial Bancorp compare to Bank of Marin Bancorp?

Bank of Marin Bancorp (NASDAQ:BMRC) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, profitability, dividends, valuation, analyst recommendations, media sentiment, risk and earnings.

Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.6%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.9%. Bank of Marin Bancorp pays out -109.9% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Sound Financial Bancorp has lower revenue, but higher earnings than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Marin Bancorp	$163.98M	2.76	-$35.67M	-$0.91	N/A
Sound Financial Bancorp	$61.52M	1.88	$7.16M	$3.12	14.44

Bank of Marin Bancorp currently has a consensus target price of $31.50, suggesting a potential upside of 12.69%. Given Bank of Marin Bancorp's higher possible upside, equities research analysts clearly believe Bank of Marin Bancorp is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Marin Bancorp	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

52.3% of Bank of Marin Bancorp shares are held by institutional investors. Comparatively, 68.9% of Sound Financial Bancorp shares are held by institutional investors. 4.9% of Bank of Marin Bancorp shares are held by insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Bank of Marin Bancorp has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market. Comparatively, Sound Financial Bancorp has a beta of 0.01, suggesting that its share price is 99% less volatile than the broader market.

In the previous week, Bank of Marin Bancorp had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for Bank of Marin Bancorp and 2 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 0.89 beat Bank of Marin Bancorp's score of 0.52 indicating that Sound Financial Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of Marin Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sound Financial Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Sound Financial Bancorp has a net margin of 12.89% compared to Bank of Marin Bancorp's net margin of -7.98%. Bank of Marin Bancorp's return on equity of 8.51% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of Marin Bancorp	-7.98%	8.51%	0.89%
Sound Financial Bancorp	12.89%	7.31%	0.74%

Summary

Bank of Marin Bancorp beats Sound Financial Bancorp on 10 of the 19 factors compared between the two stocks.

How does Sound Financial Bancorp compare to RBB Bancorp?

RBB Bancorp (NASDAQ:RBB) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, profitability, earnings, risk, media sentiment, institutional ownership and valuation.

RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Sound Financial Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 1.9%. RBB Bancorp pays out 26.3% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has raised its dividend for 2 consecutive years. RBB Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, RBB Bancorp had 2 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 4 mentions for RBB Bancorp and 2 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 0.89 beat RBB Bancorp's score of 0.78 indicating that Sound Financial Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
RBB Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sound Financial Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

RBB Bancorp has a net margin of 17.26% compared to Sound Financial Bancorp's net margin of 12.89%. RBB Bancorp's return on equity of 7.94% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
RBB Bancorp	17.26%	7.94%	0.99%
Sound Financial Bancorp	12.89%	7.31%	0.74%

RBB Bancorp has higher revenue and earnings than Sound Financial Bancorp. RBB Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RBB Bancorp	$238M	1.89	$31.95M	$2.43	10.93
Sound Financial Bancorp	$61.52M	1.88	$7.16M	$3.12	14.44

RBB Bancorp has a beta of 1.02, indicating that its share price is 2% more volatile than the broader market. Comparatively, Sound Financial Bancorp has a beta of 0.01, indicating that its share price is 99% less volatile than the broader market.

RBB Bancorp currently has a consensus target price of $25.50, indicating a potential downside of 3.97%. Given RBB Bancorp's higher possible upside, equities research analysts plainly believe RBB Bancorp is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RBB Bancorp	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

40.1% of RBB Bancorp shares are held by institutional investors. Comparatively, 68.9% of Sound Financial Bancorp shares are held by institutional investors. 6.8% of RBB Bancorp shares are held by insiders. Comparatively, 12.3% of Sound Financial Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

RBB Bancorp beats Sound Financial Bancorp on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SFBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

SFBC vs. The Competition

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Metric	Sound Financial Bancorp	Banks Industry	Finance Sector	NASDAQ Exchange
Market Cap	$115.79M	$23.40B	$13.64B	$13.16B
Dividend Yield	1.74%	3.09%	5.95%	12.57%
P/E Ratio	14.44	26.92	24.94	25.84
Price / Sales	1.88	9.35	503.74	110.94
Price / Cash	14.13	15.44	46.12	52.76
Price / Book	1.06	1.36	2.71	6.33
Net Income	$7.16M	$2.58B	$1.32B	$359.77M
7 Day Performance	-7.86%	-0.52%	-0.47%	-0.03%
1 Month Performance	-4.63%	-0.40%	-1.88%	-3.96%
1 Year Performance	-3.83%	22.39%	9.37%	6.32%

Sound Financial Bancorp Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
SFBC Sound Financial Bancorp	2.9717 of 5 stars	$45.06 -2.1%	N/A	-2.8%	$115.79M	$61.52M	14.44	92
PDLB Ponce Financial Group	2.9703 of 5 stars	$20.34 +0.3%	$24.00 +18.0%	+36.1%	$492.05M	$194.94M	14.53	216	Positive News
FMAO Farmers & Merchants Bancorp	3.8834 of 5 stars	$35.50 -0.5%	$32.25 -9.2%	+35.8%	$488.85M	$190.68M	12.20	477	Positive News
CZNC Citizens & Northern	3.7151 of 5 stars	$25.81 -0.5%	$23.50 -8.9%	+27.8%	$462.81M	$140.31M	17.44	460
BMRC Bank of Marin Bancorp	3.8479 of 5 stars	$28.27 -0.5%	$31.50 +11.4%	+13.5%	$457.61M	$163.98M	N/A	311	Positive News

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This page (NASDAQ:SFBC) was last updated on 9/25/2026 by MarketBeat.com Staff.

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Sound Financial Bancorp (SFBC) Competitors

SFBC vs. PDLB, FMAO, CZNC, BMRC, and RBB

How does Sound Financial Bancorp compare to Ponce Financial Group?

Summary

How does Sound Financial Bancorp compare to Farmers & Merchants Bancorp?

Summary

How does Sound Financial Bancorp compare to Citizens & Northern?

Summary

How does Sound Financial Bancorp compare to Bank of Marin Bancorp?

Summary

How does Sound Financial Bancorp compare to RBB Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

SFBC vs. The Competition

Sound Financial Bancorp Competitors List

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Sound Financial Bancorp (SFBC) Competitors

SFBC vs. PDLB, FMAO, CZNC, BMRC, and RBB

How does Sound Financial Bancorp compare to Ponce Financial Group?

Which has better earnings and valuation, SFBC or PDLB?

Does the media refer more to SFBC or PDLB?

Which has more volatility & risk, SFBC or PDLB?

Do analysts rate SFBC or PDLB?

Do insiders & institutionals hold more shares of SFBC or PDLB?

Is SFBC or PDLB more profitable?

Summary

How does Sound Financial Bancorp compare to Farmers & Merchants Bancorp?

Is SFBC or FMAO a better dividend stock?

Which has more volatility and risk, SFBC or FMAO?

Is SFBC or FMAO more profitable?

Do analysts prefer SFBC or FMAO?

Does the media refer more to SFBC or FMAO?

Which has better earnings & valuation, SFBC or FMAO?

Do institutionals & insiders have more ownership in SFBC or FMAO?

Summary

How does Sound Financial Bancorp compare to Citizens & Northern?

Which has more risk & volatility, SFBC or CZNC?

Do institutionals and insiders hold more shares of SFBC or CZNC?

Do analysts recommend SFBC or CZNC?

Is SFBC or CZNC more profitable?

Which has better valuation & earnings, SFBC or CZNC?

Is SFBC or CZNC a better dividend stock?

Does the media favor SFBC or CZNC?

Summary

How does Sound Financial Bancorp compare to Bank of Marin Bancorp?

Is BMRC or SFBC a better dividend stock?

Which has stronger earnings and valuation, BMRC or SFBC?

Do analysts rate BMRC or SFBC?

Do insiders & institutionals have more ownership in BMRC or SFBC?

Which has more risk and volatility, BMRC or SFBC?

Does the media prefer BMRC or SFBC?

Is BMRC or SFBC more profitable?

Summary

How does Sound Financial Bancorp compare to RBB Bancorp?

Is RBB or SFBC a better dividend stock?

Does the media favor RBB or SFBC?

Is RBB or SFBC more profitable?

Which has preferable earnings & valuation, RBB or SFBC?

Which has more risk & volatility, RBB or SFBC?

Do analysts rate RBB or SFBC?

Do insiders and institutionals hold more shares of RBB or SFBC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

SFBC vs. The Competition

Sound Financial Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools