Southside Bancshares (SBSI) Stock Price, News & Analysis

Company Overview

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, and operates through its principal subsidiary, Southside Bank. The company provides a full suite of commercial and retail banking services, including deposit accounts, commercial and consumer loans, mortgage lending, and digital banking solutions designed to meet the needs of individuals, small businesses, and mid-market companies.

Southside Bank’s commercial banking division offers lending and treasury management services to support business growth and operational efficiency. Its consumer banking arm delivers checking and savings products, residential mortgage loans, home equity lines of credit, and online and mobile banking platforms. The company further extends its service offering through insurance, trust, and wealth management solutions, helping clients manage risk and plan for long-term financial goals.

Founded in 1965, Southside Bancshares has grown from a single Texas community bank into a regional franchise with a network of branches concentrated in East Texas. The company leverages local market expertise to deliver personalized banking relationships across both urban and rural communities in its core geography. Southside also emphasizes community involvement, supporting local development initiatives and charitable programs.

Leadership at Southside Bancshares reflects deep banking experience and community ties. Gary D. Little Sr., serving as Chairman, President, and Chief Executive Officer, has been instrumental in guiding the company’s growth strategy and fostering a customer-focused culture. Under his stewardship, Southside Bancshares remains committed to delivering financial solutions tailored to the evolving needs of its clients.

Key Stats

• Today's Range: $31.00 to $31.26
• 50-Day Range: $28.26 to $31.44
• 52-Week Range: $25.85 to $38.00
• Volume: 46,911 shs
• Average Volume: 116,662 shs
• Market Capitalization: $941.14 million
• P/E Ratio: 10.74
• Dividend Yield: 4.60%
• Price Target: $35.00
• Consensus Rating: Hold

Southside Bancshares Stock Analysis - MarketRank™

Southside Bancshares scored higher than 71% of companies evaluated by MarketBeat, and ranked 435th out of 927 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

Southside Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Southside Bancshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 3.87%

Earnings Growth

Earnings for Southside Bancshares are expected to grow by 3.87% in the coming year, from $2.84 to $2.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Southside Bancshares is 10.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 271.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Southside Bancshares is 10.74, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 230.49.

Price to Book Value per Share Ratio

Southside Bancshares has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for SBSI.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Southside Bancshares is a leading dividend payer. It pays a dividend yield of 4.61%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Southside Bancshares has been increasing its dividend for 30 years.

Dividend Coverage

The dividend payout ratio of Southside Bancshares is 51.06%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Southside Bancshares will have a dividend payout ratio of 48.81% next year. This indicates that Southside Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.3 / 5
• Environmental Score: -0.45

Short Interest

There is no current short interest data available for SBSI.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.75

News Sentiment

Southside Bancshares has a news sentiment score of 1.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Southside Bancshares this week, compared to 3 articles on an average week.

Search Interest

4 people have searched for SBSI on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Southside Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.00% of the stock of Southside Bancshares is held by insiders.

Percentage Held by Institutions

55.70% of the stock of Southside Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SBSI Stock Analysis - Frequently Asked Questions

How have SBSI shares performed this year?

Southside Bancshares' stock was trading at $31.76 at the beginning of 2025. Since then, SBSI shares have decreased by 1.5% and is now trading at $31.2880.

How were Southside Bancshares' earnings last quarter?

Southside Bancshares, Inc. (NASDAQ:SBSI) posted its quarterly earnings data on Tuesday, April, 29th. The bank reported $0.71 earnings per share for the quarter, topping the consensus estimate of $0.67 by $0.04. The bank had revenue of $100.29 million for the quarter, compared to analysts' expectations of $67.37 million. Southside Bancshares had a net margin of 19.40% and a trailing twelve-month return on equity of 11.10%.

Who are Southside Bancshares' major shareholders?

Southside Bancshares' top institutional investors include Geode Capital Management LLC (2.29%), American Century Companies Inc. (1.17%), JPMorgan Chase & Co. (1.02%) and Bank of New York Mellon Corp (0.97%). Insiders that own company stock include Herbert C Buie, Lee R Gibson, John F Sammons Jr, Julie Shamburger, Susan Elaine Anderson, Kirk A Calhoun, T L Arnold Jr, Brian K Mccabe, Suni M Davis, Jared C Green and Cindy Blackstone.
View institutional ownership trends.

How do I buy shares of Southside Bancshares?

Shares of SBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Southside Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Southside Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), ServiceNow (NOW), Adobe (ADBE) and Palo Alto Networks (PANW).

Company Calendar

• Last Earnings: 4/29/2025
• Record date for 9/4 Dividend: 8/21/2025
• Ex-Dividend for 9/4 Dividend: 8/21/2025
• Today: 9/04/2025
• Dividend Payable: 9/04/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SBSI
• CIK: 705432
• Web: www.southside.com
• Phone: (903) 531-7111
• Fax: 903-592-3692
• Employees: 810
• Year Founded: 1960

Price Target and Rating

• Average Price Target for Southside Bancshares: $35.00
• High Price Target: $37.00
• Low Price Target: $33.00
• Potential Upside/Downside: +13.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.82
• Trailing P/E Ratio: 10.62
• Forward P/E Ratio: 10.88
• P/E Growth: N/A
• Net Income: $88.49 million
• Net Margins: 19.40%
• Pretax Margin: 23.54%
• Return on Equity: 11.10%
• Return on Assets: 1.06%

Debt

• Debt-to-Equity Ratio: 1.18
• Current Ratio: 0.76
• Quick Ratio: 0.76

Sales & Book Value

• Annual Sales: $260.02 million
• Price / Sales: 3.57
• Cash Flow: $3.00 per share
• Price / Cash Flow: 10.29
• Book Value: $26.79 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 30,080,000
• Free Float: 28,520,000
• Market Cap: $929.32 million
• Optionable: Optionable
• Beta: 0.70