Sound Financial Bancorp (SFBC) Competitors

First Savings Financial Group (NASDAQ:FSFG) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, analyst recommendations, dividends, risk, profitability, community ranking, institutional ownership and media sentiment.

Which has preferable valuation & earnings, FSFG or SFBC?

First Savings Financial Group has higher revenue and earnings than Sound Financial Bancorp. Sound Financial Bancorp is trading at a lower price-to-earnings ratio than First Savings Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$82.31M	1.27	$8.17M	$0.90	16.90
Sound Financial Bancorp	$55.62M	1.82	$7.44M	$2.86	13.85

Does the MarketBeat Community favor FSFG or SFBC?

First Savings Financial Group received 158 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. However, 64.71% of users gave Sound Financial Bancorp an outperform vote while only 52.71% of users gave First Savings Financial Group an outperform vote.

Company	Underperform	Outperform
First Savings Financial Group	Outperform Votes 224 52.71%	Underperform Votes 201 47.29%
Sound Financial Bancorp	Outperform Votes 66 64.71%	Underperform Votes 36 35.29%

Do institutionals & insiders believe in FSFG or SFBC?

35.2% of First Savings Financial Group shares are owned by institutional investors. Comparatively, 68.9% of Sound Financial Bancorp shares are owned by institutional investors. 15.9% of First Savings Financial Group shares are owned by company insiders. Comparatively, 12.5% of Sound Financial Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Do analysts recommend FSFG or SFBC?

First Savings Financial Group presently has a consensus target price of $21.00, suggesting a potential upside of 38.07%. Given Sound Financial Bancorp's higher probable upside, equities research analysts clearly believe First Savings Financial Group is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Which has more risk & volatility, FSFG or SFBC?

First Savings Financial Group has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, Sound Financial Bancorp has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500.

Is FSFG or SFBC a better dividend stock?

First Savings Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 3.9%. Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.9%. First Savings Financial Group pays out 66.7% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 11 consecutive years and Sound Financial Bancorp has increased its dividend for 1 consecutive years. First Savings Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to FSFG or SFBC?

In the previous week, First Savings Financial Group had 3 more articles in the media than Sound Financial Bancorp. MarketBeat recorded 3 mentions for First Savings Financial Group and 0 mentions for Sound Financial Bancorp. Sound Financial Bancorp's average media sentiment score of 0.55 beat First Savings Financial Group's score of 0.00 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Overall Sentiment
First Savings Financial Group	Positive
Sound Financial Bancorp	Neutral

Is FSFG or SFBC more profitable?

Sound Financial Bancorp has a net margin of 13.38% compared to Sound Financial Bancorp's net margin of 4.74%. Sound Financial Bancorp's return on equity of 7.99% beat First Savings Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	4.74%	7.99%	0.57%
Sound Financial Bancorp	13.38%	7.45%	0.74%

Summary

First Savings Financial Group beats Sound Financial Bancorp on 13 of the 20 factors compared between the two stocks.