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NASDAQ:SFST

Southern First Bancshares (SFST) Stock Price, News & Analysis

Southern First Bancshares logo
$63.03 +0.21 (+0.33%)
As of 08/21/2026 04:00 PM Eastern

About Southern First Bancshares Stock (NASDAQ:SFST)

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Key Stats

Today's Range
$62.39
$63.31
50-Day Range
$57.95
$64.60
52-Week Range
$40.90
$65.09
Volume
160,246 shs
Average Volume
104,858 shs
Market Capitalization
$596.26 million
P/E Ratio
13.50
Dividend Yield
N/A
Price Target
$64.00
Consensus Rating
Moderate Buy

Company Overview

Southern First Bancshares is the bank holding company for Southern First Bank, a community-oriented financial institution headquartered in Greenville, South Carolina. Through its wholly owned subsidiary, the company delivers a full spectrum of commercial and consumer banking services designed to meet the needs of small and midsize businesses, professionals, and individual customers. Southern First Bancshares operates under a relationship-driven model, emphasizing personalized service and local decision–making.

The company’s core offerings include deposit products such as checking, savings, money market accounts and certificates of deposit, alongside an array of lending solutions covering commercial real estate, construction, equipment financing and small business administration (SBA) loans. In addition to traditional banking services, Southern First Bancshares provides residential mortgage lending, cash management, treasury services and digital banking platforms that enable online account management, mobile deposits and real-time payments.

With a branch network focused primarily across Upstate South Carolina—and select markets in neighboring North Carolina and Georgia—Southern First Bancshares leverages its regional footprint to support local economic growth. The bank’s leadership team comprises experienced banking executives and community business leaders who guide strategy, risk management and client engagement initiatives. Through ongoing investment in technology and community outreach, Southern First Bancshares aims to strengthen its position as a trusted financial partner for businesses and individuals across the Southeastern region.

AI Generated. May Contain Errors.

Southern First Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
58th Percentile Overall Score

SFST MarketRank™: 

Southern First Bancshares scored higher than 58% of companies evaluated by MarketBeat, and ranked 541st out of 837 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Southern First Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and no sell ratings.

  • Upside/Downside

    The consensus price target for Southern First Bancshares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Southern First Bancshares has only been the subject of 2 research reports in the past 90 days.

  • Read more about Southern First Bancshares' stock forecast and price target.
  • Earnings Growth

    Earnings for Southern First Bancshares are expected to grow by 22.22% in the coming year, from $5.40 to $6.60 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Southern First Bancshares is 13.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.45.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Southern First Bancshares is 13.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.61.

  • Price to Book Value per Share Ratio

    Southern First Bancshares has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Southern First Bancshares' valuation and earnings.
  • Percentage of Shares Shorted

    3.99% of the float of Southern First Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Southern First Bancshares has a short interest ratio ("days to cover") of 2.87, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Southern First Bancshares has recently decreased by 8.78%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Southern First Bancshares does not currently pay a dividend.

  • Dividend Growth

    Southern First Bancshares does not have a long track record of dividend growth.

  • News Sentiment

    Southern First Bancshares has a news sentiment score of -0.95. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Southern First Bancshares this week, compared to 1 article on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Southern First Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $155,857.00 in company stock.

  • Percentage Held by Insiders

    6.90% of the stock of Southern First Bancshares is held by insiders.

  • Percentage Held by Institutions

    75.00% of the stock of Southern First Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Southern First Bancshares' insider trading history.
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SFST Stock News Headlines

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Southern First Bancshares Inc (SFST)
Southern First Bancshares Q2 2026 Earnings
Southern First Reports Second Quarter 2026 Results
See More Headlines

SFST Stock Analysis - Frequently Asked Questions

Southern First Bancshares' stock was trading at $51.52 at the beginning of 2026. Since then, SFST stock has increased by 22.3% and is now trading at $63.03.

Southern First Bancshares, Inc. (NASDAQ:SFST) released its earnings results on Tuesday, July, 21st. The bank reported $1.20 EPS for the quarter, topping the consensus estimate of $1.19 by $0.01. The bank had revenue of $20.40 million for the quarter, compared to analysts' expectations of $36.30 million. Southern First Bancshares had a trailing twelve-month return on equity of 10.18% and a net margin of 16.78%.

Southern First Bancshares' top institutional shareholders include BlackRock Inc. (8.78%), Walleye Capital LLC (1.90%), Bank of America Corp DE (0.97%) and The Manufacturers Life Insurance Company (0.92%). Insiders that own company stock include R Arthur Seaver Jr, Leighton M Cubbage, David G Ellison, Anne S Ellefson, Julie Ann Fairchild, Silvia T King, William Iv Maner, Anna T Locke and Ray Lattimore.
View institutional ownership trends
.

Shares of SFST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Southern First Bancshares investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AUO (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

Last Earnings
7/21/2026
Today
8/23/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:SFST
CIK
1090009
Employees
290
Year Founded
1999

Price Target and Rating

High Price Target
$64.00
Low Price Target
$64.00
Potential Upside/Downside
+1.5%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$4.67
Trailing P/E Ratio
13.50
Forward P/E Ratio
11.67
P/E Growth
N/A
Net Income
$30.37 million
Net Margins
16.78%
Pretax Margin
21.63%
Return on Equity
10.18%
Return on Assets
0.88%

Debt

Debt-to-Equity Ratio
0.03
Current Ratio
1.04
Quick Ratio
1.04

Sales & Book Value

Annual Sales
$224.62 million
Price / Sales
2.65
Cash Flow
$4.29 per share
Price / Cash Flow
14.70
Book Value
$45.02 per share
Price / Book
1.40

Miscellaneous

Outstanding Shares
9,460,000
Free Float
8,803,000
Market Cap
$596.26 million
Optionable
Optionable
Beta
0.68

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This page (NASDAQ:SFST) was last updated on 8/23/2026 by MarketBeat.com Staff.
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